Previously Known As : Dsp Tax Saver Fund
Dsp Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 10
Rating
Growth Option 11-09-2026
NAV ₹135.4(R) -0.21% ₹151.98(D) -0.21%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -2.07% 11.24% 10.71% 16.35% 13.62%
Direct -1.15% 12.28% 11.75% 17.45% 14.75%
Nifty 500 TRI -0.12% 10.06% 10.12% 15.39% 13.13%
SIP (XIRR) Regular -5.0% 3.93% 10.34% 14.1% 14.07%
Direct -4.11% 4.94% 11.41% 15.22% 15.18%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.58 0.28 0.59 3.9% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.59% -19.02% -15.91% 0.94 11.65%
Fund AUM As on: 30/12/2025 17344 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
quant Elss Tax Saver Fund 2
SBI ELSS Tax Saver Fund 3
Baroda BNP Paribas ELSS Tax Saver Fund 4
HSBC Elss Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
JM ELSS Tax Saver Fund 7
Nippon India ELSS Tax Saver Fund 8

NAV Date: 11-09-2026

Scheme Name NAV Rupee Change Percent Change
DSP ELSS Tax Saver Fund - Regular Plan - IDCW 20.97
-0.0500
-0.2100%
DSP ELSS Tax Saver Fund - Direct Plan - IDCW 89.55
-0.1900
-0.2100%
DSP ELSS Tax Saver Fund - Regular Plan - Growth 135.4
-0.2900
-0.2100%
DSP ELSS Tax Saver Fund - Direct Plan - Growth 151.98
-0.3200
-0.2100%

Review Date: 11-09-2026

Beginning of Analysis

In the ELSS (Tax Saving) Fund category, DSP ELSS Tax Saver Fund is the 7th ranked fund. The category has total 35 funds. The 5 star rating shows an excellent past performance of the DSP ELSS Tax Saver Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 3.9% which is higher than the category average of -0.29%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.58 which is higher than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

DSP ELSS Tax Saver Fund Return Analysis

The DSP ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -3.58%, 1.87 and 1.31 in last one, three and six months respectively. In the same period the category average return was -2.61%, 5.2% and 6.13% respectively.
  • DSP ELSS Tax Saver Fund has given a return of -1.15% in last one year. In the same period the Nifty 500 TRI return was -0.12%. The fund has given 1.03% less return than the benchmark return.
  • The fund has given a return of 12.28% in last three years and rank 12th out of thirty nine funds in the category. In the same period the Nifty 500 TRI return was 10.06%. The fund has given 2.22% more return than the benchmark return.
  • DSP ELSS Tax Saver Fund has given a return of 11.75% in last five years and category average returns is 11.08% in same period. The fund ranked 12th out of thirty one funds in the category. In the same period the Nifty 500 TRI return was 10.12%. The fund has given 1.63% more return than the benchmark return.
  • The fund has given a return of 14.75% in last ten years and ranked 8th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 13.13%. The fund has given 1.62% more return than the benchmark return.
  • The fund has given a SIP return of -4.11% in last one year whereas category average SIP return is 1.32%. The fund one year return rank in the category is 29th in 39 funds
  • The fund has SIP return of 4.94% in last three years and ranks 19th in 37 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (16.9%) in the category in last three years.
  • The fund has SIP return of 11.41% in last five years whereas category average SIP return is 10.5%.

DSP ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 15.59 and semi deviation of 11.65. The category average standard deviation is 15.39 and semi deviation is 11.37.
  • The fund has a Value at Risk (VaR) of -19.02 and a maximum drawdown of -15.91. The category average VaR is -22.63 and the maximum drawdown is -18.27. The fund has a beta of 0.95 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -3.65 -3.39
    -2.68
    		-4.63 | 3.29 27 | 40 Average
    3M Return % 1.64 3.88
    4.95
    		0.56 | 11.46 35 | 40 Poor
    6M Return % 0.83 4.42
    5.57
    		-2.65 | 23.31 31 | 40 Poor
    1Y Return % -2.07 -0.12
    -0.68
    		-11.02 | 12.68 23 | 40 Average
    3Y Return % 11.24 10.06
    9.67
    		3.15 | 20.85 11 | 39 Good
    5Y Return % 10.71 10.12
    9.88
    		5.12 | 16.32 10 | 31 Good
    7Y Return % 16.35 15.39
    15.03
    		10.28 | 24.58 8 | 30 Very Good
    10Y Return % 13.62 13.13
    12.79
    		9.51 | 18.67 8 | 25 Good
    15Y Return % 15.80 13.54
    13.98
    		11.80 | 16.83 2 | 19 Very Good
    1Y SIP Return % -5.00
    0.85
    		-11.06 | 24.34 29 | 40 Average
    3Y SIP Return % 3.93
    4.30
    		-1.18 | 15.54 22 | 39 Average
    5Y SIP Return % 10.34
    9.56
    		4.30 | 19.57 12 | 31 Good
    7Y SIP Return % 14.10
    12.83
    		7.34 | 20.34 7 | 30 Very Good
    10Y SIP Return % 14.07
    13.15
    		9.42 | 19.80 7 | 25 Very Good
    15Y SIP Return % 14.97
    13.43
    		10.60 | 19.23 4 | 20 Very Good
    Standard Deviation 15.59
    15.39
    		11.39 | 21.29 28 | 39 Average
    Semi Deviation 11.65
    11.37
    		8.48 | 15.53 28 | 39 Average
    Max Drawdown % -15.91
    -18.27
    		-28.24 | -14.41 9 | 39 Very Good
    VaR 1 Y % -19.02
    -22.63
    		-38.55 | -15.29 5 | 39 Very Good
    Average Drawdown % 8.59
    8.11
    		4.32 | 11.51 18 | 39 Good
    Sharpe Ratio 0.58
    0.38
    		-0.05 | 0.72 7 | 39 Very Good
    Sterling Ratio 0.59
    0.43
    		0.12 | 0.68 5 | 39 Very Good
    Sortino Ratio 0.28
    0.19
    		0.02 | 0.36 9 | 39 Very Good
    Jensen Alpha % 3.90
    -0.29
    		-8.12 | 6.11 3 | 38 Very Good
    Treynor Ratio 0.10
    0.07
    		-0.01 | 0.12 5 | 38 Very Good
    Modigliani Square Measure % 8.89
    6.01
    		-0.84 | 11.01 7 | 38 Very Good
    Alpha % 3.85
    -0.82
    		-8.52 | 6.66 4 | 38 Very Good
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -3.58 -3.39 -2.61 -4.54 | 3.39 28 | 41 Average
    3M Return % 1.87 3.88 5.20 0.86 | 11.83 36 | 41 Poor
    6M Return % 1.31 4.42 6.13 -2.09 | 24.03 32 | 41 Average
    1Y Return % -1.15 -0.12 0.44 -10.02 | 14.00 25 | 41 Average
    3Y Return % 12.28 10.06 10.85 4.60 | 22.28 12 | 39 Good
    5Y Return % 11.75 10.12 11.08 5.93 | 17.72 12 | 31 Good
    7Y Return % 17.45 15.39 16.27 11.83 | 26.41 9 | 30 Good
    10Y Return % 14.75 13.13 13.81 10.08 | 20.04 8 | 26 Good
    1Y SIP Return % -4.11 1.32 -10.05 | 25.76 29 | 39 Average
    3Y SIP Return % 4.94 5.19 0.47 | 16.90 19 | 37 Good
    5Y SIP Return % 11.41 10.50 6.10 | 21.01 10 | 29 Good
    7Y SIP Return % 15.22 13.84 9.27 | 21.82 7 | 29 Very Good
    10Y SIP Return % 15.18 13.90 10.02 | 19.15 6 | 25 Very Good
    Standard Deviation 15.59 15.39 11.39 | 21.29 28 | 39 Average
    Semi Deviation 11.65 11.37 8.48 | 15.53 28 | 39 Average
    Max Drawdown % -15.91 -18.27 -28.24 | -14.41 9 | 39 Very Good
    VaR 1 Y % -19.02 -22.63 -38.55 | -15.29 5 | 39 Very Good
    Average Drawdown % 8.59 8.11 4.32 | 11.51 18 | 39 Good
    Sharpe Ratio 0.58 0.38 -0.05 | 0.72 7 | 39 Very Good
    Sterling Ratio 0.59 0.43 0.12 | 0.68 5 | 39 Very Good
    Sortino Ratio 0.28 0.19 0.02 | 0.36 9 | 39 Very Good
    Jensen Alpha % 3.90 -0.29 -8.12 | 6.11 3 | 38 Very Good
    Treynor Ratio 0.10 0.07 -0.01 | 0.12 5 | 38 Very Good
    Modigliani Square Measure % 8.89 6.01 -0.84 | 11.01 7 | 38 Very Good
    Alpha % 3.85 -0.82 -8.52 | 6.66 4 | 38 Very Good
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Elss Tax Saver Fund NAV Regular Growth Dsp Elss Tax Saver Fund NAV Direct Growth
    11-09-2026 135.397 151.977
    10-09-2026 135.687 152.299
    09-09-2026 135.341 151.906
    08-09-2026 136.652 153.374
    07-09-2026 137.661 154.503
    04-09-2026 138.259 155.163
    03-09-2026 138.194 155.086
    02-09-2026 138.122 155.001
    01-09-2026 139.154 156.156
    31-08-2026 139.905 156.995
    28-08-2026 139.792 156.856
    27-08-2026 139.511 156.538
    26-08-2026 140.014 157.098
    25-08-2026 140.05 157.135
    24-08-2026 139.519 156.535
    21-08-2026 139.972 157.032
    20-08-2026 139.841 156.881
    19-08-2026 138.865 155.781
    18-08-2026 139.237 156.195
    17-08-2026 139.917 156.954
    14-08-2026 140.163 157.218
    13-08-2026 140.423 157.507
    12-08-2026 140.497 157.585
    11-08-2026 140.533 157.623

    Fund Launch Date: 27/Nov/2006
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: An Open ended equity linked savings scheme,whose primary investment objective is toseek to generate medium to longterm capitalappreciation from a diversified portfolio thatis substantially constituted of equity andequity related securities of corporates, andto enable investors avail of a deduction fromtotal income, as permitted under the IncomeTax Act,1961 from time to time.
    Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
    Fund Benchmark: Nifty 500 (Total Return Index)
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.