Previously Known As : Dsp Tax Saver Fund
Dsp Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 3
Rating
Growth Option 27-01-2026
NAV ₹140.18(R) +0.34% ₹156.45(D) +0.35%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 11.46% 19.76% 18.47% 18.25% 16.59%
Direct 12.5% 20.87% 19.59% 19.38% 17.72%
Nifty 500 TRI 10.21% 16.44% 15.78% 15.65% 15.12%
SIP (XIRR) Regular 5.48% 14.02% 15.62% 17.46% 16.31%
Direct 6.5% 15.12% 16.73% 18.59% 17.42%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.04 0.55 0.77 3.79% 0.14
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.94% -14.85% -15.91% 0.96 9.18%
Fund AUM As on: 30/12/2025 17344 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
DSP ELSS Tax Saver Fund 3
Mirae Asset ELSS Tax Saver Fund 4
Baroda BNP Paribas ELSS Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
ICICI Prudential ELSS Tax Saver Fund 7
Edelweiss ELSS Tax saver Fund 8

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
DSP ELSS Tax Saver Fund - Regular Plan - IDCW 23.44
0.0800
0.3400%
DSP ELSS Tax Saver Fund - Direct Plan - IDCW 93.91
0.3300
0.3500%
DSP ELSS Tax Saver Fund - Regular Plan - Growth 140.18
0.4800
0.3400%
DSP ELSS Tax Saver Fund - Direct Plan - Growth 156.45
0.5500
0.3500%

Review Date: 27-01-2026

Beginning of Analysis

DSP ELSS Tax Saver Fund is the 7th ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The DSP ELSS Tax Saver Fund has shown an excellent past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 3.79% which is higher than the category average of 0.61%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.04 which is higher than the category average of 0.8.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

DSP ELSS Tax Saver Fund Return Analysis

The DSP ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -2.55%, -1.38 and 1.82 in last one, three and six months respectively. In the same period the category average return was -3.79%, -4.95% and -1.2% respectively.
  • DSP ELSS Tax Saver Fund has given a return of 12.5% in last one year. In the same period the Nifty 500 TRI return was 10.21%. The fund has given 2.29% more return than the benchmark return.
  • The fund has given a return of 20.87% in last three years and rank 5th out of 37 funds in the category. In the same period the Nifty 500 TRI return was 16.44%. The fund has given 4.43% more return than the benchmark return.
  • DSP ELSS Tax Saver Fund has given a return of 19.59% in last five years and category average returns is 16.5% in same period. The fund ranked 4th out of 32 funds in the category. In the same period the Nifty 500 TRI return was 15.78%. The fund has given 3.81% more return than the benchmark return.
  • The fund has given a return of 17.72% in last ten years and ranked 4th out of 27 funds in the category. In the same period the Nifty 500 TRI return was 15.12%. The fund has given 2.6% more return than the benchmark return.
  • The fund has given a SIP return of 6.5% in last one year whereas category average SIP return is 1.5%. The fund one year return rank in the category is 3rd in 40 funds
  • The fund has SIP return of 15.12% in last three years and ranks 3rd in 37 funds. Hdfc Taxsaver has given the highest SIP return (15.45%) in the category in last three years.
  • The fund has SIP return of 16.73% in last five years whereas category average SIP return is 13.35%.

DSP ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 12.94 and semi deviation of 9.18. The category average standard deviation is 13.02 and semi deviation is 9.55.
  • The fund has a Value at Risk (VaR) of -14.85 and a maximum drawdown of -15.91. The category average VaR is -16.78 and the maximum drawdown is -17.65. The fund has a beta of 0.95 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.62 -3.60
    -3.88
    		-7.16 | -1.99 6 | 39 Very Good
    3M Return % -1.62 -4.19
    -5.25
    		-11.47 | -1.62 1 | 39 Very Good
    6M Return % 1.34 0.24
    -1.80
    		-9.66 | 3.65 6 | 39 Very Good
    1Y Return % 11.46 10.21
    7.05
    		-2.60 | 13.36 5 | 39 Very Good
    3Y Return % 19.76 16.44
    16.01
    		6.04 | 23.28 5 | 37 Very Good
    5Y Return % 18.47 15.78
    15.19
    		10.02 | 20.64 4 | 32 Very Good
    7Y Return % 18.25 15.65
    15.14
    		10.55 | 22.05 4 | 29 Very Good
    10Y Return % 16.59 15.12
    14.33
    		11.41 | 19.66 3 | 26 Very Good
    15Y Return % 15.12 12.65
    13.15
    		11.23 | 15.12 1 | 19 Very Good
    1Y SIP Return % 5.48
    0.26
    		-9.95 | 8.17 4 | 39 Very Good
    3Y SIP Return % 14.02
    9.23
    		-2.80 | 14.72 3 | 37 Very Good
    5Y SIP Return % 15.62
    12.06
    		7.39 | 18.21 3 | 32 Very Good
    7Y SIP Return % 17.46
    14.39
    		10.47 | 19.37 4 | 29 Very Good
    10Y SIP Return % 16.31
    13.89
    		10.48 | 18.92 3 | 26 Very Good
    15Y SIP Return % 16.52
    14.27
    		12.23 | 18.50 2 | 20 Very Good
    Standard Deviation 12.94
    13.02
    		9.06 | 19.00 24 | 38 Average
    Semi Deviation 9.18
    9.55
    		6.49 | 14.84 20 | 38 Good
    Max Drawdown % -15.91
    -17.65
    		-28.24 | -9.56 13 | 38 Good
    VaR 1 Y % -14.85
    -16.78
    		-24.68 | -8.66 11 | 38 Good
    Average Drawdown % -6.31
    -6.26
    		-10.28 | -3.31 21 | 38 Average
    Sharpe Ratio 1.04
    0.80
    		0.14 | 1.34 5 | 38 Very Good
    Sterling Ratio 0.77
    0.61
    		0.22 | 0.93 5 | 38 Very Good
    Sortino Ratio 0.55
    0.40
    		0.09 | 0.75 4 | 38 Very Good
    Jensen Alpha % 3.79
    0.61
    		-9.13 | 7.26 5 | 38 Very Good
    Treynor Ratio 0.14
    0.11
    		0.02 | 0.18 5 | 38 Very Good
    Modigliani Square Measure % 19.75
    16.56
    		6.29 | 24.80 5 | 38 Very Good
    Alpha % 3.75
    -0.07
    		-7.94 | 8.92 6 | 38 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.55 -3.60 -3.79 -7.03 | -1.94 6 | 40 Very Good
    3M Return % -1.38 -4.19 -4.95 -11.20 | -1.38 1 | 40 Very Good
    6M Return % 1.82 0.24 -1.20 -9.01 | 4.51 5 | 40 Very Good
    1Y Return % 12.50 10.21 8.32 -1.26 | 14.17 5 | 40 Very Good
    3Y Return % 20.87 16.44 17.29 7.56 | 24.11 5 | 37 Very Good
    5Y Return % 19.59 15.78 16.50 10.88 | 21.82 4 | 32 Very Good
    7Y Return % 19.38 15.65 16.39 11.49 | 23.85 3 | 29 Very Good
    10Y Return % 17.72 15.12 15.46 12.51 | 20.99 4 | 27 Very Good
    1Y SIP Return % 6.50 1.50 -8.59 | 9.99 3 | 40 Very Good
    3Y SIP Return % 15.12 10.49 -1.34 | 15.45 3 | 37 Very Good
    5Y SIP Return % 16.73 13.35 9.25 | 19.01 3 | 32 Very Good
    7Y SIP Return % 18.59 15.66 11.35 | 20.87 4 | 29 Very Good
    10Y SIP Return % 17.42 15.03 11.41 | 20.51 3 | 27 Very Good
    Standard Deviation 12.94 13.02 9.06 | 19.00 24 | 38 Average
    Semi Deviation 9.18 9.55 6.49 | 14.84 20 | 38 Good
    Max Drawdown % -15.91 -17.65 -28.24 | -9.56 13 | 38 Good
    VaR 1 Y % -14.85 -16.78 -24.68 | -8.66 11 | 38 Good
    Average Drawdown % -6.31 -6.26 -10.28 | -3.31 21 | 38 Average
    Sharpe Ratio 1.04 0.80 0.14 | 1.34 5 | 38 Very Good
    Sterling Ratio 0.77 0.61 0.22 | 0.93 5 | 38 Very Good
    Sortino Ratio 0.55 0.40 0.09 | 0.75 4 | 38 Very Good
    Jensen Alpha % 3.79 0.61 -9.13 | 7.26 5 | 38 Very Good
    Treynor Ratio 0.14 0.11 0.02 | 0.18 5 | 38 Very Good
    Modigliani Square Measure % 19.75 16.56 6.29 | 24.80 5 | 38 Very Good
    Alpha % 3.75 -0.07 -7.94 | 8.92 6 | 38 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Elss Tax Saver Fund NAV Regular Growth Dsp Elss Tax Saver Fund NAV Direct Growth
    27-01-2026 140.183 156.449
    23-01-2026 139.703 155.898
    22-01-2026 141.573 157.98
    21-01-2026 140.751 157.058
    20-01-2026 141.372 157.747
    19-01-2026 143.613 160.243
    16-01-2026 144.294 160.99
    14-01-2026 143.78 160.409
    13-01-2026 143.82 160.449
    12-01-2026 143.905 160.54
    09-01-2026 143.627 160.218
    08-01-2026 144.637 161.34
    07-01-2026 146.459 163.368
    06-01-2026 146.693 163.625
    05-01-2026 146.398 163.292
    02-01-2026 146.607 163.512
    01-01-2026 145.667 162.459
    31-12-2025 145.15 161.878
    30-12-2025 143.785 160.352
    29-12-2025 143.957 160.539

    Fund Launch Date: 27/Nov/2006
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: An Open ended equity linked savings scheme,whose primary investment objective is toseek to generate medium to longterm capitalappreciation from a diversified portfolio thatis substantially constituted of equity andequity related securities of corporates, andto enable investors avail of a deduction fromtotal income, as permitted under the IncomeTax Act,1961 from time to time.
    Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
    Fund Benchmark: Nifty 500 (Total Return Index)
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.