Tata Retirement Savings Fund-Progressive Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 20
Rating
Growth Option 12-06-2026
NAV ₹65.48(R) +2.0% ₹80.55(D) +2.0%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -0.98% 13.62% 10.44% 12.14% 13.04%
Direct 0.45% 15.28% 12.1% 13.86% 14.73%
Nifty 500 TRI -1.03% 13.41% 11.87% 13.94% 14.02%
SIP (XIRR) Regular 3.17% 7.06% 10.29% 12.04% 11.79%
Direct 4.63% 8.66% 11.95% 13.76% 13.49%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.39 0.18 0.42 -1.06% -0.46
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.6% -25.74% -18.08% 0.95 11.27%
Fund AUM As on: 30/12/2025 2110 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Union Retirement Fund 3
Icici Prudential Retirement Fund - Hybrid Conservative Plan 4
UTI Retirement Fund 5
Aditya Birla Sun Life Retirement Fund - The 30s Plan 6

NAV Date: 12-06-2026

Scheme Name NAV Rupee Change Percent Change
Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option 65.48
1.2800
2.0000%
Tata Retirement Savings Fund- Progressive Plan -Direct Plan-Growth Option 80.55
1.5800
2.0000%

Review Date: 12-06-2026

Beginning of Analysis

In the Retirement Fund category, Tata Retirement Savings Fund-Progressive Plan is the 24th ranked fund. The category has total 26 funds. The 1 star rating shows a very poor past performance of the Tata Retirement Savings Fund-Progressive Plan in Retirement Fund. The fund has a Jensen Alpha of -1.06% which is lower than the category average of 0.12%, reflecting poor performance. The fund has a Sharpe Ratio of 0.39 which is higher than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Tata Retirement Savings Fund-Progressive Plan Return Analysis

The Tata Retirement Savings Fund-Progressive Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.8%, 9.3 and 0.87 in last one, three and six months respectively. In the same period the category average return was 1.38%, 2.92% and -1.23% respectively.
  • Tata Retirement Savings Fund-Progressive Plan has given a return of 0.45% in last one year. In the same period the Nifty 500 TRI return was -1.03%. The fund has given 1.48% more return than the benchmark return.
  • The fund has given a return of 15.28% in last three years and rank 5th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 13.41%. The fund has given 1.87% more return than the benchmark return.
  • Tata Retirement Savings Fund-Progressive Plan has given a return of 12.1% in last five years and category average returns is 10.21% in same period. The fund ranked 8th out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 11.87%. The fund has given 0.23% more return than the benchmark return.
  • The fund has given a return of 14.73% in last ten years and ranked 2nd out of ten funds in the category. In the same period the Nifty 500 TRI return was 14.02%. The fund has given 0.71% more return than the benchmark return.
  • The fund has given a SIP return of 4.63% in last one year whereas category average SIP return is 0.75%. The fund one year return rank in the category is 6th in 28 funds
  • The fund has SIP return of 8.66% in last three years and ranks 5th in 25 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (15.22%) in the category in last three years.
  • The fund has SIP return of 11.95% in last five years whereas category average SIP return is 9.17%.

Tata Retirement Savings Fund-Progressive Plan Risk Analysis

  • The fund has a standard deviation of 14.6 and semi deviation of 11.27. The category average standard deviation is 9.2 and semi deviation is 7.14.
  • The fund has a Value at Risk (VaR) of -25.74 and a maximum drawdown of -18.08. The category average VaR is -12.9 and the maximum drawdown is -10.32. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.67 1.51
    1.29
    		0.71 | 3.13 5 | 29 Very Good
    3M Return % 8.91 3.42
    2.63
    		-0.80 | 10.82 2 | 29 Very Good
    6M Return % 0.17 -4.42
    -1.78
    		-8.31 | 3.34 9 | 29 Good
    1Y Return % -0.98 -1.03
    0.38
    		-5.90 | 7.96 19 | 29 Average
    3Y Return % 13.62 13.41
    10.31
    		4.78 | 21.67 5 | 26 Very Good
    5Y Return % 10.44 11.87
    8.93
    		3.86 | 20.52 8 | 25 Good
    7Y Return % 12.14 13.94
    9.81
    		4.16 | 18.17 4 | 18 Very Good
    10Y Return % 13.04 14.02
    10.15
    		6.64 | 15.00 2 | 10 Very Good
    1Y SIP Return % 3.17
    -0.26
    		-9.67 | 10.90 7 | 29 Very Good
    3Y SIP Return % 7.06
    4.95
    		1.57 | 13.63 6 | 26 Very Good
    5Y SIP Return % 10.29
    8.01
    		3.84 | 17.83 4 | 25 Very Good
    7Y SIP Return % 12.04
    9.90
    		3.90 | 20.35 6 | 18 Good
    10Y SIP Return % 11.79
    9.43
    		5.69 | 14.38 2 | 10 Very Good
    Standard Deviation 14.60
    9.20
    		1.27 | 15.52 25 | 26 Poor
    Semi Deviation 11.27
    7.14
    		0.97 | 11.69 25 | 26 Poor
    Max Drawdown % -18.08
    -10.32
    		-19.00 | -0.76 25 | 26 Poor
    VaR 1 Y % -25.74
    -12.90
    		-25.74 | -0.37 26 | 26 Poor
    Average Drawdown % -6.78
    -5.22
    		-11.62 | -0.38 17 | 26 Average
    Sharpe Ratio 0.39
    0.38
    		-0.70 | 1.01 13 | 26 Good
    Sterling Ratio 0.42
    0.51
    		0.32 | 0.84 23 | 26 Poor
    Sortino Ratio 0.18
    0.17
    		-0.23 | 0.48 12 | 26 Good
    Jensen Alpha % -1.06
    0.12
    		-3.84 | 8.83 17 | 26 Average
    Treynor Ratio -0.46
    -1.55
    		-9.84 | -0.38 4 | 26 Very Good
    Modigliani Square Measure % 11.82
    11.87
    		-3.41 | 21.72 13 | 26 Good
    Alpha % -1.22
    -1.85
    		-5.47 | 8.91 9 | 26 Good
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.80 1.51 1.38 0.78 | 3.25 5 | 29 Very Good
    3M Return % 9.30 3.42 2.92 -0.58 | 11.21 2 | 29 Very Good
    6M Return % 0.87 -4.42 -1.23 -7.86 | 4.06 9 | 29 Good
    1Y Return % 0.45 -1.03 1.52 -4.93 | 9.40 18 | 29 Average
    3Y Return % 15.28 13.41 11.56 5.96 | 23.35 5 | 26 Very Good
    5Y Return % 12.10 11.87 10.21 5.10 | 22.17 8 | 25 Good
    7Y Return % 13.86 13.94 11.18 5.47 | 19.93 4 | 18 Very Good
    10Y Return % 14.73 14.02 11.45 7.92 | 16.50 2 | 10 Very Good
    1Y SIP Return % 4.63 0.75 -8.75 | 12.39 6 | 28 Very Good
    3Y SIP Return % 8.66 6.06 2.71 | 15.22 5 | 25 Very Good
    5Y SIP Return % 11.95 9.17 5.04 | 19.48 4 | 24 Very Good
    7Y SIP Return % 13.76 11.14 5.14 | 22.08 6 | 17 Good
    10Y SIP Return % 13.49 10.46 6.91 | 15.78 2 | 9 Very Good
    Standard Deviation 14.60 9.20 1.27 | 15.52 25 | 26 Poor
    Semi Deviation 11.27 7.14 0.97 | 11.69 25 | 26 Poor
    Max Drawdown % -18.08 -10.32 -19.00 | -0.76 25 | 26 Poor
    VaR 1 Y % -25.74 -12.90 -25.74 | -0.37 26 | 26 Poor
    Average Drawdown % -6.78 -5.22 -11.62 | -0.38 17 | 26 Average
    Sharpe Ratio 0.39 0.38 -0.70 | 1.01 13 | 26 Good
    Sterling Ratio 0.42 0.51 0.32 | 0.84 23 | 26 Poor
    Sortino Ratio 0.18 0.17 -0.23 | 0.48 12 | 26 Good
    Jensen Alpha % -1.06 0.12 -3.84 | 8.83 17 | 26 Average
    Treynor Ratio -0.46 -1.55 -9.84 | -0.38 4 | 26 Very Good
    Modigliani Square Measure % 11.82 11.87 -3.41 | 21.72 13 | 26 Good
    Alpha % -1.22 -1.85 -5.47 | 8.91 9 | 26 Good
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Retirement Savings Fund-Progressive Plan NAV Regular Growth Tata Retirement Savings Fund-Progressive Plan NAV Direct Growth
    12-06-2026 65.4787 80.551
    11-06-2026 64.1966 78.9707
    10-06-2026 64.5666 79.4228
    09-06-2026 65.2941 80.3146
    08-06-2026 64.7984 79.7019
    05-06-2026 65.6732 80.7687
    04-06-2026 66.0011 81.1688
    03-06-2026 65.6911 80.7845
    02-06-2026 65.9645 81.1175
    01-06-2026 65.6781 80.7623
    29-05-2026 66.3613 81.593
    27-05-2026 67.2901 82.7286
    26-05-2026 67.3065 82.7457
    25-05-2026 67.1106 82.5014
    22-05-2026 66.3824 81.5968
    21-05-2026 66.3978 81.6126
    20-05-2026 66.3925 81.603
    19-05-2026 66.2842 81.4668
    18-05-2026 65.9783 81.0877
    15-05-2026 65.9432 81.0353
    14-05-2026 65.8207 80.8816
    13-05-2026 64.7451 79.557
    12-05-2026 64.4002 79.1301

    Fund Launch Date: 07/Oct/2011
    Fund Category: Retirement Fund
    Investment Objective: The objective of the Fund is to provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.
    Fund Description: A) Invests atleast 85% of portfolio in equity. b) Ideal to invest during the accumulation phase by young investors due to high equity component. c) Ideal for moderate to aggressive savers risk profile with long term investment horizon. d) Retirement solution oriented scheme having a lock-in of 5 years or till retirement age ie 60 years (whichever is earlier)
    Fund Benchmark: S&P BSE 200 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.