Unifi Dynamic Asset Allocation Fund Datagrid
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 9
Rating
Growth Option 12-02-2026 12-02-2026
NAV ₹10.7(R) +0.05% ₹10.76(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.08% 7.08% 7.39% 7.39% 5.92% 5.92% 5.88% 5.88% 6.27% 6.27%
Direct 7.47% 7.47% 7.78% 7.78% 6.3% 6.3% 6.27% 6.27% 6.71% 6.71%
Benchmark
SIP (XIRR) Regular -10.83% 5.29% 6.04% 6.04% 5.67%
Direct -10.5% 5.68% 6.42% 6.42% 6.07%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.08 0.63 0.72 1.19% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.4% -0.25% -0.15% 0.79 0.92%
Fund AUM As on: 30/12/2025 318 Cr
Top Dynamic Asset Allocation or Balanced Advantage
Fund Name Rank Rating
Icici Prudential Balanced Advantage Fund 1
SBI Balanced Advantage Fund 2
Hdfc Balanced Advantage Fund 3
Dsp Dynamic Asset Allocation Fund 4
Axis Balanced Advantage Fund 5
Aditya Birla Sun Life Balanced Advantage Fund 6

NAV Date: 12-02-2026 12-02-2026

Scheme Name NAV Rupee Change Percent Change
Unifi Dynamic Asset Allocation Fund - Regular Growth 10.7
0.0100
0.0500%
Unifi Dynamic Asset Allocation Fund - Direct Growth 10.76
0.0100
0.0500%
DSP Bond Fund - IDCW - Monthly 11.19
0.0200
0.1600%
DSP Bond Fund - Direct Plan - IDCW - Monthly 11.3
0.0200
0.1600%
DSP Bond Fund - IDCW 11.92
0.0200
0.1600%
DSP Bond Fund - Direct Plan - IDCW 12.07
0.0200
0.1600%
DSP Bond Fund - Growth 84.17
0.1400
0.1600%
DSP Bond Fund - Direct Plan - Growth 89.58
0.1500
0.1600%

Review Date: 12-02-2026 12-02-2026

Beginning of Analysis

In the Medium Duration Fund category, Dsp Bond Fund is the 6th ranked fund. The category has total 12 funds. The 3 star rating shows an average past performance of the Dsp Bond Fund in Medium Duration Fund. The fund has a Jensen Alpha of 1.19% which is lower than the category average of 1.65%, showing poor performance. The fund has a Sharpe Ratio of 1.08 which is lower than the category average of 1.28.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium Duration Mutual Funds are ideal for investors seeking a balanced risk-return profile with a medium-term investment horizon. These funds invest in debt and money market instruments with a portfolio duration of 3 to 4 years, offering moderate returns with relatively lower risk compared to long-duration funds. While they are less sensitive to interest rate changes than long-duration funds, they still carry some interest rate and credit risk. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Dsp Bond Fund Return Analysis

  • The fund has given a return of 0.33%, 0.49 and 2.2 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.15% and 3.18% respectively.
  • Dsp Bond Fund has given a return of 7.47% in last one year. In the same period the Medium Duration Fund category average return was 8.31%.
  • The fund has given a return of 7.78% in last three years and ranked 9.0th out of 14 funds in the category. In the same period the Medium Duration Fund category average return was 8.3%.
  • The fund has given a return of 6.3% in last five years and ranked 9th out of 12 funds in the category. In the same period the Medium Duration Fund category average return was 7.46%.
  • The fund has given a return of 6.71% in last ten years and ranked 8th out of 12 funds in the category. In the same period the category average return was 7.4%.
  • The fund has given a SIP return of -10.5% in last one year whereas category average SIP return is -9.03%. The fund one year return rank in the category is 10th in 12 funds
  • The fund has SIP return of 5.68% in last three years and ranks 9th in 12 funds. Aditya Birla Sun Life Medium Term Plan has given the highest SIP return (9.94%) in the category in last three years.
  • The fund has SIP return of 6.42% in last five years whereas category average SIP return is 7.36%.

Dsp Bond Fund Risk Analysis

  • The fund has a standard deviation of 1.4 and semi deviation of 0.92. The category average standard deviation is 1.4 and semi deviation is 0.94.
  • The fund has a Value at Risk (VaR) of -0.25 and a maximum drawdown of -0.15. The category average VaR is -0.11 and the maximum drawdown is -0.24. The fund has a beta of 0.81 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium Duration Fund Category
  • Good Performance in Medium Duration Fund Category
  • Poor Performance in Medium Duration Fund Category
  • Very Poor Performance in Medium Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.30
    0.43
    		0.11 | 0.87 10 | 14 Average
    1M Return % 0.30
    0.43
    		0.11 | 0.87 10 | 14 Average
    3M Return % 0.40
    0.98
    		0.40 | 2.75 13 | 14 Poor
    3M Return % 0.40
    0.98
    		0.40 | 2.75 13 | 14 Poor
    6M Return % 2.00
    2.84
    		1.75 | 4.97 12 | 14 Average
    6M Return % 2.00
    2.84
    		1.75 | 4.97 12 | 14 Average
    1Y Return % 7.08
    7.62
    		5.15 | 12.50 9 | 14 Average
    1Y Return % 7.08
    7.62
    		5.15 | 12.50 9 | 14 Average
    3Y Return % 7.39
    7.60
    		5.72 | 10.05 9 | 14 Average
    3Y Return % 7.39
    7.60
    		5.72 | 10.05 9 | 14 Average
    5Y Return % 5.92
    6.77
    		4.12 | 12.27 9 | 12 Average
    5Y Return % 5.92
    6.77
    		4.12 | 12.27 9 | 12 Average
    7Y Return % 5.88
    6.26
    		1.69 | 9.42 8 | 12 Average
    7Y Return % 5.88
    6.26
    		1.69 | 9.42 8 | 12 Average
    10Y Return % 6.27
    6.67
    		3.41 | 8.73 8 | 12 Average
    10Y Return % 6.27
    6.67
    		3.41 | 8.73 8 | 12 Average
    15Y Return % 6.83
    7.57
    		6.30 | 9.27 6 | 8 Average
    15Y Return % 6.83
    7.57
    		6.30 | 9.27 6 | 8 Average
    1Y SIP Return % -10.83
    -9.83
    		-11.85 | -6.13 8 | 12 Average
    1Y SIP Return % -10.83
    -9.83
    		-11.85 | -6.13 8 | 12 Average
    3Y SIP Return % 5.29
    5.69
    		3.63 | 9.13 8 | 12 Average
    3Y SIP Return % 5.29
    5.69
    		3.63 | 9.13 8 | 12 Average
    5Y SIP Return % 6.04
    6.58
    		4.31 | 11.13 7 | 10 Average
    5Y SIP Return % 6.04
    6.58
    		4.31 | 11.13 7 | 10 Average
    7Y SIP Return % 6.04
    6.63
    		4.31 | 10.99 7 | 10 Average
    7Y SIP Return % 6.04
    6.63
    		4.31 | 10.99 7 | 10 Average
    10Y SIP Return % 5.67
    6.43
    		4.47 | 9.40 8 | 10 Average
    10Y SIP Return % 5.67
    6.43
    		4.47 | 9.40 8 | 10 Average
    15Y SIP Return % 6.27
    7.13
    		5.42 | 9.16 6 | 7 Average
    15Y SIP Return % 6.27
    7.13
    		5.42 | 9.16 6 | 7 Average
    Standard Deviation 1.40
    1.40
    		1.02 | 1.91 7 | 13 Good
    Standard Deviation 1.40
    1.40
    		1.02 | 1.91 7 | 13 Good
    Semi Deviation 0.92
    0.94
    		0.71 | 1.13 6 | 13 Good
    Semi Deviation 0.92
    0.94
    		0.71 | 1.13 6 | 13 Good
    Max Drawdown % -0.15
    -0.24
    		-0.48 | -0.03 4 | 13 Very Good
    Max Drawdown % -0.15
    -0.24
    		-0.48 | -0.03 4 | 13 Very Good
    VaR 1 Y % -0.25
    -0.11
    		-0.54 | 0.00 11 | 13 Average
    VaR 1 Y % -0.25
    -0.11
    		-0.54 | 0.00 11 | 13 Average
    Average Drawdown % -0.10
    -0.16
    		-0.26 | -0.03 5 | 13 Good
    Average Drawdown % -0.10
    -0.16
    		-0.26 | -0.03 5 | 13 Good
    Sharpe Ratio 1.08
    1.28
    		0.06 | 2.15 9 | 13 Average
    Sharpe Ratio 1.08
    1.28
    		0.06 | 2.15 9 | 13 Average
    Sterling Ratio 0.72
    0.74
    		0.55 | 0.93 9 | 13 Average
    Sterling Ratio 0.72
    0.74
    		0.55 | 0.93 9 | 13 Average
    Sortino Ratio 0.63
    0.86
    		0.03 | 2.01 9 | 13 Average
    Sortino Ratio 0.63
    0.86
    		0.03 | 2.01 9 | 13 Average
    Jensen Alpha % 1.19
    1.65
    		-0.50 | 5.06 9 | 13 Average
    Jensen Alpha % 1.19
    1.65
    		-0.50 | 5.06 9 | 13 Average
    Treynor Ratio 0.02
    0.03
    		0.00 | 0.07 9 | 13 Average
    Treynor Ratio 0.02
    0.03
    		0.00 | 0.07 9 | 13 Average
    Modigliani Square Measure % 7.82
    7.94
    		5.87 | 11.05 8 | 13 Good
    Modigliani Square Measure % 7.82
    7.94
    		5.87 | 11.05 8 | 13 Good
    Alpha % -0.57
    -0.32
    		-2.05 | 1.56 9 | 13 Average
    Alpha % -0.57
    -0.32
    		-2.05 | 1.56 9 | 13 Average
    Return data last Updated On : Feb. 12, 2026. Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.33 0.49 0.19 | 0.96 11 | 14 Average
    1M Return % 0.33 0.49 0.19 | 0.96 11 | 14 Average
    3M Return % 0.49 1.15 0.49 | 2.94 13 | 14 Poor
    3M Return % 0.49 1.15 0.49 | 2.94 13 | 14 Poor
    6M Return % 2.20 3.18 2.16 | 5.36 12 | 14 Average
    6M Return % 2.20 3.18 2.16 | 5.36 12 | 14 Average
    1Y Return % 7.47 8.31 6.01 | 13.31 9 | 14 Average
    1Y Return % 7.47 8.31 6.01 | 13.31 9 | 14 Average
    3Y Return % 7.78 8.30 6.61 | 10.84 9 | 14 Average
    3Y Return % 7.78 8.30 6.61 | 10.84 9 | 14 Average
    5Y Return % 6.30 7.46 5.07 | 13.05 9 | 12 Average
    5Y Return % 6.30 7.46 5.07 | 13.05 9 | 12 Average
    7Y Return % 6.27 6.95 2.29 | 10.18 8 | 12 Average
    7Y Return % 6.27 6.95 2.29 | 10.18 8 | 12 Average
    10Y Return % 6.71 7.40 4.14 | 9.50 8 | 12 Average
    10Y Return % 6.71 7.40 4.14 | 9.50 8 | 12 Average
    1Y SIP Return % -10.50 -9.03 -11.13 | -5.44 10 | 12 Poor
    1Y SIP Return % -10.50 -9.03 -11.13 | -5.44 10 | 12 Poor
    3Y SIP Return % 5.68 6.57 4.53 | 9.94 9 | 12 Average
    3Y SIP Return % 5.68 6.57 4.53 | 9.94 9 | 12 Average
    5Y SIP Return % 6.42 7.36 5.23 | 11.95 8 | 11 Average
    5Y SIP Return % 6.42 7.36 5.23 | 11.95 8 | 11 Average
    7Y SIP Return % 6.42 7.30 5.25 | 11.78 8 | 11 Average
    7Y SIP Return % 6.42 7.30 5.25 | 11.78 8 | 11 Average
    10Y SIP Return % 6.07 6.93 4.61 | 10.16 8 | 11 Average
    10Y SIP Return % 6.07 6.93 4.61 | 10.16 8 | 11 Average
    Standard Deviation 1.40 1.40 1.02 | 1.91 7 | 13 Good
    Standard Deviation 1.40 1.40 1.02 | 1.91 7 | 13 Good
    Semi Deviation 0.92 0.94 0.71 | 1.13 6 | 13 Good
    Semi Deviation 0.92 0.94 0.71 | 1.13 6 | 13 Good
    Max Drawdown % -0.15 -0.24 -0.48 | -0.03 4 | 13 Very Good
    Max Drawdown % -0.15 -0.24 -0.48 | -0.03 4 | 13 Very Good
    VaR 1 Y % -0.25 -0.11 -0.54 | 0.00 11 | 13 Average
    VaR 1 Y % -0.25 -0.11 -0.54 | 0.00 11 | 13 Average
    Average Drawdown % -0.10 -0.16 -0.26 | -0.03 5 | 13 Good
    Average Drawdown % -0.10 -0.16 -0.26 | -0.03 5 | 13 Good
    Sharpe Ratio 1.08 1.28 0.06 | 2.15 9 | 13 Average
    Sharpe Ratio 1.08 1.28 0.06 | 2.15 9 | 13 Average
    Sterling Ratio 0.72 0.74 0.55 | 0.93 9 | 13 Average
    Sterling Ratio 0.72 0.74 0.55 | 0.93 9 | 13 Average
    Sortino Ratio 0.63 0.86 0.03 | 2.01 9 | 13 Average
    Sortino Ratio 0.63 0.86 0.03 | 2.01 9 | 13 Average
    Jensen Alpha % 1.19 1.65 -0.50 | 5.06 9 | 13 Average
    Jensen Alpha % 1.19 1.65 -0.50 | 5.06 9 | 13 Average
    Treynor Ratio 0.02 0.03 0.00 | 0.07 9 | 13 Average
    Treynor Ratio 0.02 0.03 0.00 | 0.07 9 | 13 Average
    Modigliani Square Measure % 7.82 7.94 5.87 | 11.05 8 | 13 Good
    Modigliani Square Measure % 7.82 7.94 5.87 | 11.05 8 | 13 Good
    Alpha % -0.57 -0.32 -2.05 | 1.56 9 | 13 Average
    Alpha % -0.57 -0.32 -2.05 | 1.56 9 | 13 Average
    Return data last Updated On : Feb. 12, 2026. Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Unifi Dynamic Asset Allocation Fund NAV Regular Growth Unifi Dynamic Asset Allocation Fund NAV Direct Growth
    12-02-2026 84.1707 89.577
    12-02-2026 10.7043 10.7629
    12-02-2026 10.7043 89.577
    12-02-2026 84.1707 10.7629
    11-02-2026 84.0342 10.757
    11-02-2026 10.6987 10.757
    11-02-2026 10.6987 89.4309
    11-02-2026 84.0342 89.4309
    10-02-2026 83.9711 10.7538
    10-02-2026 10.6957 10.7538
    10-02-2026 10.6957 89.3628
    10-02-2026 83.9711 89.3628
    09-02-2026 83.9257 10.7518
    09-02-2026 10.6939 10.7518
    09-02-2026 10.6939 89.3137
    09-02-2026 83.9257 89.3137
    06-02-2026 83.9191 89.3041
    05-02-2026 84.0753 89.4694
    04-02-2026 84.0218 89.4117
    03-02-2026 83.9052 89.2868
    02-02-2026 83.7279 89.0972
    30-01-2026 83.7818 89.152
    29-01-2026 83.6855 89.0487
    28-01-2026 83.6937 89.0565
    27-01-2026 83.7048 89.0673
    23-01-2026 83.7219 89.0818
    22-01-2026 83.701 89.0587
    21-01-2026 83.6327 88.9851
    20-01-2026 83.6231 88.9739
    19-01-2026 83.6544 89.0063
    16-01-2026 83.6706 89.0207
    14-01-2026 83.7803 89.1357
    13-01-2026 83.8574 89.2167
    12-01-2026 83.9217 89.2842

    Fund Launch Date: 13/Mar/2025
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: Income generation and Capital appreciation over medium to long term. Investment in diversified portfolio of debt, money market, equity and equity related instruments while managing risk through active asset allocation.
    Fund Description: An open ended dynamic asset allocation fund
    Fund Benchmark: Tier I: CRISIL Hybrid 50 + 50 Moderate Index (TRI) Tier II: 55% CRISIL Composite Credit Risk Index + 40% CRISIL Arbitrage Index + 5% BSE 200 TRI
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.