Union Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 18
Rating
Growth Option 04-12-2025
NAV ₹17.12(R) -0.12% ₹17.83(D) -0.11%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.26% 7.97% 7.4% 7.75% -%
Direct 4.76% 8.5% 7.97% 8.35% -%
Benchmark
SIP (XIRR) Regular 6.49% 7.47% 6.58% 7.4% -%
Direct 7.03% 8.01% 7.12% 7.96% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.6 0.29 0.6 -0.5% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.95% -3.69% -3.77% 0.86 2.82%
Fund AUM As on: 30/06/2025 137 Cr
Top Equity Savings Fund
Fund Name Rank Rating
Edelweiss Equity Savings Fund 1
Kotak Equity Savings Fund 2
Mirae Asset Equity Savings Fund 3
Aditya Birla Sun Life Equity Savings Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Union Equity Savings Fund - Regular Plan - Growth Option 17.12
-0.0200
-0.1200%
Union Equity Savings Fund - Regular Plan - IDCW Option 17.12
-0.0200
-0.1200%
Union Equity Savings Fund - Direct Plan - Growth Option 17.83
-0.0200
-0.1100%
Union Equity Savings Fund - Direct Plan - IDCW Option 17.83
-0.0200
-0.1100%

Review Date: 04-12-2025

Beginning of Analysis

In the Equity Savings Fund category, Union Equity Savings Fund is the 18th ranked fund. The category has total 18 funds. The 1 star rating shows a very poor past performance of the Union Equity Savings Fund in Equity Savings Fund. The fund has a Jensen Alpha of -0.5% which is lower than the category average of 1.06%, showing poor performance. The fund has a Sharpe Ratio of 0.6 which is lower than the category average of 0.93.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Union Equity Savings Fund Return Analysis

  • The fund has given a return of 0.28%, 2.06 and 3.12 in last one, three and six months respectively. In the same period the category average return was 0.54%, 2.34% and 3.91% respectively.
  • Union Equity Savings Fund has given a return of 4.76% in last one year. In the same period the Equity Savings Fund category average return was 6.42%.
  • The fund has given a return of 8.5% in last three years and ranked 18.0th out of 19 funds in the category. In the same period the Equity Savings Fund category average return was 10.82%.
  • The fund has given a return of 7.97% in last five years and ranked 17th out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 10.33%.
  • The fund has given a SIP return of 7.03% in last one year whereas category average SIP return is 8.85%. The fund one year return rank in the category is 18th in 19 funds
  • The fund has SIP return of 8.01% in last three years and ranks 18th in 19 funds. HSBC Equity Savings Fund has given the highest SIP return (12.93%) in the category in last three years.
  • The fund has SIP return of 7.12% in last five years whereas category average SIP return is 9.15%.

Union Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 3.95 and semi deviation of 2.82. The category average standard deviation is 4.08 and semi deviation is 2.96.
  • The fund has a Value at Risk (VaR) of -3.69 and a maximum drawdown of -3.77. The category average VaR is -3.62 and the maximum drawdown is -3.48. The fund has a beta of 0.86 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.23
    0.47
    		-0.40 | 1.22 15 | 19 Average
    3M Return % 1.97
    2.11
    		0.03 | 3.81 12 | 19 Average
    6M Return % 2.88
    3.42
    		0.05 | 5.79 13 | 19 Average
    1Y Return % 4.26
    5.42
    		1.01 | 8.43 17 | 19 Poor
    3Y Return % 7.97
    9.76
    		7.11 | 13.31 16 | 19 Poor
    5Y Return % 7.40
    9.26
    		7.39 | 11.19 16 | 17 Poor
    7Y Return % 7.75
    8.47
    		3.90 | 10.18 11 | 14 Average
    1Y SIP Return % 6.49
    7.84
    		2.89 | 10.69 17 | 19 Poor
    3Y SIP Return % 7.47
    9.30
    		7.03 | 11.93 17 | 19 Poor
    5Y SIP Return % 6.58
    8.13
    		6.16 | 10.08 15 | 17 Average
    7Y SIP Return % 7.40
    8.74
    		6.66 | 10.55 11 | 14 Average
    Standard Deviation 3.95
    4.08
    		2.08 | 5.58 9 | 18 Good
    Semi Deviation 2.82
    2.96
    		1.41 | 4.16 9 | 18 Good
    Max Drawdown % -3.77
    -3.48
    		-5.90 | -0.70 10 | 18 Good
    VaR 1 Y % -3.69
    -3.62
    		-6.06 | -1.15 10 | 18 Good
    Average Drawdown % -1.41
    -1.42
    		-2.49 | -0.39 10 | 18 Good
    Sharpe Ratio 0.60
    0.93
    		0.58 | 1.45 17 | 18 Poor
    Sterling Ratio 0.60
    0.73
    		0.60 | 0.91 18 | 18 Poor
    Sortino Ratio 0.29
    0.47
    		0.28 | 0.72 17 | 18 Poor
    Jensen Alpha % -0.50
    1.06
    		-1.58 | 3.61 16 | 18 Poor
    Treynor Ratio 0.03
    0.04
    		0.03 | 0.07 17 | 18 Poor
    Modigliani Square Measure % 8.74
    10.53
    		8.22 | 14.93 15 | 18 Average
    Alpha % -1.72
    -0.07
    		-2.69 | 1.71 17 | 18 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.28 0.54 -0.27 | 1.30 15 | 19 Average
    3M Return % 2.06 2.34 0.43 | 4.07 12 | 19 Average
    6M Return % 3.12 3.91 0.86 | 6.23 16 | 19 Poor
    1Y Return % 4.76 6.42 2.64 | 9.11 17 | 19 Poor
    3Y Return % 8.50 10.82 7.96 | 14.32 18 | 19 Poor
    5Y Return % 7.97 10.33 7.97 | 12.20 17 | 17 Poor
    7Y Return % 8.35 9.50 4.82 | 11.29 13 | 14 Poor
    1Y SIP Return % 7.03 8.85 4.56 | 11.91 18 | 19 Poor
    3Y SIP Return % 8.01 10.35 7.87 | 12.93 18 | 19 Poor
    5Y SIP Return % 7.12 9.15 7.02 | 11.27 16 | 17 Poor
    7Y SIP Return % 7.96 9.74 7.62 | 11.72 13 | 14 Poor
    Standard Deviation 3.95 4.08 2.08 | 5.58 9 | 18 Good
    Semi Deviation 2.82 2.96 1.41 | 4.16 9 | 18 Good
    Max Drawdown % -3.77 -3.48 -5.90 | -0.70 10 | 18 Good
    VaR 1 Y % -3.69 -3.62 -6.06 | -1.15 10 | 18 Good
    Average Drawdown % -1.41 -1.42 -2.49 | -0.39 10 | 18 Good
    Sharpe Ratio 0.60 0.93 0.58 | 1.45 17 | 18 Poor
    Sterling Ratio 0.60 0.73 0.60 | 0.91 18 | 18 Poor
    Sortino Ratio 0.29 0.47 0.28 | 0.72 17 | 18 Poor
    Jensen Alpha % -0.50 1.06 -1.58 | 3.61 16 | 18 Poor
    Treynor Ratio 0.03 0.04 0.03 | 0.07 17 | 18 Poor
    Modigliani Square Measure % 8.74 10.53 8.22 | 14.93 15 | 18 Average
    Alpha % -1.72 -0.07 -2.69 | 1.71 17 | 18 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Union Equity Savings Fund NAV Regular Growth Union Equity Savings Fund NAV Direct Growth
    04-12-2025 17.12 17.83
    03-12-2025 17.12 17.83
    02-12-2025 17.14 17.85
    01-12-2025 17.17 17.89
    28-11-2025 17.17 17.89
    27-11-2025 17.17 17.88
    26-11-2025 17.18 17.89
    25-11-2025 17.11 17.82
    24-11-2025 17.1 17.81
    21-11-2025 17.13 17.84
    20-11-2025 17.16 17.88
    19-11-2025 17.14 17.85
    18-11-2025 17.1 17.81
    17-11-2025 17.12 17.83
    14-11-2025 17.1 17.81
    13-11-2025 17.1 17.81
    12-11-2025 17.11 17.81
    11-11-2025 17.07 17.77
    10-11-2025 17.05 17.75
    07-11-2025 17.03 17.74
    06-11-2025 17.03 17.73
    04-11-2025 17.08 17.78

    Fund Launch Date: 19/Jul/2018
    Fund Category: Equity Savings Fund
    Investment Objective: To seek capital appreciation and/or to generate consistent returns by actively investing in a combination of diversified equity and equity related instruments, arbitrage and derivative strategies and exposure in debt and money market instruments. However, there is no assurance that the Investment Objective of the scheme will be achieved.
    Fund Description: An Open Ended Scheme investing in Equity, Arbitrage and Debt
    Fund Benchmark: CRISIL Short Term Debt Hybrid 75+25 Fund Index (Total Return Index)
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.