Uti Dynamic Bond Fund Overview
Category Dynamic Bond Fund
BMSMONEY Rank 8
Rating
Growth Option 18-07-2025
NAV ₹31.26(R) +0.17% ₹34.0(D) +0.17%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.08% 7.49% 8.4% 6.49% 7.03%
Direct 10.01% 8.37% 9.18% 7.24% 7.78%
Benchmark
SIP (XIRR) Regular -7.56% 2.62% 7.01% 7.32% 6.44%
Direct -6.79% 3.53% 7.89% 8.13% 7.21%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.83 0.42 0.69 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.83% -1.2% -0.59% - 1.27%
Fund AUM As on: 30/06/2025 470 Cr

NAV Date: 18-07-2025

Scheme Name NAV Rupee Change Percent Change
UTI Dynamic Bond Fund - Regular Plan - Annual IDCW 13.71
0.0200
0.1700%
UTI Dynamic Bond Fund - Direct Plan - Annual IDCW 14.72
0.0300
0.1700%
UTI Dynamic Bond Fund - Regular Plan - Half-Yearly IDCW 15.41
0.0300
0.1700%
UTI Dynamic Bond Fund - Regular Plan - Flexi IDCW 16.57
0.0300
0.1700%
UTI Dynamic Bond Fund - Direct Plan - Half-Yearly IDCW 16.74
0.0300
0.1700%
UTI Dynamic Bond Fund - Regular Plan - Quarterly IDCW 17.02
0.0300
0.1700%
UTI Dynamic Bond Fund - Direct Plan - Flexi IDCW 17.06
0.0300
0.1700%
UTI Dynamic Bond Fund - Direct Plan - Quarterly IDCW 26.16
0.0500
0.1700%
UTI Dynamic Bond Fund - Regular Plan - Growth Option 31.26
0.0500
0.1700%
UTI Dynamic Bond Fund - Direct Plan - Growth Option 34.0
0.0600
0.1700%

Review Date: 18-07-2025

Beginning of Analysis

Uti Dynamic Bond Fund is the 8th ranked fund in the Dynamic Bond Fund category. The category has total 21 funds. The 4 star rating shows a very good past performance of the Uti Dynamic Bond Fund in Dynamic Bond Fund. The fund has a Sharpe Ratio of 0.83 which is lower than the category average of 0.84.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Bond Mutual Funds are ideal for investors seeking higher returns by taking advantage of interest rate movements. However, they come with higher risks, including interest rate risk and volatility, and their performance depends heavily on the fund manager's expertise. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced professionals with a proven track record in managing interest rate cycles.

Uti Dynamic Bond Fund Return Analysis

  • The fund has given a return of 0.65%, 1.41 and 5.61 in last one, three and six months respectively. In the same period the category average return was 0.66%, 0.82% and 5.18% respectively.
  • Uti Dynamic Bond Fund has given a return of 10.01% in last one year. In the same period the Dynamic Bond Fund category average return was 9.34%.
  • The fund has given a return of 8.37% in last three years and ranked 14.0th out of 21 funds in the category. In the same period the Dynamic Bond Fund category average return was 8.42%.
  • The fund has given a return of 9.18% in last five years and ranked 1st out of 19 funds in the category. In the same period the Dynamic Bond Fund category average return was 6.54%.
  • The fund has given a return of 7.78% in last ten years and ranked 9th out of 16 funds in the category. In the same period the category average return was 7.89%.
  • The fund has given a SIP return of -6.79% in last one year whereas category average SIP return is -7.58%. The fund one year return rank in the category is 5th in 21 funds
  • The fund has SIP return of 3.53% in last three years and ranks 8th in 21 funds. Iifl Dynamic Bond Fund has given the highest SIP return (4.0%) in the category in last three years.
  • The fund has SIP return of 7.89% in last five years whereas category average SIP return is 5.85%.

Uti Dynamic Bond Fund Risk Analysis

  • The fund has a standard deviation of 1.83 and semi deviation of 1.27. The category average standard deviation is 2.26 and semi deviation is 1.56.
  • The fund has a Value at Risk (VaR) of -1.2 and a maximum drawdown of -0.59. The category average VaR is -1.14 and the maximum drawdown is -1.0.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Bond Fund Category
  • Good Performance in Dynamic Bond Fund Category
  • Poor Performance in Dynamic Bond Fund Category
  • Very Poor Performance in Dynamic Bond Fund Category

  • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.58
    0.60
    0.04 | 1.47 12 | 21 Good
    3M Return % 1.20
    0.65
    -0.47 | 2.21 5 | 21 Very Good
    6M Return % 5.18
    4.81
    3.83 | 5.79 8 | 21 Good
    1Y Return % 9.08
    8.54
    6.64 | 10.56 7 | 21 Good
    3Y Return % 7.49
    7.63
    6.31 | 8.46 13 | 21 Average
    5Y Return % 8.40
    5.81
    4.51 | 8.40 1 | 19 Very Good
    7Y Return % 6.49
    7.06
    6.08 | 7.94 13 | 17 Average
    10Y Return % 7.03
    7.16
    6.24 | 8.33 10 | 15 Average
    15Y Return % 7.87
    7.80
    7.17 | 8.94 5 | 11 Good
    1Y SIP Return % -7.56
    -8.24
    -10.10 | -6.17 7 | 21 Good
    3Y SIP Return % 2.62
    2.48
    1.04 | 3.73 10 | 21 Good
    5Y SIP Return % 7.01
    5.09
    3.87 | 7.01 1 | 19 Very Good
    7Y SIP Return % 7.32
    6.08
    4.85 | 7.32 1 | 17 Very Good
    10Y SIP Return % 6.44
    6.08
    5.05 | 6.99 5 | 15 Good
    15Y SIP Return % 7.15
    7.06
    6.28 | 8.26 5 | 11 Good
    Standard Deviation 1.83
    2.26
    1.22 | 3.68 5 | 21 Very Good
    Semi Deviation 1.27
    1.56
    0.80 | 2.63 4 | 21 Very Good
    Max Drawdown % -0.59
    -1.00
    -2.23 | -0.02 3 | 21 Very Good
    VaR 1 Y % -1.20
    -1.14
    -3.23 | 0.00 12 | 21 Good
    Average Drawdown % -0.33
    -0.40
    -0.83 | -0.02 7 | 21 Good
    Sharpe Ratio 0.83
    0.84
    0.20 | 2.11 11 | 21 Good
    Sterling Ratio 0.69
    0.69
    0.55 | 0.84 10 | 21 Good
    Sortino Ratio 0.42
    0.47
    0.10 | 1.77 9 | 21 Good
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.65 0.66 0.12 | 1.54 9 | 21
    3M Return % 1.41 0.82 -0.24 | 2.27 5 | 21
    6M Return % 5.61 5.18 4.37 | 5.92 6 | 21
    1Y Return % 10.01 9.34 7.57 | 10.83 6 | 21
    3Y Return % 8.37 8.42 7.18 | 9.17 14 | 21
    5Y Return % 9.18 6.54 5.00 | 9.18 1 | 19
    7Y Return % 7.24 7.77 6.82 | 8.72 12 | 17
    10Y Return % 7.78 7.89 6.66 | 9.10 9 | 16
    1Y SIP Return % -6.79 -7.58 -9.34 | -5.94 5 | 21
    3Y SIP Return % 3.53 3.27 2.00 | 4.00 8 | 21
    5Y SIP Return % 7.89 5.85 4.61 | 7.89 1 | 19
    7Y SIP Return % 8.13 6.80 5.58 | 8.13 1 | 17
    10Y SIP Return % 7.21 6.82 5.61 | 7.78 4 | 16
    Standard Deviation 1.83 2.26 1.22 | 3.68 5 | 21
    Semi Deviation 1.27 1.56 0.80 | 2.63 4 | 21
    Max Drawdown % -0.59 -1.00 -2.23 | -0.02 3 | 21
    VaR 1 Y % -1.20 -1.14 -3.23 | 0.00 12 | 21
    Average Drawdown % -0.33 -0.40 -0.83 | -0.02 7 | 21
    Sharpe Ratio 0.83 0.84 0.20 | 2.11 11 | 21
    Sterling Ratio 0.69 0.69 0.55 | 0.84 10 | 21
    Sortino Ratio 0.42 0.47 0.10 | 1.77 9 | 21
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Dynamic Bond Fund NAV Regular Growth Uti Dynamic Bond Fund NAV Direct Growth
    18-07-2025 31.2649 33.9975
    17-07-2025 31.2118 33.9391
    16-07-2025 31.19 33.9145
    15-07-2025 31.1933 33.9173
    14-07-2025 31.2037 33.9278
    11-07-2025 31.1699 33.8887
    10-07-2025 31.102 33.8141
    09-07-2025 31.1171 33.8297
    08-07-2025 31.1382 33.8519
    07-07-2025 31.1421 33.8553
    04-07-2025 31.1235 33.8327
    03-07-2025 31.1211 33.8293
    02-07-2025 31.1231 33.8308
    01-07-2025 31.082 33.7853
    30-06-2025 31.0322 33.7304
    27-06-2025 31.0028 33.6961
    26-06-2025 31.029 33.7237
    25-06-2025 31.0309 33.725
    24-06-2025 31.0834 33.7813
    23-06-2025 31.0314 33.724
    20-06-2025 31.0155 33.7044
    19-06-2025 31.0294 33.7187
    18-06-2025 31.0858 33.7792

    Fund Launch Date: 16/Jun/2010
    Fund Category: Dynamic Bond Fund
    Investment Objective: The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments across duration. However, there can be no assurance that the investment objective of the scheme will be realized. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended dynamic debt scheme investing across duration
    Fund Benchmark: CRISIL Dynamic Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.