Uti Floater Fund Overview
Category Floater Fund
BMSMONEY Rank 12
Rating
Growth Option 23-06-2025
NAV ₹1497.07(R) -0.0% ₹1566.07(D) -0.0%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.71% 6.93% 5.51% -% -%
Direct 8.14% 7.43% 6.12% -% -%
Benchmark
SIP (XIRR) Regular 8.12% 3.44% 5.03% -% -%
Direct 8.54% 3.9% 5.55% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.95 1.56 0.69 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.55% 0.0% 0.0% - 0.33%
Fund AUM As on: 31/03/2025 1437 Cr

NAV Date: 23-06-2025

Scheme Name NAV Rupee Change Percent Change
UTI Floater Fund - Regular Plan - Quarterly IDCW 1236.98
-0.0600
0.0000%
UTI Floater Fund - Regular Plan - Half-Yearly IDCW 1322.14
-0.0700
0.0000%
UTI Floater Fund - Direct Plan - Quarterly IDCW 1357.88
-0.0200
0.0000%
UTI Floater Fund - Regular Plan - Flexi IDCW 1368.58
-0.0700
0.0000%
UTI Floater Fund - Regular Plan - Annual IDCW 1421.75
-0.0700
0.0000%
UTI Floater Fund - Direct Plan - Half-Yearly IDCW 1427.47
-0.0200
0.0000%
UTI Floater Fund - Direct Plan - Annual IDCW 1433.61
-0.0200
0.0000%
UTI Floater Fund - Direct Plan - Flexi IDCW 1475.35
-0.0200
0.0000%
UTI - Floater Fund - Regular Plan - Growth Option 1497.07
-0.0700
0.0000%
UTI - Floater Fund - Direct Plan - Growth Option 1566.07
-0.0200
0.0000%

Review Date: 23-06-2025

Beginning of Analysis

In the Floater Fund category, Uti Floater Fund is the 12th ranked fund. The category has total 12 funds. The Uti Floater Fund has shown a very poor past performence in Floater Fund. The fund has a Sharpe Ratio of 1.95 which is lower than the category average of 2.32.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Uti Floater Fund Return Analysis

  • The fund has given a return of 0.3%, 2.5 and 4.48 in last one, three and six months respectively. In the same period the category average return was 0.29%, 2.9% and 4.97% respectively.
  • Uti Floater Fund has given a return of 8.14% in last one year. In the same period the Floater Fund category average return was 9.36%.
  • The fund has given a return of 7.43% in last three years and ranked 12.0th out of 12 funds in the category. In the same period the Floater Fund category average return was 8.25%.
  • The fund has given a return of 6.12% in last five years and ranked 7th out of seven funds in the category. In the same period the Floater Fund category average return was 6.89%.
  • The fund has given a SIP return of 8.54% in last one year whereas category average SIP return is 9.61%. The fund one year return rank in the category is 12th in 12 funds
  • The fund has SIP return of 3.9% in last three years and ranks 12th in 12 funds. Franklin India Floating Rate Fund has given the highest SIP return (5.47%) in the category in last three years.
  • The fund has SIP return of 5.55% in last five years whereas category average SIP return is 6.28%.

Uti Floater Fund Risk Analysis

  • The fund has a standard deviation of 0.55 and semi deviation of 0.33. The category average standard deviation is 0.88 and semi deviation is 0.56.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.06 and the maximum drawdown is -0.06.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

  • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.26
    0.25
    -0.58 | 0.56 7 | 12 Average
    3M Return % 2.41
    2.80
    2.41 | 3.38 12 | 12 Poor
    6M Return % 4.28
    4.78
    4.28 | 5.29 12 | 12 Poor
    1Y Return % 7.71
    8.95
    7.71 | 9.60 12 | 12 Poor
    3Y Return % 6.93
    7.82
    6.93 | 8.30 12 | 12 Poor
    5Y Return % 5.51
    6.42
    5.51 | 6.79 7 | 7 Poor
    1Y SIP Return % 8.12
    9.20
    8.12 | 9.93 12 | 12 Poor
    3Y SIP Return % 3.44
    4.42
    3.44 | 5.06 12 | 12 Poor
    5Y SIP Return % 5.03
    5.82
    5.03 | 6.11 7 | 7 Poor
    Standard Deviation 0.55
    0.88
    0.50 | 2.04 2 | 12 Very Good
    Semi Deviation 0.33
    0.56
    0.31 | 1.28 2 | 12 Very Good
    Max Drawdown % 0.00
    -0.06
    -0.38 | 0.00 10 | 12 Poor
    VaR 1 Y % 0.00
    -0.06
    -0.75 | 0.00 11 | 12 Poor
    Average Drawdown % 0.00
    -0.05
    -0.38 | 0.00 10 | 12 Poor
    Sharpe Ratio 1.95
    2.32
    1.26 | 3.50 8 | 12 Average
    Sterling Ratio 0.69
    0.77
    0.69 | 0.82 12 | 12 Poor
    Sortino Ratio 1.56
    2.04
    0.82 | 4.03 10 | 12 Poor
    Return data last Updated On : June 23, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : May 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.30 0.29 -0.55 | 0.62 7 | 12
    3M Return % 2.50 2.90 2.50 | 3.57 12 | 12
    6M Return % 4.48 4.97 4.48 | 5.58 12 | 12
    1Y Return % 8.14 9.36 8.14 | 10.20 12 | 12
    3Y Return % 7.43 8.25 7.43 | 8.91 12 | 12
    5Y Return % 6.12 6.89 6.12 | 7.40 7 | 7
    1Y SIP Return % 8.54 9.61 8.54 | 10.72 12 | 12
    3Y SIP Return % 3.90 4.82 3.90 | 5.47 12 | 12
    5Y SIP Return % 5.55 6.28 5.55 | 6.76 7 | 7
    Standard Deviation 0.55 0.88 0.50 | 2.04 2 | 12
    Semi Deviation 0.33 0.56 0.31 | 1.28 2 | 12
    Max Drawdown % 0.00 -0.06 -0.38 | 0.00 10 | 12
    VaR 1 Y % 0.00 -0.06 -0.75 | 0.00 11 | 12
    Average Drawdown % 0.00 -0.05 -0.38 | 0.00 10 | 12
    Sharpe Ratio 1.95 2.32 1.26 | 3.50 8 | 12
    Sterling Ratio 0.69 0.77 0.69 | 0.82 12 | 12
    Sortino Ratio 1.56 2.04 0.82 | 4.03 10 | 12
    Return data last Updated On : June 23, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : May 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Floater Fund NAV Regular Growth Uti Floater Fund NAV Direct Growth
    23-06-2025 1497.0677 1566.0651
    20-06-2025 1497.1417 1566.0898
    19-06-2025 1497.6811 1566.6364
    18-06-2025 1498.3059 1567.2724
    17-06-2025 1497.6994 1566.6203
    16-06-2025 1496.4632 1565.3097
    13-06-2025 1495.7981 1564.5613
    12-06-2025 1496.5232 1565.3021
    11-06-2025 1497.4694 1566.2742
    10-06-2025 1498.2319 1567.0541
    09-06-2025 1500.6053 1569.5189
    06-06-2025 1501.0385 1569.9191
    05-06-2025 1497.1318 1565.8156
    04-06-2025 1496.3905 1565.0226
    03-06-2025 1495.9426 1564.5366
    02-06-2025 1495.6851 1564.2498
    30-05-2025 1495.1922 1563.6816
    29-05-2025 1494.8327 1563.2881
    28-05-2025 1494.8159 1563.253
    27-05-2025 1494.2724 1562.667
    26-05-2025 1494.0454 1562.412
    23-05-2025 1493.1153 1561.3867

    Fund Launch Date: 12/Oct/2018
    Fund Category: Floater Fund
    Investment Objective: The investment objective of the scheme is to generate reasonable returns and reduce interest rate risk by investing in a portfolio comprising predominantly of floating rate instruments and fixed rate instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: UTI Floater Fund is an open ended debt scheme predominantly investing in floating rate instruments
    Fund Benchmark: CRISIL Ultra Short Term Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.