Previously Known As : Uti Liquid Cash Plan
Uti Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 5
Rating
Growth Option 29-06-2026
NAV ₹455.11(R) +0.06% ₹459.67(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -89.38% -50.37% -33.03% -23.99% -15.75%
Direct -89.37% -50.33% -32.97% -23.92% -15.68%
Benchmark
SIP (XIRR) Regular -% -93.24% -79.51% -66.63% -50.97%
Direct -% -93.22% -79.44% -66.51% -50.8%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.29 8.54 0.69 1.09% -6.44
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.19% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 27585 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Union Liquid Fund 4
UTI Liquid Fund 5
Mahindra Manulife Liquid Fund 6
Canara Robeco Liquid Fund 7

NAV Date: 29-06-2026

Scheme Name NAV Rupee Change Percent Change
UTI Liquid Fund - Direct Plan - Monthly IDCW 104.93
0.0700
0.0700%
UTI Liquid Fund - Regular Plan - Weekly IDCW 105.38
0.0700
0.0600%
UTI Liquid Fund - Direct Plan - Daily IDCW (Reinvestment) 106.53
0.0000
0.0000%
UTI- Liquid Cash Plan- Discontinued - Regular Plan - Monthly Dividend Option 106.9
0.0700
0.0600%
UTI Liquid Fund - Direct Plan - Weekly IDCW 107.63
0.0700
0.0700%
UTI Liquid Fund - Regular Plan - Monthly IDCW 113.19
0.0700
0.0600%
UTI- Liquid Cash Plan- Discontinued -Regular Plan Periodic Dividend Option 113.8
0.0700
0.0600%
UTI Liquid Fund - Regular Plan - Fortnightly IDCW 115.48
-0.2600
-0.2300%
UTI Liquid Fund - Direct Plan - Fortnightly IDCW 115.56
-0.2700
-0.2300%
UTI Liquid Fund - Regular Plan - Daily IDCW (Reinvestment) 119.8
0.0800
0.0600%
UTI Liquid Fund - Regular Plan - Half-Yearly IDCW 139.76
0.0900
0.0700%
UTI Liquid Fund - Direct Plan - Half-Yearly IDCW 157.91
0.1000
0.0700%
UTI Liquid Fund - Regular Plan - Flexi IDCW 165.39
0.1100
0.0600%
UTI Liquid Fund - Direct Plan - Flexi IDCW 166.51
0.1100
0.0700%
UTI Liquid Fund - Regular Plan - Quarterly IDCW 189.48
0.1200
0.0600%
UTI Liquid Fund - Direct Plan - Quarterly IDCW 190.92
0.1300
0.0700%
UTI Liquid Fund - Regular Plan - Annual IDCW 200.68
0.1300
0.0600%
UTI Liquid Fund - Direct Plan - Annual IDCW 202.16
0.1300
0.0700%
UTI- Liquid Cash Plan- Discontinued - Regular Plan -Growth 412.99
0.2700
0.0600%
UTI- Liquid Cash Plan - Regular Plan - Growth Option 455.11
0.2900
0.0600%
UTI- Liquid Cash Plan - Direct Plan - Growth Option 459.67
0.3000
0.0700%

Review Date: 29-06-2026

Beginning of Analysis

UTI Liquid Fund is the 6th ranked fund in the Liquid Fund category. The category has total 33 funds. The 5 star rating shows an excellent past performance of the UTI Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 1.09% which is higher than the category average of 0.99%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.29 which is higher than the category average of 4.75.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

UTI Liquid Fund Return Analysis

  • The fund has given a return of -89.94%, -89.82 and -89.67 in last one, three and six months respectively. In the same period the category average return was -1.77%, -0.67% and 0.82% respectively.
  • UTI Liquid Fund has given a return of -89.37% in last one year. In the same period the Liquid Fund category average return was 3.65%.
  • The fund has given a return of -50.33% in last three years and ranked 34.0th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.3%.
  • The fund has given a return of -32.97% in last five years and ranked 34th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.03%.
  • The fund has given a return of -15.68% in last ten years and ranked 27th out of twenty eight funds in the category. In the same period the category average return was 5.3%.
  • The fund has SIP return of -93.22% in last three years and ranks 33rd in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.87%) in the category in last three years.
  • The fund has SIP return of -79.44% in last five years whereas category average SIP return is 4.06%.

UTI Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.19 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -89.94
    -1.85
    		-89.94 | 0.63 36 | 37 Poor
    3M Return % -89.82
    -0.77
    		-89.82 | 1.79 36 | 37 Poor
    6M Return % -89.67
    0.68
    		-89.67 | 3.32 36 | 37 Poor
    1Y Return % -89.38
    3.51
    		-89.38 | 6.28 36 | 37 Poor
    3Y Return % -50.37
    5.16
    		-50.37 | 6.97 34 | 35 Poor
    5Y Return % -33.03
    4.90
    		-33.03 | 6.18 34 | 35 Poor
    7Y Return % -23.99
    4.63
    		-23.99 | 5.69 33 | 34 Poor
    10Y Return % -15.75
    5.16
    		-15.75 | 6.12 26 | 27 Poor
    15Y Return % -8.20
    6.27
    		-8.20 | 7.26 22 | 22 Poor
    3Y SIP Return % -93.24
    3.48
    		-93.24 | 6.77 32 | 32 Poor
    5Y SIP Return % -79.51
    3.84
    		-79.51 | 6.70 32 | 32 Poor
    7Y SIP Return % -66.63
    3.70
    		-66.63 | 6.20 31 | 31 Poor
    10Y SIP Return % -50.97
    3.36
    		-50.97 | 6.06 24 | 24 Poor
    15Y SIP Return % -32.62
    4.31
    		-32.62 | 6.45 21 | 21 Poor
    Standard Deviation 0.19
    0.19
    		0.17 | 0.20 11 | 34 Good
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 8 | 34 Very Good
    Sharpe Ratio 5.29
    4.75
    		1.93 | 5.73 6 | 34 Very Good
    Sterling Ratio 0.69
    0.68
    		0.62 | 0.69 8 | 34 Very Good
    Sortino Ratio 8.54
    6.82
    		1.14 | 10.54 9 | 34 Very Good
    Jensen Alpha % 1.09
    0.99
    		0.42 | 1.17 8 | 34 Very Good
    Treynor Ratio -6.44
    -6.74
    		-9.23 | -6.00 14 | 34 Good
    Modigliani Square Measure % 10.14
    9.73
    		7.64 | 10.47 6 | 34 Very Good
    Alpha % -0.74
    -0.82
    		-1.42 | -0.66 10 | 34 Good
    Return data last Updated On : June 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -89.94 -1.77 -89.94 | 0.64 37 | 38 Poor
    3M Return % -89.82 -0.67 -89.82 | 1.81 37 | 38 Poor
    6M Return % -89.67 0.82 -89.67 | 3.36 37 | 38 Poor
    1Y Return % -89.37 3.65 -89.37 | 6.38 36 | 37 Poor
    3Y Return % -50.33 5.30 -50.33 | 7.06 34 | 35 Poor
    5Y Return % -32.97 5.03 -32.97 | 6.27 34 | 35 Poor
    7Y Return % -23.92 4.76 -23.92 | 6.00 33 | 34 Poor
    10Y Return % -15.68 5.30 -15.68 | 6.38 27 | 28 Poor
    3Y SIP Return % -93.22 3.71 -93.22 | 6.87 33 | 33 Poor
    5Y SIP Return % -79.44 4.06 -79.44 | 6.79 33 | 33 Poor
    7Y SIP Return % -66.51 3.91 -66.51 | 6.30 32 | 32 Poor
    10Y SIP Return % -50.80 3.67 -50.80 | 6.14 26 | 26 Poor
    Standard Deviation 0.19 0.19 0.17 | 0.20 11 | 34 Good
    Semi Deviation 0.15 0.15 0.13 | 0.16 8 | 34 Very Good
    Sharpe Ratio 5.29 4.75 1.93 | 5.73 6 | 34 Very Good
    Sterling Ratio 0.69 0.68 0.62 | 0.69 8 | 34 Very Good
    Sortino Ratio 8.54 6.82 1.14 | 10.54 9 | 34 Very Good
    Jensen Alpha % 1.09 0.99 0.42 | 1.17 8 | 34 Very Good
    Treynor Ratio -6.44 -6.74 -9.23 | -6.00 14 | 34 Good
    Modigliani Square Measure % 10.14 9.73 7.64 | 10.47 6 | 34 Very Good
    Alpha % -0.74 -0.82 -1.42 | -0.66 10 | 34 Good
    Return data last Updated On : June 29, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Liquid Fund NAV Regular Growth Uti Liquid Fund NAV Direct Growth
    29-06-2026 455.1123 459.6736
    25-06-2026 454.82 459.3726
    24-06-2026 454.7354 459.2857
    23-06-2026 454.638 459.186
    22-06-2026 454.5786 459.1245
    19-06-2026 4543.7279 4589.1243
    18-06-2026 4542.9226 4588.2967
    17-06-2026 4542.1033 4587.455
    16-06-2026 4541.4245 4586.7552
    15-06-2026 4539.8432 4585.1439
    12-06-2026 4536.6916 4581.9182
    11-06-2026 4535.6996 4580.9021
    10-06-2026 4534.9162 4580.0968
    09-06-2026 4534.0794 4579.2374
    08-06-2026 4532.353 4577.4797
    05-06-2026 4529.6746 4574.732
    04-06-2026 4528.1618 4573.19
    03-06-2026 4527.0934 4572.0969
    02-06-2026 4526.4246 4571.4072
    01-06-2026 4525.8038 4570.7661
    29-05-2026 4523.2575 4568.152

    Fund Launch Date: 23/Jun/2003
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: Crisil LiquidFund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.