Previously Known As : Uti Liquid Cash Plan
Uti Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 34
Rating
Growth Option 25-09-2026
NAV ₹461.94(R) -0.01% ₹466.69(D) -0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -89.36% -50.4% -32.94% -23.98% -15.77%
Direct -89.35% -50.36% -32.88% -23.91% -15.7%
Benchmark
SIP (XIRR) Regular -91.75% -80.92% -68.63% -58.27% -45.74%
Direct -91.74% -80.89% -68.56% -58.17% -45.6%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.03 -0.16 -0.5 -38.83% 1.83
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
52.24% 0.0% -89.93% -0.31 50.79%
Fund AUM As on: 30/12/2025 27585 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 25-09-2026

Scheme Name NAV Rupee Change Percent Change
UTI Liquid Fund - Direct Plan - Monthly IDCW 104.74
-0.0100
-0.0100%
UTI Liquid Fund - Regular Plan - Weekly IDCW 105.37
-0.0100
-0.0100%
UTI Liquid Fund - Direct Plan - Weekly IDCW 106.14
-0.0100
-0.0100%
UTI Liquid Fund - Direct Plan - Daily IDCW (Reinvestment) 106.52
-0.0100
-0.0100%
UTI- Liquid Cash Plan- Discontinued - Regular Plan - Monthly Dividend Option 106.69
-0.0100
-0.0100%
UTI Liquid Fund - Regular Plan - Monthly IDCW 109.42
-0.0100
-0.0100%
UTI- Liquid Cash Plan- Discontinued -Regular Plan Periodic Dividend Option 113.58
-0.0100
-0.0100%
UTI Liquid Fund - Regular Plan - Fortnightly IDCW 115.86
-0.0100
-0.0100%
UTI Liquid Fund - Direct Plan - Fortnightly IDCW 115.95
-0.0100
-0.0100%
UTI Liquid Fund - Regular Plan - Daily IDCW (Reinvestment) 121.6
-0.0100
-0.0100%
UTI Liquid Fund - Regular Plan - Half-Yearly IDCW 141.9
-0.0100
-0.0100%
UTI Liquid Fund - Direct Plan - Half-Yearly IDCW 160.32
-0.0100
-0.0100%
UTI Liquid Fund - Regular Plan - Flexi IDCW 167.88
-0.0100
-0.0100%
UTI Liquid Fund - Direct Plan - Flexi IDCW 169.05
-0.0100
-0.0100%
UTI Liquid Fund - Regular Plan - Quarterly IDCW 192.33
-0.0100
-0.0100%
UTI Liquid Fund - Direct Plan - Quarterly IDCW 193.84
-0.0100
-0.0100%
UTI Liquid Fund - Regular Plan - Annual IDCW 203.69
-0.0100
-0.0100%
UTI Liquid Fund - Direct Plan - Annual IDCW 205.25
-0.0100
-0.0100%
UTI- Liquid Cash Plan- Discontinued - Regular Plan -Growth 419.19
-0.0300
-0.0100%
UTI- Liquid Cash Plan - Regular Plan - Growth Option 461.94
-0.0300
-0.0100%
UTI- Liquid Cash Plan - Direct Plan - Growth Option 466.69
-0.0300
-0.0100%

Review Date: 25-09-2026

Beginning of Analysis

In the Liquid Fund category, UTI Liquid Fund is the 6th ranked fund. The category has total 33 funds. The 5 star rating shows an excellent past performance of the UTI Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of -38.83% which is lower than the category average of -0.4%, showing poor performance. The fund has a Sharpe Ratio of -1.03 which is lower than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

UTI Liquid Fund Return Analysis

  • The fund has given a return of 0.51%, 1.59 and -89.65 in last one, three and six months respectively. In the same period the category average return was 0.5%, 1.57% and 1.09% respectively.
  • UTI Liquid Fund has given a return of -89.35% in last one year. In the same period the Liquid Fund category average return was 3.83%.
  • The fund has given a return of -50.36% in last three years and ranked 33.0rd out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.22%.
  • The fund has given a return of -32.88% in last five years and ranked 32nd out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.13%.
  • The fund has given a return of -15.7% in last ten years and ranked 27th out of twenty eight funds in the category. In the same period the category average return was 5.28%.
  • The fund has given a SIP return of -91.74% in last one year whereas category average SIP return is 3.75%. The fund one year return rank in the category is 35th in 35 funds
  • The fund has SIP return of -80.89% in last three years and ranks 32nd in 32 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.8%) in the category in last three years.
  • The fund has SIP return of -68.56% in last five years whereas category average SIP return is 4.29%.

UTI Liquid Fund Risk Analysis

  • The fund has a standard deviation of 52.24 and semi deviation of 50.79. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.50
    0.49
    		0.41 | 0.52 7 | 40 Very Good
    3M Return % 1.57
    1.54
    		1.31 | 1.60 11 | 40 Good
    6M Return % -89.66
    1.01
    		-89.66 | 3.47 39 | 40 Poor
    1Y Return % -89.36
    3.68
    		-89.36 | 6.48 36 | 37 Poor
    3Y Return % -50.40
    5.12
    		-50.40 | 6.92 34 | 35 Poor
    5Y Return % -32.94
    5.02
    		-32.94 | 6.34 33 | 34 Poor
    7Y Return % -23.98
    4.62
    		-23.98 | 5.67 32 | 33 Poor
    10Y Return % -15.77
    5.17
    		-15.77 | 6.08 27 | 28 Poor
    15Y Return % -8.24
    6.23
    		-8.24 | 7.19 22 | 22 Poor
    1Y SIP Return % -91.75
    3.59
    		-91.75 | 6.63 35 | 35 Poor
    3Y SIP Return % -80.92
    3.89
    		-80.92 | 6.70 33 | 33 Poor
    5Y SIP Return % -68.63
    4.22
    		-68.63 | 6.73 32 | 32 Poor
    7Y SIP Return % -58.27
    4.04
    		-58.27 | 6.26 31 | 31 Poor
    10Y SIP Return % -45.74
    3.97
    		-45.74 | 6.08 26 | 26 Poor
    15Y SIP Return % -30.38
    4.58
    		-30.38 | 6.44 22 | 22 Poor
    Standard Deviation 52.24
    1.75
    		0.18 | 52.24 34 | 34 Poor
    Semi Deviation 50.79
    1.65
    		0.14 | 50.79 34 | 34 Poor
    Max Drawdown % -89.93
    -2.65
    		-89.93 | 0.00 34 | 34 Poor
    Average Drawdown % 89.93
    2.65
    		0.00 | 89.93 1 | 34 Very Good
    Sharpe Ratio -1.03
    4.27
    		-1.03 | 5.25 34 | 34 Poor
    Sterling Ratio -0.50
    0.65
    		-0.50 | 0.70 34 | 34 Poor
    Sortino Ratio -0.16
    6.67
    		-0.16 | 10.85 34 | 34 Poor
    Jensen Alpha % -38.83
    -0.40
    		-38.83 | 0.92 34 | 34 Poor
    Treynor Ratio 1.83
    0.26
    		0.10 | 1.83 1 | 34 Very Good
    Modigliani Square Measure % -0.73
    3.03
    		-0.73 | 3.72 34 | 34 Poor
    Alpha % -69.11
    -2.80
    		-69.11 | -0.63 34 | 34 Poor
    Return data last Updated On : Sept. 25, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51 0.50 0.41 | 0.53 12 | 40 Good
    3M Return % 1.59 1.57 1.33 | 1.63 16 | 40 Good
    6M Return % -89.65 1.09 -89.65 | 3.53 39 | 40 Poor
    1Y Return % -89.35 3.83 -89.35 | 6.58 36 | 37 Poor
    3Y Return % -50.36 5.22 -50.36 | 7.00 33 | 34 Poor
    5Y Return % -32.88 5.13 -32.88 | 6.42 32 | 33 Poor
    7Y Return % -23.91 4.73 -23.91 | 5.96 31 | 32 Poor
    10Y Return % -15.70 5.28 -15.70 | 6.34 27 | 28 Poor
    1Y SIP Return % -91.74 3.75 -91.74 | 6.73 35 | 35 Poor
    3Y SIP Return % -80.89 3.96 -80.89 | 6.80 32 | 32 Poor
    5Y SIP Return % -68.56 4.29 -68.56 | 6.82 31 | 31 Poor
    7Y SIP Return % -58.17 4.11 -58.17 | 6.35 30 | 30 Poor
    10Y SIP Return % -45.60 4.11 -45.60 | 6.25 26 | 26 Poor
    Standard Deviation 52.24 1.75 0.18 | 52.24 34 | 34 Poor
    Semi Deviation 50.79 1.65 0.14 | 50.79 34 | 34 Poor
    Max Drawdown % -89.93 -2.65 -89.93 | 0.00 34 | 34 Poor
    Average Drawdown % 89.93 2.65 0.00 | 89.93 1 | 34 Very Good
    Sharpe Ratio -1.03 4.27 -1.03 | 5.25 34 | 34 Poor
    Sterling Ratio -0.50 0.65 -0.50 | 0.70 34 | 34 Poor
    Sortino Ratio -0.16 6.67 -0.16 | 10.85 34 | 34 Poor
    Jensen Alpha % -38.83 -0.40 -38.83 | 0.92 34 | 34 Poor
    Treynor Ratio 1.83 0.26 0.10 | 1.83 1 | 34 Very Good
    Modigliani Square Measure % -0.73 3.03 -0.73 | 3.72 34 | 34 Poor
    Alpha % -69.11 -2.80 -69.11 | -0.63 34 | 34 Poor
    Return data last Updated On : Sept. 25, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Liquid Fund NAV Regular Growth Uti Liquid Fund NAV Direct Growth
    25-09-2026 461.9439 466.6947
    24-09-2026 461.9739 466.7238
    23-09-2026 461.9528 466.7012
    22-09-2026 461.8831 466.6296
    21-09-2026 461.7747 466.5189
    18-09-2026 461.5353 466.2735
    17-09-2026 461.4582 466.1944
    16-09-2026 461.398 466.1324
    15-09-2026 461.3396 466.0722
    11-09-2026 461.118 465.8436
    10-09-2026 461.0756 465.7996
    09-09-2026 461.0031 465.7251
    08-09-2026 460.9271 465.6472
    07-09-2026 460.8645 465.5828
    04-09-2026 460.6766 465.3894
    03-09-2026 460.589 465.2997
    02-09-2026 460.41 465.1176
    01-09-2026 460.2456 464.9504
    31-08-2026 460.1201 464.8224
    28-08-2026 459.889 464.5845
    27-08-2026 459.8108 464.5041
    26-08-2026 459.7068 464.3976
    25-08-2026 459.632 464.3206

    Fund Launch Date: 23/Jun/2003
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments.However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: Crisil LiquidFund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.