Uti Long Term Equity Fund (Tax Saving) Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 30
BMSMONEY Rating
Gro. Opt. As On: 17-09-2024
NAV ₹217.48(R) +0.15% ₹241.45(D) +0.15%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 33.78% 14.29% 21.77% 14.92% 13.85%
LumpSum (D) 35.17% 15.46% 22.97% 16.02% 14.95%
SIP (R) 41.71% 24.3% 22.87% 19.35% 16.46%
SIP (D) 43.15% 25.51% 24.08% 20.47% 17.53%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.65 0.36 0.65 -1.39% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.08% -14.32% -14.61% 0.91 8.75%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
SBI Long Term Equity Fund 1
HDFC Taxsaver 2
Motilal Oswal Long Term Equity Fund (Moflte) 3
Quant Tax Plan 4
JM Tax Gain Fund 5
Bank Of India Tax Advantage Fund 6
ITI Long Term Equity Fund 7

NAV Date: 17-09-2024

Scheme Name NAV Rupee Change Percent Change
UTI Long Term Equity Fund ( Tax Saving ) - Regular Plan - IDCW 41.55
0.0600
0.1500%
UTI Long Term Equity Fund ( Tax Saving ) - Direct Plan - IDCW 56.9
0.0800
0.1500%
UTI - Long Term Equity Fund (Tax Saving) - Regular Plan - Growth Option 217.48
0.3200
0.1500%
UTI - Long Term Equity Fund (Tax Saving) - Direct Plan - Growth Option 241.45
0.3600
0.1500%

Review Date: 17-09-2024

UTI Long Term Equity Fund (Tax Saving) has shown poor performance in the ELSS (Tax Saving) Fund category. The fund has rank of 30 out of 35 funds in the category. The fund has delivered return of 33.78% in 1 year, 14.29% in 3 years, 21.77% in 5 years and 13.85% in 10 years. The category average for the same periods is 39.0%, 18.3%, 22.98% and 15.34% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 13.08, VaR of -14.32, Average Drawdown of -5.05, Semi Deviation of 8.75 and Max Drawdown of -14.61. The category average for the same parameters is 12.84, -14.08, -5.31, 8.98 and -12.33 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI Long Term Equity Fund (Tax Saving) direct growth option would have grown to ₹13517.0 in 1 year, ₹15392.0 in 3 years and ₹28122.0 in 5 years as of today (17-09-2024).
  2. An SIP of ₹1,000 per month in UTI Long Term Equity Fund (Tax Saving) direct growth option would have grown to ₹14654.0 in 1 year, ₹52123.0 in 3 years and ₹109006.0 in 5 years as of today (17-09-2024).
  3. standard deviation of 13.08 and based on VaR one can expect to lose more than -14.32% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.65 which shows poor performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.86, Beta of 0.91 and Jensen's Alpha of -1.39% which exhibit poor performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 4.61
4.14
-0.24 | 7.05 11 | 35 Good
3M Return % 8.16
8.08
0.71 | 13.78 18 | 35 Good
6M Return % 25.42
23.37
17.87 | 41.14 10 | 35 Good
1Y Return % 33.78
39.00
26.53 | 66.15 28 | 35 Poor
3Y Return % 14.29
18.30
8.99 | 27.09 31 | 33 Poor
5Y Return % 21.77
22.98
16.28 | 37.05 21 | 32 Average
7Y Return % 14.92
15.60
11.22 | 23.71 17 | 29 Average
10Y Return % 13.85
15.34
12.23 | 23.44 17 | 22 Average
15Y Return % 13.15
14.75
12.13 | 16.89 15 | 19 Average
1Y SIP Return % 41.71
43.29
32.88 | 74.08 20 | 35 Average
3Y SIP Return % 24.30
28.22
21.43 | 42.62 27 | 33 Average
5Y SIP Return % 22.87
25.62
18.83 | 36.17 25 | 32 Poor
7Y SIP Return % 19.35
21.23
15.14 | 31.02 23 | 29 Average
10Y SIP Return % 16.46
18.07
13.65 | 26.29 16 | 22 Average
15Y SIP Return % 14.80
16.51
13.94 | 21.52 17 | 20 Poor
Standard Deviation 13.08
12.84
9.92 | 15.90 23 | 33 Average
Semi Deviation 8.75
8.98
7.11 | 11.38 15 | 33 Good
Max Drawdown % -14.61
-12.33
-22.81 | -6.28 27 | 33 Average
VaR 1 Y % -14.32
-14.08
-20.17 | -11.38 23 | 33 Average
Average Drawdown % -5.05
-5.31
-9.27 | -2.58 14 | 33 Good
Sharpe Ratio 0.65
0.93
0.24 | 1.57 31 | 33 Poor
Sterling Ratio 0.65
0.91
0.34 | 1.63 30 | 33 Poor
Sortino Ratio 0.36
0.50
0.15 | 0.91 30 | 33 Poor
Jensen Alpha % -1.39
2.49
-9.30 | 12.87 31 | 33 Poor
Treynor Ratio 0.09
0.13
0.03 | 0.22 31 | 33 Poor
Modigliani Square Measure % 16.31
20.43
9.38 | 30.04 31 | 33 Poor
Alpha % -3.02
0.83
-9.61 | 11.32 31 | 33 Poor
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 4.70 4.23 -0.15 | 7.15 13 | 35
3M Return % 8.42 8.38 0.99 | 14.12 18 | 35
6M Return % 26.06 24.05 18.21 | 41.98 10 | 35
1Y Return % 35.17 40.52 27.87 | 68.14 26 | 35
3Y Return % 15.46 19.64 9.85 | 27.93 31 | 33
5Y Return % 22.97 24.36 17.27 | 39.29 22 | 32
7Y Return % 16.02 16.83 12.19 | 25.38 18 | 29
10Y Return % 14.95 16.34 13.09 | 24.71 17 | 23
1Y SIP Return % 43.15 44.85 33.63 | 76.15 20 | 35
3Y SIP Return % 25.51 29.59 22.79 | 44.24 28 | 33
5Y SIP Return % 24.08 26.99 19.76 | 38.27 27 | 32
7Y SIP Return % 20.47 22.45 16.06 | 32.92 23 | 29
10Y SIP Return % 17.53 19.05 14.63 | 27.77 17 | 23
Standard Deviation 13.08 12.84 9.92 | 15.90 23 | 33
Semi Deviation 8.75 8.98 7.11 | 11.38 15 | 33
Max Drawdown % -14.61 -12.33 -22.81 | -6.28 27 | 33
VaR 1 Y % -14.32 -14.08 -20.17 | -11.38 23 | 33
Average Drawdown % -5.05 -5.31 -9.27 | -2.58 14 | 33
Sharpe Ratio 0.65 0.93 0.24 | 1.57 31 | 33
Sterling Ratio 0.65 0.91 0.34 | 1.63 30 | 33
Sortino Ratio 0.36 0.50 0.15 | 0.91 30 | 33
Jensen Alpha % -1.39 2.49 -9.30 | 12.87 31 | 33
Treynor Ratio 0.09 0.13 0.03 | 0.22 31 | 33
Modigliani Square Measure % 16.31 20.43 9.38 | 30.04 31 | 33
Alpha % -3.02 0.83 -9.61 | 11.32 31 | 33
Return data last Updated On : Sept. 17, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.15 ₹ 10,015.00 0.15 ₹ 10,015.00
1W 0.86 ₹ 10,086.00 0.87 ₹ 10,087.00
1M 4.61 ₹ 10,461.00 4.70 ₹ 10,470.00
3M 8.16 ₹ 10,816.00 8.42 ₹ 10,842.00
6M 25.42 ₹ 12,542.00 26.06 ₹ 12,606.00
1Y 33.78 ₹ 13,378.00 35.17 ₹ 13,517.00
3Y 14.29 ₹ 14,929.00 15.46 ₹ 15,392.00
5Y 21.77 ₹ 26,777.00 22.97 ₹ 28,122.00
7Y 14.92 ₹ 26,474.00 16.02 ₹ 28,289.00
10Y 13.85 ₹ 36,601.00 14.95 ₹ 40,275.00
15Y 13.15 ₹ 63,816.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 41.71 ₹ 14,569.44 43.15 ₹ 14,653.72
3Y ₹ 36000 24.30 ₹ 51,262.88 25.51 ₹ 52,122.92
5Y ₹ 60000 22.87 ₹ 105,861.42 24.08 ₹ 109,005.66
7Y ₹ 84000 19.35 ₹ 167,501.04 20.47 ₹ 174,350.57
10Y ₹ 120000 16.46 ₹ 284,661.12 17.53 ₹ 301,547.04
15Y ₹ 180000 14.80 ₹ 606,341.52 ₹


Date NAV Regular Growth NAV Direct Growth
17-09-2024 217.4839 241.4467
16-09-2024 217.167 241.0886
13-09-2024 217.3337 241.2544
12-09-2024 217.286 241.195
11-09-2024 214.8188 238.45
10-09-2024 215.6387 239.3537
09-09-2024 214.2024 237.7532
06-09-2024 213.9226 237.4237
05-09-2024 215.8913 239.6023
04-09-2024 215.5331 239.1984
03-09-2024 215.5403 239.2
02-09-2024 215.5675 239.2239
30-08-2024 214.9109 238.4762
29-08-2024 213.9628 237.4178
28-08-2024 213.7391 237.1633
27-08-2024 212.7214 236.0278
26-08-2024 211.9337 235.1475
23-08-2024 210.4584 233.492
22-08-2024 211.1819 234.2885
21-08-2024 210.0338 233.0086
20-08-2024 208.9532 231.8036
19-08-2024 207.8905 230.6185

Fund Launch Date: 15/Nov/1999
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The funds collected under the scheme shall be invested in equities, fully convertible debentures/bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.
Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: S&P BSE 200
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.