Uti Long Term Equity Fund (Tax Saving) Overview
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 31
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹208.45(R) +1.26% ₹231.09(D) +1.27%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 34.72% 15.92% 20.43% 14.29% 14.02%
LumpSum (D) 36.12% 17.1% 21.62% 15.38% 15.11%
SIP (R) 43.59% 23.29% 21.46% 18.33% 15.9%
SIP (D) 45.07% 24.5% 22.65% 19.44% 16.97%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.64 0.34 0.64 -1.34% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.57% -14.32% -14.61% 0.87 8.7%
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
SBI Long Term Equity Fund 1
HDFC Taxsaver 2
Quant Tax Plan 3
Motilal Oswal Long Term Equity Fund (Moflte) 4
Bank Of India Tax Advantage Fund 5
JM Tax Gain Fund 6
ITI Long Term Equity Fund 7
Franklin India Taxshield 8

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
UTI Long Term Equity Fund ( Tax Saving ) - Regular Plan - IDCW 39.82
0.5000
1.2600%
UTI Long Term Equity Fund ( Tax Saving ) - Direct Plan - IDCW 54.46
0.6800
1.2700%
UTI - Long Term Equity Fund (Tax Saving) - Regular Plan - Growth Option 208.45
2.6000
1.2600%
UTI - Long Term Equity Fund (Tax Saving) - Direct Plan - Growth Option 231.09
2.8900
1.2700%

Review Date: 26-07-2024

UTI Long Term Equity Fund (Tax Saving) has shown poor performance in the ELSS (Tax Saving) Fund category. The fund has rank of 31 out of 35 funds in the category. The fund has delivered return of 34.72% in 1 year, 15.92% in 3 years, 20.43% in 5 years and 14.02% in 10 years. The category average for the same periods is 39.91%, 20.18%, 21.58% and 15.77% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 12.57, VaR of -14.32, Average Drawdown of -5.05, Semi Deviation of 8.7 and Max Drawdown of -14.61. The category average for the same parameters is 12.71, -14.08, -5.57, 9.01 and -12.33 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI Long Term Equity Fund (Tax Saving) direct growth option would have grown to ₹13612.0 in 1 year, ₹16058.0 in 3 years and ₹26607.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in UTI Long Term Equity Fund (Tax Saving) direct growth option would have grown to ₹14753.0 in 1 year, ₹51370.0 in 3 years and ₹105249.0 in 5 years as of today (26-07-2024).
  3. standard deviation of 12.57 and based on VaR one can expect to lose more than -14.32% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.64 which shows poor performance of fund in the elss (tax saving) fund category.
  5. The fund has R-square of 0.84, Beta of 0.87 and Jensen's Alpha of -1.34% which exhibit poor performance in the elss (tax saving) fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.98
3.56
1.50 | 6.29 24 | 35 Average
3M Return % 13.36
11.56
8.82 | 16.41 5 | 35 Very Good
6M Return % 19.17
20.14
15.39 | 27.68 22 | 35 Average
1Y Return % 34.72
39.91
24.44 | 56.46 25 | 35 Average
3Y Return % 15.92
20.18
11.54 | 28.89 31 | 33 Poor
5Y Return % 20.43
21.58
15.49 | 35.49 18 | 32 Average
7Y Return % 14.29
15.52
11.28 | 24.66 18 | 29 Average
10Y Return % 14.02
15.77
13.22 | 24.50 18 | 22 Average
15Y Return % 13.43
15.19
12.66 | 17.44 17 | 19 Poor
1Y SIP Return % 43.59
48.01
33.64 | 64.79 25 | 35 Average
3Y SIP Return % 23.29
28.05
20.20 | 39.75 30 | 33 Poor
5Y SIP Return % 21.46
24.53
17.21 | 36.79 25 | 32 Poor
7Y SIP Return % 18.33
20.43
14.42 | 31.24 23 | 29 Average
10Y SIP Return % 15.90
17.71
13.37 | 26.65 16 | 22 Average
15Y SIP Return % 14.51
16.38
13.80 | 21.58 17 | 20 Poor
Standard Deviation 12.57
12.71
9.99 | 16.36 16 | 33 Good
Semi Deviation 8.70
9.01
7.16 | 11.67 15 | 33 Good
Max Drawdown % -14.61
-12.33
-22.81 | -6.28 27 | 33 Average
VaR 1 Y % -14.32
-14.08
-20.17 | -11.38 23 | 33 Average
Average Drawdown % -5.05
-5.57
-11.96 | -2.58 11 | 33 Good
Sharpe Ratio 0.64
0.95
0.28 | 1.59 31 | 33 Poor
Sterling Ratio 0.64
0.93
0.36 | 1.67 30 | 33 Poor
Sortino Ratio 0.34
0.51
0.17 | 0.91 30 | 33 Poor
Jensen Alpha % -1.34
2.63
-8.40 | 13.97 31 | 33 Poor
Treynor Ratio 0.09
0.14
0.04 | 0.23 30 | 33 Poor
Modigliani Square Measure % 16.63
20.91
10.22 | 30.40 30 | 33 Poor
Alpha % -3.72
0.58
-7.65 | 12.32 31 | 33 Poor
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 3.06 3.65 1.60 | 6.34 23 | 35
3M Return % 13.63 11.86 9.08 | 16.66 5 | 35
6M Return % 19.78 20.78 16.31 | 28.51 23 | 35
1Y Return % 36.12 41.42 26.33 | 58.34 25 | 35
3Y Return % 17.10 21.54 12.42 | 29.75 31 | 33
5Y Return % 21.62 22.94 16.48 | 37.72 18 | 32
7Y Return % 15.38 16.75 12.31 | 26.32 22 | 29
10Y Return % 15.11 16.76 14.09 | 25.77 18 | 23
1Y SIP Return % 45.07 49.61 35.65 | 65.93 25 | 35
3Y SIP Return % 24.50 29.41 21.08 | 40.65 29 | 33
5Y SIP Return % 22.65 25.87 18.11 | 38.88 27 | 32
7Y SIP Return % 19.44 21.64 15.35 | 33.13 24 | 29
10Y SIP Return % 16.97 18.69 14.35 | 28.13 17 | 23
Standard Deviation 12.57 12.71 9.99 | 16.36 16 | 33
Semi Deviation 8.70 9.01 7.16 | 11.67 15 | 33
Max Drawdown % -14.61 -12.33 -22.81 | -6.28 27 | 33
VaR 1 Y % -14.32 -14.08 -20.17 | -11.38 23 | 33
Average Drawdown % -5.05 -5.57 -11.96 | -2.58 11 | 33
Sharpe Ratio 0.64 0.95 0.28 | 1.59 31 | 33
Sterling Ratio 0.64 0.93 0.36 | 1.67 30 | 33
Sortino Ratio 0.34 0.51 0.17 | 0.91 30 | 33
Jensen Alpha % -1.34 2.63 -8.40 | 13.97 31 | 33
Treynor Ratio 0.09 0.14 0.04 | 0.23 30 | 33
Modigliani Square Measure % 16.63 20.91 10.22 | 30.40 30 | 33
Alpha % -3.72 0.58 -7.65 | 12.32 31 | 33
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 1.26 ₹ 10,126.00 1.27 ₹ 10,127.00
1W 0.96 ₹ 10,096.00 0.97 ₹ 10,097.00
1M 2.98 ₹ 10,298.00 3.06 ₹ 10,306.00
3M 13.36 ₹ 11,336.00 13.63 ₹ 11,363.00
6M 19.17 ₹ 11,917.00 19.78 ₹ 11,978.00
1Y 34.72 ₹ 13,472.00 36.12 ₹ 13,612.00
3Y 15.92 ₹ 15,577.00 17.10 ₹ 16,058.00
5Y 20.43 ₹ 25,331.00 21.62 ₹ 26,607.00
7Y 14.29 ₹ 25,473.00 15.38 ₹ 27,214.00
10Y 14.02 ₹ 37,144.00 15.11 ₹ 40,858.00
15Y 13.43 ₹ 66,239.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 43.59 ₹ 14,666.93 45.07 ₹ 14,752.80
3Y ₹ 36000 23.29 ₹ 50,526.07 24.50 ₹ 51,370.16
5Y ₹ 60000 21.46 ₹ 102,267.60 22.65 ₹ 105,249.48
7Y ₹ 84000 18.33 ₹ 161,431.87 19.44 ₹ 167,959.51
10Y ₹ 120000 15.90 ₹ 276,088.32 16.97 ₹ 292,432.08
15Y ₹ 180000 14.51 ₹ 591,134.22 ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 208.4528 231.0949
25-07-2024 205.8496 228.2029
24-07-2024 206.1305 228.5082
23-07-2024 206.0928 228.4603
22-07-2024 206.4796 228.883
19-07-2024 205.5383 227.8214
18-07-2024 208.3523 230.9344
16-07-2024 207.8003 230.3103
15-07-2024 207.3885 229.8478
12-07-2024 207.1797 229.598
11-07-2024 206.3491 228.6715
10-07-2024 206.7989 229.1639
09-07-2024 206.8846 229.2527
08-07-2024 205.8309 228.0791
05-07-2024 205.299 227.4715
04-07-2024 205.1431 227.2927
03-07-2024 204.9 227.0174
02-07-2024 203.3412 225.2839
01-07-2024 204.1737 226.2
28-06-2024 202.6838 224.5303
27-06-2024 203.4514 225.3743
26-06-2024 202.4264 224.2325

Fund Launch Date: 15/Nov/1999
Fund Category: ELSS (Tax Saving) Fund
Investment Objective: The funds collected under the scheme shall be invested in equities, fully convertible debentures/bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.
Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
Fund Benchmark: S&P BSE 200
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.