Uti Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 4
Rating
Growth Option 27-07-2026
NAV ₹3706.0(R) +0.04% ₹3748.29(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.26% 6.1% 5.6% 5.04% 5.39%
Direct 5.32% 6.16% 5.66% 5.1% 5.47%
Benchmark
SIP (XIRR) Regular 5.23% 5.76% 5.9% 5.53% 5.33%
Direct 5.28% 5.81% 5.95% 5.58% 5.4%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.63 0.91 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% - 0.15%
Fund AUM As on: 30/12/2025 5288 Cr
Top Overnight Fund
Fund Name Rank Rating
Bank of India Overnight Fund 1
Axis Overnight Fund 2
Franklin India Overnight Fund 3
UTI Overnight Fund 4
Invesco India Overnight Fund 5
Baroda BNP Paribas Overnight Fund 6
Nippon India Overnight Fund 7

NAV Date: 27-07-2026

Scheme Name NAV Rupee Change Percent Change
UTI Overnight Fund - Regular Plan - Daily IDCW 1370.86
0.0000
0.0000%
UTI Overnight Fund - Direct Plan - Daily IDCW 1371.66
0.0000
0.0000%
UTI Overnight Fund - Regular Plan - Periodic IDCW 1909.2
0.7900
0.0400%
UTI Overnight Fund - Direct Plan - Periodic IDCW 1967.16
0.8200
0.0400%
UTI - Overnight Fund - Regular Plan - Growth Option 3706.0
1.5300
0.0400%
UTI - Overnight Fund - Direct Plan - Growth Option 3748.29
1.5600
0.0400%

Review Date: 27-07-2026

Beginning of Analysis

In the Overnight Fund category, UTI Overnight Fund is the third ranked fund. The category has total 29 funds. The 5 star rating shows an excellent past performance of the UTI Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.63 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

UTI Overnight Fund Return Analysis

  • The fund has given a return of 0.4%, 1.29 and 2.55 in last one, three and six months respectively. In the same period the category average return was 0.39%, 1.29% and 2.53% respectively.
  • UTI Overnight Fund has given a return of 5.32% in last one year. In the same period the Overnight Fund category average return was 5.28%.
  • The fund has given a return of 6.16% in last three years and ranked 10.0th out of thirty two funds in the category. In the same period the Overnight Fund category average return was 6.13%.
  • The fund has given a return of 5.66% in last five years and ranked 13th out of twenty seven funds in the category. In the same period the Overnight Fund category average return was 5.64%.
  • The fund has given a return of 5.47% in last ten years and ranked 1st out of three funds in the category. In the same period the category average return was 5.4%.
  • The fund has given a SIP return of 5.28% in last one year whereas category average SIP return is 5.25%. The fund one year return rank in the category is 19th in 36 funds
  • The fund has SIP return of 5.81% in last three years and ranks 12th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.0%) in the category in last three years.
  • The fund has SIP return of 5.95% in last five years whereas category average SIP return is 5.93%.

UTI Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.2 and semi deviation is 0.15.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.39
    0.39
    		0.36 | 0.41 9 | 34 Very Good
    3M Return % 1.27
    1.27
    		1.19 | 1.45 10 | 34 Good
    6M Return % 2.52
    2.49
    		2.31 | 2.72 9 | 34 Very Good
    1Y Return % 5.26
    5.21
    		4.84 | 5.53 7 | 34 Very Good
    3Y Return % 6.10
    6.05
    		5.72 | 6.27 5 | 32 Very Good
    5Y Return % 5.60
    5.56
    		5.36 | 5.75 3 | 27 Very Good
    7Y Return % 5.04
    4.99
    		4.88 | 5.07 5 | 21 Very Good
    10Y Return % 5.39
    5.32
    		5.27 | 5.39 1 | 3 Very Good
    15Y Return % 6.42
    6.30
    		6.12 | 6.42 1 | 3 Very Good
    1Y SIP Return % 5.23
    5.17
    		4.80 | 5.56 9 | 33 Very Good
    3Y SIP Return % 5.76
    5.70
    		5.35 | 5.97 5 | 31 Very Good
    5Y SIP Return % 5.90
    5.85
    		5.63 | 6.07 3 | 26 Very Good
    7Y SIP Return % 5.53
    5.37
    		5.06 | 5.56 2 | 20 Very Good
    10Y SIP Return % 5.33
    5.25
    		5.11 | 5.33 1 | 3 Very Good
    15Y SIP Return % 5.76
    5.66
    		5.52 | 5.76 1 | 3 Very Good
    Standard Deviation 0.20
    0.20
    		0.18 | 0.27 19 | 30 Average
    Semi Deviation 0.15
    0.15
    		0.14 | 0.20 20 | 30 Average
    Sharpe Ratio 1.63
    1.34
    		-0.16 | 2.45 4 | 30 Very Good
    Sterling Ratio 0.61
    0.61
    		0.58 | 0.63 4 | 30 Very Good
    Sortino Ratio 0.91
    0.73
    		-0.06 | 1.62 4 | 30 Very Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40 0.39 0.37 | 0.41 11 | 36 Good
    3M Return % 1.29 1.29 1.22 | 1.46 19 | 36 Average
    6M Return % 2.55 2.53 2.41 | 2.74 13 | 36 Good
    1Y Return % 5.32 5.28 5.05 | 5.56 17 | 36 Good
    3Y Return % 6.16 6.13 5.92 | 6.29 10 | 32 Good
    5Y Return % 5.66 5.64 5.47 | 5.78 13 | 27 Good
    7Y Return % 5.10 5.08 4.98 | 5.12 8 | 21 Good
    10Y Return % 5.47 5.40 5.36 | 5.47 1 | 3 Very Good
    1Y SIP Return % 5.28 5.25 5.01 | 5.61 19 | 36 Average
    3Y SIP Return % 5.81 5.78 5.56 | 6.00 12 | 32 Good
    5Y SIP Return % 5.95 5.93 5.73 | 6.10 11 | 27 Good
    7Y SIP Return % 5.58 5.44 5.15 | 5.61 6 | 21 Very Good
    10Y SIP Return % 5.40 5.33 5.20 | 5.40 1 | 3 Very Good
    Standard Deviation 0.20 0.20 0.18 | 0.27 19 | 30 Average
    Semi Deviation 0.15 0.15 0.14 | 0.20 20 | 30 Average
    Sharpe Ratio 1.63 1.34 -0.16 | 2.45 4 | 30 Very Good
    Sterling Ratio 0.61 0.61 0.58 | 0.63 4 | 30 Very Good
    Sortino Ratio 0.91 0.73 -0.06 | 1.62 4 | 30 Very Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Overnight Fund NAV Regular Growth Uti Overnight Fund NAV Direct Growth
    27-07-2026 3706.0011 3748.2945
    24-07-2026 3704.4736 3746.7319
    23-07-2026 3703.9686 3746.2153
    22-07-2026 3703.458 3745.6929
    21-07-2026 3702.9332 3745.1563
    20-07-2026 3702.4079 3744.6191
    17-07-2026 3700.8197 3742.9953
    16-07-2026 3700.2989 3742.4626
    15-07-2026 3699.7723 3741.9242
    14-07-2026 3699.2645 3741.4047
    13-07-2026 3698.7528 3740.8813
    10-07-2026 3697.1825 3739.2756
    09-07-2026 3696.6655 3738.7469
    08-07-2026 3696.1402 3738.2097
    07-07-2026 3695.6286 3737.6863
    06-07-2026 3695.1229 3737.169
    03-07-2026 3693.5977 3735.609
    02-07-2026 3693.0957 3735.0954
    01-07-2026 3692.5903 3734.5784
    30-06-2026 3692.0165 3733.9922
    29-06-2026 3691.4836 3733.4473

    Fund Launch Date: 23/Aug/1999
    Fund Category: Overnight Fund
    Investment Objective: The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of overnight securities having a maturity of one day. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: CRISIL Overnight Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.