Previously Known As : Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 1
Rating
Growth Option 27-01-2026
NAV ₹24.1(R) +0.03% ₹26.55(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 16.65% 11.83% 9.77% 8.58% 8.48%
Direct 17.66% 12.81% 10.73% 9.52% 9.47%
Benchmark
SIP (XIRR) Regular 15.2% 13.74% 11.53% 9.93% 9.0%
Direct 16.19% 14.72% 12.49% 10.85% 9.94%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.91 5.79 1.07 8.9% 0.3
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.49% 0.0% 0.0% 0.16 1.0%
Fund AUM As on: 30/12/2025 1081 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Dsp Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Credit Risk Fund - Regular - IDCW 13.4
0.0000
0.0300%
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW 14.77
0.0100
0.0400%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 24.1
0.0100
0.0300%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Bonus 26.54
0.0100
0.0400%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 26.55
0.0100
0.0400%

Review Date: 27-01-2026

Beginning of Analysis

Aditya Birla Sun Life Credit Risk Fund is the top ranked fund in the Credit Risk Fund category. The category has total 13 funds. The 5 star rating shows an excellent past performance of the Aditya Birla Sun Life Credit Risk Fund in Credit Risk Fund. The fund has a Jensen Alpha of 8.9% which is higher than the category average of 4.86%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.91 which is higher than the category average of 1.82.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Aditya Birla Sun Life Credit Risk Fund Return Analysis

  • The fund has given a return of 3.69%, 4.83 and 7.28 in last one, three and six months respectively. In the same period the category average return was 0.8%, 1.81% and 3.64% respectively.
  • Aditya Birla Sun Life Credit Risk Fund has given a return of 17.66% in last one year. In the same period the Credit Risk Fund category average return was 11.28%.
  • The fund has given a return of 12.81% in last three years and ranked 2.0nd out of 14 funds in the category. In the same period the Credit Risk Fund category average return was 9.61%.
  • The fund has given a return of 10.73% in last five years and ranked 3rd out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 10.05%.
  • The fund has given a return of 9.47% in last ten years and ranked 2nd out of 12 funds in the category. In the same period the category average return was 7.84%.
  • The fund has given a SIP return of 16.19% in last one year whereas category average SIP return is 9.04%. The fund one year return rank in the category is 1st in 14 funds
  • The fund has SIP return of 14.72% in last three years and ranks 2nd in 14 funds. Dsp Credit Risk Fund has given the highest SIP return (15.53%) in the category in last three years.
  • The fund has SIP return of 12.49% in last five years whereas category average SIP return is 9.89%.

Aditya Birla Sun Life Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 2.49 and semi deviation of 1.0. The category average standard deviation is 1.99 and semi deviation is 0.8.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.0 and the maximum drawdown is -0.04. The fund has a beta of 0.18 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 3.62
    0.74
    		-0.06 | 5.15 2 | 14 Very Good
    3M Return % 4.60
    1.62
    		0.59 | 6.07 2 | 14 Very Good
    6M Return % 6.81
    3.24
    		1.57 | 7.85 2 | 14 Very Good
    1Y Return % 16.65
    10.43
    		5.56 | 20.42 3 | 14 Very Good
    3Y Return % 11.83
    8.77
    		6.32 | 14.56 2 | 14 Very Good
    5Y Return % 9.77
    9.22
    		5.24 | 27.13 3 | 13 Very Good
    7Y Return % 8.58
    6.84
    		0.92 | 10.53 3 | 13 Very Good
    10Y Return % 8.48
    6.99
    		2.86 | 9.35 2 | 12 Very Good
    1Y SIP Return % 15.20
    8.21
    		4.15 | 15.49 2 | 14 Very Good
    3Y SIP Return % 13.74
    9.01
    		6.04 | 14.63 2 | 14 Very Good
    5Y SIP Return % 11.53
    9.06
    		5.76 | 20.22 3 | 13 Very Good
    7Y SIP Return % 9.93
    8.21
    		5.30 | 20.34 3 | 13 Very Good
    10Y SIP Return % 9.00
    7.46
    		3.74 | 14.07 3 | 12 Very Good
    Standard Deviation 2.49
    1.99
    		0.70 | 6.84 11 | 14 Average
    Semi Deviation 1.00
    0.80
    		0.35 | 2.06 11 | 14 Average
    Max Drawdown % 0.00
    -0.05
    		-0.36 | 0.00 10 | 14 Average
    VaR 1 Y % 0.00
    0.00
    		-0.03 | 0.00 13 | 14 Poor
    Average Drawdown % 0.00
    -0.03
    		-0.17 | 0.00 10 | 14 Average
    Sharpe Ratio 1.91
    1.82
    		0.42 | 3.43 6 | 14 Good
    Sterling Ratio 1.07
    0.86
    		0.60 | 1.43 3 | 14 Very Good
    Sortino Ratio 5.79
    3.05
    		0.32 | 6.02 2 | 14 Very Good
    Jensen Alpha % 8.90
    4.86
    		-6.63 | 15.50 2 | 14 Very Good
    Treynor Ratio 0.30
    0.03
    		-0.56 | 0.30 1 | 14 Very Good
    Modigliani Square Measure % 5.17
    8.03
    		2.24 | 12.71 11 | 14 Average
    Alpha % 1.70
    -0.50
    		-2.96 | 3.67 3 | 14 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 3.69 0.80 0.02 | 5.19 2 | 14 Very Good
    3M Return % 4.83 1.81 0.84 | 6.17 2 | 14 Very Good
    6M Return % 7.28 3.64 2.08 | 8.06 2 | 14 Very Good
    1Y Return % 17.66 11.28 6.63 | 21.38 3 | 14 Very Good
    3Y Return % 12.81 9.61 7.37 | 15.47 2 | 14 Very Good
    5Y Return % 10.73 10.05 6.27 | 27.53 3 | 13 Very Good
    7Y Return % 9.52 7.67 1.70 | 10.86 3 | 13 Very Good
    10Y Return % 9.47 7.84 3.77 | 9.63 2 | 12 Very Good
    1Y SIP Return % 16.19 9.04 5.21 | 16.19 1 | 14 Very Good
    3Y SIP Return % 14.72 9.85 7.10 | 15.53 2 | 14 Very Good
    5Y SIP Return % 12.49 9.89 6.80 | 20.64 3 | 13 Very Good
    7Y SIP Return % 10.85 9.03 6.32 | 20.73 3 | 13 Very Good
    10Y SIP Return % 9.94 8.27 4.51 | 14.39 2 | 12 Very Good
    Standard Deviation 2.49 1.99 0.70 | 6.84 11 | 14 Average
    Semi Deviation 1.00 0.80 0.35 | 2.06 11 | 14 Average
    Max Drawdown % 0.00 -0.05 -0.36 | 0.00 10 | 14 Average
    VaR 1 Y % 0.00 0.00 -0.03 | 0.00 13 | 14 Poor
    Average Drawdown % 0.00 -0.03 -0.17 | 0.00 10 | 14 Average
    Sharpe Ratio 1.91 1.82 0.42 | 3.43 6 | 14 Good
    Sterling Ratio 1.07 0.86 0.60 | 1.43 3 | 14 Very Good
    Sortino Ratio 5.79 3.05 0.32 | 6.02 2 | 14 Very Good
    Jensen Alpha % 8.90 4.86 -6.63 | 15.50 2 | 14 Very Good
    Treynor Ratio 0.30 0.03 -0.56 | 0.30 1 | 14 Very Good
    Modigliani Square Measure % 5.17 8.03 2.24 | 12.71 11 | 14 Average
    Alpha % 1.70 -0.50 -2.96 | 3.67 3 | 14 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Credit Risk Fund NAV Regular Growth Aditya Birla Sun Life Credit Risk Fund NAV Direct Growth
    27-01-2026 24.1042 26.5455
    23-01-2026 24.0969 26.535
    22-01-2026 24.08 26.5157
    21-01-2026 24.0607 26.4939
    20-01-2026 24.0681 26.5014
    19-01-2026 24.0655 26.4978
    16-01-2026 24.0954 26.5289
    14-01-2026 24.1081 26.5415
    13-01-2026 24.123 26.5574
    12-01-2026 24.1199 26.5533
    09-01-2026 24.1081 26.5385
    08-01-2026 24.0974 26.526
    07-01-2026 24.1106 26.5399
    06-01-2026 24.1136 26.5426
    05-01-2026 24.1052 26.5327
    02-01-2026 23.3375 25.6859
    01-01-2026 23.3349 25.6824
    31-12-2025 23.2919 25.6345
    30-12-2025 23.2676 25.6071
    29-12-2025 23.2629 25.6013

    Fund Launch Date: 30/Mar/2015
    Fund Category: Credit Risk Fund
    Investment Objective: The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
    Fund Description: The fund, positioned in credit risk category, intends to invest in a portfolio of corporate bonds with 65% of investments in AA & below rated instruments.
    Fund Benchmark: CRISIL Composite AA Short Term Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.