Previously Known As : Icici Prudential Regular Savings Fund
Icici Prudential Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 5
Rating
Growth Option 27-01-2026
NAV ₹33.25(R) -0.02% ₹36.78(D) -0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.04% 8.31% 7.27% 7.89% 7.83%
Direct 9.72% 9.02% 7.98% 8.59% 8.62%
Benchmark
SIP (XIRR) Regular 8.12% 8.51% 7.87% 7.35% 7.57%
Direct 8.82% 9.22% 8.57% 8.05% 8.31%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.7 2.8 0.84 5.19% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.95% 0.0% 0.0% 0.33 0.66%
Fund AUM As on: 30/12/2025 5935 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Dsp Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Credit Risk Fund - Quarterly IDCW 11.2
0.0000
-0.0200%
ICICI Prudential Credit Risk Fund - Direct Plan - Quarterly IDCW 11.89
0.0000
-0.0100%
ICICI Prudential Credit Risk Fund - Growth 33.25
-0.0100
-0.0200%
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 36.78
0.0000
-0.0100%

Review Date: 27-01-2026

Beginning of Analysis

Icici Prudential Credit Risk Fund is the 5th ranked fund in the Credit Risk Fund category. The category has total 13 funds. The Icici Prudential Credit Risk Fund has shown a very good past performence in Credit Risk Fund. The fund has a Jensen Alpha of 5.19% which is higher than the category average of 4.86%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.7 which is higher than the category average of 1.82.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Icici Prudential Credit Risk Fund Return Analysis

  • The fund has given a return of 0.34%, 1.59 and 3.96 in last one, three and six months respectively. In the same period the category average return was 0.8%, 1.81% and 3.64% respectively.
  • Icici Prudential Credit Risk Fund has given a return of 9.72% in last one year. In the same period the Credit Risk Fund category average return was 11.28%.
  • The fund has given a return of 9.02% in last three years and ranked 6.0th out of 14 funds in the category. In the same period the Credit Risk Fund category average return was 9.61%.
  • The fund has given a return of 7.98% in last five years and ranked 7th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 10.05%.
  • The fund has given a return of 8.62% in last ten years and ranked 3rd out of 12 funds in the category. In the same period the category average return was 7.84%.
  • The fund has given a SIP return of 8.82% in last one year whereas category average SIP return is 9.04%. The fund one year return rank in the category is 5th in 14 funds
  • The fund has SIP return of 9.22% in last three years and ranks 6th in 14 funds. Dsp Credit Risk Fund has given the highest SIP return (15.53%) in the category in last three years.
  • The fund has SIP return of 8.57% in last five years whereas category average SIP return is 9.89%.

Icici Prudential Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 0.95 and semi deviation of 0.66. The category average standard deviation is 1.99 and semi deviation is 0.8.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.0 and the maximum drawdown is -0.04. The fund has a beta of 0.42 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.29
    0.74
    		-0.06 | 5.15 3 | 14 Very Good
    3M Return % 1.42
    1.62
    		0.59 | 6.07 3 | 14 Very Good
    6M Return % 3.63
    3.24
    		1.57 | 7.85 3 | 14 Very Good
    1Y Return % 9.04
    10.43
    		5.56 | 20.42 5 | 14 Good
    3Y Return % 8.31
    8.77
    		6.32 | 14.56 5 | 14 Good
    5Y Return % 7.27
    9.22
    		5.24 | 27.13 7 | 13 Good
    7Y Return % 7.89
    6.84
    		0.92 | 10.53 4 | 13 Very Good
    10Y Return % 7.83
    6.99
    		2.86 | 9.35 3 | 12 Very Good
    15Y Return % 8.28
    7.93
    		7.07 | 8.28 1 | 4 Very Good
    1Y SIP Return % 8.12
    8.21
    		4.15 | 15.49 5 | 14 Good
    3Y SIP Return % 8.51
    9.01
    		6.04 | 14.63 5 | 14 Good
    5Y SIP Return % 7.87
    9.06
    		5.76 | 20.22 5 | 13 Good
    7Y SIP Return % 7.35
    8.21
    		5.30 | 20.34 5 | 13 Good
    10Y SIP Return % 7.57
    7.46
    		3.74 | 14.07 4 | 12 Good
    15Y SIP Return % 7.94
    7.60
    		6.50 | 8.46 2 | 4 Good
    Standard Deviation 0.95
    1.99
    		0.70 | 6.84 8 | 14 Good
    Semi Deviation 0.66
    0.80
    		0.35 | 2.06 9 | 14 Average
    Max Drawdown % 0.00
    -0.05
    		-0.36 | 0.00 10 | 14 Average
    VaR 1 Y % 0.00
    0.00
    		-0.03 | 0.00 13 | 14 Poor
    Average Drawdown % 0.00
    -0.03
    		-0.17 | 0.00 10 | 14 Average
    Sharpe Ratio 2.70
    1.82
    		0.42 | 3.43 4 | 14 Very Good
    Sterling Ratio 0.84
    0.86
    		0.60 | 1.43 5 | 14 Good
    Sortino Ratio 2.80
    3.05
    		0.32 | 6.02 7 | 14 Good
    Jensen Alpha % 5.19
    4.86
    		-6.63 | 15.50 6 | 14 Good
    Treynor Ratio 0.08
    0.03
    		-0.56 | 0.30 5 | 14 Good
    Modigliani Square Measure % 9.97
    8.03
    		2.24 | 12.71 5 | 14 Good
    Alpha % -0.40
    -0.50
    		-2.96 | 3.67 5 | 14 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.34 0.80 0.02 | 5.19 4 | 14 Very Good
    3M Return % 1.59 1.81 0.84 | 6.17 3 | 14 Very Good
    6M Return % 3.96 3.64 2.08 | 8.06 3 | 14 Very Good
    1Y Return % 9.72 11.28 6.63 | 21.38 6 | 14 Good
    3Y Return % 9.02 9.61 7.37 | 15.47 6 | 14 Good
    5Y Return % 7.98 10.05 6.27 | 27.53 7 | 13 Good
    7Y Return % 8.59 7.67 1.70 | 10.86 4 | 13 Very Good
    10Y Return % 8.62 7.84 3.77 | 9.63 3 | 12 Very Good
    1Y SIP Return % 8.82 9.04 5.21 | 16.19 5 | 14 Good
    3Y SIP Return % 9.22 9.85 7.10 | 15.53 6 | 14 Good
    5Y SIP Return % 8.57 9.89 6.80 | 20.64 7 | 13 Good
    7Y SIP Return % 8.05 9.03 6.32 | 20.73 5 | 13 Good
    10Y SIP Return % 8.31 8.27 4.51 | 14.39 4 | 12 Good
    Standard Deviation 0.95 1.99 0.70 | 6.84 8 | 14 Good
    Semi Deviation 0.66 0.80 0.35 | 2.06 9 | 14 Average
    Max Drawdown % 0.00 -0.05 -0.36 | 0.00 10 | 14 Average
    VaR 1 Y % 0.00 0.00 -0.03 | 0.00 13 | 14 Poor
    Average Drawdown % 0.00 -0.03 -0.17 | 0.00 10 | 14 Average
    Sharpe Ratio 2.70 1.82 0.42 | 3.43 4 | 14 Very Good
    Sterling Ratio 0.84 0.86 0.60 | 1.43 5 | 14 Good
    Sortino Ratio 2.80 3.05 0.32 | 6.02 7 | 14 Good
    Jensen Alpha % 5.19 4.86 -6.63 | 15.50 6 | 14 Good
    Treynor Ratio 0.08 0.03 -0.56 | 0.30 5 | 14 Good
    Modigliani Square Measure % 9.97 8.03 2.24 | 12.71 5 | 14 Good
    Alpha % -0.40 -0.50 -2.96 | 3.67 5 | 14 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Credit Risk Fund NAV Regular Growth Icici Prudential Credit Risk Fund NAV Direct Growth
    27-01-2026 33.2529 36.7794
    23-01-2026 33.2597 36.7844
    22-01-2026 33.2552 36.7788
    21-01-2026 33.2223 36.7417
    20-01-2026 33.2281 36.7475
    19-01-2026 33.209 36.7257
    16-01-2026 33.2611 36.7814
    14-01-2026 33.2272 36.7426
    13-01-2026 33.2327 36.7481
    12-01-2026 33.2451 36.7612
    09-01-2026 33.2226 36.7343
    08-01-2026 33.2125 36.7225
    07-01-2026 33.2536 36.7674
    06-01-2026 33.2267 36.737
    05-01-2026 33.2183 36.727
    02-01-2026 33.2235 36.7308
    01-01-2026 33.2092 36.7144
    31-12-2025 33.1995 36.703
    30-12-2025 33.1417 36.6384
    29-12-2025 33.156 36.6536

    Fund Launch Date: 15/Nov/2010
    Fund Category: Credit Risk Fund
    Investment Objective: To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds
    Fund Benchmark: CRISIL Short Term Credit Risk Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.