Previously Known As : Icici Prudential Regular Savings Fund
Icici Prudential Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 2
Rating
Growth Option 13-03-2026
NAV ₹33.47(R) -0.12% ₹37.05(D) -0.12%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.8% 8.41% 7.35% 7.86% 7.91%
Direct 9.5% 9.12% 8.06% 8.55% 8.69%
Benchmark
SIP (XIRR) Regular 7.21% 8.27% 6.26% 6.97% 7.39%
Direct 7.89% 8.97% 6.94% 7.67% 8.13%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.93 3.52 0.85 1.94% -1.41
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.91% 0.0% 0.0% 0.32 0.62%
Fund AUM As on: 30/12/2025 5935 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Nippon India Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Aditya Birla Sun Life Credit Risk Fund 3

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Credit Risk Fund - Quarterly IDCW 11.13
-0.1600
-1.4000%
ICICI Prudential Credit Risk Fund - Direct Plan - Quarterly IDCW 11.81
-0.1900
-1.5500%
ICICI Prudential Credit Risk Fund - Growth 33.47
-0.0400
-0.1200%
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 37.05
-0.0400
-0.1200%

Review Date: 13-03-2026

Beginning of Analysis

Icici Prudential Credit Risk Fund is the 5th ranked fund in the Credit Risk Fund category. The category has total 13 funds. The Icici Prudential Credit Risk Fund has shown a very good past performence in Credit Risk Fund. The fund has a Jensen Alpha of 1.94% which is lower than the category average of 2.28%, showing poor performance. The fund has a Sharpe Ratio of 2.93 which is higher than the category average of 1.84.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Icici Prudential Credit Risk Fund Return Analysis

  • The fund has given a return of -0.05%, 1.25 and 3.68 in last one, three and six months respectively. In the same period the category average return was 0.33%, 1.94% and 3.81% respectively.
  • Icici Prudential Credit Risk Fund has given a return of 9.5% in last one year. In the same period the Credit Risk Fund category average return was 9.85%.
  • The fund has given a return of 9.12% in last three years and ranked 6.0th out of fourteen funds in the category. In the same period the Credit Risk Fund category average return was 9.67%.
  • The fund has given a return of 8.06% in last five years and ranked 8th out of thirteen funds in the category. In the same period the Credit Risk Fund category average return was 10.17%.
  • The fund has given a return of 8.69% in last ten years and ranked 3rd out of twelve funds in the category. In the same period the category average return was 7.83%.
  • The fund has given a SIP return of 7.89% in last one year whereas category average SIP return is 8.17%. The fund one year return rank in the category is 5th in 14 funds
  • The fund has SIP return of 8.97% in last three years and ranks 7th in 14 funds. Aditya Birla Sun Life Credit Risk Fund has given the highest SIP return (14.36%) in the category in last three years.
  • The fund has SIP return of 6.94% in last five years whereas category average SIP return is 8.13%.

Icici Prudential Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 0.91 and semi deviation of 0.62. The category average standard deviation is 2.18 and semi deviation is 0.87.
  • The fund has a beta of 0.42 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.10
    0.27
    		-0.10 | 0.96 14 | 14 Poor
    3M Return % 1.10
    1.75
    		0.13 | 6.03 11 | 14 Average
    6M Return % 3.36
    3.41
    		1.35 | 7.89 5 | 14 Good
    1Y Return % 8.80
    9.02
    		5.47 | 19.84 4 | 14 Very Good
    3Y Return % 8.41
    8.83
    		6.29 | 14.28 6 | 14 Good
    5Y Return % 7.35
    9.33
    		5.51 | 27.14 7 | 13 Good
    7Y Return % 7.86
    6.84
    		0.96 | 10.60 4 | 13 Very Good
    10Y Return % 7.91
    6.99
    		2.88 | 9.31 3 | 12 Very Good
    15Y Return % 8.26
    7.91
    		7.09 | 8.26 1 | 4 Very Good
    1Y SIP Return % 7.21
    7.35
    		3.64 | 14.33 5 | 14 Good
    3Y SIP Return % 8.27
    8.84
    		5.93 | 13.40 6 | 14 Good
    5Y SIP Return % 6.26
    7.32
    		4.28 | 16.66 5 | 13 Good
    7Y SIP Return % 6.97
    7.89
    		4.96 | 19.98 5 | 13 Good
    10Y SIP Return % 7.39
    7.31
    		3.63 | 13.89 4 | 12 Good
    15Y SIP Return % 7.75
    7.42
    		6.38 | 8.18 2 | 4 Good
    Standard Deviation 0.91
    2.19
    		0.76 | 6.87 5 | 14 Good
    Semi Deviation 0.62
    0.87
    		0.50 | 2.25 6 | 14 Good
    Max Drawdown % 0.00
    -0.11
    		-0.88 | 0.00 10 | 14 Average
    Average Drawdown % 0.00
    -0.06
    		-0.44 | 0.00 10 | 14 Average
    Sharpe Ratio 2.93
    1.84
    		0.69 | 3.44 2 | 14 Very Good
    Sterling Ratio 0.85
    0.88
    		0.63 | 1.30 5 | 14 Good
    Sortino Ratio 3.52
    2.66
    		0.33 | 7.20 4 | 14 Very Good
    Jensen Alpha % 1.94
    2.28
    		-0.70 | 8.71 6 | 14 Good
    Treynor Ratio -1.41
    -0.16
    		-1.76 | 8.51 10 | 14 Average
    Modigliani Square Measure % 9.44
    8.03
    		6.52 | 10.11 2 | 14 Very Good
    Alpha % -0.11
    -0.09
    		-2.64 | 3.32 5 | 14 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.05 0.33 -0.05 | 1.02 14 | 14 Poor
    3M Return % 1.25 1.94 0.33 | 6.13 12 | 14 Average
    6M Return % 3.68 3.81 1.76 | 8.11 5 | 14 Good
    1Y Return % 9.50 9.85 6.54 | 20.70 5 | 14 Good
    3Y Return % 9.12 9.67 7.34 | 15.17 6 | 14 Good
    5Y Return % 8.06 10.17 6.54 | 27.55 8 | 13 Good
    7Y Return % 8.55 7.66 1.73 | 10.93 4 | 13 Very Good
    10Y Return % 8.69 7.83 3.78 | 9.59 3 | 12 Very Good
    1Y SIP Return % 7.89 8.17 4.48 | 14.78 5 | 14 Good
    3Y SIP Return % 8.97 9.67 7.00 | 14.36 7 | 14 Good
    5Y SIP Return % 6.94 8.13 5.30 | 17.08 7 | 13 Good
    7Y SIP Return % 7.67 8.72 5.99 | 20.38 5 | 13 Good
    10Y SIP Return % 8.13 8.12 4.40 | 14.21 5 | 12 Good
    Standard Deviation 0.91 2.19 0.76 | 6.87 5 | 14 Good
    Semi Deviation 0.62 0.87 0.50 | 2.25 6 | 14 Good
    Max Drawdown % 0.00 -0.11 -0.88 | 0.00 10 | 14 Average
    Average Drawdown % 0.00 -0.06 -0.44 | 0.00 10 | 14 Average
    Sharpe Ratio 2.93 1.84 0.69 | 3.44 2 | 14 Very Good
    Sterling Ratio 0.85 0.88 0.63 | 1.30 5 | 14 Good
    Sortino Ratio 3.52 2.66 0.33 | 7.20 4 | 14 Very Good
    Jensen Alpha % 1.94 2.28 -0.70 | 8.71 6 | 14 Good
    Treynor Ratio -1.41 -0.16 -1.76 | 8.51 10 | 14 Average
    Modigliani Square Measure % 9.44 8.03 6.52 | 10.11 2 | 14 Very Good
    Alpha % -0.11 -0.09 -2.64 | 3.32 5 | 14 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Credit Risk Fund NAV Regular Growth Icici Prudential Credit Risk Fund NAV Direct Growth
    13-03-2026 33.4725 37.0507
    12-03-2026 33.5119 37.0937
    11-03-2026 33.5135 37.0949
    10-03-2026 33.4941 37.0727
    09-03-2026 33.4814 37.0581
    06-03-2026 33.5257 37.1052
    05-03-2026 33.4855 37.0601
    04-03-2026 33.4534 37.024
    02-03-2026 33.5236 37.1003
    27-02-2026 33.525 37.1001
    26-02-2026 33.5279 37.1027
    25-02-2026 33.5127 37.0853
    24-02-2026 33.4854 37.0544
    23-02-2026 33.5299 37.103
    20-02-2026 33.5041 37.0726
    18-02-2026 33.5203 37.0893
    17-02-2026 33.5461 37.1172
    16-02-2026 33.538 37.1076
    13-02-2026 33.5059 37.0702

    Fund Launch Date: 15/Nov/2010
    Fund Category: Credit Risk Fund
    Investment Objective: To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds
    Fund Benchmark: CRISIL Short Term Credit Risk Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.