Nippon India Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 2
Rating
Growth Option 11-12-2025
NAV ₹36.19(R) -0.02% ₹39.95(D) -0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.89% 8.32% 8.49% 5.4% 6.07%
Direct 9.71% 9.13% 9.25% 6.13% 6.86%
Benchmark
SIP (XIRR) Regular -7.85% 4.81% 6.89% 6.73% 5.92%
Direct -7.14% 5.63% 7.69% 7.49% 6.67%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.53 4.84 0.84 5.72% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.73% 0.0% 0.0% 0.26 0.46%
Fund AUM As on: 30/06/2025 1011 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Nippon India Credit Risk Fund 2
Dsp Credit Risk Fund 3

NAV Date: 11-12-2025

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - QUARTERLY IDCW Option 0.0
0.0000
%
Nippon India Credit Risk Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - IDCW Option 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - QUARTERLY IDCW Option 0.0
0.0000
%
Nippon India Credit Risk Fund - Segregated Portfolio 2 - Growth Plan 0.0
0.0000
%
Nippon India Credit Risk Fund - Segregated Portfolio 2 - Institutional Growth Plan 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option 13.19
0.0000
-0.0200%
NIPPON INDIA CREDIT RISK FUND - DIRECT Plan - QUARTERLY IDCW Option 13.81
0.0000
-0.0200%
NIPPON INDIA CREDIT RISK FUND - IDCW Option 19.85
0.0000
-0.0200%
NIPPON INDIA CREDIT RISK FUND - DIRECT Plan - IDCW Option 21.63
0.0000
-0.0200%
Nippon India Credit Risk Fund - Growth Plan 36.19
-0.0100
-0.0200%
Nippon India Credit Risk Fund - Institutional Growth Plan 37.77
-0.0100
-0.0200%
Nippon India Credit Risk Fund - Direct Plan - Growth Plan 39.95
-0.0100
-0.0200%

Review Date: 11-12-2025

Beginning of Analysis

In the Credit Risk Fund category, Nippon India Credit Risk Fund is the third ranked fund. The category has total 13 funds. The 5 star rating shows an excellent past performance of the Nippon India Credit Risk Fund in Credit Risk Fund. The fund has a Jensen Alpha of 5.72% which is higher than the category average of 5.01%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 3.53 which is higher than the category average of 1.88.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Nippon India Credit Risk Fund Return Analysis

  • The fund has given a return of 0.31%, 1.92 and 3.98 in last one, three and six months respectively. In the same period the category average return was 0.34%, 1.91% and 3.51% respectively.
  • Nippon India Credit Risk Fund has given a return of 9.71% in last one year. In the same period the Credit Risk Fund category average return was 11.07%.
  • The fund has given a return of 9.13% in last three years and ranked 5.0th out of 14 funds in the category. In the same period the Credit Risk Fund category average return was 9.49%.
  • The fund has given a return of 9.25% in last five years and ranked 6th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 9.95%.
  • The fund has given a return of 6.86% in last ten years and ranked 11th out of 12 funds in the category. In the same period the category average return was 7.84%.
  • The fund has given a SIP return of -7.14% in last one year whereas category average SIP return is -6.46%. The fund one year return rank in the category is 7th in 14 funds
  • The fund has SIP return of 5.63% in last three years and ranks 6th in 14 funds. Dsp Credit Risk Fund has given the highest SIP return (12.87%) in the category in last three years.
  • The fund has SIP return of 7.69% in last five years whereas category average SIP return is 8.74%.

Nippon India Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 0.73 and semi deviation of 0.46. The category average standard deviation is 1.99 and semi deviation is 0.79.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.0 and the maximum drawdown is -0.04. The fund has a beta of 0.32 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.25
    0.27
    		0.15 | 0.47 8 | 14 Good
    3M Return % 1.73
    1.72
    		1.18 | 2.47 6 | 14 Good
    6M Return % 3.59
    3.11
    		2.04 | 4.26 5 | 14 Good
    1Y Return % 8.89
    10.22
    		6.22 | 20.95 6 | 14 Good
    3Y Return % 8.32
    8.65
    		6.01 | 14.67 6 | 14 Good
    5Y Return % 8.49
    9.11
    		5.30 | 25.95 6 | 13 Good
    7Y Return % 5.40
    6.73
    		1.04 | 9.96 11 | 13 Average
    10Y Return % 6.07
    6.99
    		2.93 | 8.89 10 | 12 Poor
    15Y Return % 7.07
    7.96
    		7.07 | 8.29 4 | 4 Poor
    1Y SIP Return % -7.85
    -7.18
    		-10.25 | 0.28 7 | 14 Good
    3Y SIP Return % 4.81
    5.40
    		2.45 | 11.97 6 | 14 Good
    5Y SIP Return % 6.89
    7.89
    		4.72 | 18.17 5 | 13 Good
    7Y SIP Return % 6.73
    7.99
    		5.27 | 19.10 6 | 13 Good
    10Y SIP Return % 5.92
    7.15
    		3.42 | 13.08 10 | 12 Poor
    15Y SIP Return % 6.19
    7.31
    		6.19 | 8.19 4 | 4 Poor
    Standard Deviation 0.73
    1.99
    		0.69 | 6.84 3 | 14 Very Good
    Semi Deviation 0.46
    0.79
    		0.35 | 2.08 4 | 14 Very Good
    Max Drawdown % 0.00
    -0.05
    		-0.36 | 0.00 10 | 14 Average
    VaR 1 Y % 0.00
    0.00
    		-0.03 | 0.00 13 | 14 Poor
    Average Drawdown % 0.00
    -0.03
    		-0.17 | 0.00 10 | 14 Average
    Sharpe Ratio 3.53
    1.88
    		0.45 | 3.53 1 | 14 Very Good
    Sterling Ratio 0.84
    0.87
    		0.60 | 1.47 5 | 14 Good
    Sortino Ratio 4.84
    3.43
    		0.35 | 7.35 5 | 14 Good
    Jensen Alpha % 5.72
    5.01
    		-7.46 | 16.46 4 | 14 Very Good
    Treynor Ratio 0.10
    0.07
    		-0.34 | 0.54 4 | 14 Very Good
    Modigliani Square Measure % 12.50
    7.91
    		2.19 | 12.50 1 | 14 Very Good
    Alpha % -0.73
    -0.62
    		-3.11 | 3.77 6 | 14 Good
    Return data last Updated On : Dec. 11, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.31 0.34 0.23 | 0.52 8 | 14 Good
    3M Return % 1.92 1.91 1.39 | 2.64 5 | 14 Good
    6M Return % 3.98 3.51 2.55 | 4.71 5 | 14 Good
    1Y Return % 9.71 11.07 6.72 | 21.91 7 | 14 Good
    3Y Return % 9.13 9.49 6.36 | 15.59 5 | 14 Good
    5Y Return % 9.25 9.95 6.34 | 26.35 6 | 13 Good
    7Y Return % 6.13 7.56 1.82 | 10.29 12 | 13 Average
    10Y Return % 6.86 7.84 3.84 | 9.18 11 | 12 Poor
    1Y SIP Return % -7.14 -6.46 -9.33 | 1.03 7 | 14 Good
    3Y SIP Return % 5.63 6.24 2.83 | 12.87 6 | 14 Good
    5Y SIP Return % 7.69 8.74 5.78 | 18.60 6 | 13 Good
    7Y SIP Return % 7.49 8.82 6.08 | 19.49 7 | 13 Good
    10Y SIP Return % 6.67 7.96 4.21 | 13.39 11 | 12 Poor
    Standard Deviation 0.73 1.99 0.69 | 6.84 3 | 14 Very Good
    Semi Deviation 0.46 0.79 0.35 | 2.08 4 | 14 Very Good
    Max Drawdown % 0.00 -0.05 -0.36 | 0.00 10 | 14 Average
    VaR 1 Y % 0.00 0.00 -0.03 | 0.00 13 | 14 Poor
    Average Drawdown % 0.00 -0.03 -0.17 | 0.00 10 | 14 Average
    Sharpe Ratio 3.53 1.88 0.45 | 3.53 1 | 14 Very Good
    Sterling Ratio 0.84 0.87 0.60 | 1.47 5 | 14 Good
    Sortino Ratio 4.84 3.43 0.35 | 7.35 5 | 14 Good
    Jensen Alpha % 5.72 5.01 -7.46 | 16.46 4 | 14 Very Good
    Treynor Ratio 0.10 0.07 -0.34 | 0.54 4 | 14 Very Good
    Modigliani Square Measure % 12.50 7.91 2.19 | 12.50 1 | 14 Very Good
    Alpha % -0.73 -0.62 -3.11 | 3.77 6 | 14 Good
    Return data last Updated On : Dec. 11, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Nippon India Credit Risk Fund NAV Regular Growth Nippon India Credit Risk Fund NAV Direct Growth
    11-12-2025 36.1854 39.9518
    10-12-2025 36.1922 39.9586
    09-12-2025 36.2133 39.981
    08-12-2025 36.2362 40.0054
    05-12-2025 36.241 40.0083
    04-12-2025 36.2054 39.9681
    03-12-2025 36.2068 39.9689
    02-12-2025 36.2059 39.967
    01-12-2025 36.1919 39.9509
    28-11-2025 36.1977 39.9548
    27-11-2025 36.2007 39.9572
    26-11-2025 36.19 39.9446
    25-11-2025 36.174 39.9261
    24-11-2025 36.1486 39.8973
    21-11-2025 36.1313 39.8757
    20-11-2025 36.1342 39.8781
    19-11-2025 36.1232 39.8651
    18-11-2025 36.1157 39.856
    17-11-2025 36.1058 39.8443
    14-11-2025 36.091 39.8255
    13-11-2025 36.0993 39.8339
    12-11-2025 36.0925 39.8255
    11-11-2025 36.0961 39.8287

    Fund Launch Date: 10/May/2005
    Fund Category: Credit Risk Fund
    Investment Objective: The Fund focuses on maximizing accrual with increased allocation to AA- and below segment, while maintaining duration of 1.5 - 2.5 years. Core mandate is to generate returns through accrual, hence low duration profile. Emphasis is on credit risk diversification.
    Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
    Fund Benchmark: NIFTY Credit Risk Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.