Nippon India Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 3
Rating
Growth Option 12-11-2025
NAV ₹36.09(R) -0.01% ₹39.83(D) -0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.35% 8.42% 8.6% 5.47% 6.08%
Direct 10.18% 9.23% 9.36% 6.19% 6.87%
Benchmark
SIP (XIRR) Regular -6.9% 7.03% 7.69% 7.07% 6.09%
Direct -6.17% 7.86% 8.49% 7.82% 6.84%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.58 4.96 0.84 5.76% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.72% 0.0% 0.0% 0.26 0.45%
Fund AUM As on: 30/06/2025 1011 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Dsp Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 12-11-2025

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - QUARTERLY IDCW Option 0.0
0.0000
%
Nippon India Credit Risk Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - IDCW Option 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - QUARTERLY IDCW Option 0.0
0.0000
%
Nippon India Credit Risk Fund - Segregated Portfolio 2 - Growth Plan 0.0
0.0000
%
Nippon India Credit Risk Fund - Segregated Portfolio 2 - Institutional Growth Plan 0.0
0.0000
%
NIPPON INDIA CREDIT RISK FUND - QUARTERLY IDCW Option 13.16
0.0000
-0.0100%
NIPPON INDIA CREDIT RISK FUND - DIRECT Plan - QUARTERLY IDCW Option 13.77
0.0000
-0.0100%
NIPPON INDIA CREDIT RISK FUND - IDCW Option 19.8
0.0000
-0.0100%
NIPPON INDIA CREDIT RISK FUND - DIRECT Plan - IDCW Option 21.56
0.0000
-0.0100%
Nippon India Credit Risk Fund - Growth Plan 36.09
0.0000
-0.0100%
Nippon India Credit Risk Fund - Institutional Growth Plan 37.68
0.0000
-0.0100%
Nippon India Credit Risk Fund - Direct Plan - Growth Plan 39.83
0.0000
-0.0100%

Review Date: 12-11-2025

Beginning of Analysis

Nippon India Credit Risk Fund is the third ranked fund in the Credit Risk Fund category. The category has total 13 funds. The Nippon India Credit Risk Fund has shown an excellent past performence in Credit Risk Fund. The fund has a Jensen Alpha of 5.76% which is lower than the category average of 6.03%, showing poor performance. The fund has a Sharpe Ratio of 3.58 which is higher than the category average of 1.97.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Nippon India Credit Risk Fund Return Analysis

  • The fund has given a return of 0.68%, 2.13 and 4.62 in last one, three and six months respectively. In the same period the category average return was 0.66%, 2.19% and 4.06% respectively.
  • Nippon India Credit Risk Fund has given a return of 10.18% in last one year. In the same period the Credit Risk Fund category average return was 11.37%.
  • The fund has given a return of 9.23% in last three years and ranked 4.0th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 9.39%.
  • The fund has given a return of 9.36% in last five years and ranked 6th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 10.03%.
  • The fund has given a return of 6.87% in last ten years and ranked 11th out of 12 funds in the category. In the same period the category average return was 7.86%.
  • The fund has given a SIP return of -6.17% in last one year whereas category average SIP return is -5.33%. The fund one year return rank in the category is 6th in 14 funds
  • The fund has SIP return of 7.86% in last three years and ranks 5th in 13 funds. Dsp Credit Risk Fund has given the highest SIP return (15.58%) in the category in last three years.
  • The fund has SIP return of 8.49% in last five years whereas category average SIP return is 9.54%.

Nippon India Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 0.72 and semi deviation of 0.45. The category average standard deviation is 1.61 and semi deviation is 0.75.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.0 and the maximum drawdown is -0.05. The fund has a beta of 0.32 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.62
    0.60
    		0.36 | 0.86 7 | 14 Good
    3M Return % 1.94
    1.99
    		1.45 | 2.71 7 | 14 Good
    6M Return % 4.22
    3.66
    		2.26 | 4.94 4 | 14 Very Good
    1Y Return % 9.35
    10.52
    		6.37 | 21.61 5 | 14 Good
    3Y Return % 8.42
    8.56
    		6.03 | 14.81 4 | 13 Very Good
    5Y Return % 8.60
    9.19
    		5.43 | 25.92 6 | 13 Good
    7Y Return % 5.47
    6.82
    		1.11 | 10.00 11 | 13 Average
    10Y Return % 6.08
    7.00
    		2.94 | 8.90 10 | 12 Poor
    15Y Return % 7.06
    7.86
    		7.06 | 8.31 3 | 3 Average
    1Y SIP Return % -6.90
    -6.08
    		-9.55 | 3.00 6 | 14 Good
    3Y SIP Return % 7.03
    7.28
    		4.43 | 14.67 5 | 13 Good
    5Y SIP Return % 7.69
    8.70
    		5.47 | 19.41 5 | 13 Good
    7Y SIP Return % 7.07
    8.34
    		5.59 | 19.34 8 | 13 Good
    10Y SIP Return % 6.09
    7.32
    		3.58 | 13.20 10 | 12 Poor
    15Y SIP Return % 6.53
    7.56
    		6.53 | 8.55 3 | 3 Average
    Standard Deviation 0.72
    1.61
    		0.68 | 6.76 3 | 13 Very Good
    Semi Deviation 0.45
    0.75
    		0.35 | 2.07 4 | 13 Very Good
    Max Drawdown % 0.00
    -0.05
    		-0.36 | 0.00 9 | 13 Average
    VaR 1 Y % 0.00
    0.00
    		-0.03 | 0.00 12 | 13 Average
    Average Drawdown % 0.00
    -0.03
    		-0.17 | 0.00 9 | 13 Average
    Sharpe Ratio 3.58
    1.97
    		0.42 | 3.58 1 | 13 Very Good
    Sterling Ratio 0.84
    0.85
    		0.61 | 1.48 4 | 13 Very Good
    Sortino Ratio 4.96
    3.23
    		0.33 | 7.31 4 | 13 Very Good
    Jensen Alpha % 5.76
    6.03
    		2.93 | 17.13 4 | 13 Very Good
    Treynor Ratio 0.10
    0.08
    		-0.27 | 0.62 3 | 13 Very Good
    Modigliani Square Measure % 12.73
    8.44
    		2.83 | 12.73 1 | 13 Very Good
    Alpha % -0.84
    -0.93
    		-3.24 | 3.69 5 | 13 Good
    Return data last Updated On : Nov. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.68 0.66 0.43 | 0.94 7 | 14 Good
    3M Return % 2.13 2.19 1.66 | 2.87 7 | 14 Good
    6M Return % 4.62 4.06 2.78 | 5.39 4 | 14 Very Good
    1Y Return % 10.18 11.37 6.78 | 22.55 5 | 14 Good
    3Y Return % 9.23 9.39 6.38 | 15.72 4 | 13 Very Good
    5Y Return % 9.36 10.03 6.46 | 26.30 6 | 13 Good
    7Y Return % 6.19 7.65 1.90 | 10.33 12 | 13 Average
    10Y Return % 6.87 7.86 3.86 | 9.19 11 | 12 Poor
    1Y SIP Return % -6.17 -5.33 -8.79 | 3.78 6 | 14 Good
    3Y SIP Return % 7.86 8.12 4.82 | 15.58 5 | 13 Good
    5Y SIP Return % 8.49 9.54 6.52 | 19.83 6 | 13 Good
    7Y SIP Return % 7.82 9.17 6.34 | 19.72 7 | 13 Good
    10Y SIP Return % 6.84 8.13 4.36 | 13.51 11 | 12 Poor
    Standard Deviation 0.72 1.61 0.68 | 6.76 3 | 13 Very Good
    Semi Deviation 0.45 0.75 0.35 | 2.07 4 | 13 Very Good
    Max Drawdown % 0.00 -0.05 -0.36 | 0.00 9 | 13 Average
    VaR 1 Y % 0.00 0.00 -0.03 | 0.00 12 | 13 Average
    Average Drawdown % 0.00 -0.03 -0.17 | 0.00 9 | 13 Average
    Sharpe Ratio 3.58 1.97 0.42 | 3.58 1 | 13 Very Good
    Sterling Ratio 0.84 0.85 0.61 | 1.48 4 | 13 Very Good
    Sortino Ratio 4.96 3.23 0.33 | 7.31 4 | 13 Very Good
    Jensen Alpha % 5.76 6.03 2.93 | 17.13 4 | 13 Very Good
    Treynor Ratio 0.10 0.08 -0.27 | 0.62 3 | 13 Very Good
    Modigliani Square Measure % 12.73 8.44 2.83 | 12.73 1 | 13 Very Good
    Alpha % -0.84 -0.93 -3.24 | 3.69 5 | 13 Good
    Return data last Updated On : Nov. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Nippon India Credit Risk Fund NAV Regular Growth Nippon India Credit Risk Fund NAV Direct Growth
    12-11-2025 36.0925 39.8255
    11-11-2025 36.0961 39.8287
    10-11-2025 36.0672 39.796
    07-11-2025 36.0436 39.7675
    06-11-2025 36.0396 39.7623
    04-11-2025 36.0226 39.7419
    03-11-2025 36.0115 39.7289
    31-10-2025 35.9879 39.7003
    30-10-2025 35.9812 39.6922
    29-10-2025 35.9828 39.6931
    28-10-2025 35.976 39.6847
    27-10-2025 35.9602 39.6666
    24-10-2025 35.944 39.6461
    23-10-2025 35.9424 39.6436
    20-10-2025 35.9412 39.6398
    17-10-2025 35.9208 39.6149
    16-10-2025 35.9012 39.5925
    15-10-2025 35.8945 39.5843
    14-10-2025 35.8763 39.5635
    13-10-2025 35.8705 39.5562

    Fund Launch Date: 10/May/2005
    Fund Category: Credit Risk Fund
    Investment Objective: The Fund focuses on maximizing accrual with increased allocation to AA- and below segment, while maintaining duration of 1.5 - 2.5 years. Core mandate is to generate returns through accrual, hence low duration profile. Emphasis is on credit risk diversification.
    Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
    Fund Benchmark: NIFTY Credit Risk Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.