Invesco India Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 3
Rating
Growth Option 23-06-2025
NAV ₹1932.57(R) +0.02% ₹2150.49(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 10.29% 9.3% 6.69% 4.96% 5.96%
Direct 11.59% 10.58% 7.94% 6.14% 7.03%
Benchmark
SIP (XIRR) Regular 11.52% 5.91% 6.82% 6.46% 5.86%
Direct 12.83% 7.14% 8.07% 7.7% 7.02%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.25 2.13 0.93 5.57% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.74% 0.0% -0.13% 0.37 1.04%
Fund AUM As on: 31/03/2025 142 Cr

NAV Date: 23-06-2025

Scheme Name NAV Rupee Change Percent Change
Invesco India Credit Risk Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) 1178.93
0.3700
0.0300%
Invesco India Credit Risk Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) 1419.32
0.3100
0.0200%
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) 1931.97
0.4200
0.0200%
Invesco India Credit Risk Fund - Regular Plan - Growth 1932.57
0.4200
0.0200%
Invesco India Credit Risk Fund - Direct Plan - Growth 2150.49
0.6800
0.0300%
Invesco India Credit Risk Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) 2166.54
0.6800
0.0300%

Review Date: 23-06-2025

Beginning of Analysis

Invesco India Credit Risk Fund is the third ranked fund in the Credit Risk Fund category. The category has total 13 funds. The Invesco India Credit Risk Fund has shown an excellent past performence in Credit Risk Fund. The fund has a Jensen Alpha of 5.57% which is higher than the category average of 4.78%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.25 which is lower than the category average of 1.68.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Invesco India Credit Risk Fund Return Analysis

  • The fund has given a return of 0.26%, 2.87 and 7.22 in last one, three and six months respectively. In the same period the category average return was 0.46%, 3.74% and 7.33% respectively.
  • Invesco India Credit Risk Fund has given a return of 11.59% in last one year. In the same period the Credit Risk Fund category average return was 12.0%.
  • The fund has given a return of 10.58% in last three years and ranked 3.0rd out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 9.32%.
  • The fund has given a return of 7.94% in last five years and ranked 10th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 10.23%.
  • The fund has given a return of 7.03% in last ten years and ranked 9th out of 12 funds in the category. In the same period the category average return was 7.34%.
  • The fund has given a SIP return of 12.83% in last one year whereas category average SIP return is 13.53%. The fund one year return rank in the category is 4th in 14 funds
  • The fund has SIP return of 7.14% in last three years and ranks 3rd in 13 funds. Dsp Credit Risk Fund has given the highest SIP return (15.24%) in the category in last three years.
  • The fund has SIP return of 8.07% in last five years whereas category average SIP return is 9.16%.

Invesco India Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 2.74 and semi deviation of 1.04. The category average standard deviation is 1.66 and semi deviation is 0.78.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.13. The category average VaR is -0.04 and the maximum drawdown is -0.04. The fund has a beta of 0.37 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

  • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.16
    0.40
    0.03 | 1.10 13 | 14 Poor
    3M Return % 2.57
    3.54
    2.03 | 13.81 11 | 14 Average
    6M Return % 6.59
    6.93
    3.29 | 18.47 4 | 14 Very Good
    1Y Return % 10.29
    11.14
    5.80 | 22.97 4 | 14 Very Good
    3Y Return % 9.30
    8.48
    5.86 | 14.80 3 | 13 Very Good
    5Y Return % 6.69
    9.39
    5.71 | 26.83 11 | 13 Average
    7Y Return % 4.96
    5.77
    -1.48 | 8.14 11 | 13 Average
    10Y Return % 5.96
    6.48
    1.77 | 8.20 10 | 12 Poor
    1Y SIP Return % 11.52
    12.67
    6.43 | 31.10 4 | 14 Very Good
    3Y SIP Return % 5.91
    5.30
    2.22 | 14.37 3 | 13 Very Good
    5Y SIP Return % 6.82
    8.32
    4.88 | 22.39 7 | 13 Good
    7Y SIP Return % 6.46
    7.49
    4.62 | 13.75 8 | 13 Good
    10Y SIP Return % 5.86
    6.82
    3.29 | 9.36 11 | 12 Poor
    Standard Deviation 2.74
    1.66
    0.71 | 6.75 11 | 13 Average
    Semi Deviation 1.04
    0.78
    0.39 | 2.09 10 | 13 Average
    Max Drawdown % -0.13
    -0.04
    -0.36 | 0.00 12 | 13 Average
    VaR 1 Y % 0.00
    -0.04
    -0.55 | 0.00 12 | 13 Average
    Average Drawdown % -0.13
    -0.03
    -0.15 | 0.00 12 | 13 Average
    Sharpe Ratio 1.25
    1.68
    0.03 | 3.00 10 | 13 Average
    Sterling Ratio 0.93
    0.84
    0.58 | 1.46 3 | 13 Very Good
    Sortino Ratio 2.13
    2.29
    0.02 | 6.00 6 | 13 Good
    Jensen Alpha % 5.57
    4.78
    0.57 | 14.55 3 | 13 Very Good
    Treynor Ratio 0.09
    -0.18
    -2.97 | 0.13 2 | 13 Very Good
    Modigliani Square Measure % 3.98
    7.73
    2.75 | 11.77 12 | 13 Average
    Alpha % -0.20
    -1.10
    -3.78 | 5.85 3 | 13 Very Good
    Return data last Updated On : June 23, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : May 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.26 0.46 0.12 | 1.16 13 | 14
    3M Return % 2.87 3.74 2.13 | 14.03 9 | 14
    6M Return % 7.22 7.33 3.49 | 18.92 4 | 14
    1Y Return % 11.59 12.00 6.20 | 23.90 4 | 14
    3Y Return % 10.58 9.32 6.18 | 15.71 3 | 13
    5Y Return % 7.94 10.23 6.74 | 27.21 10 | 13
    7Y Return % 6.14 6.60 -1.20 | 9.01 10 | 13
    10Y Return % 7.03 7.34 2.01 | 9.18 9 | 12
    1Y SIP Return % 12.83 13.53 6.83 | 32.13 4 | 14
    3Y SIP Return % 7.14 6.11 2.56 | 15.24 3 | 13
    5Y SIP Return % 8.07 9.16 5.91 | 22.80 5 | 13
    7Y SIP Return % 7.70 8.31 5.37 | 14.08 6 | 13
    10Y SIP Return % 7.02 7.64 4.09 | 10.18 10 | 12
    Standard Deviation 2.74 1.66 0.71 | 6.75 11 | 13
    Semi Deviation 1.04 0.78 0.39 | 2.09 10 | 13
    Max Drawdown % -0.13 -0.04 -0.36 | 0.00 12 | 13
    VaR 1 Y % 0.00 -0.04 -0.55 | 0.00 12 | 13
    Average Drawdown % -0.13 -0.03 -0.15 | 0.00 12 | 13
    Sharpe Ratio 1.25 1.68 0.03 | 3.00 10 | 13
    Sterling Ratio 0.93 0.84 0.58 | 1.46 3 | 13
    Sortino Ratio 2.13 2.29 0.02 | 6.00 6 | 13
    Jensen Alpha % 5.57 4.78 0.57 | 14.55 3 | 13
    Treynor Ratio 0.09 -0.18 -2.97 | 0.13 2 | 13
    Modigliani Square Measure % 3.98 7.73 2.75 | 11.77 12 | 13
    Alpha % -0.20 -1.10 -3.78 | 5.85 3 | 13
    Return data last Updated On : June 23, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : May 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Invesco India Credit Risk Fund NAV Regular Growth Invesco India Credit Risk Fund NAV Direct Growth
    23-06-2025 1932.5748 2150.4885
    20-06-2025 1932.1537 2149.8132
    19-06-2025 1932.6457 2150.2916
    18-06-2025 1934.0838 2151.8227
    17-06-2025 1934.0486 2151.7145
    16-06-2025 1933.3085 2150.8222
    13-06-2025 1930.3042 2147.274
    12-06-2025 1931.3104 2148.3245
    11-06-2025 1930.9826 2147.891
    10-06-2025 1932.4245 2149.426
    09-06-2025 1934.6406 2151.822
    06-06-2025 1937.5544 2154.8557
    05-06-2025 1937.216 2154.4102
    04-06-2025 1936.223 2153.2368
    03-06-2025 1935.9371 2152.8499
    02-06-2025 1935.0838 2151.832
    30-05-2025 1934.1535 2150.5907
    29-05-2025 1931.6059 2147.6892
    28-05-2025 1931.6779 2147.7003
    27-05-2025 1930.7304 2146.5781
    26-05-2025 1930.4766 2146.2272
    23-05-2025 1929.5476 2144.9881

    Fund Launch Date: 14/Aug/2014
    Fund Category: Credit Risk Fund
    Investment Objective: To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.
    Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
    Fund Benchmark: CRISIL Composite AA Short Term Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.