Invesco India Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 9
BMSMONEY Rating
Gro. Opt. As On: 13-01-2025
NAV ₹1814.62(R) -0.2% ₹2008.84(D) -0.19%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 6.83% 6.94% 6.24% 4.33% 5.69%
LumpSum (D) 7.98% 8.2% 7.51% 5.48% 6.75%
SIP (R) 6.41% 5.86% 5.33% 5.18% 5.12%
SIP (D) 7.64% 7.08% 6.56% 6.39% 6.26%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.03 0.03 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.66% -0.63% -0.83% - 1.1%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 13-01-2025

Scheme Name NAV Rupee Change Percent Change
Invesco India Credit Risk Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) 1178.22
-2.2000
-0.1900%
Invesco India Credit Risk Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) 1332.7
-2.6200
-0.2000%
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) 1814.06
-3.5700
-0.2000%
Invesco India Credit Risk Fund - Regular Plan - Growth 1814.62
-3.5700
-0.2000%
Invesco India Credit Risk Fund - Direct Plan - Growth 2008.84
-3.7600
-0.1900%
Invesco India Credit Risk Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) 2023.84
-3.7800
-0.1900%

Review Date: 13-01-2025

Invesco India Credit Risk Fund has shown poor performance in the Credit Risk Fund category. The fund has rank of 9 out of 13 funds in the category. The fund has delivered return of 6.83% in 1 year, 6.94% in 3 years, 6.24% in 5 years and 5.69% in 10 years. The category average for the same periods is 7.67%, 9.39%, 6.62% and 6.42% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 2.66, VaR of -0.63, Average Drawdown of -0.48, Semi Deviation of 1.1 and Max Drawdown of -0.83. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Invesco India Credit Risk Fund direct growth option would have grown to ₹10798.0 in 1 year, ₹12669.0 in 3 years and ₹14360.0 in 5 years as of today (13-01-2025).
  2. An SIP of ₹1,000 per month in Invesco India Credit Risk Fund direct growth option would have grown to ₹12492.0 in 1 year, ₹40080.0 in 3 years and ₹70835.0 in 5 years as of today (13-01-2025).
  3. standard deviation of 2.66 and based on VaR one can expect to lose more than -0.63% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.03 which shows very good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.12
0.30
0.12 | 0.48 14 | 14 Poor
3M Return % 1.08
1.38
1.08 | 1.71 14 | 14 Poor
6M Return % 3.18
3.76
2.45 | 6.87 12 | 14 Average
1Y Return % 6.83
7.67
5.88 | 11.76 12 | 14 Average
3Y Return % 6.94
9.39
4.85 | 39.64 4 | 13 Very Good
5Y Return % 6.24
6.62
0.87 | 10.53 9 | 13 Average
7Y Return % 4.33
5.23
-1.47 | 7.53 11 | 13 Average
10Y Return % 5.69
6.42
3.02 | 7.78 8 | 9 Average
1Y SIP Return % 6.41
7.45
5.06 | 12.61 12 | 14 Average
3Y SIP Return % 5.86
6.09
4.26 | 10.89 4 | 13 Very Good
5Y SIP Return % 5.33
7.18
4.11 | 22.31 10 | 13 Average
7Y SIP Return % 5.18
6.47
3.48 | 12.43 10 | 13 Average
10Y SIP Return % 5.12
5.89
2.72 | 7.24 8 | 9 Average
Standard Deviation 2.66
7.08
0.91 | 70.73 11 | 13 Average
Semi Deviation 1.10
1.84
0.73 | 11.98 10 | 13 Average
Max Drawdown % -0.83
-0.72
-2.85 | -0.26 11 | 13 Average
VaR 1 Y % -0.63
-0.23
-1.48 | 0.00 12 | 13 Average
Average Drawdown % -0.48
-0.51
-1.08 | -0.26 9 | 13 Average
Sharpe Ratio 0.03
-0.23
-1.39 | 0.68 4 | 13 Very Good
Sterling Ratio 0.64
0.89
0.37 | 3.85 6 | 13 Good
Sortino Ratio 0.03
1.15
-0.40 | 14.66 4 | 13 Very Good
Return data last Updated On : Jan. 13, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.22 0.36 0.22 | 0.54 14 | 14
3M Return % 1.38 1.58 1.19 | 1.90 13 | 14
6M Return % 3.79 4.16 2.63 | 7.34 11 | 14
1Y Return % 7.98 8.50 6.24 | 12.75 11 | 14
3Y Return % 8.20 10.23 5.86 | 40.05 4 | 13
5Y Return % 7.51 7.45 1.64 | 10.85 9 | 13
7Y Return % 5.48 6.06 -1.21 | 8.29 11 | 13
10Y Return % 6.75 7.32 3.97 | 8.59 8 | 9
1Y SIP Return % 7.64 8.29 5.42 | 13.60 11 | 14
3Y SIP Return % 7.08 6.90 5.24 | 11.25 4 | 13
5Y SIP Return % 6.56 8.00 5.12 | 22.69 7 | 13
7Y SIP Return % 6.39 7.29 4.25 | 12.72 9 | 13
10Y SIP Return % 6.26 6.76 3.56 | 8.02 8 | 9
Standard Deviation 2.66 7.08 0.91 | 70.73 11 | 13
Semi Deviation 1.10 1.84 0.73 | 11.98 10 | 13
Max Drawdown % -0.83 -0.72 -2.85 | -0.26 11 | 13
VaR 1 Y % -0.63 -0.23 -1.48 | 0.00 12 | 13
Average Drawdown % -0.48 -0.51 -1.08 | -0.26 9 | 13
Sharpe Ratio 0.03 -0.23 -1.39 | 0.68 4 | 13
Sterling Ratio 0.64 0.89 0.37 | 3.85 6 | 13
Sortino Ratio 0.03 1.15 -0.40 | 14.66 4 | 13
Return data last Updated On : Jan. 13, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.20 ₹ 9,980.00 -0.19 ₹ 9,981.00
1W -0.16 ₹ 9,984.00 -0.14 ₹ 9,986.00
1M 0.12 ₹ 10,012.00 0.22 ₹ 10,022.00
3M 1.08 ₹ 10,108.00 1.38 ₹ 10,138.00
6M 3.18 ₹ 10,318.00 3.79 ₹ 10,379.00
1Y 6.83 ₹ 10,683.00 7.98 ₹ 10,798.00
3Y 6.94 ₹ 12,231.00 8.20 ₹ 12,669.00
5Y 6.24 ₹ 13,535.00 7.51 ₹ 14,360.00
7Y 4.33 ₹ 13,459.00 5.48 ₹ 14,528.00
10Y 5.69 ₹ 17,400.00 6.75 ₹ 19,210.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 6.41 ₹ 12,413.47 7.64 ₹ 12,492.19
3Y ₹ 36000 5.86 ₹ 39,357.36 7.08 ₹ 40,080.46
5Y ₹ 60000 5.33 ₹ 68,675.52 6.56 ₹ 70,834.62
7Y ₹ 84000 5.18 ₹ 101,000.34 6.39 ₹ 105,460.91
10Y ₹ 120000 5.12 ₹ 155,999.88 6.26 ₹ 165,554.40
15Y ₹ 180000 ₹ ₹


Date Invesco India Credit Risk Fund NAV Regular Growth Invesco India Credit Risk Fund NAV Direct Growth
13-01-2025 1814.6233 2008.8439
10-01-2025 1818.1912 2012.6001
09-01-2025 1817.7537 2012.0514
08-01-2025 1817.7513 2011.9842
07-01-2025 1818.3391 2012.5703
06-01-2025 1817.5017 2011.579
03-01-2025 1815.9276 2009.6436
02-01-2025 1815.2446 2008.8233
01-01-2025 1815.0476 2008.541
31-12-2024 1815.8149 2009.3256
30-12-2024 1814.1664 2007.4371
27-12-2024 1812.745 2005.6714
26-12-2024 1812.8736 2005.7493
24-12-2024 1812.9961 2005.7563
23-12-2024 1813.0262 2005.7253
20-12-2024 1811.7667 2004.1392
19-12-2024 1811.8308 2004.1459
18-12-2024 1813.5299 2005.961
17-12-2024 1812.8187 2005.1101
16-12-2024 1813.4315 2005.7236
13-12-2024 1812.4863 2004.4854

Fund Launch Date: 14/Aug/2014
Fund Category: Credit Risk Fund
Investment Objective: To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
Fund Benchmark: CRISIL Composite AA Short Term Bond Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.