Dsp Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 07-11-2024
NAV ₹41.54(R) +0.02% ₹45.12(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.8% 10.55% 7.92% 5.74% 6.8%
LumpSum (D) 8.63% 11.45% 8.79% 6.57% 7.57%
SIP (R) 7.91% 8.9% 8.0% 6.87% 6.55%
SIP (D) 8.73% 9.75% 8.85% 7.71% 7.37%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.56 0.89 0.96 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.78% -0.44% -0.77% - 1.73%
Top Credit Risk Fund
Fund Name Rank Rating
Dsp Credit Risk Fund 1
Aditya Birla Sun Life Credit Risk Fund 2
Icici Prudential Credit Risk Fund 3

NAV Date: 07-11-2024

Scheme Name NAV Rupee Change Percent Change
DSP Credit Risk Fund - Regular Plan - IDCW - Weekly 10.25
-0.0100
-0.1200%
DSP Credit Risk Fund - Regular Plan - IDCW - Daily 10.25
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Daily 10.25
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Weekly 10.25
-0.0100
-0.1300%
DSP Credit Risk Fund - Regular Plan - IDCW - Monthly 10.77
0.0000
0.0200%
DSP Credit Risk Fund - Direct Plan - IDCW - Monthly 10.84
0.0000
0.0200%
DSP Credit Risk Fund - Regular Plan - IDCW - Quarterly 11.05
0.0000
0.0200%
DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly 11.17
0.0000
0.0300%
DSP Credit Risk Fund - Regular Plan - IDCW 12.09
0.0000
0.0200%
DSP Credit Risk Fund - Direct Plan - IDCW 12.19
0.0000
0.0200%
DSP Credit Risk Fund - Regular Plan -Growth 41.54
0.0100
0.0200%
DSP Credit Risk Fund - Direct Plan - Growth 45.12
0.0100
0.0200%

Review Date: 07-11-2024

Dsp Credit Risk Fund is the best performing fund in the Credit Risk Fund category. The fund has delivered return of 7.8% in 1 year, 10.55% in 3 years, 7.92% in 5 years and 6.8% in 10 years. The category average for the same periods is 8.17%, 9.24%, 6.62% and 6.52% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 5.78, VaR of -0.44, Average Drawdown of -0.29, Semi Deviation of 1.73 and Max Drawdown of -0.77. The category average for the same parameters is 7.06, -0.22, -0.52, 1.83 and -0.72 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Credit Risk Fund direct growth option would have grown to ₹10863.0 in 1 year, ₹13843.0 in 3 years and ₹15236.0 in 5 years as of today (07-11-2024).
  2. An SIP of ₹1,000 per month in Dsp Credit Risk Fund direct growth option would have grown to ₹12562.0 in 1 year, ₹41698.0 in 3 years and ₹75014.0 in 5 years as of today (07-11-2024).
  3. standard deviation of 5.78 and based on VaR one can expect to lose more than -0.44% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.56 which shows very good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.68
0.84
0.49 | 3.25 6 | 14 Good
3M Return % 1.83
2.11
1.11 | 5.02 8 | 14 Good
6M Return % 4.01
4.34
2.27 | 8.24 9 | 14 Average
1Y Return % 7.80
8.17
6.18 | 12.09 10 | 14 Average
3Y Return % 10.55
9.24
4.77 | 39.44 2 | 13 Very Good
5Y Return % 7.92
6.62
0.95 | 10.67 3 | 13 Very Good
7Y Return % 5.74
5.15
-1.40 | 7.47 9 | 13 Average
10Y Return % 6.80
6.52
3.11 | 7.88 6 | 9 Good
15Y Return % 7.24
7.62
7.24 | 7.99 2 | 2 Good
1Y SIP Return % 7.91
8.44
5.75 | 15.19 9 | 14 Average
3Y SIP Return % 8.90
6.41
4.35 | 13.63 2 | 13 Very Good
5Y SIP Return % 8.00
7.13
4.17 | 21.85 2 | 13 Very Good
7Y SIP Return % 6.87
6.02
2.95 | 11.56 3 | 13 Very Good
10Y SIP Return % 6.55
5.75
2.51 | 7.16 4 | 9 Good
15Y SIP Return % 6.93
7.19
6.93 | 7.44 2 | 2 Good
Standard Deviation 5.78
7.06
0.92 | 70.75 12 | 13 Average
Semi Deviation 1.73
1.83
0.74 | 11.99 11 | 13 Average
Max Drawdown % -0.77
-0.72
-2.85 | -0.26 9 | 13 Average
VaR 1 Y % -0.44
-0.22
-1.48 | 0.00 11 | 13 Average
Average Drawdown % -0.29
-0.52
-1.08 | -0.26 3 | 13 Very Good
Sharpe Ratio 0.56
-0.38
-1.62 | 0.56 1 | 13 Very Good
Sterling Ratio 0.96
0.86
0.36 | 3.80 2 | 13 Very Good
Sortino Ratio 0.89
0.93
-0.45 | 12.94 2 | 13 Very Good
Return data last Updated On : Nov. 7, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.75 0.90 0.53 | 3.33 6 | 14
3M Return % 2.03 2.31 1.35 | 5.25 8 | 14
6M Return % 4.41 4.75 2.45 | 8.72 10 | 14
1Y Return % 8.63 9.00 6.53 | 13.10 10 | 14
3Y Return % 11.45 10.08 5.78 | 39.85 2 | 13
5Y Return % 8.79 7.44 1.73 | 10.99 3 | 13
7Y Return % 6.57 5.99 -1.14 | 8.23 9 | 13
10Y Return % 7.57 7.42 4.08 | 8.69 6 | 9
1Y SIP Return % 8.73 9.28 6.11 | 16.20 9 | 14
3Y SIP Return % 9.75 7.22 5.35 | 13.99 2 | 13
5Y SIP Return % 8.85 7.95 5.17 | 22.21 2 | 13
7Y SIP Return % 7.71 6.84 3.72 | 11.85 3 | 13
10Y SIP Return % 7.37 6.62 3.35 | 7.94 3 | 9
Standard Deviation 5.78 7.06 0.92 | 70.75 12 | 13
Semi Deviation 1.73 1.83 0.74 | 11.99 11 | 13
Max Drawdown % -0.77 -0.72 -2.85 | -0.26 9 | 13
VaR 1 Y % -0.44 -0.22 -1.48 | 0.00 11 | 13
Average Drawdown % -0.29 -0.52 -1.08 | -0.26 3 | 13
Sharpe Ratio 0.56 -0.38 -1.62 | 0.56 1 | 13
Sterling Ratio 0.96 0.86 0.36 | 3.80 2 | 13
Sortino Ratio 0.89 0.93 -0.45 | 12.94 2 | 13
Return data last Updated On : Nov. 7, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.14 ₹ 10,014.00 0.15 ₹ 10,015.00
1M 0.68 ₹ 10,068.00 0.75 ₹ 10,075.00
3M 1.83 ₹ 10,183.00 2.03 ₹ 10,203.00
6M 4.01 ₹ 10,401.00 4.41 ₹ 10,441.00
1Y 7.80 ₹ 10,780.00 8.63 ₹ 10,863.00
3Y 10.55 ₹ 13,512.00 11.45 ₹ 13,843.00
5Y 7.92 ₹ 14,641.00 8.79 ₹ 15,236.00
7Y 5.74 ₹ 14,781.00 6.57 ₹ 15,616.00
10Y 6.80 ₹ 19,300.00 7.57 ₹ 20,745.00
15Y 7.24 ₹ 28,542.00

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.91 ₹ 12,509.63 8.73 ₹ 12,562.01
3Y ₹ 36000 8.90 ₹ 41,180.69 9.75 ₹ 41,697.61
5Y ₹ 60000 8.00 ₹ 73,428.00 8.85 ₹ 75,013.56
7Y ₹ 84000 6.87 ₹ 107,275.48 7.71 ₹ 110,543.24
10Y ₹ 120000 6.55 ₹ 168,116.28 7.37 ₹ 175,450.08
15Y ₹ 180000 6.93 ₹ 311,173.74


Date Dsp Credit Risk Fund NAV Regular Growth Dsp Credit Risk Fund NAV Direct Growth
07-11-2024 41.5437 45.1214
06-11-2024 41.5343 45.1102
05-11-2024 41.529 45.1036
04-11-2024 41.5238 45.097
31-10-2024 41.4855 45.0518
30-10-2024 41.4897 45.0553
29-10-2024 41.4725 45.0358
28-10-2024 41.4475 45.0077
25-10-2024 41.4404 44.9973
24-10-2024 41.445 45.0013
23-10-2024 41.4314 44.9857
22-10-2024 41.4082 44.9596
21-10-2024 41.4027 44.9527
18-10-2024 41.4025 44.9498
17-10-2024 41.4112 44.9583
16-10-2024 41.4068 44.9526
15-10-2024 41.4087 44.9537
14-10-2024 41.3878 44.9301
11-10-2024 41.359 44.8962
10-10-2024 41.3502 44.8856
09-10-2024 41.3436 44.8777
08-10-2024 41.295 44.824
07-10-2024 41.2612 44.7864

Fund Launch Date: 12/May/2003
Fund Category: Credit Risk Fund
Investment Objective: An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Fund Benchmark: 50% of CRISIL Short Term Bond Fund Index + 50% of CRISIL Composite Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.