Dsp Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 5
BMSMONEY Rating
Gro. Opt. As On: 23-01-2025
NAV ₹42.15(R) 0.0% ₹45.85(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.79% 10.96% 7.95% 5.89% 6.7%
LumpSum (D) 8.61% 11.84% 8.81% 6.73% 7.48%
SIP (R) -8.46% 6.81% 8.21% 7.49% 6.8%
SIP (D) -7.76% 7.66% 9.09% 8.34% 7.62%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.64 1.09 1.01 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.74% -0.44% -0.77% - 1.7%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 23-01-2025

Scheme Name NAV Rupee Change Percent Change
DSP Credit Risk Fund - Regular Plan - IDCW - Weekly 10.25
-0.0200
-0.1800%
DSP Credit Risk Fund - Regular Plan - IDCW - Daily 10.25
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Daily 10.25
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Weekly 10.25
-0.0200
-0.1900%
DSP Credit Risk Fund - Regular Plan - IDCW - Monthly 10.82
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Monthly 10.89
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan - IDCW - Quarterly 11.03
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly 11.15
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan - IDCW 12.26
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - IDCW 12.39
0.0000
0.0000%
DSP Credit Risk Fund - Regular Plan -Growth 42.15
0.0000
0.0000%
DSP Credit Risk Fund - Direct Plan - Growth 45.85
0.0000
0.0000%

Review Date: 23-01-2025

Dsp Credit Risk Fund has shown good performance in the Credit Risk Fund category. The fund has rank of 5 out of 13 funds in the category. The fund has delivered return of 7.79% in 1 year, 10.96% in 3 years, 7.95% in 5 years and 6.7% in 10 years. The category average for the same periods is 7.88%, 9.46%, 6.8% and 6.39% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 5.74, VaR of -0.44, Average Drawdown of -0.43, Semi Deviation of 1.7 and Max Drawdown of -0.77. The category average for the same parameters is 7.08, -0.23, -0.51, 1.84 and -0.72 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Credit Risk Fund direct growth option would have grown to ₹10861.0 in 1 year, ₹13990.0 in 3 years and ₹15253.0 in 5 years as of today (23-01-2025).
  2. An SIP of ₹1,000 per month in Dsp Credit Risk Fund direct growth option would have grown to ₹11488.0 in 1 year, ₹40431.0 in 3 years and ₹75453.0 in 5 years as of today (23-01-2025).
  3. standard deviation of 5.74 and based on VaR one can expect to lose more than -0.44% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.64 which shows very good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.60
0.55
0.29 | 0.63 6 | 14 Good
3M Return % 1.73
1.58
1.15 | 1.89 3 | 14 Very Good
6M Return % 3.79
3.87
2.48 | 6.98 8 | 14 Good
1Y Return % 7.79
7.88
5.95 | 12.02 9 | 14 Average
3Y Return % 10.96
9.46
4.89 | 39.70 2 | 13 Very Good
5Y Return % 7.95
6.80
3.15 | 10.45 4 | 13 Very Good
7Y Return % 5.89
5.25
-1.47 | 7.55 9 | 13 Average
10Y Return % 6.70
6.39
2.99 | 7.74 6 | 9 Good
15Y Return % 7.28
7.66
7.28 | 8.03 2 | 2 Good
1Y SIP Return % -8.46
-8.43
-10.57 | -4.13 9 | 14 Average
3Y SIP Return % 6.81
4.38
2.56 | 9.24 2 | 13 Very Good
5Y SIP Return % 8.21
7.42
4.27 | 23.01 2 | 13 Very Good
7Y SIP Return % 7.49
6.61
3.67 | 12.81 2 | 13 Very Good
10Y SIP Return % 6.80
5.95
2.82 | 7.28 4 | 9 Good
15Y SIP Return % 6.93
7.17
6.93 | 7.42 2 | 2 Good
Standard Deviation 5.74
7.08
0.91 | 70.73 12 | 13 Average
Semi Deviation 1.70
1.84
0.73 | 11.98 11 | 13 Average
Max Drawdown % -0.77
-0.72
-2.85 | -0.26 9 | 13 Average
VaR 1 Y % -0.44
-0.23
-1.48 | 0.00 11 | 13 Average
Average Drawdown % -0.43
-0.51
-1.08 | -0.26 7 | 13 Good
Sharpe Ratio 0.64
-0.23
-1.39 | 0.68 2 | 13 Very Good
Sterling Ratio 1.01
0.89
0.37 | 3.85 2 | 13 Very Good
Sortino Ratio 1.09
1.15
-0.40 | 14.66 2 | 13 Very Good
Return data last Updated On : Jan. 23, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.66 0.62 0.32 | 0.69 6 | 14
3M Return % 1.93 1.78 1.24 | 2.06 3 | 14
6M Return % 4.19 4.28 2.66 | 7.45 8 | 14
1Y Return % 8.61 8.71 6.31 | 13.01 7 | 14
3Y Return % 11.84 10.30 5.89 | 40.11 2 | 13
5Y Return % 8.81 7.63 3.94 | 10.77 4 | 13
7Y Return % 6.73 6.09 -1.21 | 8.31 9 | 13
10Y Return % 7.48 7.29 3.95 | 8.55 6 | 9
1Y SIP Return % -7.76 -7.72 -10.26 | -3.28 8 | 14
3Y SIP Return % 7.66 5.20 3.55 | 9.60 2 | 13
5Y SIP Return % 9.09 8.26 5.30 | 23.39 2 | 13
7Y SIP Return % 8.34 7.44 4.45 | 13.11 3 | 13
10Y SIP Return % 7.62 6.82 3.65 | 8.06 3 | 9
Standard Deviation 5.74 7.08 0.91 | 70.73 12 | 13
Semi Deviation 1.70 1.84 0.73 | 11.98 11 | 13
Max Drawdown % -0.77 -0.72 -2.85 | -0.26 9 | 13
VaR 1 Y % -0.44 -0.23 -1.48 | 0.00 11 | 13
Average Drawdown % -0.43 -0.51 -1.08 | -0.26 7 | 13
Sharpe Ratio 0.64 -0.23 -1.39 | 0.68 2 | 13
Sterling Ratio 1.01 0.89 0.37 | 3.85 2 | 13
Sortino Ratio 1.09 1.15 -0.40 | 14.66 2 | 13
Return data last Updated On : Jan. 23, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.00 ₹ 10,000.00 0.00 ₹ 10,000.00
1W 0.18 ₹ 10,018.00 0.20 ₹ 10,020.00
1M 0.60 ₹ 10,060.00 0.66 ₹ 10,066.00
3M 1.73 ₹ 10,173.00 1.93 ₹ 10,193.00
6M 3.79 ₹ 10,379.00 4.19 ₹ 10,419.00
1Y 7.79 ₹ 10,779.00 8.61 ₹ 10,861.00
3Y 10.96 ₹ 13,662.00 11.84 ₹ 13,990.00
5Y 7.95 ₹ 14,657.00 8.81 ₹ 15,253.00
7Y 5.89 ₹ 14,926.00 6.73 ₹ 15,775.00
10Y 6.70 ₹ 19,124.00 7.48 ₹ 20,568.00
15Y 7.28 ₹ 28,699.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.46 ₹ 11,441.22 -7.76 ₹ 11,488.06
3Y ₹ 36000 6.81 ₹ 39,920.04 7.66 ₹ 40,431.24
5Y ₹ 60000 8.21 ₹ 73,815.00 9.09 ₹ 75,453.12
7Y ₹ 84000 7.49 ₹ 109,660.15 8.34 ₹ 113,079.88
10Y ₹ 120000 6.80 ₹ 170,261.16 7.62 ₹ 177,755.16
15Y ₹ 180000 6.93 ₹ 311,111.82 ₹


Date Dsp Credit Risk Fund NAV Regular Growth Dsp Credit Risk Fund NAV Direct Growth
23-01-2025 42.1495 45.8523
22-01-2025 42.149 45.8508
21-01-2025 42.1291 45.8282
20-01-2025 42.1055 45.8015
17-01-2025 42.0739 45.7642
16-01-2025 42.0735 45.7628
15-01-2025 42.0363 45.7214
14-01-2025 42.0172 45.6996
13-01-2025 42.01 45.6908
10-01-2025 42.0417 45.7223
09-01-2025 42.034 45.713
08-01-2025 42.0307 45.7084
07-01-2025 42.039 45.7164
06-01-2025 42.024 45.6992
03-01-2025 41.9955 45.6652
02-01-2025 41.9836 45.6513
01-01-2025 41.9759 45.642
31-12-2024 41.9803 45.6458
30-12-2024 41.9544 45.6166
27-12-2024 41.9274 45.5844
26-12-2024 41.9141 45.569
24-12-2024 41.9069 45.5592
23-12-2024 41.8996 45.5504

Fund Launch Date: 12/May/2003
Fund Category: Credit Risk Fund
Investment Objective: An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
Fund Benchmark: 50% of CRISIL Short Term Bond Fund Index + 50% of CRISIL Composite Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.