Previously Known As : Icici Prudential Regular Savings Fund
Icici Prudential Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 6
Rating
Growth Option 22-04-2025
NAV ₹31.3(R) +0.1% ₹34.45(D) +0.1%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.37% 7.55% 7.52% 7.74% 7.82%
Direct 10.08% 8.26% 8.24% 8.48% 8.64%
Benchmark
SIP (XIRR) Regular 9.72% 4.38% 6.29% 7.09% 7.44%
Direct 10.41% 5.06% 7.0% 7.8% 8.2%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.43 0.19 0.7 2.75% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.04% 0.0% -0.26% 0.48 0.76%

NAV Date: 22-04-2025

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Credit Risk Fund - Quarterly IDCW 11.11
0.0100
0.1000%
ICICI Prudential Credit Risk Fund - Direct Plan - Quarterly IDCW 11.77
0.0100
0.1000%
ICICI Prudential Credit Risk Fund - Growth 31.3
0.0300
0.1000%
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 34.45
0.0300
0.1000%

Review Date: 22-04-2025

Beginning of Analysis

Icici Prudential Credit Risk Fund is the 6th ranked fund in the Credit Risk Fund category. The category has total 13 funds. The 4 star rating shows a very good past performance of the Icici Prudential Credit Risk Fund in Credit Risk Fund. The fund has a Jensen Alpha of 2.75% which is higher than the category average of 2.56%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.43 which is higher than the category average of 0.03.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Icici Prudential Credit Risk Fund Return Analysis

  • The fund has given a return of 1.54%, 2.89 and 4.7 in last one, three and six months respectively. In the same period the category average return was 1.46%, 4.33% and 6.24% respectively.
  • Icici Prudential Credit Risk Fund has given a return of 10.08% in last one year. In the same period the Credit Risk Fund category average return was 11.28%.
  • The fund has given a return of 8.26% in last three years and ranked 6.0th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 8.67%.
  • The fund has given a return of 8.24% in last five years and ranked 7th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 8.79%.
  • The fund has given a return of 8.64% in last ten years and ranked 4th out of 12 funds in the category. In the same period the category average return was 7.33%.
  • The fund has given a SIP return of 10.41% in last one year whereas category average SIP return is 12.81%. The fund one year return rank in the category is 9th in 14 funds
  • The fund has SIP return of 5.06% in last three years and ranks 5th in 13 funds. Dsp Credit Risk Fund has given the highest SIP return (15.16%) in the category in last three years.
  • The fund has SIP return of 7.0% in last five years whereas category average SIP return is 9.14%.

Icici Prudential Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 1.04 and semi deviation of 0.76. The category average standard deviation is 1.86 and semi deviation is 1.04.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.26. The category average VaR is -0.22 and the maximum drawdown is -0.75. The fund has a beta of 0.48 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Credit Risk Fund NAV Regular Growth Icici Prudential Credit Risk Fund NAV Direct Growth
    22-04-2025 31.3002 34.4491
    21-04-2025 31.2693 34.4145
    17-04-2025 31.2148 34.352
    16-04-2025 31.2 34.3352
    15-04-2025 31.1784 34.3108
    11-04-2025 31.1417 34.2679
    09-04-2025 31.1317 34.2558
    08-04-2025 31.0878 34.2068
    07-04-2025 31.0916 34.2104
    04-04-2025 31.1221 34.2421
    03-04-2025 31.0938 34.2104
    02-04-2025 31.0594 34.1719
    28-03-2025 30.9489 34.0474
    27-03-2025 30.9224 34.0175
    26-03-2025 30.8742 33.9639
    25-03-2025 30.8646 33.9527
    24-03-2025 30.8423 33.9276

    Fund Launch Date: 15/Nov/2010
    Fund Category: Credit Risk Fund
    Investment Objective: To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds
    Fund Benchmark: CRISIL Short Term Credit Risk Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.