Previously Known As : Icici Prudential Regular Savings Fund
Icici Prudential Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 3
Rating
Growth Option 10-09-2026
NAV ₹34.89(R) -0.03% ₹38.74(D) -0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.03% 8.49% 7.32% 7.81% 7.69%
Direct 8.72% 9.19% 8.03% 8.51% 8.47%
Benchmark
SIP (XIRR) Regular 7.74% 6.52% 7.45% 7.49% 7.2%
Direct 8.43% 7.22% 8.15% 8.2% 7.91%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.14 1.56 0.83 1.85% 0.07
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.17% 0.0% -0.21% 0.4 0.79%
Fund AUM As on: 30/12/2025 5935 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Nippon India Credit Risk Fund 2
ICICI Prudential Credit Risk Fund 3

NAV Date: 10-09-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Credit Risk Fund - Quarterly IDCW 11.21
0.0000
-0.0300%
ICICI Prudential Credit Risk Fund - Direct Plan - Quarterly IDCW 11.9
0.0000
-0.0300%
ICICI Prudential Credit Risk Fund - Growth 34.89
-0.0100
-0.0300%
ICICI Prudential Credit Risk Fund - Direct Plan - Growth 38.74
-0.0100
-0.0300%

Review Date: 10-09-2026

Beginning of Analysis

ICICI Prudential Credit Risk Fund is the 5th ranked fund in the Credit Risk Fund category. The category has total 13 funds. The 4 star rating shows a very good past performance of the ICICI Prudential Credit Risk Fund in Credit Risk Fund. The fund has a Jensen Alpha of 1.85% which is lower than the category average of 2.13%, showing poor performance. The fund has a Sharpe Ratio of 2.14 which is higher than the category average of 1.48.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

ICICI Prudential Credit Risk Fund Return Analysis

  • The fund has given a return of 0.32%, 2.54 and 4.49 in last one, three and six months respectively. In the same period the category average return was 0.37%, 2.26% and 4.99% respectively.
  • ICICI Prudential Credit Risk Fund has given a return of 8.72% in last one year. In the same period the Credit Risk Fund category average return was 9.25%.
  • The fund has given a return of 9.19% in last three years and ranked 6.0th out of thirteen funds in the category. In the same period the Credit Risk Fund category average return was 9.98%.
  • The fund has given a return of 8.03% in last five years and ranked 6th out of twelve funds in the category. In the same period the Credit Risk Fund category average return was 10.21%.
  • The fund has given a return of 8.47% in last ten years and ranked 4th out of eleven funds in the category. In the same period the category average return was 7.64%.
  • The fund has given a SIP return of 8.43% in last one year whereas category average SIP return is 9.47%. The fund one year return rank in the category is 7th in 13 funds
  • The fund has SIP return of 7.22% in last three years and ranks 6th in 13 funds. DSP Credit Risk Fund has given the highest SIP return (13.5%) in the category in last three years.
  • The fund has SIP return of 8.15% in last five years whereas category average SIP return is 9.25%.

ICICI Prudential Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 1.17 and semi deviation of 0.79. The category average standard deviation is 2.4 and semi deviation is 1.03.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.21. The category average VaR is -0.03 and the maximum drawdown is -0.18. The fund has a beta of 0.42 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.27
    0.31
    		0.12 | 0.65 8 | 13 Good
    3M Return % 2.37
    2.07
    		1.59 | 2.71 2 | 13 Very Good
    6M Return % 4.16
    4.59
    		2.96 | 8.89 6 | 13 Good
    1Y Return % 8.03
    8.42
    		5.11 | 17.55 4 | 13 Very Good
    3Y Return % 8.49
    9.14
    		6.34 | 15.95 5 | 13 Good
    5Y Return % 7.32
    9.37
    		5.35 | 27.40 5 | 12 Good
    7Y Return % 7.81
    8.06
    		1.60 | 22.10 4 | 12 Good
    10Y Return % 7.69
    6.81
    		2.62 | 9.51 4 | 11 Good
    15Y Return % 8.22
    7.97
    		7.02 | 8.47 2 | 4 Good
    1Y SIP Return % 7.74
    8.65
    		5.38 | 17.73 6 | 13 Good
    3Y SIP Return % 6.52
    7.32
    		4.12 | 12.60 5 | 13 Good
    5Y SIP Return % 7.45
    8.41
    		5.32 | 15.42 5 | 12 Good
    7Y SIP Return % 7.49
    8.75
    		5.41 | 21.17 4 | 12 Good
    10Y SIP Return % 7.20
    7.42
    		3.90 | 14.71 4 | 11 Good
    15Y SIP Return % 7.77
    7.61
    		6.42 | 8.77 2 | 4 Good
    Standard Deviation 1.17
    2.41
    		0.86 | 7.39 6 | 14 Good
    Semi Deviation 0.79
    1.03
    		0.55 | 2.68 6 | 14 Good
    Max Drawdown % -0.21
    -0.19
    		-0.88 | 0.00 11 | 14 Average
    VaR 1 Y % 0.00
    -0.03
    		-0.36 | 0.00 11 | 14 Average
    Average Drawdown % 0.21
    0.14
    		0.00 | 0.48 4 | 14 Very Good
    Sharpe Ratio 2.14
    1.48
    		0.47 | 2.29 2 | 14 Very Good
    Sterling Ratio 0.83
    0.89
    		0.63 | 1.48 6 | 14 Good
    Sortino Ratio 1.56
    1.91
    		0.24 | 5.25 8 | 14 Good
    Jensen Alpha % 1.85
    2.13
    		-0.69 | 8.65 4 | 14 Very Good
    Treynor Ratio 0.07
    0.75
    		-0.54 | 10.50 4 | 14 Very Good
    Modigliani Square Measure % 2.86
    1.98
    		0.63 | 3.06 2 | 14 Very Good
    Alpha % 0.45
    0.68
    		-2.02 | 6.22 5 | 14 Good
    Return data last Updated On : Sept. 10, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.32 0.37 0.20 | 0.60 8 | 13 Good
    3M Return % 2.54 2.26 1.82 | 2.88 3 | 13 Very Good
    6M Return % 4.49 4.99 3.49 | 9.32 7 | 13 Good
    1Y Return % 8.72 9.25 6.18 | 17.99 5 | 13 Good
    3Y Return % 9.19 9.98 7.41 | 16.85 6 | 13 Good
    5Y Return % 8.03 10.21 6.38 | 27.81 6 | 12 Good
    7Y Return % 8.51 8.89 2.36 | 22.48 4 | 12 Good
    10Y Return % 8.47 7.64 3.49 | 9.81 4 | 11 Good
    1Y SIP Return % 8.43 9.47 6.45 | 18.13 7 | 13 Good
    3Y SIP Return % 7.22 8.15 5.19 | 13.50 6 | 13 Good
    5Y SIP Return % 8.15 9.25 6.38 | 15.83 5 | 12 Good
    7Y SIP Return % 8.20 9.58 6.46 | 21.58 6 | 12 Good
    10Y SIP Return % 7.91 8.22 4.65 | 15.05 4 | 11 Good
    Standard Deviation 1.17 2.41 0.86 | 7.39 6 | 14 Good
    Semi Deviation 0.79 1.03 0.55 | 2.68 6 | 14 Good
    Max Drawdown % -0.21 -0.19 -0.88 | 0.00 11 | 14 Average
    VaR 1 Y % 0.00 -0.03 -0.36 | 0.00 11 | 14 Average
    Average Drawdown % 0.21 0.14 0.00 | 0.48 4 | 14 Very Good
    Sharpe Ratio 2.14 1.48 0.47 | 2.29 2 | 14 Very Good
    Sterling Ratio 0.83 0.89 0.63 | 1.48 6 | 14 Good
    Sortino Ratio 1.56 1.91 0.24 | 5.25 8 | 14 Good
    Jensen Alpha % 1.85 2.13 -0.69 | 8.65 4 | 14 Very Good
    Treynor Ratio 0.07 0.75 -0.54 | 10.50 4 | 14 Very Good
    Modigliani Square Measure % 2.86 1.98 0.63 | 3.06 2 | 14 Very Good
    Alpha % 0.45 0.68 -2.02 | 6.22 5 | 14 Good
    Return data last Updated On : Sept. 10, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Credit Risk Fund NAV Regular Growth Icici Prudential Credit Risk Fund NAV Direct Growth
    10-09-2026 34.8863 38.7377
    09-09-2026 34.8962 38.7481
    08-09-2026 34.8932 38.7441
    07-09-2026 34.8885 38.7382
    04-09-2026 34.875 38.7213
    03-09-2026 34.8586 38.7023
    02-09-2026 34.8066 38.6439
    01-09-2026 34.7996 38.6354
    31-08-2026 34.7939 38.6285
    28-08-2026 34.793 38.6255
    27-08-2026 34.7961 38.6283
    25-08-2026 34.7935 38.6241
    24-08-2026 34.7758 38.6038
    21-08-2026 34.766 38.5909
    20-08-2026 34.7795 38.6052
    19-08-2026 34.8172 38.6464
    18-08-2026 34.8086 38.6361
    17-08-2026 34.8334 38.663
    14-08-2026 34.8568 38.687
    13-08-2026 34.8359 38.6631
    12-08-2026 34.7883 38.6097
    11-08-2026 34.7762 38.5956
    10-08-2026 34.7927 38.6132

    Fund Launch Date: 15/Nov/2010
    Fund Category: Credit Risk Fund
    Investment Objective: To generate income through investing predominantly in AA and below rated corporate bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds
    Fund Benchmark: CRISIL Short Term Credit Risk Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.