Previously Known As : Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 5
BMSMONEY Rating
Growth Option As On: 19-04-2024
NAV ₹18.72 (R) -0.07% ₹20.3 (D) -0.06%
Returns Gro. Opt. 1Y 3Y 5Y 7Y 10Y
LumpSum Reg. P 6.68% 6.68% 6.49% 6.5% -%
LumpSum Dir. P 7.62% 7.62% 7.39% 7.48% -%
SIP Reg. P -8.85% 3.17% 4.21% 4.14% -%
SIP Dir. P -7.97% 4.1% 5.14% 5.07% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.39 -0.23 0.66 1.29% -0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.81% 0.0% -0.27% 0.76 0.76%

NAV Date: 19-04-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Credit Risk Fund - Regular - IDCW 11.14
-0.0100
-0.0700%
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW 12.09
-0.0100
-0.0600%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 18.72
-0.0100
-0.0700%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 20.3
-0.0100
-0.0600%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Bonus 20.3
-0.0100
-0.0600%

Review Date: March 28, 2024

The fund has historical rank of 12th in Credit Risk Fund category. Additionally, the fund has three performance parameters that are in the top quartile in the category and six parameters above average and below the top quartile.
Our ranking strategy involves a composite performance score that reflects the fund's returns, its associated risk, and its risk-adjusted performance for the last three years. We then use this composite performance score to rank the funds within each category.

The Aditya Birla Sun Life Credit Risk Fund has poor return performance, as all 1 year and above return parameters are below average in Credit Risk Fund category. The details are provided below.'
    '
  1. 1 Month Return%: One month return shows funds performance in very short period of time, the Aditya Birla Sun Life Credit Risk Fund has given return of 0.73% in last one month which is good as it is above average in Credit Risk Fund.
  2. 3 Month Return%: Three month return shows funds performance in short period of time, the Aditya Birla Sun Life Credit Risk Fund has given return of 1.96% in last three month which is poor as it is in the below average in Credit Risk Fund.
  3. 1 Year Return%: The Aditya Birla Sun Life Credit Risk Fund has given return of 7.38% in last one year which is poor as it is in the below average in Credit Risk Fund. The one year return rank of Aditya Birla Sun Life Credit Risk Fund is 9 in 13 funds. The investment of ₹ 10,000 in this fund would have become ₹ 10738.0 in one year.
  4. 3 Year Return%: The Aditya Birla Sun Life Credit Risk Fund has given return of 6.88% in last three year which is poor as it is in the below average with return rank of 6 in 13 funds. in Credit Risk Fund.
  5. 5 Year Return%: The Aditya Birla Sun Life Credit Risk Fund has given return of 6.48% in last five year which is good as it is above average with return rank of 6 in 13 funds. in Credit Risk Fund.
  6. 1 Year SIP Return%: The Aditya Birla Sun Life Credit Risk Fund has given return of -8.61% in last one year which is very poor as it is in the fourth quartile with rank of 11 in 13 funds. in Credit Risk Fund.
  7. 3 Year SIP Return%: The Aditya Birla Sun Life Credit Risk Fund has given return of 5.38% in last three year which is poor as it is in the below average with return rank of 7 in 13 funds. in Credit Risk Fund.
  8. 5 Year SIP Return%: The Aditya Birla Sun Life Credit Risk Fund has given return of 6.51% in last five year which is poor as it is in the below average with return rank of 5 in 13 funds. in Credit Risk Fund.
  9. '
'

The Aditya Birla Sun Life Credit Risk Fund has above average risk performance, as more than 25% risk parameters are in the top quartile in Credit Risk Fund category. The details are provided below. '
    '
  1. Standard Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the standard deviation, the greater the risk. The Aditya Birla Sun Life Credit Risk Fund has standard deviation of 1.81 which is good as it is above average with risk rank of 4 in 7 funds. in Credit Risk Fund.
  2. Semi Deviation: It is a measure of the dispersion of a set of data from its mean. It is calculated as the square root of variance by determining the variation between each data point relative to the mean. The higher the semi-deviation, the greater the risk. It uses only negative returns for calculation. The Aditya Birla Sun Life Credit Risk Fund has semi deviation of 0.76 which is good as it is above average with risk rank of 3 in 7 funds. in Credit Risk Fund.
  3. Max Drawdown %: It is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The Aditya Birla Sun Life Credit Risk Fund has max drawdown of -0.27% which is very good as it is in the top quartile with risk rank of 2 in 7 funds. in Credit Risk Fund.
  4. 1Y VaR at 95%: It is the maximum expected loss of an investment over a given time period with a given probability of confidence. The Aditya Birla Sun Life Credit Risk Fund has 1Y VaR at 95% of 0.0% which is good as it is above average with risk rank of 5 in 7 funds. in Credit Risk Fund.
  5. Average Drawdown %: It is the average of the drawdowns over a period of time. The Aditya Birla Sun Life Credit Risk Fund has average drawdown of -0.27% which is very good as it is in the top quartile with risk rank of 2 in 7 funds. in Credit Risk Fund.
  6. '
'

The Aditya Birla Sun Life Credit Risk Fund has poor risk adjusted performance, as non of above risk adjusted paramerters are above average in Credit Risk Fund category. The details are provided below. '
    '
  1. Sterling Ratio: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Credit Risk Fund has Sterling Ratio of 0.66 which is poor as it is in the below average with risk rank of 3 in 7 funds. in Credit Risk Fund.
  2. Sortino Ratio: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Credit Risk Fund has Sortino Ratio of -0.23 which is poor as it is in the below average with risk rank of 3 in 7 funds. in Credit Risk Fund.
  3. Jensen Alpha %: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Credit Risk Fund has Jensen Alpha of 1.29% which is poor as it is in the below average with risk rank of 4 in 7 funds. in Credit Risk Fund.
  4. Treynor Ratio: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Credit Risk Fund has Treynor Ratio of -0.01 which is very good as it is in the top quartile with risk rank of 1 in 7 funds. in Credit Risk Fund.
  5. Modigliani Square Measure %: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Credit Risk Fund has Modigliani Square Measure of 3.67% which is poor as it is in the below average with risk rank of 4 in 7 funds. in Credit Risk Fund.
  6. Alpha %: It is a measure of risk-adjusted return. The Aditya Birla Sun Life Credit Risk Fund has Alpha of -1.0% which is very poor as it is in the fourth quartile with risk rank of 6 in 7 funds. in Credit Risk Fund.
  7. '
'


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 0.35
0.41
0.28 | 0.57 9 | 13
No
No
No
6M Return % 3.49
3.71
3.36 | 4.50 10 | 13
No
No
Yes
1Y Return % 6.68
7.50
5.66 | 15.00 10 | 13
No
No
Yes
3Y Return % 6.68
9.56
4.71 | 40.36 6 | 13
No
No
No
5Y Return % 6.49
4.98
-2.79 | 7.52 6 | 13
Yes
No
No
7Y Return % 6.50
5.09
-1.05 | 7.33 5 | 13
Yes
No
No
1Y SIP Return % -8.85
-7.88
-9.43 | -1.26 11 | 13
No
No
Yes
3Y SIP Return % 3.17
5.22
1.48 | 27.73 7 | 13
No
No
No
5Y SIP Return % 4.21
5.26
2.47 | 20.75 5 | 13
No
No
No
7Y SIP Return % 4.14
4.10
0.35 | 9.77 7 | 13
Yes
No
No
Standard Deviation 1.82
12.51
1.01 | 70.68 4 | 7
Yes
No
No
Semi Deviation 0.77
2.58
0.72 | 12.09 3 | 7
Yes
No
No
Max Drawdown % -0.27
-0.47
-0.90 | -0.26 2 | 7
Yes
Yes
No
VaR 1 Y % 0.00
-0.12
-0.63 | 0.00 5 | 7
Yes
No
No
Average Drawdown % -0.27
-0.42
-0.90 | -0.26 2 | 7
Yes
Yes
No
Sharpe Ratio -0.20
-0.28
-0.90 | 0.46 3 | 7
Yes
No
No
Sterling Ratio 0.67
1.16
0.56 | 4.05 3 | 7
No
No
No
Sortino Ratio -0.12
1.84
-0.31 | 12.91 3 | 7
No
No
No
Jensen Alpha % 1.20
9.48
-3.44 | 51.89 4 | 7
No
No
No
Treynor Ratio 0.00
-0.04
-0.15 | 0.00 1 | 7
Yes
Yes
No
Modigliani Square Measure % 3.70
4.12
1.30 | 7.25 4 | 7
No
No
No
Alpha % -0.91
7.40
-2.29 | 48.66 6 | 7
No
No
Yes
Return data last Updated On : April 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Better Than Cat. Avg In 1st Quartile In 4th Quartile
1M Return % 0.42 0.48 0.38 | 0.62 9 | 13
No
No
No
6M Return % 3.95 4.10 3.74 | 4.99 9 | 13
No
No
No
1Y Return % 7.62 8.32 6.68 | 15.85 7 | 13
No
No
No
3Y Return % 7.62 10.39 5.71 | 40.75 6 | 13
No
No
No
5Y Return % 7.39 5.79 -2.52 | 8.21 5 | 13
Yes
No
No
7Y Return % 7.48 5.94 -0.81 | 8.11 4 | 13
Yes
Yes
No
1Y SIP Return % -7.97 -7.12 -8.47 | -0.45 10 | 13
No
No
Yes
3Y SIP Return % 4.10 6.04 2.47 | 28.12 7 | 13
No
No
No
5Y SIP Return % 5.14 6.08 3.47 | 21.08 4 | 13
No
Yes
No
7Y SIP Return % 5.07 4.91 1.12 | 10.02 5 | 13
Yes
No
No
Standard Deviation 1.82 12.51 1.01 | 70.68 4 | 7
Yes
No
No
Semi Deviation 0.77 2.58 0.72 | 12.09 3 | 7
Yes
No
No
Max Drawdown % -0.27 -0.47 -0.90 | -0.26 2 | 7
Yes
Yes
No
VaR 1 Y % 0.00 -0.12 -0.63 | 0.00 5 | 7
Yes
No
No
Average Drawdown % -0.27 -0.42 -0.90 | -0.26 2 | 7
Yes
Yes
No
Sharpe Ratio -0.20 -0.28 -0.90 | 0.46 3 | 7
Yes
No
No
Sterling Ratio 0.67 1.16 0.56 | 4.05 3 | 7
No
No
No
Sortino Ratio -0.12 1.84 -0.31 | 12.91 3 | 7
No
No
No
Jensen Alpha % 1.20 9.48 -3.44 | 51.89 4 | 7
No
No
No
Treynor Ratio 0.00 -0.04 -0.15 | 0.00 1 | 7
Yes
Yes
No
Modigliani Square Measure % 3.70 4.12 1.30 | 7.25 4 | 7
No
No
No
Alpha % -0.91 7.40 -2.29 | 48.66 6 | 7
No
No
Yes
Return data last Updated On : April 19, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 28, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.07 ₹ 9993.0 -0.06 ₹ 9994.0
1W -0.03 ₹ 9997.0 -0.02 ₹ 9998.0
1M 0.35 ₹ 10035.0 0.42 ₹ 10042.0
3M - ₹ - - ₹ -
6M 3.49 ₹ 10349.0 3.95 ₹ 10395.0
1Y 6.68 ₹ 10668.0 7.62 ₹ 10762.0
3Y 6.68 ₹ 12142.0 7.62 ₹ 12465.0
5Y 6.49 ₹ 13693.0 7.39 ₹ 14286.0
7Y 6.5 ₹ 15537.0 7.48 ₹ 16572.0
10Y - ₹ - - ₹ -
15Y - ₹ - - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.8542 ₹ 11415.996 -7.9683 ₹ 11475.192
3Y ₹ 36000 3.1652 ₹ 37785.168 4.0955 ₹ 38320.92
5Y ₹ 60000 4.2143 ₹ 66756.54 5.136 ₹ 68324.88
7Y ₹ 84000 4.1401 ₹ 97309.968 5.0668 ₹ 100576.056
10Y ₹ 120000 - ₹ - - ₹ -
15Y ₹ 180000 - ₹ - - ₹ -


Date NAV Regular Growth NAV Direct Growth
19-04-2024 18.723 20.3034
18-04-2024 18.7355 20.3164
16-04-2024 18.7244 20.3035
15-04-2024 18.7293 20.3082
12-04-2024 18.7155 20.2918
08-04-2024 18.7082 20.2819
05-04-2024 18.716 20.2888
04-04-2024 18.718 20.2905
03-04-2024 18.711 20.2824
02-04-2024 18.7068 20.2774
28-03-2024 18.707 20.2751
27-03-2024 18.6891 20.2551
26-03-2024 18.6794 20.2442
22-03-2024 18.6699 20.2319
21-03-2024 18.6763 20.2383
20-03-2024 18.6578 20.2177
19-03-2024 18.6507 20.2095
18-03-2024 18.6511 20.2095
15-03-2024 18.6485 20.2052
14-03-2024 18.645 20.2009
13-03-2024 18.6445 20.1999
12-03-2024 18.6436 20.1984
11-03-2024 18.6416 20.1957
07-03-2024 18.6212 20.1716
06-03-2024 18.6095 20.1584
05-03-2024 18.6049 20.153
04-03-2024 18.6014 20.1487
01-03-2024 18.5905 20.1354
29-02-2024 18.5792 20.1227
28-02-2024 18.5765 20.1193
27-02-2024 18.5712 20.1131
26-02-2024 18.5712 20.1126
23-02-2024 18.555 20.0935
22-02-2024 18.5579 20.0962
21-02-2024 18.5573 20.095
20-02-2024 18.5481 20.0845
16-02-2024 18.5262 20.0588
15-02-2024 18.5245 20.0566
14-02-2024 18.5107 20.0411
13-02-2024 18.512 20.042
12-02-2024 18.5095 20.0389
09-02-2024 18.498 20.0249
08-02-2024 18.5047 20.0317
07-02-2024 18.5024 20.0286
06-02-2024 18.4978 20.0232
05-02-2024 18.4943 20.0189
02-02-2024 18.4938 20.0169
01-02-2024 18.4844 20.0063
31-01-2024 18.4529 19.9717
30-01-2024 18.4471 19.9649
29-01-2024 18.4419 19.9588
25-01-2024 18.4269 19.9406
24-01-2024 18.4223 19.9351
23-01-2024 18.4223 19.9346
19-01-2024 18.4092 19.9185
18-01-2024 18.4075 19.9162
17-01-2024 18.4094 19.9177
16-01-2024 18.4106 19.9186
15-01-2024 18.4077 19.9149
12-01-2024 18.3879 19.892
11-01-2024 18.3857 19.8891
10-01-2024 18.3799 19.8824
09-01-2024 18.3738 19.8753
08-01-2024 18.3678 19.8683
05-01-2024 18.3504 19.8481
04-01-2024 18.3517 19.8489
03-01-2024 18.3527 19.8495
02-01-2024 18.3521 19.8485
01-01-2024 18.3516 19.8474
29-12-2023 18.3473 19.8413
28-12-2023 18.3352 19.8277
27-12-2023 18.3334 19.8253
26-12-2023 18.3379 19.8296
22-12-2023 18.3238 19.8125
21-12-2023 18.3218 19.8098
20-12-2023 18.3219 19.8094
19-12-2023 18.3187 19.8055
18-12-2023 18.3189 19.8052
15-12-2023 18.3069 19.7908
14-12-2023 18.2882 19.7701
13-12-2023 18.2681 19.7478
12-12-2023 18.2616 19.7403
11-12-2023 18.2597 19.7378
08-12-2023 18.2527 19.7288
07-12-2023 18.2567 19.7327
06-12-2023 18.252 19.7271
05-12-2023 18.2487 19.723
04-12-2023 18.2445 19.718
01-12-2023 18.2307 19.7016
30-11-2023 18.2312 19.7017
29-11-2023 18.2324 19.7025
28-11-2023 18.226 19.6951
24-11-2023 18.2114 19.6774
23-11-2023 18.2159 19.6818
22-11-2023 18.2132 19.6783
21-11-2023 18.2074 19.6716
20-11-2023 18.2124 19.6766
17-11-2023 18.212 19.6746
16-11-2023 18.2069 19.6686
15-11-2023 18.2032 19.6642
13-11-2023 18.1853 19.6438
10-11-2023 18.1722 19.6283
09-11-2023 18.1758 19.6317
08-11-2023 18.1718 19.6269
07-11-2023 18.1636 19.6175
06-11-2023 18.1567 19.6096
03-11-2023 18.1446 19.5951
02-11-2023 18.1415 19.5913
01-11-2023 18.1306 19.579
31-10-2023 18.1283 19.576
30-10-2023 18.1238 19.5707
27-10-2023 18.1163 19.5611
26-10-2023 18.1107 19.5546
25-10-2023 18.1104 19.5539
23-10-2023 18.0989 19.5404
20-10-2023 18.092 19.5316
19-10-2023 18.088 19.5268
18-10-2023 18.0922 19.5309
17-10-2023 18.0892 19.5271
16-10-2023 18.0851 19.5222
13-10-2023 18.0774 19.5125
12-10-2023 18.0729 19.5072
11-10-2023 18.0673 19.5006
10-10-2023 18.0534 19.4851
09-10-2023 18.0437 19.4743
06-10-2023 18.0443 19.4735
05-10-2023 18.08 19.5115
04-10-2023 18.0697 19.4999
03-10-2023 18.0673 19.4968
29-09-2023 18.0587 19.4857
27-09-2023 18.0623 19.4885
26-09-2023 18.0638 19.4897
25-09-2023 18.0615 19.4868
22-09-2023 18.0526 19.4758
21-09-2023 18.0567 19.4797
20-09-2023 18.0503 19.4723
18-09-2023 18.0416 19.462
15-09-2023 18.0299 19.448
14-09-2023 18.0403 19.4587
13-09-2023 18.0211 19.4375
12-09-2023 18.0027 19.4173
11-09-2023 17.9987 19.4124
08-09-2023 17.9992 19.4116
07-09-2023 18.0043 19.4166
06-09-2023 17.9941 19.4051
05-09-2023 17.9933 19.4037
04-09-2023 17.9898 19.3995
01-09-2023 17.9822 19.3899
31-08-2023 17.9796 19.3866
30-08-2023 17.9731 19.3792
29-08-2023 17.9708 19.3762
28-08-2023 17.9682 19.373
25-08-2023 17.9513 19.3533
24-08-2023 17.9505 19.352
23-08-2023 17.9458 19.3466
22-08-2023 17.9365 19.336
21-08-2023 17.9344 19.3333
18-08-2023 17.9227 19.3193
17-08-2023 17.9123 19.3076
14-08-2023 17.919 19.3134
11-08-2023 17.9117 19.3043
10-08-2023 17.9208 19.3136
09-08-2023 17.9111 19.3027
08-08-2023 17.9104 19.3015
07-08-2023 17.9061 19.2965
04-08-2023 17.8962 19.2843
03-08-2023 17.895 19.2826
02-08-2023 17.8993 19.2868
01-08-2023 17.8944 19.2811
31-07-2023 17.8864 19.272
28-07-2023 17.8783 19.2619
27-07-2023 17.8841 19.2677
26-07-2023 17.8851 19.2684
25-07-2023 17.8792 19.2615
24-07-2023 17.8823 19.2643
21-07-2023 17.8712 19.2511
20-07-2023 17.8697 19.249
19-07-2023 17.868 19.2467
18-07-2023 17.8667 19.2448
17-07-2023 17.8581 19.2352
14-07-2023 17.8454 19.2202
13-07-2023 17.8452 19.2195
12-07-2023 17.8335 19.2064
11-07-2023 17.834 19.2066
10-07-2023 17.8207 19.1918
07-07-2023 17.8108 19.1798
06-07-2023 17.8074 19.1756
05-07-2023 17.8072 19.175
04-07-2023 17.8045 19.1717
03-07-2023 17.8012 19.1677
30-06-2023 17.7936 19.1581
28-06-2023 17.793 19.1566
27-06-2023 17.7954 19.1588
26-06-2023 17.7934 19.1562
23-06-2023 17.784 19.1447
22-06-2023 17.7835 19.1437
21-06-2023 17.7813 19.1409
20-06-2023 17.7775 19.1364
19-06-2023 17.7763 19.1346
16-06-2023 17.7699 19.1264
15-06-2023 17.7695 19.1256
14-06-2023 17.7675 19.1229
13-06-2023 17.7593 19.1137
12-06-2023 17.758 19.1119
09-06-2023 17.7449 19.0964
08-06-2023 17.7481 19.0994
07-06-2023 17.753 19.1043
06-06-2023 17.7512 19.1019
05-06-2023 17.7438 19.0935
02-06-2023 17.7383 19.0861
01-06-2023 17.7318 19.0787
31-05-2023 17.7259 19.072
30-05-2023 17.7184 19.0634
29-05-2023 17.714 19.0582
26-05-2023 17.7081 19.0506
25-05-2023 17.6854 19.0257
24-05-2023 17.683 19.0227
23-05-2023 17.6784 19.0173
22-05-2023 17.6841 19.023
19-05-2023 17.6637 18.9998
18-05-2023 17.6613 18.9967
17-05-2023 17.6584 18.9931
16-05-2023 17.6539 18.9879
15-05-2023 17.6473 18.9803
12-05-2023 17.638 18.969
11-05-2023 17.6297 18.9597
10-05-2023 17.6284 18.9578
09-05-2023 17.627 18.9559
08-05-2023 17.6253 18.9536
04-05-2023 17.6132 18.9388
03-05-2023 17.6082 18.933
02-05-2023 17.591 18.9141
28-04-2023 17.5813 18.9019
27-04-2023 17.5802 18.9002
26-04-2023 17.5769 18.8963
25-04-2023 17.5739 18.8926
24-04-2023 17.5708 18.8888
21-04-2023 17.5506 18.8658
20-04-2023 17.5425 18.8566
19-04-2023 17.5384 18.8518

Fund Launch Date: 30/Mar/2015
Fund Category: Credit Risk Fund
Investment Objective: The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
Fund Description: The fund, positioned in credit risk category, intends to invest in a portfolio of corporate bonds with 65% of investments in AA & below rated instruments.
Fund Benchmark: CRISIL Composite AA Short Term Bond Index
Source: Fund FactSheet

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