Previously Known As : Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 1
Rating
Growth Option 12-11-2025
NAV ₹23.17(R) -0.02% ₹25.47(D) -0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 13.66% 10.82% 9.36% 8.27% 8.2%
Direct 14.65% 11.79% 10.31% 9.21% 9.19%
Benchmark
SIP (XIRR) Regular -3.51% 10.76% 10.11% 9.39% 8.41%
Direct -2.64% 11.75% 11.07% 10.34% 9.35%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.94 6.91 1.08 9.63% 0.62
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.47% 0.0% 0.0% 0.08 0.98%
Fund AUM As on: 30/06/2025 990 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Dsp Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 12-11-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Credit Risk Fund - Regular - IDCW 12.88
0.0000
-0.0200%
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW 14.17
0.0000
-0.0200%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 23.17
-0.0100
-0.0200%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 25.47
-0.0100
-0.0200%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Bonus 25.47
-0.0100
-0.0200%

Review Date: 12-11-2025

Beginning of Analysis

Aditya Birla Sun Life Credit Risk Fund is the top ranked fund in the Credit Risk Fund category. The category has total 13 funds. The Aditya Birla Sun Life Credit Risk Fund has shown an excellent past performence in Credit Risk Fund. The fund has a Jensen Alpha of 9.63% which is higher than the category average of 6.03%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.94 which is lower than the category average of 1.97.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Aditya Birla Sun Life Credit Risk Fund Return Analysis

  • The fund has given a return of 0.94%, 2.79 and 5.39 in last one, three and six months respectively. In the same period the category average return was 0.66%, 2.19% and 4.06% respectively.
  • Aditya Birla Sun Life Credit Risk Fund has given a return of 14.65% in last one year. In the same period the Credit Risk Fund category average return was 11.37%.
  • The fund has given a return of 11.79% in last three years and ranked 2.0nd out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 9.39%.
  • The fund has given a return of 10.31% in last five years and ranked 4th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 10.03%.
  • The fund has given a return of 9.19% in last ten years and ranked 1st out of 12 funds in the category. In the same period the category average return was 7.86%.
  • The fund has given a SIP return of -2.64% in last one year whereas category average SIP return is -5.33%. The fund one year return rank in the category is 3rd in 14 funds
  • The fund has SIP return of 11.75% in last three years and ranks 2nd in 13 funds. Dsp Credit Risk Fund has given the highest SIP return (15.58%) in the category in last three years.
  • The fund has SIP return of 11.07% in last five years whereas category average SIP return is 9.54%.

Aditya Birla Sun Life Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 2.47 and semi deviation of 0.98. The category average standard deviation is 1.61 and semi deviation is 0.75.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.0 and the maximum drawdown is -0.05. The fund has a beta of 0.18 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.86
    0.60
    		0.36 | 0.86 1 | 14 Very Good
    3M Return % 2.56
    1.99
    		1.45 | 2.71 2 | 14 Very Good
    6M Return % 4.94
    3.66
    		2.26 | 4.94 1 | 14 Very Good
    1Y Return % 13.66
    10.52
    		6.37 | 21.61 3 | 14 Very Good
    3Y Return % 10.82
    8.56
    		6.03 | 14.81 2 | 13 Very Good
    5Y Return % 9.36
    9.19
    		5.43 | 25.92 4 | 13 Very Good
    7Y Return % 8.27
    6.82
    		1.11 | 10.00 3 | 13 Very Good
    10Y Return % 8.20
    7.00
    		2.94 | 8.90 2 | 12 Very Good
    1Y SIP Return % -3.51
    -6.08
    		-9.55 | 3.00 3 | 14 Very Good
    3Y SIP Return % 10.76
    7.28
    		4.43 | 14.67 2 | 13 Very Good
    5Y SIP Return % 10.11
    8.70
    		5.47 | 19.41 3 | 13 Very Good
    7Y SIP Return % 9.39
    8.34
    		5.59 | 19.34 3 | 13 Very Good
    10Y SIP Return % 8.41
    7.32
    		3.58 | 13.20 3 | 12 Very Good
    Standard Deviation 2.47
    1.61
    		0.68 | 6.76 11 | 13 Average
    Semi Deviation 0.98
    0.75
    		0.35 | 2.07 10 | 13 Average
    Max Drawdown % 0.00
    -0.05
    		-0.36 | 0.00 9 | 13 Average
    VaR 1 Y % 0.00
    0.00
    		-0.03 | 0.00 12 | 13 Average
    Average Drawdown % 0.00
    -0.03
    		-0.17 | 0.00 9 | 13 Average
    Sharpe Ratio 1.94
    1.97
    		0.42 | 3.58 7 | 13 Good
    Sterling Ratio 1.08
    0.85
    		0.61 | 1.48 2 | 13 Very Good
    Sortino Ratio 6.91
    3.23
    		0.33 | 7.31 2 | 13 Very Good
    Jensen Alpha % 9.63
    6.03
    		2.93 | 17.13 2 | 13 Very Good
    Treynor Ratio 0.62
    0.08
    		-0.27 | 0.62 1 | 13 Very Good
    Modigliani Square Measure % 5.10
    8.44
    		2.83 | 12.73 11 | 13 Average
    Alpha % 1.44
    -0.93
    		-3.24 | 3.69 2 | 13 Very Good
    Return data last Updated On : Nov. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.94 0.66 0.43 | 0.94 1 | 14 Very Good
    3M Return % 2.79 2.19 1.66 | 2.87 3 | 14 Very Good
    6M Return % 5.39 4.06 2.78 | 5.39 1 | 14 Very Good
    1Y Return % 14.65 11.37 6.78 | 22.55 3 | 14 Very Good
    3Y Return % 11.79 9.39 6.38 | 15.72 2 | 13 Very Good
    5Y Return % 10.31 10.03 6.46 | 26.30 4 | 13 Very Good
    7Y Return % 9.21 7.65 1.90 | 10.33 3 | 13 Very Good
    10Y Return % 9.19 7.86 3.86 | 9.19 1 | 12 Very Good
    1Y SIP Return % -2.64 -5.33 -8.79 | 3.78 3 | 14 Very Good
    3Y SIP Return % 11.75 8.12 4.82 | 15.58 2 | 13 Very Good
    5Y SIP Return % 11.07 9.54 6.52 | 19.83 3 | 13 Very Good
    7Y SIP Return % 10.34 9.17 6.34 | 19.72 3 | 13 Very Good
    10Y SIP Return % 9.35 8.13 4.36 | 13.51 3 | 12 Very Good
    Standard Deviation 2.47 1.61 0.68 | 6.76 11 | 13 Average
    Semi Deviation 0.98 0.75 0.35 | 2.07 10 | 13 Average
    Max Drawdown % 0.00 -0.05 -0.36 | 0.00 9 | 13 Average
    VaR 1 Y % 0.00 0.00 -0.03 | 0.00 12 | 13 Average
    Average Drawdown % 0.00 -0.03 -0.17 | 0.00 9 | 13 Average
    Sharpe Ratio 1.94 1.97 0.42 | 3.58 7 | 13 Good
    Sterling Ratio 1.08 0.85 0.61 | 1.48 2 | 13 Very Good
    Sortino Ratio 6.91 3.23 0.33 | 7.31 2 | 13 Very Good
    Jensen Alpha % 9.63 6.03 2.93 | 17.13 2 | 13 Very Good
    Treynor Ratio 0.62 0.08 -0.27 | 0.62 1 | 13 Very Good
    Modigliani Square Measure % 5.10 8.44 2.83 | 12.73 11 | 13 Average
    Alpha % 1.44 -0.93 -3.24 | 3.69 2 | 13 Very Good
    Return data last Updated On : Nov. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Credit Risk Fund NAV Regular Growth Aditya Birla Sun Life Credit Risk Fund NAV Direct Growth
    12-11-2025 23.1674 25.4677
    11-11-2025 23.1729 25.4731
    10-11-2025 23.1153 25.4092
    07-11-2025 23.0989 25.3894
    06-11-2025 23.1026 25.3928
    04-11-2025 23.089 25.3766
    03-11-2025 23.0819 25.3682
    31-10-2025 23.0537 25.3354
    30-10-2025 23.0566 25.338
    29-10-2025 23.0582 25.3392
    28-10-2025 23.0537 25.3336
    27-10-2025 23.0445 25.3229
    24-10-2025 23.0356 25.3113
    23-10-2025 23.0353 25.3104
    20-10-2025 23.0296 25.3024
    17-10-2025 23.008 25.2768
    16-10-2025 22.9957 25.2627
    15-10-2025 22.9959 25.2622
    14-10-2025 22.9686 25.2316
    13-10-2025 22.969 25.2315

    Fund Launch Date: 30/Mar/2015
    Fund Category: Credit Risk Fund
    Investment Objective: The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
    Fund Description: The fund, positioned in credit risk category, intends to invest in a portfolio of corporate bonds with 65% of investments in AA & below rated instruments.
    Fund Benchmark: CRISIL Composite AA Short Term Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.