Previously Known As : Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 09-12-2024
NAV ₹20.48(R) +0.11% ₹22.34(D) +0.11%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 12.18% 8.59% 8.34% 7.1% -%
LumpSum (D) 13.18% 9.55% 9.27% 8.06% -%
SIP (R) -2.68% 8.25% 8.32% 7.78% -%
SIP (D) -1.82% 9.22% 9.27% 8.72% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.69 0.67 0.83 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.37% 0.0% -0.27% - 1.0%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Baroda BNP Paribas Credit Risk Fund 3

NAV Date: 09-12-2024

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Credit Risk Fund - Regular - IDCW 12.18
0.0100
0.1100%
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW 13.3
0.0100
0.1100%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 20.48
0.0200
0.1100%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 22.34
0.0300
0.1100%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Bonus 22.34
0.0300
0.1100%

Review Date: 09-12-2024

Aditya Birla Sun Life Credit Risk Fund is the top performing fund in the Credit Risk Fund category. The fund has delivered return of 12.18% in 1 year, 8.59% in 3 years and 8.34% in 5 years. The category average for the same periods is 8.2%, 9.33% and 6.69% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 2.37, VaR of 0.0, Average Drawdown of -0.27, Semi Deviation of 1.0 and Max Drawdown of -0.27. The category average for the same parameters is 7.08, -0.22, -0.54, 1.84 and -0.72 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Credit Risk Fund direct growth option would have grown to ₹11318.0 in 1 year, ₹13149.0 in 3 years and ₹15577.0 in 5 years as of today (09-12-2024).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Credit Risk Fund direct growth option would have grown to ₹11881.0 in 1 year, ₹41366.0 in 3 years and ₹75797.0 in 5 years as of today (09-12-2024).
  3. standard deviation of 2.37 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.69 which shows very good performance of fund in the credit risk fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.50
0.52
0.30 | 0.66 9 | 14 Average
3M Return % 4.74
2.00
0.52 | 4.74 1 | 14 Very Good
6M Return % 8.15
4.23
2.52 | 8.15 1 | 14 Very Good
1Y Return % 12.18
8.20
6.22 | 12.18 1 | 14 Very Good
3Y Return % 8.59
9.33
4.78 | 39.62 3 | 13 Very Good
5Y Return % 8.34
6.69
0.96 | 10.53 2 | 13 Very Good
7Y Return % 7.10
5.20
-1.44 | 7.49 3 | 13 Very Good
1Y SIP Return % -2.68
-7.95
-10.12 | -2.68 1 | 14 Very Good
3Y SIP Return % 8.25
6.70
4.61 | 13.66 3 | 13 Very Good
5Y SIP Return % 8.32
8.11
5.00 | 23.64 3 | 13 Very Good
7Y SIP Return % 7.78
6.91
3.85 | 12.93 3 | 13 Very Good
Standard Deviation 2.37
7.08
0.91 | 70.73 10 | 13 Average
Semi Deviation 1.00
1.84
0.73 | 11.99 9 | 13 Average
Max Drawdown % -0.27
-0.72
-2.85 | -0.26 2 | 13 Very Good
VaR 1 Y % 0.00
-0.22
-1.48 | 0.00 8 | 13 Good
Average Drawdown % -0.27
-0.54
-1.08 | -0.26 2 | 13 Very Good
Sharpe Ratio 0.69
-0.23
-1.44 | 0.69 1 | 13 Very Good
Sterling Ratio 0.83
0.88
0.37 | 3.84 3 | 13 Very Good
Sortino Ratio 0.67
1.15
-0.41 | 14.70 3 | 13 Very Good
Return data last Updated On : Dec. 9, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.57 0.58 0.35 | 0.72 8 | 14
3M Return % 4.97 2.19 0.76 | 4.97 1 | 14
6M Return % 8.62 4.64 2.70 | 8.62 1 | 14
1Y Return % 13.18 9.03 6.57 | 13.18 1 | 14
3Y Return % 9.55 10.17 5.79 | 40.03 3 | 13
5Y Return % 9.27 7.52 1.74 | 10.85 2 | 13
7Y Return % 8.06 6.04 -1.18 | 8.25 2 | 13
1Y SIP Return % -1.82 -7.24 -9.81 | -1.82 1 | 14
3Y SIP Return % 9.22 7.54 5.63 | 14.03 3 | 13
5Y SIP Return % 9.27 8.95 6.02 | 24.02 3 | 13
7Y SIP Return % 8.72 7.73 4.63 | 13.22 2 | 13
Standard Deviation 2.37 7.08 0.91 | 70.73 10 | 13
Semi Deviation 1.00 1.84 0.73 | 11.99 9 | 13
Max Drawdown % -0.27 -0.72 -2.85 | -0.26 2 | 13
VaR 1 Y % 0.00 -0.22 -1.48 | 0.00 8 | 13
Average Drawdown % -0.27 -0.54 -1.08 | -0.26 2 | 13
Sharpe Ratio 0.69 -0.23 -1.44 | 0.69 1 | 13
Sterling Ratio 0.83 0.88 0.37 | 3.84 3 | 13
Sortino Ratio 0.67 1.15 -0.41 | 14.70 3 | 13
Return data last Updated On : Dec. 9, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 29, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.11 ₹ 10,011.00 0.11 ₹ 10,011.00
1W 0.05 ₹ 10,005.00 0.07 ₹ 10,007.00
1M 0.50 ₹ 10,050.00 0.57 ₹ 10,057.00
3M 4.74 ₹ 10,474.00 4.97 ₹ 10,497.00
6M 8.15 ₹ 10,815.00 8.62 ₹ 10,862.00
1Y 12.18 ₹ 11,218.00 13.18 ₹ 11,318.00
3Y 8.59 ₹ 12,804.00 9.55 ₹ 13,149.00
5Y 8.34 ₹ 14,924.00 9.27 ₹ 15,577.00
7Y 7.10 ₹ 16,159.00 8.06 ₹ 17,203.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -2.68 ₹ 11,825.14 -1.82 ₹ 11,881.36
3Y ₹ 36000 8.25 ₹ 40,777.49 9.22 ₹ 41,365.84
5Y ₹ 60000 8.32 ₹ 74,016.06 9.27 ₹ 75,797.34
7Y ₹ 84000 7.78 ₹ 110,813.22 8.72 ₹ 114,585.24
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Aditya Birla Sun Life Credit Risk Fund NAV Regular Growth Aditya Birla Sun Life Credit Risk Fund NAV Direct Growth
09-12-2024 20.4845 22.339
06-12-2024 20.463 22.3139
05-12-2024 20.4873 22.3399
04-12-2024 20.489 22.3412
03-12-2024 20.4728 22.3231
02-12-2024 20.4743 22.3242
29-11-2024 20.4526 22.2988
28-11-2024 20.4162 22.2587
27-11-2024 20.4181 22.2602
26-11-2024 20.4151 22.2564
25-11-2024 20.4131 22.2537
22-11-2024 20.383 22.2193
21-11-2024 20.3702 22.2048
19-11-2024 20.3723 22.2061
18-11-2024 20.3668 22.1995
14-11-2024 20.3629 22.1932
13-11-2024 20.3623 22.1919
12-11-2024 20.3829 22.2138
11-11-2024 20.3818 22.2121

Fund Launch Date: 30/Mar/2015
Fund Category: Credit Risk Fund
Investment Objective: The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
Fund Description: The fund, positioned in credit risk category, intends to invest in a portfolio of corporate bonds with 65% of investments in AA & below rated instruments.
Fund Benchmark: CRISIL Composite AA Short Term Bond Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.