Previously Known As : Aditya Birla Sun Life Corporate Bond Fund
Aditya Birla Sun Life Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 1
Rating
Growth Option 21-04-2026
NAV ₹24.65(R) +0.04% ₹27.2(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 12.34% 11.99% 9.84% 8.78% 8.47%
Direct 13.32% 12.97% 10.8% 9.72% 9.46%
Benchmark
SIP (XIRR) Regular 13.42% 13.51% 11.59% 10.43% 8.85%
Direct 14.4% 14.5% 12.56% 11.37% 9.79%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.93 4.41 1.18 6.24% 12.11
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.94% 0.0% 0.0% -0.04 1.26%
Fund AUM As on: 30/12/2025 1081 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Nippon India Credit Risk Fund 2
HSBC Credit Risk Fund 3

NAV Date: 21-04-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Credit Risk Fund - Regular - IDCW 12.88
0.0100
0.0400%
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW 14.23
0.0100
0.0400%
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 24.65
0.0100
0.0400%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth 27.2
0.0100
0.0400%
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Bonus 27.2
0.0100
0.0400%

Review Date: 21-04-2026

Beginning of Analysis

In the Credit Risk Fund category, Aditya Birla Sun Life Credit Risk Fund is the top ranked fund. The category has total 13 funds. The 5 star rating shows an excellent past performance of the Aditya Birla Sun Life Credit Risk Fund in Credit Risk Fund. The fund has a Jensen Alpha of 6.24% which is higher than the category average of 1.76%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.93 which is higher than the category average of 1.42.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Aditya Birla Sun Life Credit Risk Fund Return Analysis

  • The fund has given a return of 1.61%, 2.67 and 7.47 in last one, three and six months respectively. In the same period the category average return was 1.48%, 2.39% and 4.16% respectively.
  • Aditya Birla Sun Life Credit Risk Fund has given a return of 13.32% in last one year. In the same period the Credit Risk Fund category average return was 9.28%.
  • The fund has given a return of 12.97% in last three years and ranked 2.0nd out of fourteen funds in the category. In the same period the Credit Risk Fund category average return was 9.58%.
  • The fund has given a return of 10.8% in last five years and ranked 3rd out of thirteen funds in the category. In the same period the Credit Risk Fund category average return was 10.13%.
  • The fund has given a return of 9.46% in last ten years and ranked 2nd out of twelve funds in the category. In the same period the category average return was 7.8%.
  • The fund has given a SIP return of 14.4% in last one year whereas category average SIP return is 8.91%. The fund one year return rank in the category is 2nd in 14 funds
  • The fund has SIP return of 14.5% in last three years and ranks 2nd in 14 funds. Dsp Credit Risk Fund has given the highest SIP return (17.51%) in the category in last three years.
  • The fund has SIP return of 12.56% in last five years whereas category average SIP return is 9.88%.

Aditya Birla Sun Life Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 2.94 and semi deviation of 1.26. The category average standard deviation is 2.18 and semi deviation is 0.92.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.06 and the maximum drawdown is -0.19. The fund has a beta of 0.18 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.54
    1.42
    		0.72 | 6.44 3 | 14 Very Good
    3M Return % 2.46
    2.20
    		1.49 | 6.15 3 | 14 Very Good
    6M Return % 7.02
    3.77
    		1.95 | 7.73 3 | 14 Very Good
    1Y Return % 12.34
    8.45
    		4.27 | 17.16 2 | 14 Very Good
    3Y Return % 11.99
    8.74
    		6.16 | 15.98 2 | 14 Very Good
    5Y Return % 9.84
    9.29
    		5.38 | 26.52 3 | 13 Very Good
    7Y Return % 8.78
    6.93
    		0.93 | 10.68 3 | 13 Very Good
    10Y Return % 8.47
    6.95
    		2.78 | 9.23 2 | 12 Very Good
    1Y SIP Return % 13.42
    8.08
    		4.30 | 14.70 2 | 14 Very Good
    3Y SIP Return % 13.51
    9.09
    		5.97 | 16.59 2 | 14 Very Good
    5Y SIP Return % 11.59
    9.04
    		5.81 | 17.93 3 | 13 Very Good
    7Y SIP Return % 10.43
    8.80
    		5.68 | 20.75 3 | 13 Very Good
    10Y SIP Return % 8.85
    7.39
    		3.77 | 13.94 3 | 12 Very Good
    Standard Deviation 2.94
    2.18
    		0.79 | 6.89 12 | 14 Average
    Semi Deviation 1.26
    0.92
    		0.53 | 2.23 12 | 14 Average
    Max Drawdown % 0.00
    -0.19
    		-0.88 | 0.00 5 | 14 Good
    VaR 1 Y % 0.00
    -0.06
    		-0.38 | 0.00 11 | 14 Average
    Average Drawdown % 0.00
    -0.14
    		-0.44 | 0.00 5 | 14 Good
    Sharpe Ratio 1.93
    1.42
    		0.26 | 2.52 5 | 14 Good
    Sterling Ratio 1.18
    0.83
    		0.60 | 1.26 2 | 14 Very Good
    Sortino Ratio 4.41
    1.59
    		0.11 | 4.41 1 | 14 Very Good
    Jensen Alpha % 6.24
    1.76
    		-0.64 | 7.79 2 | 14 Very Good
    Treynor Ratio 12.11
    -0.26
    		-5.16 | 12.11 1 | 14 Very Good
    Modigliani Square Measure % 8.32
    7.71
    		6.18 | 9.27 5 | 14 Good
    Alpha % 3.41
    -0.16
    		-2.67 | 3.41 1 | 14 Very Good
    Return data last Updated On : April 21, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.61 1.48 0.77 | 6.51 3 | 14 Very Good
    3M Return % 2.67 2.39 1.72 | 6.36 3 | 14 Very Good
    6M Return % 7.47 4.16 2.46 | 7.95 2 | 14 Very Good
    1Y Return % 13.32 9.28 5.33 | 17.98 2 | 14 Very Good
    3Y Return % 12.97 9.58 7.22 | 16.87 2 | 14 Very Good
    5Y Return % 10.80 10.13 6.41 | 26.93 3 | 13 Very Good
    7Y Return % 9.72 7.76 1.70 | 11.02 3 | 13 Very Good
    10Y Return % 9.46 7.80 3.68 | 9.51 2 | 12 Very Good
    1Y SIP Return % 14.40 8.91 5.36 | 15.62 2 | 14 Very Good
    3Y SIP Return % 14.50 9.93 7.04 | 17.51 2 | 14 Very Good
    5Y SIP Return % 12.56 9.88 6.86 | 18.36 3 | 13 Very Good
    7Y SIP Return % 11.37 9.63 6.72 | 21.15 3 | 13 Very Good
    10Y SIP Return % 9.79 8.19 4.53 | 14.26 3 | 12 Very Good
    Standard Deviation 2.94 2.18 0.79 | 6.89 12 | 14 Average
    Semi Deviation 1.26 0.92 0.53 | 2.23 12 | 14 Average
    Max Drawdown % 0.00 -0.19 -0.88 | 0.00 5 | 14 Good
    VaR 1 Y % 0.00 -0.06 -0.38 | 0.00 11 | 14 Average
    Average Drawdown % 0.00 -0.14 -0.44 | 0.00 5 | 14 Good
    Sharpe Ratio 1.93 1.42 0.26 | 2.52 5 | 14 Good
    Sterling Ratio 1.18 0.83 0.60 | 1.26 2 | 14 Very Good
    Sortino Ratio 4.41 1.59 0.11 | 4.41 1 | 14 Very Good
    Jensen Alpha % 6.24 1.76 -0.64 | 7.79 2 | 14 Very Good
    Treynor Ratio 12.11 -0.26 -5.16 | 12.11 1 | 14 Very Good
    Modigliani Square Measure % 8.32 7.71 6.18 | 9.27 5 | 14 Good
    Alpha % 3.41 -0.16 -2.67 | 3.41 1 | 14 Very Good
    Return data last Updated On : April 21, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Credit Risk Fund NAV Regular Growth Aditya Birla Sun Life Credit Risk Fund NAV Direct Growth
    21-04-2026 24.6517 27.2021
    20-04-2026 24.6413 27.19
    17-04-2026 24.6417 27.1884
    16-04-2026 24.6325 27.1777
    15-04-2026 24.6412 27.1867
    13-04-2026 24.5967 27.1364
    10-04-2026 24.5941 27.1317
    09-04-2026 24.5673 27.1016
    08-04-2026 24.5458 27.0772
    07-04-2026 24.4415 26.9616
    06-04-2026 24.4178 26.9348
    02-04-2026 24.384 26.8952
    30-03-2026 24.3694 26.8772
    27-03-2026 24.276 26.7723
    25-03-2026 24.3164 26.8156
    24-03-2026 24.2987 26.7954
    23-03-2026 24.2768 26.7706

    Fund Launch Date: 30/Mar/2015
    Fund Category: Credit Risk Fund
    Investment Objective: The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
    Fund Description: The fund, positioned in credit risk category, intends to invest in a portfolio of corporate bonds with 65% of investments in AA & below rated instruments.
    Fund Benchmark: CRISIL Composite AA Short Term Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.