Axis Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 8
Rating
Growth Option 21-05-2025
NAV ₹21.34(R) +0.11% ₹23.84(D) +0.11%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.37% 7.68% 7.09% 6.65% 6.93%
Direct 10.21% 8.53% 8.03% 7.67% 8.05%
Benchmark
SIP (XIRR) Regular 10.21% 8.42% 7.36% 6.64% 6.43%
Direct 11.05% 9.25% 8.22% 7.55% 7.45%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.9 0.37 0.67 2.11% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.04% 0.0% -0.62% 0.53 0.82%

NAV Date: 21-05-2025

Scheme Name NAV Rupee Change Percent Change
Axis Credit Risk Fund - Regular Plan - Weekly IDCW 10.18
0.0100
0.1100%
Axis Credit Risk Fund - Direct Plan - Monthly IDCW 10.23
0.0100
0.1100%
Axis Credit Risk Fund - Regular Plan - Monthly IDCW 10.23
0.0100
0.1100%
Axis Credit Risk Fund - Direct Plan - Weekly IDCW 10.31
0.0100
0.1100%
Axis Credit Risk Fund - Regular Plan - Growth 21.34
0.0200
0.1100%
Axis Credit Risk Fund - Direct Plan - Growth 23.84
0.0300
0.1100%

Review Date: 21-05-2025

Beginning of Analysis

In the Credit Risk Fund category, Axis Credit Risk Fund is the 8th ranked fund. The category has total 13 funds. The Axis Credit Risk Fund has shown an average past performence in Credit Risk Fund. The fund has a Jensen Alpha of 2.11% which is lower than the category average of 2.97%, showing poor performance. The fund has a Sharpe Ratio of 0.9 which is higher than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Axis Credit Risk Fund Return Analysis

  • The fund has given a return of 1.07%, 3.45 and 5.44 in last one, three and six months respectively. In the same period the category average return was 1.83%, 5.17% and 7.53% respectively.
  • Axis Credit Risk Fund has given a return of 10.21% in last one year. In the same period the Credit Risk Fund category average return was 12.42%.
  • The fund has given a return of 8.53% in last three years and ranked 8.0th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 9.23%.
  • The fund has given a return of 8.03% in last five years and ranked 11th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 10.42%.
  • The fund has given a return of 8.05% in last ten years and ranked 7th out of 12 funds in the category. In the same period the category average return was 7.37%.
  • The fund has given a SIP return of 11.05% in last one year whereas category average SIP return is 14.68%. The fund one year return rank in the category is 7th in 14 funds
  • The fund has SIP return of 9.25% in last three years and ranks 8th in 13 funds. Dsp Credit Risk Fund has given the highest SIP return (19.46%) in the category in last three years.
  • The fund has SIP return of 8.22% in last five years whereas category average SIP return is 10.58%.

Axis Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 1.04 and semi deviation of 0.82. The category average standard deviation is 1.84 and semi deviation is 0.98.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.62. The category average VaR is -0.06 and the maximum drawdown is -0.53. The fund has a beta of 0.5 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Axis Credit Risk Fund NAV Regular Growth Axis Credit Risk Fund NAV Direct Growth
    21-05-2025 21.3379 23.8418
    20-05-2025 21.3153 23.8161
    19-05-2025 21.2986 23.7969
    16-05-2025 21.2859 23.7812
    15-05-2025 21.2628 23.7549
    14-05-2025 21.2429 23.7322
    13-05-2025 21.2165 23.7022
    09-05-2025 21.1636 23.641
    08-05-2025 21.1595 23.636
    07-05-2025 21.1951 23.6752
    06-05-2025 21.1871 23.6658
    02-05-2025 21.1706 23.6454
    30-04-2025 21.162 23.6348
    28-04-2025 21.135 23.6036
    25-04-2025 21.135 23.6021
    24-04-2025 21.1477 23.6158
    23-04-2025 21.1383 23.6048
    22-04-2025 21.1376 23.6035
    21-04-2025 21.1251 23.5891

    Fund Launch Date: 25/Jun/2014
    Fund Category: Credit Risk Fund
    Investment Objective: To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
    Fund Description: An Open Ended Debt Scheme Predominantly Investing In AA And Below Rated Corporate Bonds (Excluding AA+ Rated Corporate Bonds
    Fund Benchmark: NIFTY Credit Risk Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.