Axis Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 4
Rating
Growth Option 01-10-2026
NAV ₹23.41(R) -0.1% ₹26.43(D) -0.09%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.02% 7.91% 6.77% 7.07% 6.58%
Direct 7.85% 8.73% 7.62% 8.01% 7.65%
Benchmark
SIP (XIRR) Regular -8.99% 2.0% 4.83% 4.68% 5.17%
Direct -8.26% 2.8% 5.66% 5.53% 6.11%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.87 1.44 0.79 1.19% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.14% 0.0% -0.16% 0.38 0.69%
Fund AUM As on: 30/12/2025 367 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Nippon India Credit Risk Fund 2
ICICI Prudential Credit Risk Fund 3

NAV Date: 01-10-2026

Scheme Name NAV Rupee Change Percent Change
Axis Credit Risk Fund - Regular Plan - Monthly IDCW 10.12
-0.0100
-0.1000%
Axis Credit Risk Fund - Regular Plan - Weekly IDCW 10.15
-0.0100
-0.1000%
Axis Credit Risk Fund - Direct Plan - Monthly IDCW 10.17
-0.0100
-0.0900%
Axis Credit Risk Fund - Direct Plan - Weekly IDCW 10.32
-0.0100
-0.0900%
Axis Credit Risk Fund - Regular Plan - Growth 23.41
-0.0200
-0.1000%
Axis Credit Risk Fund - Direct Plan - Growth 26.43
-0.0200
-0.0900%

Review Date: 01-10-2026

Beginning of Analysis

In the Credit Risk Fund category, Axis Credit Risk Fund is the 4th ranked fund. The category has total 13 funds. The Axis Credit Risk Fund has shown a very good past performence in Credit Risk Fund. The fund has a Jensen Alpha of 1.19% which is lower than the category average of 2.13%, showing poor performance. The fund has a Sharpe Ratio of 1.87 which is higher than the category average of 1.48.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Axis Credit Risk Fund Return Analysis

  • Axis Credit Risk Fund has given a return of 7.85% in last one year. In the same period the Credit Risk Fund category average return was 8.47%.
  • The fund has given a return of 8.73% in last three years and ranked 8.0th out of thirteen funds in the category. In the same period the Credit Risk Fund category average return was 9.82%.
  • The fund has given a return of 7.62% in last five years and ranked 8th out of twelve funds in the category. In the same period the Credit Risk Fund category average return was 9.88%.
  • The fund has given a return of 7.65% in last ten years and ranked 7th out of eleven funds in the category. In the same period the category average return was 7.55%.
  • The fund has given a SIP return of -8.26% in last one year whereas category average SIP return is -7.81%. The fund one year return rank in the category is 5th in 13 funds
  • The fund has SIP return of 2.8% in last three years and ranks 8th in 13 funds. DSP Credit Risk Fund has given the highest SIP return (8.7%) in the category in last three years.
  • The fund has SIP return of 5.66% in last five years whereas category average SIP return is 6.89%.

Axis Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 1.14 and semi deviation of 0.69. The category average standard deviation is 2.4 and semi deviation is 1.03.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.16. The category average VaR is -0.03 and the maximum drawdown is -0.18. The fund has a beta of 0.31 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.15
    0.14
    		-0.15 | 0.53 6 | 13 Good
    3M Return % 1.15
    1.00
    		0.41 | 1.43 3 | 13 Very Good
    1Y Return % 7.02
    7.65
    		4.52 | 16.74 5 | 13 Good
    3Y Return % 7.91
    8.99
    		6.19 | 15.80 8 | 13 Good
    5Y Return % 6.77
    9.05
    		5.28 | 27.38 8 | 12 Average
    7Y Return % 7.07
    8.13
    		2.38 | 22.80 7 | 12 Average
    10Y Return % 6.58
    6.72
    		2.53 | 9.46 7 | 11 Average
    1Y SIP Return % -8.99
    -8.53
    		-11.04 | -1.46 5 | 13 Good
    3Y SIP Return % 2.00
    2.92
    		-0.12 | 7.83 7 | 13 Good
    5Y SIP Return % 4.83
    6.05
    		3.06 | 12.62 8 | 12 Average
    7Y SIP Return % 4.68
    6.32
    		3.07 | 18.24 8 | 12 Average
    10Y SIP Return % 5.17
    6.16
    		2.58 | 13.38 7 | 11 Average
    Standard Deviation 1.14
    2.41
    		0.86 | 7.39 5 | 14 Good
    Semi Deviation 0.69
    1.03
    		0.55 | 2.68 5 | 14 Good
    Max Drawdown % -0.16
    -0.19
    		-0.88 | 0.00 9 | 14 Average
    VaR 1 Y % 0.00
    -0.03
    		-0.36 | 0.00 11 | 14 Average
    Average Drawdown % 0.16
    0.14
    		0.00 | 0.48 5 | 14 Good
    Sharpe Ratio 1.87
    1.48
    		0.47 | 2.29 5 | 14 Good
    Sterling Ratio 0.79
    0.89
    		0.63 | 1.48 8 | 14 Good
    Sortino Ratio 1.44
    1.91
    		0.24 | 5.25 9 | 14 Average
    Jensen Alpha % 1.19
    2.13
    		-0.69 | 8.65 7 | 14 Good
    Treynor Ratio 0.06
    0.75
    		-0.54 | 10.50 5 | 14 Good
    Modigliani Square Measure % 2.50
    1.98
    		0.63 | 3.06 5 | 14 Good
    Alpha % -0.28
    0.68
    		-2.02 | 6.22 8 | 14 Good
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.22 0.20 -0.05 | 0.48 6 | 13 Good
    3M Return % 1.35 1.19 0.71 | 1.51 3 | 13 Very Good
    1Y Return % 7.85 8.47 5.58 | 17.20 4 | 13 Very Good
    3Y Return % 8.73 9.82 7.26 | 16.71 8 | 13 Good
    5Y Return % 7.62 9.88 6.31 | 27.80 8 | 12 Average
    7Y Return % 8.01 8.96 3.14 | 23.19 6 | 12 Good
    10Y Return % 7.65 7.55 3.40 | 9.76 7 | 11 Average
    1Y SIP Return % -8.26 -7.81 -10.11 | -1.09 5 | 13 Good
    3Y SIP Return % 2.80 3.74 0.92 | 8.70 8 | 13 Good
    5Y SIP Return % 5.66 6.89 4.12 | 13.04 7 | 12 Average
    7Y SIP Return % 5.53 7.14 4.10 | 18.65 7 | 12 Average
    10Y SIP Return % 6.11 6.96 3.34 | 13.72 6 | 11 Good
    Standard Deviation 1.14 2.41 0.86 | 7.39 5 | 14 Good
    Semi Deviation 0.69 1.03 0.55 | 2.68 5 | 14 Good
    Max Drawdown % -0.16 -0.19 -0.88 | 0.00 9 | 14 Average
    VaR 1 Y % 0.00 -0.03 -0.36 | 0.00 11 | 14 Average
    Average Drawdown % 0.16 0.14 0.00 | 0.48 5 | 14 Good
    Sharpe Ratio 1.87 1.48 0.47 | 2.29 5 | 14 Good
    Sterling Ratio 0.79 0.89 0.63 | 1.48 8 | 14 Good
    Sortino Ratio 1.44 1.91 0.24 | 5.25 9 | 14 Average
    Jensen Alpha % 1.19 2.13 -0.69 | 8.65 7 | 14 Good
    Treynor Ratio 0.06 0.75 -0.54 | 10.50 5 | 14 Good
    Modigliani Square Measure % 2.50 1.98 0.63 | 3.06 5 | 14 Good
    Alpha % -0.28 0.68 -2.02 | 6.22 8 | 14 Good
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Axis Credit Risk Fund NAV Regular Growth Axis Credit Risk Fund NAV Direct Growth
    01-10-2026 23.411 26.4348
    30-09-2026 23.4336 26.4597
    29-09-2026 23.413 26.4359
    28-09-2026 23.3946 26.4145
    25-09-2026 23.4055 26.4251
    24-09-2026 23.4127 26.4326
    23-09-2026 23.4483 26.4723
    22-09-2026 23.4433 26.4661
    21-09-2026 23.444 26.4663
    18-09-2026 23.4342 26.4535
    17-09-2026 23.4174 26.4339
    16-09-2026 23.412 26.4273
    15-09-2026 23.4048 26.4186
    11-09-2026 23.4287 26.4433
    10-09-2026 23.4478 26.4643
    09-09-2026 23.4489 26.4649
    08-09-2026 23.4481 26.4634
    07-09-2026 23.4511 26.4662
    04-09-2026 23.4372 26.4488
    03-09-2026 23.4255 26.4351
    02-09-2026 23.3867 26.3907
    01-09-2026 23.3755 26.3775

    Fund Launch Date: 25/Jun/2014
    Fund Category: Credit Risk Fund
    Investment Objective: To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
    Fund Description: An Open Ended Debt Scheme Predominantly Investing In AA And Below Rated Corporate Bonds (Excluding AA+ Rated Corporate Bonds
    Fund Benchmark: NIFTY Credit Risk Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.