Previously Known As : Idfc Floating Rate Fund
Bandhan Floating Rate Fund Datagrid
Category Floater Fund
BMSMONEY Rank 8
Rating
Growth Option 12-12-2025
NAV ₹13.23(R) 0.0% ₹13.55(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.54% 7.43% -% -% -%
Direct 8.15% 7.98% -% -% -%
Benchmark
SIP (XIRR) Regular -9.22% 5.8% -% -% -%
Direct -8.66% 6.37% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.93 1.3 0.74 2.77% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.91% 0.0% -0.12% 0.57 0.59%
Fund AUM As on: 30/06/2025 324 Cr
Top Floater Fund
Fund Name Rank Rating
Kotak Floating Rate Fund 1
Hdfc Floating Rate Debt Fund 2
Nippon India Floating Rate Fund 3

NAV Date: 12-12-2025

Scheme Name NAV Rupee Change Percent Change
BANDHAN FLOATING RATE FUND - REGULAR PLAN WEEKLY IDCW 10.1
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - DIRECT PLAN WEEKLY IDCW 10.1
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - REGULAR PLAN DAILY IDCW 10.11
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - DIRECT PLAN DAILY IDCW 10.11
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - REGULAR PLAN MONTHLY IDCW 10.12
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - DIRECT PLAN MONTHLY IDCW 10.12
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - REGULAR PLAN QUARTERLY IDCW 10.42
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - DIRECT PLAN QUARTERLY IDCW 10.46
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - REGULAR PLAN ANNUAL IDCW 10.66
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - DIRECT PLAN ANNUAL IDCW 10.72
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - REGULAR PLAN GROWTH 13.23
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - REGULAR PLAN PERIODIC IDCW 13.23
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - DIRECT PLAN PERIODIC IDCW 13.25
0.0000
0.0000%
BANDHAN FLOATING RATE FUND - DIRECT PLAN GROWTH 13.55
0.0000
0.0000%

Review Date: 12-12-2025

Beginning of Analysis

In the Floater Fund category, Bandhan Floating Rate Fund is the 9th ranked fund. The category has total 12 funds. The 2 star rating shows a poor past performance of the Bandhan Floating Rate Fund in Floater Fund. The fund has a Jensen Alpha of 2.77% which is lower than the category average of 3.22%, showing poor performance. The fund has a Sharpe Ratio of 1.93 which is lower than the category average of 2.53.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Bandhan Floating Rate Fund Return Analysis

  • The fund has given a return of 0.16%, 1.63 and 2.79 in last one, three and six months respectively. In the same period the category average return was 0.31%, 1.69% and 2.93% respectively.
  • Bandhan Floating Rate Fund has given a return of 8.15% in last one year. In the same period the Floater Fund category average return was 8.05%.
  • The fund has given a return of 7.98% in last three years and ranked 8.0th out of 12 funds in the category. In the same period the Floater Fund category average return was 8.13%.
  • The fund has given a SIP return of -8.66% in last one year whereas category average SIP return is -8.63%. The fund one year return rank in the category is 8th in 12 funds
  • The fund has SIP return of 6.37% in last three years and ranks 8th in 12 funds. Franklin India Floating Rate Fund has given the highest SIP return (6.93%) in the category in last three years.

Bandhan Floating Rate Fund Risk Analysis

  • The fund has a standard deviation of 0.91 and semi deviation of 0.59. The category average standard deviation is 0.89 and semi deviation is 0.59.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.12. The category average VaR is -0.1 and the maximum drawdown is -0.14. The fund has a beta of 0.6 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.10
    0.28
    		0.01 | 0.47 11 | 12 Poor
    3M Return % 1.46
    1.59
    		1.23 | 1.88 9 | 12 Average
    6M Return % 2.47
    2.73
    		1.87 | 3.31 10 | 12 Poor
    1Y Return % 7.54
    7.63
    		7.04 | 8.31 7 | 12 Average
    3Y Return % 7.43
    7.70
    		6.98 | 8.17 10 | 12 Poor
    1Y SIP Return % -9.22
    -9.00
    		-9.76 | -8.32 8 | 12 Average
    3Y SIP Return % 5.80
    5.98
    		5.19 | 6.34 9 | 12 Average
    Standard Deviation 0.91
    0.89
    		0.45 | 2.25 8 | 12 Average
    Semi Deviation 0.59
    0.59
    		0.27 | 1.51 8 | 12 Average
    Max Drawdown % -0.12
    -0.14
    		-0.90 | 0.00 9 | 12 Average
    VaR 1 Y % 0.00
    -0.10
    		-1.24 | 0.00 11 | 12 Poor
    Average Drawdown % -0.12
    -0.10
    		-0.38 | 0.00 9 | 12 Average
    Sharpe Ratio 1.93
    2.53
    		0.94 | 4.37 10 | 12 Poor
    Sterling Ratio 0.74
    0.76
    		0.70 | 0.82 9 | 12 Average
    Sortino Ratio 1.30
    2.45
    		0.50 | 6.57 9 | 12 Average
    Jensen Alpha % 2.77
    3.22
    		-1.94 | 4.95 11 | 12 Poor
    Treynor Ratio 0.03
    0.04
    		0.02 | 0.06 10 | 12 Poor
    Modigliani Square Measure % 7.80
    9.42
    		3.58 | 15.67 9 | 12 Average
    Alpha % -0.67
    -0.41
    		-0.99 | 0.00 9 | 12 Average
    Return data last Updated On : Dec. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.16 0.31 0.04 | 0.53 10 | 12 Poor
    3M Return % 1.63 1.69 1.31 | 2.04 9 | 12 Average
    6M Return % 2.79 2.93 2.03 | 3.64 9 | 12 Average
    1Y Return % 8.15 8.05 7.31 | 8.80 6 | 12 Good
    3Y Return % 7.98 8.13 7.47 | 8.61 8 | 12 Average
    1Y SIP Return % -8.66 -8.63 -9.55 | -7.85 8 | 12 Average
    3Y SIP Return % 6.37 6.40 5.66 | 6.93 8 | 12 Average
    Standard Deviation 0.91 0.89 0.45 | 2.25 8 | 12 Average
    Semi Deviation 0.59 0.59 0.27 | 1.51 8 | 12 Average
    Max Drawdown % -0.12 -0.14 -0.90 | 0.00 9 | 12 Average
    VaR 1 Y % 0.00 -0.10 -1.24 | 0.00 11 | 12 Poor
    Average Drawdown % -0.12 -0.10 -0.38 | 0.00 9 | 12 Average
    Sharpe Ratio 1.93 2.53 0.94 | 4.37 10 | 12 Poor
    Sterling Ratio 0.74 0.76 0.70 | 0.82 9 | 12 Average
    Sortino Ratio 1.30 2.45 0.50 | 6.57 9 | 12 Average
    Jensen Alpha % 2.77 3.22 -1.94 | 4.95 11 | 12 Poor
    Treynor Ratio 0.03 0.04 0.02 | 0.06 10 | 12 Poor
    Modigliani Square Measure % 7.80 9.42 3.58 | 15.67 9 | 12 Average
    Alpha % -0.67 -0.41 -0.99 | 0.00 9 | 12 Average
    Return data last Updated On : Dec. 12, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Floating Rate Fund NAV Regular Growth Bandhan Floating Rate Fund NAV Direct Growth
    12-12-2025 13.2251 13.5475
    11-12-2025 13.2247 13.5469
    10-12-2025 13.2266 13.5486
    09-12-2025 13.2356 13.5576
    08-12-2025 13.2497 13.5718
    05-12-2025 13.2559 13.5774
    04-12-2025 13.2415 13.5624
    03-12-2025 13.2412 13.5619
    02-12-2025 13.2397 13.5601
    01-12-2025 13.2335 13.5535
    28-11-2025 13.2391 13.5586
    27-11-2025 13.2383 13.5575
    26-11-2025 13.2384 13.5574
    25-11-2025 13.2306 13.5492
    24-11-2025 13.2228 13.5409
    21-11-2025 13.2151 13.5323
    20-11-2025 13.2161 13.5331
    19-11-2025 13.2149 13.5316
    18-11-2025 13.2105 13.5269
    17-11-2025 13.2081 13.5242
    14-11-2025 13.2065 13.5218
    13-11-2025 13.2092 13.5243
    12-11-2025 13.2115 13.5265

    Fund Launch Date: 18/Feb/2021
    Fund Category: Floater Fund
    Investment Objective: The Fund seeks to generate returns by creating a portfolio that is primarily invested in floating rate instruments, including fixed rate instruments swapped for floating returns and other debt and money market instruments.
    Fund Description: An Open-ended Debt Scheme predominantly investing in floating rate instruments includingfixed rate instruments converted to floating rate exposures using swaps/derivatives
    Fund Benchmark: Nifty Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.