Previously Known As : Boi Axa Corporate Credit Spectrum Fund
Bank Of India Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 6
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹11.55(R) +0.02% ₹11.79(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 6.18% 39.24% 10.28% -1.37% -%
LumpSum (D) 6.51% 39.63% 10.59% -1.11% -%
SIP (R) 6.2% 26.27% 23.25% 11.98% -%
SIP (D) 6.55% 26.66% 23.6% 12.25% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
- - - -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
-% -% -% - -%
Top Credit Risk Fund
Fund Name Rank Rating
DSP Credit Risk Fund 1
Invesco India Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Credit Risk Fund - Regular Plan 11.55
0.0000
0.0200%
BANK OF INDIA Credit Risk Fund - Direct Plan 11.79
0.0000
0.0200%

Review Date: 26-07-2024

Bank Of India Credit Risk Fund has exhibited average performance in the Credit Risk Fund category. The fund has rank of 6 out of 13 funds in the category. The fund has delivered return of 6.18% in 1 year, 39.24% in 3 years and 10.28% in 5 years. The category average for the same periods is 8.13%, 9.52% and 6.35% respectively, which shows poor return performance of fund in the category. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Bank Of India Credit Risk Fund direct growth option would have grown to ₹10651.0 in 1 year, ₹27223.0 in 3 years and ₹16539.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in Bank Of India Credit Risk Fund direct growth option would have grown to ₹12420.0 in 1 year, ₹52905.0 in 3 years and ₹107669.0 in 5 years as of today (26-07-2024).


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.27
0.72
0.27 | 0.99 13 | 13 Poor
3M Return % 0.87
2.09
0.87 | 2.96 13 | 13 Poor
6M Return % 3.35
3.93
3.35 | 4.75 13 | 13 Poor
1Y Return % 6.18
8.13
6.18 | 15.54 13 | 13 Poor
3Y Return % 39.24
9.52
4.88 | 39.24 1 | 13 Very Good
5Y Return % 10.28
6.35
-0.77 | 10.28 1 | 13 Very Good
7Y Return % -1.37
5.05
-1.37 | 7.33 13 | 13 Poor
1Y SIP Return % 6.20
8.23
6.20 | 11.64 13 | 13 Poor
3Y SIP Return % 26.27
8.88
5.87 | 26.27 1 | 13 Very Good
5Y SIP Return % 23.25
6.95
4.04 | 23.25 1 | 13 Very Good
7Y SIP Return % 11.98
6.17
2.55 | 11.98 1 | 13 Very Good
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.30 0.79 0.30 | 1.04 13 | 13
3M Return % 0.96 2.28 0.96 | 3.18 13 | 13
6M Return % 3.52 4.31 3.52 | 5.21 13 | 13
1Y Return % 6.51 8.95 6.51 | 16.40 13 | 13
3Y Return % 39.63 10.35 5.89 | 39.63 1 | 13
5Y Return % 10.59 7.17 0.01 | 10.59 1 | 13
7Y Return % -1.11 5.89 -1.11 | 8.10 13 | 13
1Y SIP Return % 6.55 9.06 6.55 | 12.49 13 | 13
3Y SIP Return % 26.66 9.72 6.89 | 26.66 1 | 13
5Y SIP Return % 23.60 7.76 5.03 | 23.60 1 | 13
7Y SIP Return % 12.25 6.99 3.33 | 12.25 1 | 13
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.02 ₹ 10,002.00
1W 0.06 ₹ 10,006.00 0.07 ₹ 10,007.00
1M 0.27 ₹ 10,027.00 0.30 ₹ 10,030.00
3M 0.87 ₹ 10,087.00 0.96 ₹ 10,096.00
6M 3.35 ₹ 10,335.00 3.52 ₹ 10,352.00
1Y 6.18 ₹ 10,618.00 6.51 ₹ 10,651.00
3Y 39.24 ₹ 26,993.00 39.63 ₹ 27,223.00
5Y 10.28 ₹ 16,308.00 10.59 ₹ 16,539.00
7Y -1.37 ₹ 9,082.00 -1.11 ₹ 9,245.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 6.20 ₹ 12,398.08 6.55 ₹ 12,419.80
3Y ₹ 36000 26.27 ₹ 52,623.36 26.66 ₹ 52,904.84
5Y ₹ 60000 23.25 ₹ 106,782.60 23.60 ₹ 107,668.98
7Y ₹ 84000 11.98 ₹ 128,700.85 12.25 ₹ 129,944.98
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 11.5525 11.7943
25-07-2024 11.5502 11.7918
24-07-2024 11.5491 11.7907
23-07-2024 11.5473 11.7886
22-07-2024 11.5451 11.7863
19-07-2024 11.5402 11.781
18-07-2024 11.5378 11.7784
16-07-2024 11.5348 11.7751
15-07-2024 11.5322 11.7724
12-07-2024 11.5267 11.7665
11-07-2024 11.5245 11.7641
10-07-2024 11.5224 11.7618
09-07-2024 11.5206 11.7599
08-07-2024 11.5189 11.758
05-07-2024 11.5142 11.7529
04-07-2024 11.512 11.7505
03-07-2024 11.5099 11.7483
02-07-2024 11.5073 11.7455
01-07-2024 11.5045 11.7425
28-06-2024 11.5261 11.7642
27-06-2024 11.5231 11.7611
26-06-2024 11.5218 11.7596

Fund Launch Date: 06/Feb/2015
Fund Category: Credit Risk Fund
Investment Objective: The Scheme ™s investment objective is to generate capital appreciation over the long term byinvesting predominantly in corporate debt across the credit spectrum within the universe ofinvestment grade rating. To achieve this objective, the Scheme will seek to make investmentsin rated, unrated instruments and structured obligations of public and private companies.However, there is no assurance or guarantee that the investment objective of the scheme willbe achieved.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporatebonds (excluding AA+ rated corporate bonds)
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.