Dsp Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 13
Rating
Growth Option 02-04-2026
NAV ₹50.39(R) None% ₹55.34(D) %
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.1% 13.61% -% 8.69% 7.46%
Direct 4.93% 14.49% -% 9.57% 8.28%
Benchmark
SIP (XIRR) Regular 1.62% 12.38% 12.05% 10.74% 8.69%
Direct 2.45% 13.27% 12.94% 11.61% 9.52%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.16 2.65 1.3 8.71% 8.51
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.87% 0.0% -0.88% -0.05 2.25%
Fund AUM As on: 30/12/2025 208 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Nippon India Credit Risk Fund 1
- 2
Aditya Birla Sun Life Credit Risk Fund 3

NAV Date: 02-04-2026

Scheme Name NAV Rupee Change Percent Change
DSP Credit Risk Fund - Regular Plan - IDCW - Weekly 11.02
%
DSP Credit Risk Fund - Regular Plan - IDCW - Daily 11.02
%
DSP Credit Risk Fund - Direct Plan - IDCW - Daily 11.04
%
DSP Credit Risk Fund - Direct Plan - IDCW - Weekly 11.04
%
DSP Credit Risk Fund - Direct Plan - IDCW - Monthly 11.09
%
DSP Credit Risk Fund - Regular Plan - IDCW - Monthly 11.14
%
DSP Credit Risk Fund - Regular Plan - IDCW - Quarterly 11.27
%
DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly 11.4
%
DSP Credit Risk Fund - Regular Plan - IDCW 11.55
%
DSP Credit Risk Fund - Direct Plan - IDCW 11.6
%
DSP Credit Risk Fund - Regular Plan -Growth 50.39
%
DSP Credit Risk Fund - Direct Plan - Growth 55.34
%

Review Date: 02-04-2026

Beginning of Analysis

In the Credit Risk Fund category, Dsp Credit Risk Fund is the second ranked fund. The category has total 13 funds. The 5 star rating shows an excellent past performance of the Dsp Credit Risk Fund in Credit Risk Fund. The fund has a Jensen Alpha of 8.71% which is higher than the category average of 2.28%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.16 which is lower than the category average of 1.84.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Dsp Credit Risk Fund Return Analysis

  • The fund has given a return of 0.01%, -0.64 and 0.68 in last one, three and six months respectively. In the same period the category average return was -0.06%, 1.58% and 3.15% respectively.
  • Dsp Credit Risk Fund has given a return of 4.93% in last one year. In the same period the Credit Risk Fund category average return was 8.56%.
  • The fund has given a return of 14.49% in last three years and ranked 1.0st out of thirteen funds in the category. In the same period the Credit Risk Fund category average return was 9.37%.
  • The fund has given a return of 8.28% in last ten years and ranked 4th out of eleven funds in the category. In the same period the category average return was 7.63%.
  • The fund has given a SIP return of 2.45% in last one year whereas category average SIP return is 6.91%. The fund one year return rank in the category is 13th in 13 funds
  • The fund has SIP return of 13.27% in last three years and ranks 2nd in 13 funds. Aditya Birla Sun Life Credit Risk Fund has given the highest SIP return (14.17%) in the category in last three years.
  • The fund has SIP return of 12.94% in last five years whereas category average SIP return is 9.54%.

Dsp Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 6.87 and semi deviation of 2.25. The category average standard deviation is 2.18 and semi deviation is 0.87.
  • The fund has a beta of -0.17 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.06
    -0.12
    		-0.65 | 0.53 6 | 13 Good
    3M Return % -0.84
    1.38
    		-0.84 | 6.27 13 | 13 Poor
    6M Return % 0.27
    2.75
    		0.27 | 7.52 13 | 13 Poor
    1Y Return % 4.10
    7.73
    		4.10 | 17.18 13 | 13 Poor
    3Y Return % 13.61
    8.53
    		6.05 | 13.61 1 | 13 Very Good
    7Y Return % 8.69
    6.62
    		0.80 | 10.51 2 | 12 Very Good
    10Y Return % 7.46
    6.77
    		2.75 | 9.24 4 | 11 Good
    1Y SIP Return % 1.62
    6.09
    		1.62 | 13.74 13 | 13 Poor
    3Y SIP Return % 12.38
    8.49
    		5.62 | 13.19 2 | 13 Very Good
    5Y SIP Return % 12.05
    8.70
    		5.58 | 17.88 2 | 12 Very Good
    7Y SIP Return % 10.74
    8.54
    		5.52 | 20.61 2 | 12 Very Good
    10Y SIP Return % 8.69
    7.35
    		3.75 | 14.04 3 | 11 Very Good
    15Y SIP Return % 7.69
    6.86
    		5.96 | 7.69 1 | 3 Very Good
    Standard Deviation 6.87
    2.19
    		0.76 | 6.87 14 | 14 Poor
    Semi Deviation 2.25
    0.87
    		0.50 | 2.25 14 | 14 Poor
    Max Drawdown % -0.88
    -0.11
    		-0.88 | 0.00 14 | 14 Poor
    Average Drawdown % -0.44
    -0.06
    		-0.44 | 0.00 14 | 14 Poor
    Sharpe Ratio 1.16
    1.84
    		0.69 | 3.44 11 | 14 Average
    Sterling Ratio 1.30
    0.88
    		0.63 | 1.30 1 | 14 Very Good
    Sortino Ratio 2.65
    2.66
    		0.33 | 7.20 6 | 14 Good
    Jensen Alpha % 8.71
    2.28
    		-0.70 | 8.71 1 | 14 Very Good
    Treynor Ratio 8.51
    -0.16
    		-1.76 | 8.51 1 | 14 Very Good
    Modigliani Square Measure % 7.07
    8.03
    		6.52 | 10.11 11 | 14 Average
    Alpha % 3.19
    -0.09
    		-2.64 | 3.32 2 | 14 Very Good
    Return data last Updated On : April 2, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.01 -0.06 -0.57 | 0.57 5 | 13 Good
    3M Return % -0.64 1.58 -0.64 | 6.37 13 | 13 Poor
    6M Return % 0.68 3.15 0.68 | 7.74 13 | 13 Poor
    1Y Return % 4.93 8.56 4.93 | 18.01 13 | 13 Poor
    3Y Return % 14.49 9.37 7.10 | 14.49 1 | 13 Very Good
    7Y Return % 9.57 7.45 1.58 | 10.85 2 | 12 Very Good
    10Y Return % 8.28 7.63 3.65 | 9.52 4 | 11 Good
    1Y SIP Return % 2.45 6.91 2.45 | 14.20 13 | 13 Poor
    3Y SIP Return % 13.27 9.33 6.69 | 14.17 2 | 13 Very Good
    5Y SIP Return % 12.94 9.54 6.63 | 18.30 2 | 12 Very Good
    7Y SIP Return % 11.61 9.38 6.56 | 21.01 2 | 12 Very Good
    10Y SIP Return % 9.52 8.16 4.52 | 14.36 3 | 11 Very Good
    Standard Deviation 6.87 2.19 0.76 | 6.87 14 | 14 Poor
    Semi Deviation 2.25 0.87 0.50 | 2.25 14 | 14 Poor
    Max Drawdown % -0.88 -0.11 -0.88 | 0.00 14 | 14 Poor
    Average Drawdown % -0.44 -0.06 -0.44 | 0.00 14 | 14 Poor
    Sharpe Ratio 1.16 1.84 0.69 | 3.44 11 | 14 Average
    Sterling Ratio 1.30 0.88 0.63 | 1.30 1 | 14 Very Good
    Sortino Ratio 2.65 2.66 0.33 | 7.20 6 | 14 Good
    Jensen Alpha % 8.71 2.28 -0.70 | 8.71 1 | 14 Very Good
    Treynor Ratio 8.51 -0.16 -1.76 | 8.51 1 | 14 Very Good
    Modigliani Square Measure % 7.07 8.03 6.52 | 10.11 11 | 14 Average
    Alpha % 3.19 -0.09 -2.64 | 3.32 2 | 14 Very Good
    Return data last Updated On : April 2, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Credit Risk Fund NAV Regular Growth Dsp Credit Risk Fund NAV Direct Growth
    02-04-2026 50.3895 55.3368
    30-03-2026 50.4693 55.421
    27-03-2026 50.6513 55.617
    25-03-2026 50.67 55.635
    24-03-2026 50.6743 55.6384
    23-03-2026 50.6772 55.6404
    20-03-2026 50.745 55.711
    18-03-2026 50.7528 55.717
    17-03-2026 50.7358 55.6971
    16-03-2026 50.7417 55.7023
    13-03-2026 50.7407 55.6974
    12-03-2026 50.7517 55.7083
    11-03-2026 50.769 55.726
    10-03-2026 50.7549 55.7092
    09-03-2026 50.7017 55.6496
    06-03-2026 50.7313 55.6783
    05-03-2026 50.7414 55.6881
    04-03-2026 50.4152 55.3288
    02-03-2026 50.4187 55.3302

    Fund Launch Date: 12/May/2003
    Fund Category: Credit Risk Fund
    Investment Objective: An Open ended income Scheme, seeking to generate returns commensurate with risk from a portfolio constituted of money market securities and/or debt securities.
    Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
    Fund Benchmark: 50% of CRISIL Short Term Bond Fund Index + 50% of CRISIL Composite Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.