Previously Known As : Franklin India Treasury Management Account
Franklin India Liquid Fund Overview
Category Liquid Fund
BMSMONEY Rank 33
Rating
Growth Option 21-05-2025
NAV ₹5875.67(R) +0.02% ₹3935.47(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.61% 6.19% 4.76% 5.18% 5.63%
Direct 7.39% 6.97% 5.53% 5.96% 6.41%
Benchmark
SIP (XIRR) Regular 6.67% 6.52% 5.69% 5.31% 5.36%
Direct 7.45% 7.3% 6.47% 6.08% 6.13%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.38 -0.12 0.6 4.88% 0.0
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.39% 0.0% 0.0% 0.11 0.34%

NAV Date: 21-05-2025

Scheme Name NAV Rupee Change Percent Change
Franklin India Liquid Fund - Unclaimed Redemption Investor Education Plan - Growth 10.0
0.0000
0.0000%
Franklin India Liquid Fund - Unclaimed IDCW Investor Education Plan - Growth 10.0
0.0000
0.0000%
Franklin India Liquid Fund - Unclaimed Redemption Plan - Growth 16.61
0.0000
0.0200%
Franklin India Liquid Fund - Unclaimed IDCW Plan - Growth 16.61
0.0000
0.0200%
Franklin India Liquid Fund - Super Institutional Plan - Daily - IDCW 1000.0
0.0000
0.0000%
Franklin India Liquid Fund - Super Institutional Plan - Direct - Daily - IDCW 1002.27
0.0000
0.0000%
Franklin India Liquid Fund - Super Institutional Plan - Direct - Weekly - IDCW 1022.11
0.2400
0.0200%
Franklin India Liquid Fund - Super Institutional Plan - Weekly - IDCW 1030.56
0.2400
0.0200%
Franklin India Liquid Fund - Regular Plan - Weekly - IDCW 1245.02
0.2700
0.0200%
Franklin India Liquid Fund - Regular Plan - Daily - IDCW 1509.23
0.0000
0.0000%
Franklin India Liquid Fund - Super Institutional Plan - Growth 3903.54
0.9300
0.0200%
Franklin India Liquid Fund - Super Institutional - Direct - Growth 3935.47
0.9400
0.0200%
Franklin India Liquid Fund - Regular Plan - Growth 5875.67
1.2900
0.0200%

Review Date: 21-05-2025

Beginning of Analysis

Franklin India Liquid Fund is the 33rd ranked fund in the Liquid Fund category. The category has total 33 funds. The Franklin India Liquid Fund has shown a very poor past performence in Liquid Fund. The fund has a Jensen Alpha of 4.88% which is lower than the category average of 5.46%, showing poor performance. The fund has a Sharpe Ratio of -0.38 which is lower than the category average of 1.24.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Franklin India Liquid Fund Return Analysis

  • The fund has given a return of 0.52%, 1.83 and 3.64 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.77% and 3.57% respectively.
  • Franklin India Liquid Fund has given a return of 7.39% in last one year. In the same period the Liquid Fund category average return was 7.28%.
  • The fund has given a return of 6.97% in last three years and ranked 15.0th out of 34 funds in the category. In the same period the Liquid Fund category average return was 4.45%.
  • The fund has given a return of 5.53% in last five years and ranked 17th out of 33 funds in the category. In the same period the Liquid Fund category average return was 3.57%.
  • The fund has given a return of 6.41% in last ten years and ranked 3rd out of 26 funds in the category. In the same period the category average return was 7.17%.
  • The fund has given a SIP return of 7.45% in last one year whereas category average SIP return is 7.31%. The fund one year return rank in the category is 2nd in 35 funds
  • The fund has SIP return of 7.3% in last three years and ranks 9th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (7.34%) in the category in last three years.
  • The fund has SIP return of 6.47% in last five years whereas category average SIP return is 6.41%.

Franklin India Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.39 and semi deviation of 0.34. The category average standard deviation is 0.37 and semi deviation is 0.32.
  • The fund has a beta of 0.11 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Liquid Fund NAV Regular Growth Franklin India Liquid Fund NAV Direct Growth
    21-05-2025 5875.6674 3935.4735
    20-05-2025 5874.3801 3934.5319
    19-05-2025 5873.3473 3933.7608
    16-05-2025 5870.4866 3931.6067
    15-05-2025 5869.3602 3930.773
    14-05-2025 5868.4684 3930.0964
    13-05-2025 5867.5073 3929.3734
    12-05-2025 5866.1647 3928.3951
    09-05-2025 5863.449 3926.3386
    08-05-2025 5862.8793 3925.8777
    07-05-2025 5862.2006 3925.3441
    06-05-2025 5861.4598 3924.7689
    02-05-2025 5857.7891 3921.9946
    30-04-2025 5855.9211 3920.586
    28-04-2025 5854.6037 3919.5448
    25-04-2025 5852.2132 3917.7061
    24-04-2025 5851.4364 3917.1067
    23-04-2025 5850.5401 3916.4271
    22-04-2025 5849.5928 3915.7135
    21-04-2025 5848.5836 3914.9584

    Fund Launch Date: 29/Apr/1998
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the scheme is to provide current income along with high liquidity.
    Fund Description: An Open-end Liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.