Hdfc Equity Savings Fund Overview
Category Equity Savings Fund
BMSMONEY Rank 12
Rating
Growth Option 18-07-2025
NAV ₹65.83(R) -0.17% ₹73.7(D) -0.17%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.36% 11.36% 12.7% 9.55% 9.57%
Direct 5.38% 12.4% 13.7% 10.54% 10.7%
Benchmark
SIP (XIRR) Regular 6.14% 8.31% 9.93% 10.27% 9.57%
Direct 7.17% 9.37% 10.97% 11.27% 10.62%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.28 0.67 0.83 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.73% -3.52% -4.49% - 3.5%
Fund AUM As on: 30/06/2025 5503 Cr
Top Equity Savings Fund
Fund Name Rank Rating
Edelweiss Equity Savings Fund 1
Mirae Asset Equity Savings Fund 2
Sundaram Equity Savings Fund 3
Dsp Equity Savings Fund 4

NAV Date: 18-07-2025

Scheme Name NAV Rupee Change Percent Change
HDFC Equity Savings Fund - IDCW PLAN 12.89
-0.0200
-0.1800%
HDFC Equity Savings Fund - IDCW Option - Direct Plan 15.37
-0.0300
-0.1800%
HDFC Equity Savings Fund - GROWTH PLAN 65.83
-0.1200
-0.1700%
HDFC Equity Savings Fund - Growth Option - Direct Plan 73.7
-0.1300
-0.1700%

Review Date: 18-07-2025

Beginning of Analysis

In the Equity Savings Fund category, Hdfc Equity Savings Fund is the 12th ranked fund. The category has total 18 funds. The 2 star rating shows a poor past performance of the Hdfc Equity Savings Fund in Equity Savings Fund. The fund has a Sharpe Ratio of 1.28 which is higher than the category average of 1.22.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Hdfc Equity Savings Fund Return Analysis

  • The fund has given a return of 0.6%, 2.62 and 4.72 in last one, three and six months respectively. In the same period the category average return was 0.9%, 2.74% and 4.55% respectively.
  • Hdfc Equity Savings Fund has given a return of 5.38% in last one year. In the same period the Equity Savings Fund category average return was 6.61%.
  • The fund has given a return of 12.4% in last three years and ranked 8.0th out of 18 funds in the category. In the same period the Equity Savings Fund category average return was 11.84%.
  • The fund has given a return of 13.7% in last five years and ranked 2nd out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 11.68%.
  • The fund has given a return of 10.7% in last ten years and ranked 1st out of seven funds in the category. In the same period the category average return was 8.71%.
  • The fund has given a SIP return of 7.17% in last one year whereas category average SIP return is 8.03%. The fund one year return rank in the category is 14th in 19 funds
  • The fund has SIP return of 9.37% in last three years and ranks 11th in 18 funds. Invesco India Equity Savings Fund has given the highest SIP return (12.05%) in the category in last three years.
  • The fund has SIP return of 10.97% in last five years whereas category average SIP return is 10.0%.

Hdfc Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 4.73 and semi deviation of 3.5. The category average standard deviation is 4.34 and semi deviation is 3.18.
  • The fund has a Value at Risk (VaR) of -3.52 and a maximum drawdown of -4.49. The category average VaR is -3.72 and the maximum drawdown is -3.48.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53
    0.82
    		0.37 | 1.52 15 | 19 Average
    3M Return % 2.38
    2.50
    		1.32 | 3.90 10 | 19 Good
    6M Return % 4.23
    4.07
    		-0.57 | 6.30 7 | 19 Good
    1Y Return % 4.36
    5.60
    		3.28 | 7.95 15 | 19 Average
    3Y Return % 11.36
    10.75
    		7.53 | 12.54 8 | 18 Good
    5Y Return % 12.70
    10.58
    		8.45 | 13.00 2 | 17 Very Good
    7Y Return % 9.55
    8.12
    		3.55 | 9.82 3 | 11 Very Good
    10Y Return % 9.57
    7.68
    		4.43 | 9.57 1 | 7 Very Good
    15Y Return % 9.42
    8.05
    		7.13 | 9.42 1 | 3 Very Good
    1Y SIP Return % 6.14
    7.00
    		3.39 | 10.12 14 | 19 Average
    3Y SIP Return % 8.31
    8.34
    		5.54 | 10.26 11 | 18 Average
    5Y SIP Return % 9.93
    8.95
    		6.74 | 10.71 6 | 17 Good
    7Y SIP Return % 10.27
    9.05
    		6.50 | 10.83 3 | 11 Very Good
    10Y SIP Return % 9.57
    8.30
    		5.29 | 10.00 3 | 7 Good
    15Y SIP Return % 9.49
    8.12
    		6.96 | 9.49 1 | 3 Very Good
    Standard Deviation 4.73
    4.34
    		2.19 | 5.72 11 | 18 Average
    Semi Deviation 3.50
    3.18
    		1.59 | 4.30 11 | 18 Average
    Max Drawdown % -4.49
    -3.48
    		-5.90 | -0.70 12 | 18 Average
    VaR 1 Y % -3.52
    -3.72
    		-6.06 | -1.22 8 | 18 Good
    Average Drawdown % -1.64
    -1.40
    		-2.51 | -0.41 13 | 18 Average
    Sharpe Ratio 1.28
    1.22
    		0.88 | 1.58 8 | 18 Good
    Sterling Ratio 0.83
    0.84
    		0.70 | 0.98 9 | 18 Good
    Sortino Ratio 0.67
    0.64
    		0.43 | 0.86 8 | 18 Good
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.60 0.90 0.45 | 1.60 15 | 19
    3M Return % 2.62 2.74 1.53 | 4.04 10 | 19
    6M Return % 4.72 4.55 -0.14 | 6.81 8 | 19
    1Y Return % 5.38 6.61 4.21 | 9.04 15 | 19
    3Y Return % 12.40 11.84 8.39 | 14.26 8 | 18
    5Y Return % 13.70 11.68 9.16 | 14.14 2 | 17
    7Y Return % 10.54 9.19 4.46 | 10.80 4 | 11
    10Y Return % 10.70 8.71 5.43 | 10.70 1 | 7
    1Y SIP Return % 7.17 8.03 4.31 | 11.20 14 | 19
    3Y SIP Return % 9.37 9.40 6.40 | 12.05 11 | 18
    5Y SIP Return % 10.97 10.00 7.66 | 11.83 7 | 17
    7Y SIP Return % 11.27 10.09 7.44 | 11.76 4 | 11
    10Y SIP Return % 10.62 9.28 6.24 | 11.06 3 | 7
    Standard Deviation 4.73 4.34 2.19 | 5.72 11 | 18
    Semi Deviation 3.50 3.18 1.59 | 4.30 11 | 18
    Max Drawdown % -4.49 -3.48 -5.90 | -0.70 12 | 18
    VaR 1 Y % -3.52 -3.72 -6.06 | -1.22 8 | 18
    Average Drawdown % -1.64 -1.40 -2.51 | -0.41 13 | 18
    Sharpe Ratio 1.28 1.22 0.88 | 1.58 8 | 18
    Sterling Ratio 0.83 0.84 0.70 | 0.98 9 | 18
    Sortino Ratio 0.67 0.64 0.43 | 0.86 8 | 18
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Equity Savings Fund NAV Regular Growth Hdfc Equity Savings Fund NAV Direct Growth
    18-07-2025 65.835 73.699
    17-07-2025 65.95 73.826
    16-07-2025 66.026 73.908
    15-07-2025 65.969 73.843
    14-07-2025 65.863 73.722
    11-07-2025 65.853 73.706
    10-07-2025 66.011 73.88
    09-07-2025 66.096 73.973
    08-07-2025 66.125 74.004
    07-07-2025 66.111 73.985
    04-07-2025 66.101 73.969
    03-07-2025 66.008 73.863
    02-07-2025 66.04 73.897
    01-07-2025 66.171 74.042
    30-06-2025 66.131 73.995
    27-06-2025 66.19 74.055
    26-06-2025 66.049 73.895
    25-06-2025 65.835 73.653
    24-06-2025 65.624 73.416
    23-06-2025 65.537 73.317
    20-06-2025 65.642 73.428
    19-06-2025 65.377 73.13
    18-06-2025 65.491 73.256

    Fund Launch Date: 20/Aug/2004
    Fund Category: Equity Savings Fund
    Investment Objective: To provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: 40% NIFTY 50 Arbitrage Index, 30% Crisil Short Term Bond Fund Index and 30% NIFTY 50 (Total Returns Index)
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.