Kotak Equity Savings Fund

Review Date: 09-05-2025

Beginning of Analysis

Kotak Equity Savings Fund is the 8th ranked fund in the Equity Savings Fund category. The category has total 18 funds. The Kotak Equity Savings Fund has shown a very good past performence in Equity Savings Fund. The fund has a Sharpe Ratio of 0.62 which is higher than the category average of 0.36.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Kotak Equity Savings Fund Return Analysis

• The fund has given a return of 1.88%, 1.55 and 1.0 in last one, three and six months respectively. In the same period the category average return was 2.27%, 1.88% and 1.75% respectively.
• Kotak Equity Savings Fund has given a return of 8.03% in last one year. In the same period the Equity Savings Fund category average return was 9.13%.
• The fund has given a return of 12.19% in last three years and ranked 5.0th out of 18 funds in the category. In the same period the Equity Savings Fund category average return was 11.08%.
• The fund has given a return of 13.74% in last five years and ranked 6th out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 12.7%.
• The fund has given a return of 9.97% in last ten years and ranked 2nd out of five funds in the category. In the same period the category average return was 9.0%.
• The fund has given a SIP return of 3.56% in last one year whereas category average SIP return is 5.66%. The fund one year return rank in the category is 18th in 19 funds
• The fund has SIP return of 11.27% in last three years and ranks 7th in 18 funds. Sundaram Equity Savings Fund has given the highest SIP return (12.95%) in the category in last three years.
• The fund has SIP return of 11.62% in last five years whereas category average SIP return is 10.31%.

Kotak Equity Savings Fund Risk Analysis

• The fund has a standard deviation of 5.23 and semi deviation of 3.95. The category average standard deviation is 4.74 and semi deviation is 3.39.
• The fund has a Value at Risk (VaR) of -5.43 and a maximum drawdown of -5.75. The category average VaR is -4.86 and the maximum drawdown is -3.94.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in Equity Savings Fund Category

Good Performance in Equity Savings Fund Category

Poor Performance in Equity Savings Fund Category

Very Poor Performance in Equity Savings Fund Category