Kotak Equity Savings Fund Overview
Category Equity Savings Fund
BMSMONEY Rank 8
Rating
Growth Option 09-05-2025
NAV ₹25.18(R) -0.21% ₹27.6(D) -0.2%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.83% 10.99% 12.57% 9.36% 9.0%
Direct 8.03% 12.19% 13.74% 10.41% 9.97%
Benchmark
SIP (XIRR) Regular 2.41% 10.04% 10.42% 10.22% 9.67%
Direct 3.56% 11.27% 11.62% 11.36% 10.72%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.62 0.28 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.23% -5.43% -5.75% - 3.95%

NAV Date: 09-05-2025

Scheme Name NAV Rupee Change Percent Change
Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option 18.44
-0.0400
-0.2100%
Kotak Equity Savings Fund - Direct - Monthly Payout of Income Distribution cum capital withdrawal option 19.81
-0.0400
-0.2000%
Kotak Equity Savings Fund - Regular - Growth 25.18
-0.0500
-0.2100%
Kotak Equity Savings Fund - Direct - Growth 27.6
-0.0600
-0.2000%

Review Date: 09-05-2025

Beginning of Analysis

Kotak Equity Savings Fund is the 8th ranked fund in the Equity Savings Fund category. The category has total 18 funds. The Kotak Equity Savings Fund has shown a very good past performence in Equity Savings Fund. The fund has a Sharpe Ratio of 0.62 which is higher than the category average of 0.36.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Kotak Equity Savings Fund Return Analysis

  • The fund has given a return of 1.88%, 1.55 and 1.0 in last one, three and six months respectively. In the same period the category average return was 2.27%, 1.88% and 1.75% respectively.
  • Kotak Equity Savings Fund has given a return of 8.03% in last one year. In the same period the Equity Savings Fund category average return was 9.13%.
  • The fund has given a return of 12.19% in last three years and ranked 5.0th out of 18 funds in the category. In the same period the Equity Savings Fund category average return was 11.08%.
  • The fund has given a return of 13.74% in last five years and ranked 6th out of 17 funds in the category. In the same period the Equity Savings Fund category average return was 12.7%.
  • The fund has given a return of 9.97% in last ten years and ranked 2nd out of five funds in the category. In the same period the category average return was 9.0%.
  • The fund has given a SIP return of 3.56% in last one year whereas category average SIP return is 5.66%. The fund one year return rank in the category is 18th in 19 funds
  • The fund has SIP return of 11.27% in last three years and ranks 7th in 18 funds. Sundaram Equity Savings Fund has given the highest SIP return (12.95%) in the category in last three years.
  • The fund has SIP return of 11.62% in last five years whereas category average SIP return is 10.31%.

Kotak Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 5.23 and semi deviation of 3.95. The category average standard deviation is 4.74 and semi deviation is 3.39.
  • The fund has a Value at Risk (VaR) of -5.43 and a maximum drawdown of -5.75. The category average VaR is -4.86 and the maximum drawdown is -3.94.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Equity Savings Fund NAV Regular Growth Kotak Equity Savings Fund NAV Direct Growth
    09-05-2025 25.1805 27.5999
    08-05-2025 25.2328 27.6564
    07-05-2025 25.363 27.7982
    06-05-2025 25.3341 27.7657
    02-05-2025 25.3663 27.7976
    30-04-2025 25.4162 27.8506
    28-04-2025 25.4239 27.8575
    25-04-2025 25.326 27.7476
    24-04-2025 25.5059 27.9438
    23-04-2025 25.5294 27.9688
    22-04-2025 25.4618 27.8939
    21-04-2025 25.4309 27.8591
    17-04-2025 25.2913 27.7029
    16-04-2025 25.1908 27.592
    15-04-2025 25.1171 27.5104
    11-04-2025 24.889 27.2573
    09-04-2025 24.7375 27.0897

    Fund Launch Date: 17/Sep/2014
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open-ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: 5% NIFTY 50 ARBITRAGE + 25% Nifty 50 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.