Kotak Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 3
Rating
Growth Option 27-07-2026
NAV ₹27.39(R) +0.4% ₹30.41(D) +0.41%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.48% 9.39% 9.44% 9.84% 9.04%
Direct 6.6% 10.59% 10.61% 10.97% 10.06%
Benchmark
SIP (XIRR) Regular 4.44% 6.84% 8.8% 9.08% 9.1%
Direct 5.54% 8.02% 9.99% 10.25% 10.21%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.57 0.25 0.61 0.8% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.28% -9.25% -5.75% 1.2 4.84%
Fund AUM As on: 30/12/2025 9237 Cr
Top Equity Savings Fund
Fund Name Rank Rating
HSBC Equity Savings Fund 1
Edelweiss Equity Savings Fund 2
Kotak Equity Savings Fund 3
Mirae Asset Equity Savings Fund 4

NAV Date: 27-07-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Equity Savings Fund - Regular - Monthly Payout of Income Distribution cum capital withdrawal option 20.05
0.0800
0.4000%
Kotak Equity Savings Fund - Direct - Monthly Payout of Income Distribution cum capital withdrawal option 21.83
0.0900
0.4100%
Kotak Equity Savings Fund - Regular - Growth 27.39
0.1100
0.4000%
Kotak Equity Savings Fund - Direct - Growth 30.41
0.1200
0.4100%

Review Date: 27-07-2026

Beginning of Analysis

In the Equity Savings Fund category, Kotak Equity Savings Fund is the second ranked fund. The category has total 18 funds. The 5 star rating shows an excellent past performance of the Kotak Equity Savings Fund in Equity Savings Fund. The fund has a Jensen Alpha of 0.8% which is higher than the category average of 0.61%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.57 which is higher than the category average of 0.48.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Kotak Equity Savings Fund Return Analysis

  • The fund has given a return of 1.0%, 1.46 and 3.37 in last one, three and six months respectively. In the same period the category average return was 0.58%, 1.85% and 2.87% respectively.
  • Kotak Equity Savings Fund has given a return of 6.6% in last one year. In the same period the Equity Savings Fund category average return was 5.2%.
  • The fund has given a return of 10.59% in last three years and ranked 3.0rd out of eighteen funds in the category. In the same period the Equity Savings Fund category average return was 9.16%.
  • The fund has given a return of 10.61% in last five years and ranked 1st out of sixteen funds in the category. In the same period the Equity Savings Fund category average return was 8.45%.
  • The fund has given a return of 10.06% in last ten years and ranked 1st out of nine funds in the category. In the same period the category average return was 8.5%.
  • The fund has given a SIP return of 5.54% in last one year whereas category average SIP return is 5.31%. The fund one year return rank in the category is 9th in 21 funds
  • The fund has SIP return of 8.02% in last three years and ranks 4th in 18 funds. HSBC Equity Savings Fund has given the highest SIP return (11.52%) in the category in last three years.
  • The fund has SIP return of 9.99% in last five years whereas category average SIP return is 8.34%.

Kotak Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 6.28 and semi deviation of 4.84. The category average standard deviation is 4.91 and semi deviation is 3.73.
  • The fund has a Value at Risk (VaR) of -9.25 and a maximum drawdown of -5.75. The category average VaR is -5.74 and the maximum drawdown is -4.56. The fund has a beta of 1.04 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.92
    0.51
    		-0.09 | 1.20 4 | 22 Very Good
    3M Return % 1.19
    1.59
    		0.48 | 3.30 14 | 22 Average
    6M Return % 2.83
    2.35
    		-0.23 | 8.70 6 | 22 Very Good
    1Y Return % 5.48
    4.14
    		-1.66 | 11.50 6 | 21 Very Good
    3Y Return % 9.39
    8.12
    		6.15 | 12.78 3 | 18 Very Good
    5Y Return % 9.44
    7.41
    		5.83 | 9.44 1 | 16 Very Good
    7Y Return % 9.84
    8.35
    		4.25 | 10.62 3 | 15 Very Good
    10Y Return % 9.04
    7.42
    		4.36 | 9.04 1 | 9 Very Good
    1Y SIP Return % 4.44
    4.25
    		0.02 | 11.26 9 | 21 Good
    3Y SIP Return % 6.84
    6.04
    		3.52 | 10.55 5 | 18 Very Good
    5Y SIP Return % 8.80
    7.31
    		5.78 | 9.51 2 | 16 Very Good
    7Y SIP Return % 9.08
    7.65
    		6.15 | 9.32 3 | 15 Very Good
    10Y SIP Return % 9.10
    7.46
    		4.91 | 9.10 1 | 9 Very Good
    Standard Deviation 6.28
    4.91
    		2.52 | 8.04 16 | 18 Poor
    Semi Deviation 4.84
    3.73
    		1.92 | 6.46 17 | 18 Poor
    Max Drawdown % -5.75
    -4.56
    		-10.71 | -1.88 15 | 18 Average
    VaR 1 Y % -9.25
    -5.74
    		-11.62 | -1.47 16 | 18 Poor
    Average Drawdown % 2.45
    1.98
    		0.60 | 3.80 7 | 18 Good
    Sharpe Ratio 0.57
    0.48
    		0.06 | 1.05 6 | 18 Good
    Sterling Ratio 0.61
    0.58
    		0.43 | 0.82 6 | 18 Good
    Sortino Ratio 0.25
    0.21
    		0.03 | 0.49 7 | 18 Good
    Jensen Alpha % 0.80
    0.61
    		-0.81 | 4.94 4 | 18 Very Good
    Treynor Ratio 0.03
    0.03
    		0.01 | 0.07 7 | 18 Good
    Modigliani Square Measure % 2.86
    2.39
    		0.30 | 5.26 6 | 18 Good
    Alpha % 1.46
    0.29
    		-2.28 | 5.41 4 | 18 Very Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.00 0.58 -0.02 | 1.31 4 | 22 Very Good
    3M Return % 1.46 1.85 0.72 | 3.75 13 | 22 Average
    6M Return % 3.37 2.87 0.34 | 9.16 7 | 22 Good
    1Y Return % 6.60 5.20 -0.13 | 12.45 5 | 21 Very Good
    3Y Return % 10.59 9.16 6.97 | 13.77 3 | 18 Very Good
    5Y Return % 10.61 8.45 6.69 | 10.61 1 | 16 Very Good
    7Y Return % 10.97 9.42 5.18 | 11.74 3 | 15 Very Good
    10Y Return % 10.06 8.50 5.36 | 10.06 1 | 9 Very Good
    1Y SIP Return % 5.54 5.31 1.54 | 12.21 9 | 21 Good
    3Y SIP Return % 8.02 7.07 5.18 | 11.52 4 | 18 Very Good
    5Y SIP Return % 9.99 8.34 6.60 | 10.66 2 | 16 Very Good
    7Y SIP Return % 10.25 8.69 6.94 | 10.51 3 | 15 Very Good
    10Y SIP Return % 10.21 8.49 5.87 | 10.21 1 | 9 Very Good
    Standard Deviation 6.28 4.91 2.52 | 8.04 16 | 18 Poor
    Semi Deviation 4.84 3.73 1.92 | 6.46 17 | 18 Poor
    Max Drawdown % -5.75 -4.56 -10.71 | -1.88 15 | 18 Average
    VaR 1 Y % -9.25 -5.74 -11.62 | -1.47 16 | 18 Poor
    Average Drawdown % 2.45 1.98 0.60 | 3.80 7 | 18 Good
    Sharpe Ratio 0.57 0.48 0.06 | 1.05 6 | 18 Good
    Sterling Ratio 0.61 0.58 0.43 | 0.82 6 | 18 Good
    Sortino Ratio 0.25 0.21 0.03 | 0.49 7 | 18 Good
    Jensen Alpha % 0.80 0.61 -0.81 | 4.94 4 | 18 Very Good
    Treynor Ratio 0.03 0.03 0.01 | 0.07 7 | 18 Good
    Modigliani Square Measure % 2.86 2.39 0.30 | 5.26 6 | 18 Good
    Alpha % 1.46 0.29 -2.28 | 5.41 4 | 18 Very Good
    Return data last Updated On : July 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Equity Savings Fund NAV Regular Growth Kotak Equity Savings Fund NAV Direct Growth
    27-07-2026 27.388 30.4136
    24-07-2026 27.2779 30.2888
    23-07-2026 27.2813 30.2916
    22-07-2026 27.3394 30.3553
    21-07-2026 27.4235 30.4478
    20-07-2026 27.424 30.4475
    17-07-2026 27.404 30.4227
    16-07-2026 27.3936 30.4103
    15-07-2026 27.3598 30.3719
    14-07-2026 27.3219 30.3289
    13-07-2026 27.3909 30.4046
    10-07-2026 27.4067 30.4195
    09-07-2026 27.3119 30.3135
    08-07-2026 27.2199 30.2105
    07-07-2026 27.4047 30.4147
    06-07-2026 27.429 30.4408
    03-07-2026 27.3723 30.3752
    02-07-2026 27.3675 30.3691
    01-07-2026 27.3053 30.2992
    30-06-2026 27.1956 30.1766
    29-06-2026 27.1387 30.1125

    Fund Launch Date: 17/Sep/2014
    Fund Category: Equity Savings Fund
    Investment Objective: The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open-ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: 5% NIFTY 50 ARBITRAGE + 25% Nifty 50 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.