Hdfc Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 14
Rating
Growth Option 01-10-2026
NAV ₹5529.11(R) +0.04% ₹5595.38(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.39% 6.85% 6.26% 5.58% 5.96%
Direct 6.48% 6.94% 6.35% 5.67% 6.06%
Benchmark
SIP (XIRR) Regular 6.51% 6.62% 6.64% 6.18% 5.78%
Direct 6.62% 6.71% 6.74% 6.27% 5.88%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.65 8.16 0.69 0.83% 0.22
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.06 0.16%
Fund AUM As on: 30/12/2025 64818 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 01-10-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Liquid Fund - IDCW Daily - Direct Plan 1019.82
0.0000
0.0000%
HDFC Liquid Fund - IDCW Daily 1019.82
0.0000
0.0000%
HDFC Liquid Fund - IDCW Monthly 1027.07
0.4100
0.0400%
HDFC Liquid Fund - IDCW Monthly - Direct Plan 1027.08
0.4200
0.0400%
HDFC Liquid Fund - IDCW Plan Weekly 1031.8
0.4100
0.0400%
HDFC Liquid Fund - IDCW Weekly - Direct Plan 1031.81
0.4200
0.0400%
HDFC Liquid Fund - Growth Plan 5529.11
2.2200
0.0400%
HDFC Liquid Fund - Growth Option - Direct Plan 5595.38
2.2600
0.0400%

Review Date: 01-10-2026

Beginning of Analysis

In the Liquid Fund category, HDFC Liquid Fund is the 18th ranked fund. The category has total 33 funds. The HDFC Liquid Fund has shown an average past performence in Liquid Fund. The fund has a Jensen Alpha of 0.83% which is higher than the category average of -0.4%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.65 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

HDFC Liquid Fund Return Analysis

  • The fund has given a return of 0.49%, 1.54 and 3.41 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.53% and 1.03% respectively.
  • HDFC Liquid Fund has given a return of 6.48% in last one year. In the same period the Liquid Fund category average return was 3.83%.
  • The fund has given a return of 6.94% in last three years and ranked 22.0nd out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.23%.
  • The fund has given a return of 6.35% in last five years and ranked 21st out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.15%.
  • The fund has given a return of 6.06% in last ten years and ranked 20th out of twenty eight funds in the category. In the same period the category average return was 5.28%.
  • The fund has given a SIP return of 6.62% in last one year whereas category average SIP return is 3.75%. The fund one year return rank in the category is 20th in 35 funds
  • The fund has SIP return of 6.71% in last three years and ranks 20th in 32 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.8%) in the category in last three years.
  • The fund has SIP return of 6.74% in last five years whereas category average SIP return is 4.12%.

HDFC Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49
    0.48
    		0.39 | 0.51 14 | 40 Good
    3M Return % 1.51
    1.49
    		1.30 | 1.55 18 | 40 Good
    6M Return % 3.36
    0.96
    		-89.66 | 3.42 14 | 40 Good
    1Y Return % 6.39
    3.68
    		-89.36 | 6.47 12 | 37 Good
    3Y Return % 6.85
    5.13
    		-50.39 | 6.94 17 | 35 Good
    5Y Return % 6.26
    5.04
    		-32.93 | 6.36 16 | 34 Good
    7Y Return % 5.58
    4.63
    		-23.98 | 5.67 18 | 33 Good
    10Y Return % 5.96
    5.17
    		-15.77 | 6.08 19 | 28 Average
    15Y Return % 6.93
    6.23
    		-8.25 | 7.19 13 | 22 Average
    1Y SIP Return % 6.51
    3.51
    		-91.85 | 6.63 15 | 34 Good
    3Y SIP Return % 6.62
    3.80
    		-81.00 | 6.71 15 | 32 Good
    5Y SIP Return % 6.64
    3.95
    		-68.69 | 6.74 13 | 31 Good
    7Y SIP Return % 6.18
    3.60
    		-58.32 | 6.27 15 | 30 Good
    10Y SIP Return % 5.78
    3.68
    		-45.76 | 6.08 18 | 25 Average
    15Y SIP Return % 6.09
    4.39
    		-30.40 | 6.42 16 | 21 Average
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 27 | 34 Average
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 16 | 34 Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.65
    4.27
    		-1.03 | 5.25 15 | 34 Good
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 16 | 34 Good
    Sortino Ratio 8.16
    6.67
    		-0.16 | 10.85 12 | 34 Good
    Jensen Alpha % 0.83
    -0.40
    		-38.83 | 0.92 14 | 34 Good
    Treynor Ratio 0.22
    0.26
    		0.10 | 1.83 12 | 34 Good
    Modigliani Square Measure % 3.30
    3.03
    		-0.73 | 3.72 15 | 34 Good
    Alpha % -0.73
    -2.80
    		-69.11 | -0.63 16 | 34 Good
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49 0.49 0.40 | 0.51 18 | 40 Good
    3M Return % 1.54 1.53 1.32 | 1.58 21 | 40 Average
    6M Return % 3.41 1.03 -89.66 | 3.47 18 | 40 Good
    1Y Return % 6.48 3.83 -89.35 | 6.57 17 | 37 Good
    3Y Return % 6.94 5.23 -50.35 | 7.02 22 | 34 Average
    5Y Return % 6.35 5.15 -32.87 | 6.44 21 | 33 Average
    7Y Return % 5.67 4.74 -23.91 | 5.96 21 | 32 Average
    10Y Return % 6.06 5.28 -15.70 | 6.34 20 | 28 Average
    1Y SIP Return % 6.62 3.75 -91.85 | 6.74 20 | 35 Average
    3Y SIP Return % 6.71 3.95 -80.97 | 6.80 20 | 32 Average
    5Y SIP Return % 6.74 4.12 -68.63 | 6.83 19 | 31 Average
    7Y SIP Return % 6.27 3.80 -58.22 | 6.36 18 | 30 Average
    10Y SIP Return % 5.88 3.94 -45.63 | 6.18 20 | 26 Average
    Standard Deviation 0.22 1.75 0.18 | 52.24 27 | 34 Average
    Semi Deviation 0.16 1.65 0.14 | 50.79 16 | 34 Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.65 4.27 -1.03 | 5.25 15 | 34 Good
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 16 | 34 Good
    Sortino Ratio 8.16 6.67 -0.16 | 10.85 12 | 34 Good
    Jensen Alpha % 0.83 -0.40 -38.83 | 0.92 14 | 34 Good
    Treynor Ratio 0.22 0.26 0.10 | 1.83 12 | 34 Good
    Modigliani Square Measure % 3.30 3.03 -0.73 | 3.72 15 | 34 Good
    Alpha % -0.73 -2.80 -69.11 | -0.63 16 | 34 Good
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Liquid Fund NAV Regular Growth Hdfc Liquid Fund NAV Direct Growth
    01-10-2026 5529.1083 5595.3756
    30-09-2026 5526.8863 5593.1126
    29-09-2026 5525.8371 5592.0364
    28-09-2026 5524.9773 5591.1517
    25-09-2026 5522.5557 5588.6578
    24-09-2026 5522.7848 5588.8752
    23-09-2026 5522.4531 5588.5251
    22-09-2026 5521.7059 5587.7545
    21-09-2026 5520.461 5586.4803
    18-09-2026 5517.7185 5583.6618
    17-09-2026 5516.8728 5582.7915
    16-09-2026 5516.1552 5582.0509
    15-09-2026 5515.4357 5581.3084
    11-09-2026 5512.6618 5578.4436
    10-09-2026 5512.2088 5577.9708
    09-09-2026 5511.3276 5577.0646
    08-09-2026 5510.4451 5576.1572
    07-09-2026 5509.5669 5575.2543
    04-09-2026 5507.3907 5573.0089
    03-09-2026 5506.2582 5571.8484
    02-09-2026 5504.2187 5569.7703
    01-09-2026 5502.3389 5567.8537

    Fund Launch Date: 17/Oct/2000
    Fund Category: Liquid Fund
    Investment Objective: To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.