Hdfc Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 14
Rating
Growth Option 24-07-2026
NAV ₹5465.39(R) +0.02% ₹5529.82(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.27% 6.87% 6.13% 5.57% 5.98%
Direct 6.36% 6.96% 6.23% 5.66% 6.08%
Benchmark
SIP (XIRR) Regular 6.53% 6.69% 6.63% 6.14% 5.97%
Direct 6.61% 6.78% 6.72% 6.23% 6.07%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.65 8.16 0.69 0.83% 0.22
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.06 0.16%
Fund AUM As on: 30/12/2025 64818 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 24-07-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Liquid Fund - IDCW Daily - Direct Plan 1019.82
0.0000
0.0000%
HDFC Liquid Fund - IDCW Daily 1019.82
0.0000
0.0000%
HDFC Liquid Fund - IDCW Monthly 1030.88
0.2600
0.0200%
HDFC Liquid Fund - IDCW Monthly - Direct Plan 1030.95
0.2600
0.0300%
HDFC Liquid Fund - IDCW Plan Weekly 1031.72
0.2600
0.0200%
HDFC Liquid Fund - IDCW Weekly - Direct Plan 1031.73
0.2600
0.0300%
HDFC Liquid Fund - Growth Plan 5465.39
1.3600
0.0200%
HDFC Liquid Fund - Growth Option - Direct Plan 5529.82
1.3900
0.0300%

Review Date: 24-07-2026

Beginning of Analysis

In the Liquid Fund category, HDFC Liquid Fund is the 18th ranked fund. The category has total 33 funds. The HDFC Liquid Fund has shown an average past performence in Liquid Fund. The fund has a Jensen Alpha of 0.83% which is higher than the category average of -0.4%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.65 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

HDFC Liquid Fund Return Analysis

  • The fund has given a return of 0.54%, 1.6 and 3.32 in last one, three and six months respectively. In the same period the category average return was 0.53%, -0.59% and 1.05% respectively.
  • HDFC Liquid Fund has given a return of 6.36% in last one year. In the same period the Liquid Fund category average return was 3.84%.
  • The fund has given a return of 6.96% in last three years and ranked 23.0rd out of thirty six funds in the category. In the same period the Liquid Fund category average return was 5.32%.
  • The fund has given a return of 6.23% in last five years and ranked 21st out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.08%.
  • The fund has given a return of 6.08% in last ten years and ranked 20th out of twenty nine funds in the category. In the same period the category average return was 5.32%.
  • The fund has given a SIP return of 6.61% in last one year whereas category average SIP return is 3.7%. The fund one year return rank in the category is 22nd in 37 funds
  • The fund has SIP return of 6.78% in last three years and ranks 21st in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.87%) in the category in last three years.
  • The fund has SIP return of 6.72% in last five years whereas category average SIP return is 4.19%.

HDFC Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53
    0.52
    		0.43 | 0.55 26 | 41 Average
    3M Return % 1.58
    -0.68
    		-89.84 | 1.62 21 | 41 Good
    6M Return % 3.27
    0.93
    		-89.67 | 3.33 16 | 41 Good
    1Y Return % 6.27
    3.64
    		-89.37 | 6.35 14 | 38 Good
    3Y Return % 6.87
    5.19
    		-50.38 | 6.96 17 | 36 Good
    5Y Return % 6.13
    4.94
    		-33.01 | 6.23 16 | 35 Good
    7Y Return % 5.57
    4.63
    		-23.99 | 5.68 18 | 34 Good
    10Y Return % 5.98
    5.18
    		-15.75 | 6.10 19 | 28 Average
    15Y Return % 6.97
    6.26
    		-8.21 | 7.24 13 | 22 Average
    1Y SIP Return % 6.53
    3.48
    		-98.98 | 6.64 15 | 36 Good
    3Y SIP Return % 6.69
    3.77
    		-89.38 | 6.77 15 | 34 Good
    5Y SIP Return % 6.63
    4.05
    		-75.75 | 6.72 15 | 33 Good
    7Y SIP Return % 6.14
    3.89
    		-63.71 | 6.22 17 | 32 Average
    10Y SIP Return % 5.97
    3.84
    		-49.15 | 6.07 15 | 26 Average
    15Y SIP Return % 6.27
    4.55
    		-31.86 | 6.48 16 | 22 Average
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 27 | 34 Average
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 16 | 34 Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.65
    4.27
    		-1.03 | 5.25 15 | 34 Good
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 16 | 34 Good
    Sortino Ratio 8.16
    6.67
    		-0.16 | 10.85 12 | 34 Good
    Jensen Alpha % 0.83
    -0.40
    		-38.83 | 0.92 14 | 34 Good
    Treynor Ratio 0.22
    0.26
    		0.10 | 1.83 12 | 34 Good
    Modigliani Square Measure % 3.30
    3.03
    		-0.73 | 3.72 15 | 34 Good
    Alpha % -0.73
    -2.80
    		-69.11 | -0.63 16 | 34 Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.54 0.53 0.45 | 0.56 29 | 42 Average
    3M Return % 1.60 -0.59 -89.84 | 1.67 22 | 42 Good
    6M Return % 3.32 1.05 -89.67 | 3.38 22 | 42 Good
    1Y Return % 6.36 3.84 -89.36 | 6.46 20 | 39 Good
    3Y Return % 6.96 5.32 -50.34 | 7.04 23 | 36 Average
    5Y Return % 6.23 5.08 -32.95 | 6.31 21 | 35 Average
    7Y Return % 5.66 4.76 -23.92 | 5.99 20 | 34 Average
    10Y Return % 6.08 5.32 -15.69 | 6.36 20 | 29 Average
    1Y SIP Return % 6.61 3.70 -98.98 | 6.74 22 | 37 Average
    3Y SIP Return % 6.78 3.91 -89.35 | 6.87 21 | 34 Average
    5Y SIP Return % 6.72 4.19 -75.68 | 6.81 21 | 33 Average
    7Y SIP Return % 6.23 4.02 -63.60 | 6.32 22 | 32 Average
    10Y SIP Return % 6.07 4.04 -49.00 | 6.25 19 | 27 Average
    Standard Deviation 0.22 1.75 0.18 | 52.24 27 | 34 Average
    Semi Deviation 0.16 1.65 0.14 | 50.79 16 | 34 Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.65 4.27 -1.03 | 5.25 15 | 34 Good
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 16 | 34 Good
    Sortino Ratio 8.16 6.67 -0.16 | 10.85 12 | 34 Good
    Jensen Alpha % 0.83 -0.40 -38.83 | 0.92 14 | 34 Good
    Treynor Ratio 0.22 0.26 0.10 | 1.83 12 | 34 Good
    Modigliani Square Measure % 3.30 3.03 -0.73 | 3.72 15 | 34 Good
    Alpha % -0.73 -2.80 -69.11 | -0.63 16 | 34 Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Liquid Fund NAV Regular Growth Hdfc Liquid Fund NAV Direct Growth
    24-07-2026 5465.3885 5529.8208
    23-07-2026 5464.0331 5528.4316
    22-07-2026 5462.9244 5527.2919
    21-07-2026 5462.5226 5526.8676
    20-07-2026 5461.7391 5526.0569
    17-07-2026 5459.2929 5523.5284
    16-07-2026 5457.7602 5521.9599
    15-07-2026 5456.6854 5520.8545
    14-07-2026 5456.0312 5520.1784
    13-07-2026 5456.0506 5520.1837
    10-07-2026 5453.4921 5517.5525
    09-07-2026 5451.7568 5515.7825
    08-07-2026 5450.3783 5514.3735
    07-07-2026 5449.8234 5513.7977
    06-07-2026 5449.915 5513.8761
    03-07-2026 5448.7554 5512.6601
    02-07-2026 5447.8442 5511.724
    01-07-2026 5446.7312 5510.5837
    30-06-2026 5444.5542 5508.3669
    29-06-2026 5441.147 5504.9057
    25-06-2026 5437.8833 5501.5467
    24-06-2026 5436.6286 5500.2631

    Fund Launch Date: 17/Oct/2000
    Fund Category: Liquid Fund
    Investment Objective: To generate income through a portfolio comprising money market and debt instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.