Icici Prudential Liquid Fund Overview
Category Liquid Fund
BMSMONEY Rank 16
Rating
Growth Option 21-05-2025
NAV ₹383.93(R) +0.02% ₹387.63(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.23% 6.86% 5.43% 5.8% 6.25%
Direct 7.33% 6.96% 5.54% 5.9% 6.34%
Benchmark
SIP (XIRR) Regular 7.27% 7.18% 6.35% 5.95% 5.99%
Direct 7.37% 7.28% 6.45% 6.05% 6.09%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.11 0.42 0.66 5.51% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.42% 0.0% 0.0% 0.11 0.37%

NAV Date: 21-05-2025

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Liquid Fund - Direct Plan - Daily IDCW 100.11
0.0000
0.0000%
ICICI Prudential Liquid Fund - Daily IDCW 100.15
0.0000
0.0000%
ICICI Prudential Liquid Fund - Weekly IDCW 100.2
0.0200
0.0200%
ICICI Prudential Liquid Fund - Direct Plan - Weekly IDCW 100.23
0.0200
0.0200%
ICICI Prudential Liquid Fund - IDCW Others 178.43
0.0400
0.0200%
ICICI Prudential Liquid Fund - Direct Plan - IDCW Others 179.78
0.0400
0.0200%
ICICI Prudential Liquid Fund - Growth 383.93
0.0900
0.0200%
ICICI Prudential Liquid Fund - Direct Plan - Growth 387.63
0.0900
0.0200%

Review Date: 21-05-2025

Beginning of Analysis

In the Liquid Fund category, Icici Prudential Liquid Fund is the 16th ranked fund. The category has total 33 funds. The 3 star rating shows an average past performance of the Icici Prudential Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 5.51% which is higher than the category average of 5.46%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.11 which is lower than the category average of 1.24.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Icici Prudential Liquid Fund Return Analysis

  • The fund has given a return of 0.52%, 1.79 and 3.6 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.77% and 3.57% respectively.
  • Icici Prudential Liquid Fund has given a return of 7.33% in last one year. In the same period the Liquid Fund category average return was 7.28%.
  • The fund has given a return of 6.96% in last three years and ranked 18.0th out of 34 funds in the category. In the same period the Liquid Fund category average return was 4.45%.
  • The fund has given a return of 5.54% in last five years and ranked 15th out of 33 funds in the category. In the same period the Liquid Fund category average return was 3.57%.
  • The fund has given a return of 6.34% in last ten years and ranked 11th out of 26 funds in the category. In the same period the category average return was 7.17%.
  • The fund has given a SIP return of 7.37% in last one year whereas category average SIP return is 7.31%. The fund one year return rank in the category is 19th in 35 funds
  • The fund has SIP return of 7.28% in last three years and ranks 16th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (7.34%) in the category in last three years.
  • The fund has SIP return of 6.45% in last five years whereas category average SIP return is 6.41%.

Icici Prudential Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.42 and semi deviation of 0.37. The category average standard deviation is 0.37 and semi deviation is 0.32.
  • The fund has a beta of 0.11 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Liquid Fund NAV Regular Growth Icici Prudential Liquid Fund NAV Direct Growth
    21-05-2025 383.9341 387.6273
    20-05-2025 383.8451 387.5363
    19-05-2025 383.7754 387.4649
    16-05-2025 383.5708 387.2551
    15-05-2025 383.4958 387.1784
    14-05-2025 383.4317 387.1125
    13-05-2025 383.359 387.0381
    12-05-2025 383.2592 386.9363
    09-05-2025 383.0616 386.7337
    08-05-2025 383.023 386.6936
    07-05-2025 382.9707 386.6398
    06-05-2025 382.9142 386.5816
    02-05-2025 382.6496 386.3103
    30-04-2025 382.5163 386.1736
    28-04-2025 382.412 386.0662
    25-04-2025 382.2333 385.8826
    24-04-2025 382.1761 385.8238
    23-04-2025 382.1128 385.7588
    22-04-2025 382.0498 385.6942
    21-04-2025 381.9848 385.6275

    Fund Launch Date: 01/Jan/2012
    Fund Category: Liquid Fund
    Investment Objective: The Scheme aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in money market and debt instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.