Invesco India Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 12
Rating
Growth Option 17-07-2025
NAV ₹2282.18(R) +0.07% ₹2443.75(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.97% 7.45% 5.16% 6.62% 6.6%
Direct 9.38% 7.83% 5.56% 7.04% 7.06%
Benchmark
SIP (XIRR) Regular 9.06% 6.29% 5.92% 5.7% 5.58%
Direct 9.47% 6.66% 6.31% 6.1% 6.0%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.24 0.72 0.73 0.38% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.33% 0.0% -0.19% 0.88 0.91%
Fund AUM As on: 31/03/2025 100 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
Kotak Banking And Psu Debt Fund 2
Sundaram Banking & PSU Fund 3
Nippon India Banking & Psu Debt Fund 4

NAV Date: 17-07-2025

Scheme Name NAV Rupee Change Percent Change
Invesco India Banking and PSU Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) 1012.27
0.7000
0.0700%
Invesco India Banking and PSU Fund - Daily IDCW (Reinvestment) 1050.64
0.7100
0.0700%
Invesco India Banking and PSU Fund - Monthly IDCW (Payout / Reinvestment) 1062.8
0.7200
0.0700%
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment) 1064.19
0.7300
0.0700%
Invesco India Banking and PSU Fund - Growth Option 2282.18
1.5500
0.0700%
Invesco India Banking and PSU Fund - Direct Plan - Growth Option 2443.75
1.6800
0.0700%

Review Date: 17-07-2025

Beginning of Analysis

In the Banking and PSU Debt Fund category, Invesco India Banking & Psu Debt Fund is the 12th ranked fund. The category has total 19 funds. The Invesco India Banking & Psu Debt Fund has shown an average past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 0.38% which is lower than the category average of 1.44%, showing poor performance. The fund has a Sharpe Ratio of 1.24 which is lower than the category average of 1.47.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

Invesco India Banking & Psu Debt Fund Return Analysis

  • The fund has given a return of 0.32%, 1.82 and 5.15 in last one, three and six months respectively. In the same period the category average return was 0.46%, 1.93% and 5.15% respectively.
  • Invesco India Banking & Psu Debt Fund has given a return of 9.38% in last one year. In the same period the Banking and PSU Debt Fund category average return was 9.29%.
  • The fund has given a return of 7.83% in last three years and ranked 9.0th out of 19 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.84%.
  • The fund has given a return of 5.56% in last five years and ranked 15th out of 15 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.26%.
  • The fund has given a return of 7.06% in last ten years and ranked 12th out of 14 funds in the category. In the same period the category average return was 7.59%.
  • The fund has given a SIP return of 9.47% in last one year whereas category average SIP return is 9.54%. The fund one year return rank in the category is 16th in 22 funds
  • The fund has SIP return of 6.66% in last three years and ranks 9th in 19 funds. Edelweiss Banking & PSU Debt Fund has given the highest SIP return (6.85%) in the category in last three years.
  • The fund has SIP return of 6.31% in last five years whereas category average SIP return is 6.7%.

Invesco India Banking & Psu Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.33 and semi deviation of 0.91. The category average standard deviation is 1.14 and semi deviation is 0.75.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.19. The category average VaR is -0.02 and the maximum drawdown is -0.17. The fund has a beta of 0.89 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.29
    0.43
    		0.28 | 0.57 21 | 22 Poor
    3M Return % 1.73
    1.84
    		1.56 | 2.16 19 | 22 Poor
    6M Return % 4.95
    4.96
    		4.35 | 5.29 14 | 22 Average
    1Y Return % 8.97
    8.89
    		8.07 | 9.43 11 | 22 Good
    3Y Return % 7.45
    7.43
    		7.09 | 7.86 9 | 19 Good
    5Y Return % 5.16
    5.89
    		5.16 | 6.96 15 | 15 Poor
    7Y Return % 6.62
    7.20
    		6.29 | 8.02 14 | 15 Poor
    10Y Return % 6.60
    7.22
    		6.60 | 7.65 14 | 14 Poor
    1Y SIP Return % 9.06
    9.14
    		8.11 | 9.64 16 | 22 Average
    3Y SIP Return % 6.29
    6.21
    		5.78 | 6.52 8 | 19 Good
    5Y SIP Return % 5.92
    6.33
    		5.92 | 7.20 15 | 15 Poor
    7Y SIP Return % 5.70
    6.21
    		5.70 | 6.65 15 | 15 Poor
    10Y SIP Return % 5.58
    6.07
    		5.58 | 6.37 14 | 14 Poor
    Standard Deviation 1.33
    1.14
    		0.78 | 1.79 17 | 19 Poor
    Semi Deviation 0.91
    0.75
    		0.49 | 1.27 16 | 19 Poor
    Max Drawdown % -0.19
    -0.17
    		-0.68 | 0.00 14 | 19 Average
    VaR 1 Y % 0.00
    -0.02
    		-0.45 | 0.00 17 | 19 Poor
    Average Drawdown % -0.18
    -0.13
    		-0.56 | 0.00 15 | 19 Average
    Sharpe Ratio 1.24
    1.47
    		1.10 | 2.53 14 | 19 Average
    Sterling Ratio 0.73
    0.73
    		0.71 | 0.78 8 | 19 Good
    Sortino Ratio 0.72
    1.01
    		0.63 | 2.60 13 | 19 Average
    Jensen Alpha % 0.38
    1.44
    		-1.88 | 3.82 17 | 19 Poor
    Treynor Ratio 0.02
    0.02
    		0.02 | 0.04 14 | 19 Average
    Modigliani Square Measure % 6.65
    7.94
    		5.37 | 11.30 16 | 19 Poor
    Alpha % -0.73
    -0.74
    		-1.06 | -0.23 10 | 19 Good
    Return data last Updated On : July 17, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.32 0.46 0.32 | 0.60 21 | 22
    3M Return % 1.82 1.93 1.61 | 2.21 19 | 22
    6M Return % 5.15 5.15 4.47 | 5.51 13 | 22
    1Y Return % 9.38 9.29 8.39 | 9.83 9 | 22
    3Y Return % 7.83 7.84 7.50 | 8.24 9 | 19
    5Y Return % 5.56 6.26 5.56 | 7.19 15 | 15
    7Y Return % 7.04 7.57 6.48 | 8.36 13 | 15
    10Y Return % 7.06 7.59 6.87 | 8.02 12 | 14
    1Y SIP Return % 9.47 9.54 8.40 | 10.10 16 | 22
    3Y SIP Return % 6.66 6.61 6.34 | 6.85 9 | 19
    5Y SIP Return % 6.31 6.70 6.31 | 7.47 15 | 15
    7Y SIP Return % 6.10 6.58 6.04 | 6.99 14 | 15
    10Y SIP Return % 6.00 6.44 5.85 | 6.78 13 | 14
    Standard Deviation 1.33 1.14 0.78 | 1.79 17 | 19
    Semi Deviation 0.91 0.75 0.49 | 1.27 16 | 19
    Max Drawdown % -0.19 -0.17 -0.68 | 0.00 14 | 19
    VaR 1 Y % 0.00 -0.02 -0.45 | 0.00 17 | 19
    Average Drawdown % -0.18 -0.13 -0.56 | 0.00 15 | 19
    Sharpe Ratio 1.24 1.47 1.10 | 2.53 14 | 19
    Sterling Ratio 0.73 0.73 0.71 | 0.78 8 | 19
    Sortino Ratio 0.72 1.01 0.63 | 2.60 13 | 19
    Jensen Alpha % 0.38 1.44 -1.88 | 3.82 17 | 19
    Treynor Ratio 0.02 0.02 0.02 | 0.04 14 | 19
    Modigliani Square Measure % 6.65 7.94 5.37 | 11.30 16 | 19
    Alpha % -0.73 -0.74 -1.06 | -0.23 10 | 19
    Return data last Updated On : July 17, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Invesco India Banking & Psu Debt Fund NAV Regular Growth Invesco India Banking & Psu Debt Fund NAV Direct Growth
    17-07-2025 2282.1828 2443.7469
    16-07-2025 2280.6365 2442.0657
    15-07-2025 2280.2839 2441.6628
    14-07-2025 2279.769 2441.086
    11-07-2025 2278.8145 2439.9878
    10-07-2025 2279.1013 2440.2694
    09-07-2025 2278.8735 2440.0001
    08-07-2025 2279.401 2440.5395
    07-07-2025 2279.7284 2440.8646
    04-07-2025 2278.4202 2439.3878
    03-07-2025 2278.7638 2439.7302
    02-07-2025 2276.7025 2437.498
    01-07-2025 2274.4419 2435.0523
    30-06-2025 2273.0632 2433.5509
    27-06-2025 2272.0955 2432.4389
    26-06-2025 2272.381 2432.7193
    25-06-2025 2272.6901 2433.0249
    24-06-2025 2273.928 2434.3248
    23-06-2025 2270.4565 2430.5831
    20-06-2025 2272.7481 2432.9603
    19-06-2025 2273.6557 2433.9065
    18-06-2025 2275.7668 2436.1411
    17-06-2025 2275.6067 2435.9444

    Fund Launch Date: 10/Dec/2012
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate returns by investing primarily in debt & Money Market Instruments issued by banks, Public Financial Institutions (PFIs), Public Sector Undertakings (PSUs) and Municipal Bonds.
    Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds
    Fund Benchmark: CRISIL Banking and PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.