Dsp Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 3
BMSMONEY Rating
Gro. Opt. As On: 23-01-2025
NAV ₹23.18(R) -0.01% ₹23.97(D) -0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.68% 6.24% 6.42% 6.94% 7.19%
LumpSum (D) 8.96% 6.51% 6.69% 7.23% 7.5%
SIP (R) -8.25% 3.54% 5.07% 6.06% 6.6%
SIP (D) -7.99% 3.82% 5.34% 6.35% 6.9%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.56 -0.2 0.58 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.25% -0.18% -0.56% - 0.88%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 23-01-2025

Scheme Name NAV Rupee Change Percent Change
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Daily Reinvest 10.16
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Weekly 10.16
-0.0300
-0.2700%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Weekly 10.16
-0.0300
-0.2500%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Daily Reinvest 10.16
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Quarterly 10.28
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Quarterly 10.29
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW - Monthly 10.34
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW - Monthly 10.35
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - IDCW 10.88
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - IDCW 10.9
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Regular Plan - Growth 23.18
0.0000
-0.0100%
DSP Banking & PSU Debt Fund - Direct Plan - Growth 23.97
0.0000
-0.0100%

Review Date: 23-01-2025

Dsp Banking & Psu Debt Fund has exhibited very good performance in the Banking and PSU Debt Fund category. The fund has rank of 3 out of 19 funds in the category. The fund has delivered return of 8.68% in 1 year, 6.24% in 3 years, 6.42% in 5 years and 7.19% in 10 years. The category average for the same periods is 7.82%, 6.09%, 6.27% and 7.11% respectively, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.25, VaR of -0.18, Average Drawdown of -0.19, Semi Deviation of 0.88 and Max Drawdown of -0.56. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Dsp Banking & Psu Debt Fund direct growth option would have grown to ₹10896.0 in 1 year, ₹12082.0 in 3 years and ₹13823.0 in 5 years as of today (23-01-2025).
  2. An SIP of ₹1,000 per month in Dsp Banking & Psu Debt Fund direct growth option would have grown to ₹11473.0 in 1 year, ₹38163.0 in 3 years and ₹68689.0 in 5 years as of today (23-01-2025).
  3. standard deviation of 1.25 and based on VaR one can expect to lose more than -0.18% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.56 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.48
0.56
0.48 | 0.62 21 | 22 Poor
3M Return % 1.31
1.56
1.31 | 1.75 22 | 22 Poor
6M Return % 4.00
3.77
3.48 | 4.00 1 | 22 Very Good
1Y Return % 8.68
7.82
7.21 | 8.68 1 | 22 Very Good
3Y Return % 6.24
6.09
5.42 | 8.28 4 | 19 Very Good
5Y Return % 6.42
6.27
5.59 | 7.22 7 | 15 Good
7Y Return % 6.94
6.84
5.96 | 7.58 8 | 15 Good
10Y Return % 7.19
7.11
6.33 | 7.48 7 | 12 Average
1Y SIP Return % -8.25
-8.57
-8.96 | -8.25 1 | 22 Very Good
3Y SIP Return % 3.54
3.22
2.86 | 3.67 3 | 19 Very Good
5Y SIP Return % 5.07
4.96
4.47 | 6.01 5 | 15 Good
7Y SIP Return % 6.06
5.94
5.37 | 6.43 6 | 15 Good
10Y SIP Return % 6.60
6.45
5.91 | 6.80 6 | 13 Good
Standard Deviation 1.25
1.29
0.73 | 3.21 14 | 19 Average
Semi Deviation 0.88
0.94
0.52 | 1.70 9 | 19 Good
Max Drawdown % -0.56
-0.87
-2.46 | 0.00 8 | 19 Good
VaR 1 Y % -0.18
-0.45
-2.69 | 0.00 12 | 19 Average
Average Drawdown % -0.19
-0.58
-1.67 | 0.00 4 | 19 Very Good
Sharpe Ratio -0.56
-0.80
-1.12 | 0.38 4 | 19 Very Good
Sterling Ratio 0.58
0.55
0.41 | 0.77 6 | 19 Good
Sortino Ratio -0.20
-0.24
-0.36 | 0.36 4 | 19 Very Good
Return data last Updated On : Jan. 23, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.52 0.59 0.51 | 0.65 20 | 21
3M Return % 1.39 1.66 1.39 | 1.84 21 | 21
6M Return % 4.15 3.96 3.68 | 4.15 1 | 21
1Y Return % 8.96 8.22 7.62 | 8.96 1 | 21
3Y Return % 6.51 6.52 5.83 | 8.58 7 | 18
5Y Return % 6.69 6.70 6.01 | 7.44 8 | 14
7Y Return % 7.23 7.27 6.14 | 7.90 10 | 14
10Y Return % 7.50 7.50 6.82 | 7.89 9 | 12
1Y SIP Return % -7.99 -8.23 -8.61 | -7.99 1 | 21
3Y SIP Return % 3.82 3.62 3.34 | 3.97 4 | 18
5Y SIP Return % 5.34 5.37 4.85 | 6.28 8 | 14
7Y SIP Return % 6.35 6.36 5.78 | 6.78 9 | 14
10Y SIP Return % 6.90 6.88 6.34 | 7.22 6 | 12
Standard Deviation 1.25 1.29 0.73 | 3.21 14 | 19
Semi Deviation 0.88 0.94 0.52 | 1.70 9 | 19
Max Drawdown % -0.56 -0.87 -2.46 | 0.00 8 | 19
VaR 1 Y % -0.18 -0.45 -2.69 | 0.00 12 | 19
Average Drawdown % -0.19 -0.58 -1.67 | 0.00 4 | 19
Sharpe Ratio -0.56 -0.80 -1.12 | 0.38 4 | 19
Sterling Ratio 0.58 0.55 0.41 | 0.77 6 | 19
Sortino Ratio -0.20 -0.24 -0.36 | 0.36 4 | 19
Return data last Updated On : Jan. 23, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.01 ₹ 9,999.00 -0.01 ₹ 9,999.00
1W 0.27 ₹ 10,027.00 0.28 ₹ 10,028.00
1M 0.48 ₹ 10,048.00 0.52 ₹ 10,052.00
3M 1.31 ₹ 10,131.00 1.39 ₹ 10,139.00
6M 4.00 ₹ 10,400.00 4.15 ₹ 10,415.00
1Y 8.68 ₹ 10,868.00 8.96 ₹ 10,896.00
3Y 6.24 ₹ 11,990.00 6.51 ₹ 12,082.00
5Y 6.42 ₹ 13,647.00 6.69 ₹ 13,823.00
7Y 6.94 ₹ 15,995.00 7.23 ₹ 16,302.00
10Y 7.19 ₹ 20,024.00 7.50 ₹ 20,608.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.25 ₹ 11,455.19 -7.99 ₹ 11,472.60
3Y ₹ 36000 3.54 ₹ 38,005.34 3.82 ₹ 38,163.02
5Y ₹ 60000 5.07 ₹ 68,215.98 5.34 ₹ 68,688.78
7Y ₹ 84000 6.06 ₹ 104,223.67 6.35 ₹ 105,286.78
10Y ₹ 120000 6.60 ₹ 168,559.44 6.90 ₹ 171,178.68
15Y ₹ 180000 ₹ ₹


Date Dsp Banking & Psu Debt Fund NAV Regular Growth Dsp Banking & Psu Debt Fund NAV Direct Growth
23-01-2025 23.1761 23.9661
22-01-2025 23.1782 23.968
21-01-2025 23.1625 23.9515
20-01-2025 23.1322 23.9199
17-01-2025 23.1141 23.9005
16-01-2025 23.1127 23.8987
15-01-2025 23.0781 23.8627
14-01-2025 23.0717 23.8558
13-01-2025 23.0769 23.8609
10-01-2025 23.1194 23.9041
09-01-2025 23.1196 23.904
08-01-2025 23.1218 23.9061
07-01-2025 23.1255 23.9096
06-01-2025 23.1055 23.8887
03-01-2025 23.1008 23.883
02-01-2025 23.0894 23.871
01-01-2025 23.0849 23.866
31-12-2024 23.0912 23.8723
30-12-2024 23.0789 23.8594
27-12-2024 23.0647 23.8439
26-12-2024 23.0548 23.8334
24-12-2024 23.0542 23.8322
23-12-2024 23.0649 23.843

Fund Launch Date: 10/Sep/2013
Fund Category: Banking and PSU Fund
Investment Objective: The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/ undertakings. There is no assurance that the investment objective of the Scheme will be realized.
Fund Description: An open ended debt scheme predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.