Kotak Banking And Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 23-01-2025
NAV ₹62.84(R) -0.0% ₹65.38(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.01% 6.25% 6.47% 7.15% 7.47%
LumpSum (D) 8.43% 6.7% 6.9% 7.56% 7.86%
SIP (R) -8.39% 3.41% 5.13% 6.2% 6.8%
SIP (D) -8.05% 3.84% 5.57% 6.63% 7.22%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.68 -0.22 0.58 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.09% 0.0% -0.62% - 0.84%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 23-01-2025

Scheme Name NAV Rupee Change Percent Change
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option 10.29
0.0000
0.0000%
Kotak Banking and PSU Debt - Monthly Payout of Income Distribution cum capital withdrawal option 11.81
0.0000
0.0000%
Kotak Banking and PSU Debt - Growth 62.84
0.0000
0.0000%
Kotak Banking and PSU Debt Direct - Growth 65.38
0.0000
0.0000%

Review Date: 23-01-2025

Kotak Banking And Psu Debt Fund has exhibited good performance in the Banking and PSU Debt Fund category. The fund has rank of 4 out of 19 funds in the category. The fund has delivered return of 8.01% in 1 year, 6.25% in 3 years, 6.47% in 5 years and 7.47% in 10 years. The category average for the same periods is 7.82%, 6.09%, 6.27% and 7.11% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 1.09, VaR of 0.0, Average Drawdown of -0.62, Semi Deviation of 0.84 and Max Drawdown of -0.62. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Banking And Psu Debt Fund direct growth option would have grown to ₹10843.0 in 1 year, ₹12146.0 in 3 years and ₹13961.0 in 5 years as of today (23-01-2025).
  2. An SIP of ₹1,000 per month in Kotak Banking And Psu Debt Fund direct growth option would have grown to ₹11469.0 in 1 year, ₹38178.0 in 3 years and ₹69094.0 in 5 years as of today (23-01-2025).
  3. standard deviation of 1.09 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.68 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.54
0.56
0.48 | 0.62 17 | 22 Average
3M Return % 1.62
1.56
1.31 | 1.75 4 | 22 Very Good
6M Return % 3.91
3.77
3.48 | 4.00 4 | 22 Very Good
1Y Return % 8.01
7.82
7.21 | 8.68 4 | 22 Very Good
3Y Return % 6.25
6.09
5.42 | 8.28 3 | 19 Very Good
5Y Return % 6.47
6.27
5.59 | 7.22 5 | 15 Good
7Y Return % 7.15
6.84
5.96 | 7.58 3 | 15 Very Good
10Y Return % 7.47
7.11
6.33 | 7.48 4 | 12 Good
1Y SIP Return % -8.39
-8.57
-8.96 | -8.25 4 | 22 Very Good
3Y SIP Return % 3.41
3.22
2.86 | 3.67 4 | 19 Very Good
5Y SIP Return % 5.13
4.96
4.47 | 6.01 3 | 15 Very Good
7Y SIP Return % 6.20
5.94
5.37 | 6.43 3 | 15 Very Good
10Y SIP Return % 6.80
6.45
5.91 | 6.80 1 | 13 Very Good
Standard Deviation 1.09
1.29
0.73 | 3.21 8 | 19 Good
Semi Deviation 0.84
0.94
0.52 | 1.70 8 | 19 Good
Max Drawdown % -0.62
-0.87
-2.46 | 0.00 10 | 19 Good
VaR 1 Y % 0.00
-0.45
-2.69 | 0.00 6 | 19 Good
Average Drawdown % -0.62
-0.58
-1.67 | 0.00 13 | 19 Average
Sharpe Ratio -0.68
-0.80
-1.12 | 0.38 5 | 19 Very Good
Sterling Ratio 0.58
0.55
0.41 | 0.77 7 | 19 Good
Sortino Ratio -0.22
-0.24
-0.36 | 0.36 5 | 19 Very Good
Return data last Updated On : Jan. 23, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.57 0.59 0.51 | 0.65 16 | 21
3M Return % 1.72 1.66 1.39 | 1.84 5 | 21
6M Return % 4.10 3.96 3.68 | 4.15 3 | 21
1Y Return % 8.43 8.22 7.62 | 8.96 5 | 21
3Y Return % 6.70 6.52 5.83 | 8.58 4 | 18
5Y Return % 6.90 6.70 6.01 | 7.44 5 | 14
7Y Return % 7.56 7.27 6.14 | 7.90 2 | 14
10Y Return % 7.86 7.50 6.82 | 7.89 3 | 12
1Y SIP Return % -8.05 -8.23 -8.61 | -7.99 3 | 21
3Y SIP Return % 3.84 3.62 3.34 | 3.97 3 | 18
5Y SIP Return % 5.57 5.37 4.85 | 6.28 3 | 14
7Y SIP Return % 6.63 6.36 5.78 | 6.78 3 | 14
10Y SIP Return % 7.22 6.88 6.34 | 7.22 1 | 12
Standard Deviation 1.09 1.29 0.73 | 3.21 8 | 19
Semi Deviation 0.84 0.94 0.52 | 1.70 8 | 19
Max Drawdown % -0.62 -0.87 -2.46 | 0.00 10 | 19
VaR 1 Y % 0.00 -0.45 -2.69 | 0.00 6 | 19
Average Drawdown % -0.62 -0.58 -1.67 | 0.00 13 | 19
Sharpe Ratio -0.68 -0.80 -1.12 | 0.38 5 | 19
Sterling Ratio 0.58 0.55 0.41 | 0.77 7 | 19
Sortino Ratio -0.22 -0.24 -0.36 | 0.36 5 | 19
Return data last Updated On : Jan. 23, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.00 ₹ 10,000.00 0.00 ₹ 10,000.00
1W 0.16 ₹ 10,016.00 0.17 ₹ 10,017.00
1M 0.54 ₹ 10,054.00 0.57 ₹ 10,057.00
3M 1.62 ₹ 10,162.00 1.72 ₹ 10,172.00
6M 3.91 ₹ 10,391.00 4.10 ₹ 10,410.00
1Y 8.01 ₹ 10,801.00 8.43 ₹ 10,843.00
3Y 6.25 ₹ 11,996.00 6.70 ₹ 12,146.00
5Y 6.47 ₹ 13,680.00 6.90 ₹ 13,961.00
7Y 7.15 ₹ 16,215.00 7.56 ₹ 16,660.00
10Y 7.47 ₹ 20,544.00 7.86 ₹ 21,308.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.39 ₹ 11,446.09 -8.05 ₹ 11,469.00
3Y ₹ 36000 3.41 ₹ 37,930.21 3.84 ₹ 38,178.11
5Y ₹ 60000 5.13 ₹ 68,331.06 5.57 ₹ 69,093.84
7Y ₹ 84000 6.20 ₹ 104,729.60 6.63 ₹ 106,368.11
10Y ₹ 120000 6.80 ₹ 170,255.40 7.22 ₹ 174,066.60
15Y ₹ 180000 ₹ ₹


Date Kotak Banking And Psu Debt Fund NAV Regular Growth Kotak Banking And Psu Debt Fund NAV Direct Growth
23-01-2025 62.8436 65.3756
22-01-2025 62.8438 65.3751
21-01-2025 62.8215 65.3513
20-01-2025 62.7795 65.3069
17-01-2025 62.7482 65.2724
16-01-2025 62.7414 65.2647
15-01-2025 62.6437 65.1625
14-01-2025 62.6016 65.118
13-01-2025 62.6004 65.116
10-01-2025 62.6853 65.2025
09-01-2025 62.6777 65.1939
08-01-2025 62.6766 65.1921
07-01-2025 62.6846 65.1998
06-01-2025 62.642 65.1548
03-01-2025 62.6041 65.1134
02-01-2025 62.5805 65.0882
01-01-2025 62.5817 65.0888
31-12-2024 62.5826 65.0891
30-12-2024 62.547 65.0514
27-12-2024 62.5235 65.0251
26-12-2024 62.4958 64.9956
24-12-2024 62.4882 64.9864
23-12-2024 62.5053 65.0035

Fund Launch Date: 02/Jan/2000
Fund Category: Banking and PSU Fund
Investment Objective: To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government & State Governments, and / or any security unconditionally......... guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
Fund Description: An open-ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds
Fund Benchmark: CRISIL Banking and PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.