Previously Known As : Aditya Birla Sun Life Treasury Optimizer Plan
Aditya Birla Sun Life Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 5
BMSMONEY Rating
Gro. Opt. As On: 13-01-2025
NAV ₹351.01(R) -0.1% ₹363.74(D) -0.1%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.53% 6.1% 6.48% 7.02% 7.51%
LumpSum (D) 7.89% 6.46% 6.84% 7.37% 7.85%
SIP (R) 7.24% 4.97% 4.86% 6.0% 6.69%
SIP (D) 7.6% 5.32% 5.22% 6.36% 7.04%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.79 -0.25 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.94% 0.0% -0.41% - 0.74%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 13-01-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - Quarterly IDCW 101.16
-0.1000
-0.1000%
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - quarterly IDCW 102.24
-0.1000
-0.1000%
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW 102.48
-0.1000
-0.1000%
Aditya Birla Sun Life Banking & PSU Debt Fund - Direct - Quarterly IDCW 102.89
-0.1000
-0.1000%
Aditya Birla Sun Life Banking & PSU Debt Fund - retail - monthly IDCW 111.34
-0.1100
-0.1000%
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - MONTHLY IDCW 111.56
-0.1100
-0.1000%
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - MONTHLY IDCW 115.5
-0.1100
-0.1000%
Aditya Birla Sun Life Banking & PSU Debt Fund - REGULAR - IDCW 144.18
-0.1400
-0.1000%
Aditya Birla Sun Life Banking & PSU Debt Fund - Regular Plan-Growth 351.01
-0.3500
-0.1000%
Aditya Birla Sun Life Banking & PSU Debt Fund- Direct Plan-Growth 363.74
-0.3500
-0.1000%
Aditya Birla Sun Life Banking & PSU Debt Fund - Retail Plan-Growth 526.92
-0.5300
-0.1000%

Review Date: 13-01-2025

Aditya Birla Sun Life Banking & Psu Debt Fund has exhibited good performance in the Banking and PSU Debt Fund category. The fund has rank of 5 out of 19 funds in the category. The fund has delivered return of 7.53% in 1 year, 6.1% in 3 years, 6.48% in 5 years and 7.51% in 10 years. The category average for the same periods is 7.5%, 5.98%, 6.25% and 7.12% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.94, VaR of 0.0, Average Drawdown of -0.41, Semi Deviation of 0.74 and Max Drawdown of -0.41. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Aditya Birla Sun Life Banking & Psu Debt Fund direct growth option would have grown to ₹10789.0 in 1 year, ₹12067.0 in 3 years and ₹13923.0 in 5 years as of today (13-01-2025).
  2. An SIP of ₹1,000 per month in Aditya Birla Sun Life Banking & Psu Debt Fund direct growth option would have grown to ₹12490.0 in 1 year, ₹39042.0 in 3 years and ₹68486.0 in 5 years as of today (13-01-2025).
  3. standard deviation of 0.94 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.79 which shows good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.20
0.24
0.00 | 0.43 15 | 22 Average
3M Return % 1.21
1.20
0.90 | 1.52 9 | 22 Good
6M Return % 3.63
3.58
3.37 | 3.75 8 | 22 Good
1Y Return % 7.53
7.50
7.01 | 8.24 9 | 22 Good
3Y Return % 6.10
5.98
5.26 | 8.20 5 | 19 Very Good
5Y Return % 6.48
6.25
5.55 | 7.19 4 | 15 Very Good
7Y Return % 7.02
6.80
5.93 | 7.53 4 | 15 Very Good
10Y Return % 7.51
7.12
6.35 | 7.51 1 | 12 Very Good
15Y Return % 26.10
13.64
6.90 | 26.10 1 | 3 Very Good
1Y SIP Return % 7.24
7.14
6.89 | 7.43 8 | 22 Good
3Y SIP Return % 4.97
4.88
4.53 | 5.38 7 | 19 Good
5Y SIP Return % 4.86
4.77
4.28 | 5.80 5 | 15 Good
7Y SIP Return % 6.00
5.83
5.27 | 6.32 5 | 15 Good
10Y SIP Return % 6.69
6.40
5.85 | 6.74 3 | 13 Very Good
15Y SIP Return % 19.43
9.99
6.45 | 19.43 1 | 4 Very Good
Standard Deviation 0.94
1.29
0.73 | 3.21 5 | 19 Very Good
Semi Deviation 0.74
0.94
0.52 | 1.70 5 | 19 Very Good
Max Drawdown % -0.41
-0.87
-2.46 | 0.00 6 | 19 Good
VaR 1 Y % 0.00
-0.45
-2.69 | 0.00 6 | 19 Good
Average Drawdown % -0.41
-0.58
-1.67 | 0.00 10 | 19 Good
Sharpe Ratio -0.79
-0.80
-1.12 | 0.38 7 | 19 Good
Sterling Ratio 0.59
0.55
0.41 | 0.77 4 | 19 Very Good
Sortino Ratio -0.25
-0.24
-0.36 | 0.36 7 | 19 Good
Return data last Updated On : Jan. 13, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.23 0.28 0.03 | 0.46 15 | 21
3M Return % 1.30 1.30 0.97 | 1.61 10 | 21
6M Return % 3.81 3.78 3.56 | 3.96 11 | 21
1Y Return % 7.89 7.90 7.42 | 8.52 13 | 21
3Y Return % 6.46 6.40 5.64 | 8.50 5 | 18
5Y Return % 6.84 6.69 5.97 | 7.41 6 | 14
7Y Return % 7.37 7.23 6.11 | 7.86 5 | 14
10Y Return % 7.85 7.50 6.84 | 7.89 3 | 12
1Y SIP Return % 7.60 7.55 7.30 | 7.75 8 | 21
3Y SIP Return % 5.32 5.28 4.98 | 5.67 7 | 18
5Y SIP Return % 5.22 5.17 4.66 | 6.06 4 | 14
7Y SIP Return % 6.36 6.25 5.67 | 6.66 6 | 14
10Y SIP Return % 7.04 6.82 6.28 | 7.16 3 | 12
Standard Deviation 0.94 1.29 0.73 | 3.21 5 | 19
Semi Deviation 0.74 0.94 0.52 | 1.70 5 | 19
Max Drawdown % -0.41 -0.87 -2.46 | 0.00 6 | 19
VaR 1 Y % 0.00 -0.45 -2.69 | 0.00 6 | 19
Average Drawdown % -0.41 -0.58 -1.67 | 0.00 10 | 19
Sharpe Ratio -0.79 -0.80 -1.12 | 0.38 7 | 19
Sterling Ratio 0.59 0.55 0.41 | 0.77 4 | 19
Sortino Ratio -0.25 -0.24 -0.36 | 0.36 7 | 19
Return data last Updated On : Jan. 13, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.10 ₹ 9,990.00 -0.10 ₹ 9,990.00
1W -0.07 ₹ 9,993.00 -0.06 ₹ 9,994.00
1M 0.20 ₹ 10,020.00 0.23 ₹ 10,023.00
3M 1.21 ₹ 10,121.00 1.30 ₹ 10,130.00
6M 3.63 ₹ 10,363.00 3.81 ₹ 10,381.00
1Y 7.53 ₹ 10,753.00 7.89 ₹ 10,789.00
3Y 6.10 ₹ 11,943.00 6.46 ₹ 12,067.00
5Y 6.48 ₹ 13,688.00 6.84 ₹ 13,923.00
7Y 7.02 ₹ 16,079.00 7.37 ₹ 16,453.00
10Y 7.51 ₹ 20,620.00 7.85 ₹ 21,294.00
15Y 26.10 ₹ 323,952.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.24 ₹ 12,466.36 7.60 ₹ 12,489.59
3Y ₹ 36000 4.97 ₹ 38,833.49 5.32 ₹ 39,042.32
5Y ₹ 60000 4.86 ₹ 67,869.42 5.22 ₹ 68,486.40
7Y ₹ 84000 6.00 ₹ 103,985.53 6.36 ₹ 105,340.03
10Y ₹ 120000 6.69 ₹ 169,281.24 7.04 ₹ 172,485.60
15Y ₹ 180000 19.43 ₹ 910,243.44 ₹


Date Aditya Birla Sun Life Banking & Psu Debt Fund NAV Regular Growth Aditya Birla Sun Life Banking & Psu Debt Fund NAV Direct Growth
13-01-2025 351.0146 363.7407
10-01-2025 351.3663 364.0949
09-01-2025 351.3285 364.0525
08-01-2025 351.3911 364.1139
07-01-2025 351.4288 364.1496
06-01-2025 351.2559 363.967
03-01-2025 351.028 363.7207
02-01-2025 350.9207 363.6061
01-01-2025 350.9108 363.5925
31-12-2024 350.8759 363.5529
30-12-2024 350.7674 363.4371
27-12-2024 350.5861 363.2391
26-12-2024 350.4796 363.1254
24-12-2024 350.3846 363.0202
23-12-2024 350.4599 363.0949
20-12-2024 350.2394 362.8564
19-12-2024 350.2497 362.8637
18-12-2024 350.5036 363.1233
17-12-2024 350.4166 363.0298
16-12-2024 350.4647 363.0763
13-12-2024 350.3064 362.9021

Fund Launch Date: 01/Jan/2000
Fund Category: Banking and PSU Fund
Investment Objective: To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.
Fund Description: ABSL Banking and PSU Debt Fund is an income generating scheme investing in a portfolio of securities issued by government owned entities like PSUs & PFIs which makes the portfolio highly credit worthy.
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.