Uti Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹20.35(R) +0.07% ₹20.66(D) +0.08%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.14% 7.57% 6.88% 5.81% 6.88%
LumpSum (D) 7.49% 7.87% 7.08% 5.98% 7.04%
SIP (R) 7.79% 7.68% 5.76% 5.87% 6.23%
SIP (D) 8.12% 8.01% 6.02% 6.09% 6.42%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
- - - -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
-% -% -% - -%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & Psu Debt Fund 1
UTI Banking & Psu Debt Fund 2
Kotak Banking And Psu Debt Fund 3
Aditya Birla Sun Life Banking & Psu Debt Fund 4

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
UTI Banking & PSU Debt Fund - Regular Plan - Annual IDCW 12.49
0.0100
0.0800%
UTI Banking & PSU Debt Fund - Direct Plan - Annual IDCW 12.69
0.0100
0.0800%
UTI Banking & PSU Debt Fund - Regular Plan - Monthly IDCW 12.82
0.0100
0.0700%
UTI Banking & PSU Debt Fund - Direct Plan - Monthly IDCW 13.0
0.0100
0.0800%
UTI Banking & PSU Debt Fund - Regular Plan - Half-Yearly IDCW 13.59
0.0100
0.0800%
UTI Banking & PSU Debt Fund - Regular Plan - Flexi IDCW 13.65
0.0100
0.0700%
UTI Banking & PSU Debt Fund - Direct Plan - Half-Yearly IDCW 13.71
0.0100
0.0800%
UTI Banking & PSU Debt Fund - Regular Plan - Quarterly IDCW 13.97
0.0100
0.0700%
UTI Banking & PSU Debt Fund - Direct Plan - Quarterly IDCW 15.38
0.0100
0.0700%
UTI Banking & PSU Debt Fund - Direct Plan - Flexi IDCW 17.81
0.0100
0.0800%
UTI Banking & PSU Debt Fund- Regular Plan - Growth Option 20.35
0.0200
0.0700%
UTI Banking & PSU Debt Fund - Direct Plan - Growth Option 20.66
0.0200
0.0800%

Review Date: 26-07-2024

UTI Banking & Psu Debt Fund has exhibited very good performance in the Banking and PSU Debt Fund category. The fund has rank of 2 out of 19 funds in the category. The fund has delivered return of 7.14% in 1 year, 7.57% in 3 years, 6.88% in 5 years and 6.88% in 10 years. The category average for the same periods is 7.17%, 5.44%, 6.38% and 7.25% respectively, which shows good return performance of fund in the category. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI Banking & Psu Debt Fund direct growth option would have grown to ₹10749.0 in 1 year, ₹12551.0 in 3 years and ₹14081.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in UTI Banking & Psu Debt Fund direct growth option would have grown to ₹12520.0 in 1 year, ₹40630.0 in 3 years and ₹69866.0 in 5 years as of today (26-07-2024).


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.90
0.83
0.70 | 1.08 2 | 19 Very Good
3M Return % 2.17
2.19
1.96 | 2.48 10 | 19 Good
6M Return % 3.83
3.96
3.73 | 4.45 15 | 19 Average
1Y Return % 7.14
7.17
6.88 | 7.61 10 | 19 Good
3Y Return % 7.57
5.44
4.65 | 7.57 1 | 18 Very Good
5Y Return % 6.88
6.38
5.66 | 6.93 2 | 15 Very Good
7Y Return % 5.81
6.61
5.81 | 7.31 15 | 15 Poor
10Y Return % 6.88
7.25
6.45 | 7.80 10 | 12 Poor
1Y SIP Return % 7.79
7.82
7.45 | 8.49 10 | 19 Good
3Y SIP Return % 7.69
6.46
5.88 | 7.69 1 | 18 Very Good
5Y SIP Return % 5.76
4.59
3.98 | 5.76 1 | 15 Very Good
7Y SIP Return % 5.87
5.77
5.16 | 6.35 7 | 15 Good
10Y SIP Return % 6.23
6.41
5.80 | 6.78 10 | 13 Average
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.92 0.86 0.74 | 1.10 3 | 18
3M Return % 2.24 2.27 2.03 | 2.55 9 | 18
6M Return % 3.99 4.14 3.88 | 4.57 15 | 18
1Y Return % 7.49 7.58 7.19 | 7.87 13 | 18
3Y Return % 7.87 5.87 5.09 | 7.87 1 | 17
5Y Return % 7.08 6.81 6.10 | 7.28 3 | 14
7Y Return % 5.98 7.03 5.98 | 7.63 14 | 14
10Y Return % 7.04 7.63 6.98 | 8.15 11 | 12
1Y SIP Return % 8.12 8.21 7.76 | 8.75 12 | 18
3Y SIP Return % 8.01 6.88 6.46 | 8.01 1 | 17
5Y SIP Return % 6.02 5.00 4.36 | 6.02 1 | 14
7Y SIP Return % 6.09 6.20 5.57 | 6.69 10 | 14
10Y SIP Return % 6.42 6.84 6.24 | 7.20 11 | 12
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.07 ₹ 10,007.00 0.08 ₹ 10,008.00
1W 0.20 ₹ 10,020.00 0.20 ₹ 10,020.00
1M 0.90 ₹ 10,090.00 0.92 ₹ 10,092.00
3M 2.17 ₹ 10,217.00 2.24 ₹ 10,224.00
6M 3.83 ₹ 10,383.00 3.99 ₹ 10,399.00
1Y 7.14 ₹ 10,714.00 7.49 ₹ 10,749.00
3Y 7.57 ₹ 12,446.00 7.87 ₹ 12,551.00
5Y 6.88 ₹ 13,948.00 7.08 ₹ 14,081.00
7Y 5.81 ₹ 14,848.00 5.98 ₹ 15,019.00
10Y 6.88 ₹ 19,455.00 7.04 ₹ 19,738.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.79 ₹ 12,498.44 8.12 ₹ 12,519.84
3Y ₹ 36000 7.69 ₹ 40,432.43 8.01 ₹ 40,629.78
5Y ₹ 60000 5.76 ₹ 69,407.16 6.02 ₹ 69,865.50
7Y ₹ 84000 5.87 ₹ 103,493.63 6.09 ₹ 104,314.14
10Y ₹ 120000 6.23 ₹ 165,249.36 6.42 ₹ 166,864.32
15Y ₹ 180000 ₹ ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 20.3535 20.6641
25-07-2024 20.3383 20.6486
24-07-2024 20.322 20.632
23-07-2024 20.3157 20.6254
22-07-2024 20.3138 20.6234
19-07-2024 20.3036 20.6127
18-07-2024 20.2994 20.6083
16-07-2024 20.2834 20.5919
15-07-2024 20.2722 20.5804
12-07-2024 20.2604 20.5681
11-07-2024 20.2482 20.5556
10-07-2024 20.2439 20.551
09-07-2024 20.2386 20.5456
08-07-2024 20.2345 20.5413
05-07-2024 20.2227 20.529
04-07-2024 20.2078 20.5137
03-07-2024 20.2016 20.5073
02-07-2024 20.202 20.5076
01-07-2024 20.1965 20.5018
28-06-2024 20.1853 20.4899
27-06-2024 20.175 20.4793
26-06-2024 20.172 20.476

Fund Launch Date: 27/Jan/2014
Fund Category: Banking and PSU Fund
Investment Objective: The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: An open ended debt scheme predominantly investing in debt instruments of Banks, Public Sector Undertakings,Public Financial Institutions and Municipal Bonds.
Fund Benchmark: CRISIL Banking and PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.