Invesco India Credit Risk Fund Datagrid
Category Credit Risk Fund
BMSMONEY Rank 7
Rating
Growth Option 11-12-2025
NAV ₹1978.22(R) +0.04% ₹2213.34(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.16% 9.35% 6.55% 5.14% 5.78%
Direct 10.45% 10.62% 7.81% 6.36% 6.88%
Benchmark
SIP (XIRR) Regular -8.42% 4.98% 6.72% 6.57% 5.64%
Direct -7.31% 6.24% 7.99% 7.82% 6.81%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.27 2.04 0.93 5.94% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.76% 0.0% -0.1% 0.35 1.05%
Fund AUM As on: 30/06/2025 148 Cr
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Nippon India Credit Risk Fund 2
Dsp Credit Risk Fund 3

NAV Date: 11-12-2025

Scheme Name NAV Rupee Change Percent Change
Invesco India Credit Risk Fund - Direct Plan - Monthly IDCW (Payout / Reinvestment) 1178.66
0.5100
0.0400%
Invesco India Credit Risk Fund - Regular Plan - Monthly IDCW (Payout / Reinvestment) 1452.85
0.5900
0.0400%
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) 1977.61
0.8000
0.0400%
Invesco India Credit Risk Fund - Regular Plan - Growth 1978.22
0.8000
0.0400%
Invesco India Credit Risk Fund - Direct Plan - Growth 2213.34
0.9600
0.0400%
Invesco India Credit Risk Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment) 2229.87
0.9700
0.0400%

Review Date: 11-12-2025

Beginning of Analysis

In the Credit Risk Fund category, Invesco India Credit Risk Fund is the 8th ranked fund. The category has total 13 funds. The 3 star rating shows an average past performance of the Invesco India Credit Risk Fund in Credit Risk Fund. The fund has a Jensen Alpha of 5.94% which is higher than the category average of 5.01%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.27 which is lower than the category average of 1.88.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Invesco India Credit Risk Fund Return Analysis

  • The fund has given a return of 0.39%, 1.74 and 3.05 in last one, three and six months respectively. In the same period the category average return was 0.34%, 1.91% and 3.51% respectively.
  • Invesco India Credit Risk Fund has given a return of 10.45% in last one year. In the same period the Credit Risk Fund category average return was 11.07%.
  • The fund has given a return of 10.62% in last three years and ranked 4.0th out of 14 funds in the category. In the same period the Credit Risk Fund category average return was 9.49%.
  • The fund has given a return of 7.81% in last five years and ranked 8th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 9.95%.
  • The fund has given a return of 6.88% in last ten years and ranked 10th out of 12 funds in the category. In the same period the category average return was 7.84%.
  • The fund has given a SIP return of -7.31% in last one year whereas category average SIP return is -6.46%. The fund one year return rank in the category is 8th in 14 funds
  • The fund has SIP return of 6.24% in last three years and ranks 4th in 14 funds. Dsp Credit Risk Fund has given the highest SIP return (12.87%) in the category in last three years.
  • The fund has SIP return of 7.99% in last five years whereas category average SIP return is 8.74%.

Invesco India Credit Risk Fund Risk Analysis

  • The fund has a standard deviation of 2.76 and semi deviation of 1.05. The category average standard deviation is 1.99 and semi deviation is 0.79.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.1. The category average VaR is -0.0 and the maximum drawdown is -0.04. The fund has a beta of 0.42 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Credit Risk Fund Category
  • Good Performance in Credit Risk Fund Category
  • Poor Performance in Credit Risk Fund Category
  • Very Poor Performance in Credit Risk Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.29
    0.27
    		0.15 | 0.47 5 | 14 Good
    3M Return % 1.45
    1.72
    		1.18 | 2.47 11 | 14 Average
    6M Return % 2.45
    3.11
    		2.04 | 4.26 12 | 14 Average
    1Y Return % 9.16
    10.22
    		6.22 | 20.95 5 | 14 Good
    3Y Return % 9.35
    8.65
    		6.01 | 14.67 4 | 14 Very Good
    5Y Return % 6.55
    9.11
    		5.30 | 25.95 11 | 13 Average
    7Y Return % 5.14
    6.73
    		1.04 | 9.96 12 | 13 Average
    10Y Return % 5.78
    6.99
    		2.93 | 8.89 11 | 12 Poor
    1Y SIP Return % -8.42
    -7.18
    		-10.25 | 0.28 8 | 14 Good
    3Y SIP Return % 4.98
    5.40
    		2.45 | 11.97 5 | 14 Good
    5Y SIP Return % 6.72
    7.89
    		4.72 | 18.17 8 | 13 Good
    7Y SIP Return % 6.57
    7.99
    		5.27 | 19.10 10 | 13 Average
    10Y SIP Return % 5.64
    7.15
    		3.42 | 13.08 11 | 12 Poor
    Standard Deviation 2.76
    1.99
    		0.69 | 6.84 12 | 14 Average
    Semi Deviation 1.05
    0.79
    		0.35 | 2.08 12 | 14 Average
    Max Drawdown % -0.10
    -0.05
    		-0.36 | 0.00 12 | 14 Average
    VaR 1 Y % 0.00
    0.00
    		-0.03 | 0.00 13 | 14 Poor
    Average Drawdown % -0.10
    -0.03
    		-0.17 | 0.00 12 | 14 Average
    Sharpe Ratio 1.27
    1.88
    		0.45 | 3.53 11 | 14 Average
    Sterling Ratio 0.93
    0.87
    		0.60 | 1.47 4 | 14 Very Good
    Sortino Ratio 2.04
    3.43
    		0.35 | 7.35 9 | 14 Average
    Jensen Alpha % 5.94
    5.01
    		-7.46 | 16.46 3 | 14 Very Good
    Treynor Ratio 0.10
    0.07
    		-0.34 | 0.54 3 | 14 Very Good
    Modigliani Square Measure % 4.04
    7.91
    		2.19 | 12.50 12 | 14 Average
    Alpha % -0.25
    -0.62
    		-3.11 | 3.77 4 | 14 Very Good
    Return data last Updated On : Dec. 11, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.39 0.34 0.23 | 0.52 4 | 14 Very Good
    3M Return % 1.74 1.91 1.39 | 2.64 10 | 14 Average
    6M Return % 3.05 3.51 2.55 | 4.71 11 | 14 Average
    1Y Return % 10.45 11.07 6.72 | 21.91 4 | 14 Very Good
    3Y Return % 10.62 9.49 6.36 | 15.59 4 | 14 Very Good
    5Y Return % 7.81 9.95 6.34 | 26.35 8 | 13 Good
    7Y Return % 6.36 7.56 1.82 | 10.29 11 | 13 Average
    10Y Return % 6.88 7.84 3.84 | 9.18 10 | 12 Poor
    1Y SIP Return % -7.31 -6.46 -9.33 | 1.03 8 | 14 Good
    3Y SIP Return % 6.24 6.24 2.83 | 12.87 4 | 14 Very Good
    5Y SIP Return % 7.99 8.74 5.78 | 18.60 4 | 13 Very Good
    7Y SIP Return % 7.82 8.82 6.08 | 19.49 6 | 13 Good
    10Y SIP Return % 6.81 7.96 4.21 | 13.39 10 | 12 Poor
    Standard Deviation 2.76 1.99 0.69 | 6.84 12 | 14 Average
    Semi Deviation 1.05 0.79 0.35 | 2.08 12 | 14 Average
    Max Drawdown % -0.10 -0.05 -0.36 | 0.00 12 | 14 Average
    VaR 1 Y % 0.00 0.00 -0.03 | 0.00 13 | 14 Poor
    Average Drawdown % -0.10 -0.03 -0.17 | 0.00 12 | 14 Average
    Sharpe Ratio 1.27 1.88 0.45 | 3.53 11 | 14 Average
    Sterling Ratio 0.93 0.87 0.60 | 1.47 4 | 14 Very Good
    Sortino Ratio 2.04 3.43 0.35 | 7.35 9 | 14 Average
    Jensen Alpha % 5.94 5.01 -7.46 | 16.46 3 | 14 Very Good
    Treynor Ratio 0.10 0.07 -0.34 | 0.54 3 | 14 Very Good
    Modigliani Square Measure % 4.04 7.91 2.19 | 12.50 12 | 14 Average
    Alpha % -0.25 -0.62 -3.11 | 3.77 4 | 14 Very Good
    Return data last Updated On : Dec. 11, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Invesco India Credit Risk Fund NAV Regular Growth Invesco India Credit Risk Fund NAV Direct Growth
    11-12-2025 1978.2232 2213.3427
    10-12-2025 1977.4244 2212.378
    09-12-2025 1979.1519 2214.2397
    08-12-2025 1981.0403 2216.2814
    05-12-2025 1981.8917 2217.0207
    04-12-2025 1980.428 2215.3124
    03-12-2025 1980.2191 2215.0077
    02-12-2025 1978.6835 2213.2191
    01-12-2025 1976.6012 2210.8191
    28-11-2025 1976.753 2210.7762
    27-11-2025 1976.9878 2210.968
    26-11-2025 1977.3241 2211.2732
    25-11-2025 1976.7091 2210.5146
    24-11-2025 1975.3053 2208.874
    21-11-2025 1973.465 2206.6039
    20-11-2025 1974.0983 2207.2412
    19-11-2025 1973.7915 2206.8275
    18-11-2025 1973.3748 2206.2909
    17-11-2025 1972.5032 2205.2457
    14-11-2025 1972.2145 2204.7109
    13-11-2025 1972.7339 2205.2208
    12-11-2025 1973.0365 2205.4884
    11-11-2025 1972.4993 2204.8173

    Fund Launch Date: 14/Aug/2014
    Fund Category: Credit Risk Fund
    Investment Objective: To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.
    Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
    Fund Benchmark: CRISIL Composite AA Short Term Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.