Previously Known As : Iti Long Term Equity Fund
Iti Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 22
Rating
Growth Option 27-01-2026
NAV ₹22.58(R) +0.18% ₹25.59(D) +0.2%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.13% 17.82% 13.72% -% -%
Direct 9.11% 19.99% 15.94% -% -%
Nifty 500 TRI 10.21% 16.44% 15.78% 15.65% 15.12%
SIP (XIRR) Regular -5.39% 8.41% 11.91% -% -%
Direct -3.54% 10.54% 14.08% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.85 0.41 0.6 0.99% 0.12
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.33% -24.68% -22.29% 1.11 11.3%
Fund AUM As on: 30/12/2025 437 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
DSP ELSS Tax Saver Fund 3
Mirae Asset ELSS Tax Saver Fund 4
Baroda BNP Paribas ELSS Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
ICICI Prudential ELSS Tax Saver Fund 7
Edelweiss ELSS Tax saver Fund 8

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
ITI ELSS Tax Saver Fund - Regular Plan - IDCW Option 20.72
0.0400
0.1800%
ITI ELSS Tax Saver Fund - Regular Plan - Growth Option 22.58
0.0400
0.1800%
ITI ELSS Tax Saver Fund - Direct Plan - IDCW Option 23.59
0.0500
0.2000%
ITI ELSS Tax Saver Fund - Direct Plan - Growth Option 25.59
0.0500
0.2000%

Review Date: 27-01-2026

Beginning of Analysis

ITI ELSS Tax Saver Fund is the 14th ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The 4 star rating shows a very good past performance of the ITI ELSS Tax Saver Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 0.99% which is higher than the category average of 0.61%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.85 which is higher than the category average of 0.8.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

ITI ELSS Tax Saver Fund Return Analysis

The ITI ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -7.03%, -9.52 and -4.8 in last one, three and six months respectively. In the same period the category average return was -3.79%, -4.95% and -1.2% respectively.
  • ITI ELSS Tax Saver Fund has given a return of 9.11% in last one year. In the same period the Nifty 500 TRI return was 10.21%. The fund has given 1.1% less return than the benchmark return.
  • The fund has given a return of 19.99% in last three years and rank 8th out of 37 funds in the category. In the same period the Nifty 500 TRI return was 16.44%. The fund has given 3.55% more return than the benchmark return.
  • ITI ELSS Tax Saver Fund has given a return of 15.94% in last five years and category average returns is 16.5% in same period. The fund ranked 19th out of 32 funds in the category. In the same period the Nifty 500 TRI return was 15.78%. The fund has given 0.16% more return than the benchmark return.
  • The fund has given a SIP return of -3.54% in last one year whereas category average SIP return is 1.5%. The fund one year return rank in the category is 35th in 40 funds
  • The fund has SIP return of 10.54% in last three years and ranks 18th in 37 funds. Hdfc Taxsaver has given the highest SIP return (15.45%) in the category in last three years.
  • The fund has SIP return of 14.08% in last five years whereas category average SIP return is 13.35%.

ITI ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 15.33 and semi deviation of 11.3. The category average standard deviation is 13.02 and semi deviation is 9.55.
  • The fund has a Value at Risk (VaR) of -24.68 and a maximum drawdown of -22.29. The category average VaR is -16.78 and the maximum drawdown is -17.65. The fund has a beta of 1.07 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -7.16 -3.60
    -3.88
    		-7.16 | -1.99 39 | 39 Poor
    3M Return % -9.95 -4.19
    -5.25
    		-11.47 | -1.62 38 | 39 Poor
    6M Return % -5.71 0.24
    -1.80
    		-9.66 | 3.65 35 | 39 Poor
    1Y Return % 7.13 10.21
    7.05
    		-2.60 | 13.36 21 | 39 Average
    3Y Return % 17.82 16.44
    16.01
    		6.04 | 23.28 9 | 37 Very Good
    5Y Return % 13.72 15.78
    15.19
    		10.02 | 20.64 23 | 32 Average
    1Y SIP Return % -5.39
    0.26
    		-9.95 | 8.17 34 | 39 Poor
    3Y SIP Return % 8.41
    9.23
    		-2.80 | 14.72 26 | 37 Average
    5Y SIP Return % 11.91
    12.06
    		7.39 | 18.21 17 | 32 Average
    Standard Deviation 15.33
    13.02
    		9.06 | 19.00 34 | 38 Poor
    Semi Deviation 11.30
    9.55
    		6.49 | 14.84 33 | 38 Poor
    Max Drawdown % -22.29
    -17.65
    		-28.24 | -9.56 33 | 38 Poor
    VaR 1 Y % -24.68
    -16.78
    		-24.68 | -8.66 38 | 38 Poor
    Average Drawdown % -9.12
    -6.26
    		-10.28 | -3.31 36 | 38 Poor
    Sharpe Ratio 0.85
    0.80
    		0.14 | 1.34 15 | 38 Good
    Sterling Ratio 0.60
    0.61
    		0.22 | 0.93 19 | 38 Good
    Sortino Ratio 0.41
    0.40
    		0.09 | 0.75 15 | 38 Good
    Jensen Alpha % 0.99
    0.61
    		-9.13 | 7.26 20 | 38 Good
    Treynor Ratio 0.12
    0.11
    		0.02 | 0.18 14 | 38 Good
    Modigliani Square Measure % 16.40
    16.56
    		6.29 | 24.80 19 | 38 Good
    Alpha % 2.42
    -0.07
    		-7.94 | 8.92 8 | 38 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -7.03 -3.60 -3.79 -7.03 | -1.94 40 | 40 Poor
    3M Return % -9.52 -4.19 -4.95 -11.20 | -1.38 39 | 40 Poor
    6M Return % -4.80 0.24 -1.20 -9.01 | 4.51 35 | 40 Poor
    1Y Return % 9.11 10.21 8.32 -1.26 | 14.17 20 | 40 Good
    3Y Return % 19.99 16.44 17.29 7.56 | 24.11 8 | 37 Very Good
    5Y Return % 15.94 15.78 16.50 10.88 | 21.82 19 | 32 Average
    1Y SIP Return % -3.54 1.50 -8.59 | 9.99 35 | 40 Poor
    3Y SIP Return % 10.54 10.49 -1.34 | 15.45 18 | 37 Good
    5Y SIP Return % 14.08 13.35 9.25 | 19.01 11 | 32 Good
    Standard Deviation 15.33 13.02 9.06 | 19.00 34 | 38 Poor
    Semi Deviation 11.30 9.55 6.49 | 14.84 33 | 38 Poor
    Max Drawdown % -22.29 -17.65 -28.24 | -9.56 33 | 38 Poor
    VaR 1 Y % -24.68 -16.78 -24.68 | -8.66 38 | 38 Poor
    Average Drawdown % -9.12 -6.26 -10.28 | -3.31 36 | 38 Poor
    Sharpe Ratio 0.85 0.80 0.14 | 1.34 15 | 38 Good
    Sterling Ratio 0.60 0.61 0.22 | 0.93 19 | 38 Good
    Sortino Ratio 0.41 0.40 0.09 | 0.75 15 | 38 Good
    Jensen Alpha % 0.99 0.61 -9.13 | 7.26 20 | 38 Good
    Treynor Ratio 0.12 0.11 0.02 | 0.18 14 | 38 Good
    Modigliani Square Measure % 16.40 16.56 6.29 | 24.80 19 | 38 Good
    Alpha % 2.42 -0.07 -7.94 | 8.92 8 | 38 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Iti Elss Tax Saver Fund NAV Regular Growth Iti Elss Tax Saver Fund NAV Direct Growth
    27-01-2026 22.5824 25.5855
    23-01-2026 22.5424 25.5352
    22-01-2026 23.0223 26.0777
    21-01-2026 22.9323 25.9745
    20-01-2026 23.1156 26.1808
    19-01-2026 23.7312 26.8767
    16-01-2026 23.8128 26.9653
    14-01-2026 23.8644 27.0212
    13-01-2026 23.8572 27.0117
    12-01-2026 23.9199 27.0814
    09-01-2026 23.9307 27.0897
    08-01-2026 24.3448 27.5572
    07-01-2026 24.7587 28.0244
    06-01-2026 24.8121 28.0835
    05-01-2026 24.9511 28.2394
    02-01-2026 24.9114 28.1904
    01-01-2026 24.6483 27.8913
    31-12-2025 24.515 27.7392
    30-12-2025 24.2836 27.476
    29-12-2025 24.3249 27.5215

    Fund Launch Date: 15/Jul/2019
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: To provide long-term capital appreciation byinvesting predominantly in equity and equityrelated securities. However, there is noassurance or guarantee that the investmentobjective of the Scheme will be achieved. Thescheme does not assure or guarantee anyreturns.
    Fund Description: An open ended equity linked saving scheme with a statutory lock-inof 3 years and tax benefit
    Fund Benchmark: Nifty 500 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.