Iti Liquid Fund Overview
Category Liquid Fund
BMSMONEY Rank 30
Rating
Growth Option 09-05-2025
NAV ₹1347.85(R) +0.01% ₹1359.01(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.96% 6.51% 5.1% -% -%
Direct 7.13% 6.68% 5.25% -% -%
Benchmark
SIP (XIRR) Regular 6.99% 6.82% 6.03% -% -%
Direct 7.16% 6.99% 6.19% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-1.08 -0.32 0.64 5.26% -0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.27% 0.0% 0.0% 0.08 0.23%

NAV Date: 09-05-2025

Scheme Name NAV Rupee Change Percent Change
ITI Liquid Fund - Regular Plan - Daily IDCW Option 1001.0
0.0000
0.0000%
ITI Liquid Fund - Regular Plan - Monthly IDCW Option 1001.15
0.0000
0.0000%
ITI Liquid Fund - Regular Plan - Weekly IDCW Option 1001.4
0.1200
0.0100%
ITI Liquid Fund - Direct Plan - Weekly IDCW Option 1001.41
0.1300
0.0100%
ITI Liquid Fund - Direct Plan - Daily IDCW Option 1001.45
-0.0600
-0.0100%
ITI Liquid Fund - Regular Plan - Fortnightly Income Distribution cum capital withdrawal option Option 1003.06
0.1200
0.0100%
ITI Liquid Fund - Direct Plan - Monthly IDCW Option 1003.12
0.1300
0.0100%
ITI Liquid Fund - Regular Plan - Growth Option 1347.85
0.1600
0.0100%
ITI Liquid Fund - Regular Plan - Annually IDCW Option 1354.78
0.1700
0.0100%
ITI Liquid Fund - Direct Plan - Growth Option 1359.01
0.1700
0.0100%
ITI Liquid Fund - Direct Plan - Annually IDCW Option 1360.57
0.1700
0.0100%

Review Date: 09-05-2025

Beginning of Analysis

Iti Liquid Fund is the 30th ranked fund in the Liquid Fund category. The category has total 33 funds. The Iti Liquid Fund has shown a very poor past performence in Liquid Fund. The fund has a Jensen Alpha of 5.26% which is higher than the category average of 5.24%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of -1.08 which is lower than the category average of -0.24.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Iti Liquid Fund Return Analysis

  • The fund has given a return of 0.49%, 1.72 and 3.47 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.75% and 3.52% respectively.
  • Iti Liquid Fund has given a return of 7.13% in last one year. In the same period the Liquid Fund category average return was 7.29%.
  • The fund has given a return of 6.68% in last three years and ranked 30.0th out of 34 funds in the category. In the same period the Liquid Fund category average return was 4.42%.
  • The fund has given a return of 5.25% in last five years and ranked 30th out of 33 funds in the category. In the same period the Liquid Fund category average return was 3.55%.
  • The fund has given a SIP return of 7.16% in last one year whereas category average SIP return is 7.3%. The fund one year return rank in the category is 30th in 35 funds
  • The fund has SIP return of 6.99% in last three years and ranks 30th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (7.33%) in the category in last three years.
  • The fund has SIP return of 6.19% in last five years whereas category average SIP return is 6.39%.

Iti Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.27 and semi deviation of 0.23. The category average standard deviation is 0.31 and semi deviation is 0.26.
  • The fund has a beta of 0.08 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Iti Liquid Fund NAV Regular Growth Iti Liquid Fund NAV Direct Growth
    09-05-2025 1347.8485 1359.0133
    08-05-2025 1347.684 1358.8416
    07-05-2025 1347.4989 1358.649
    06-05-2025 1347.3114 1358.4539
    02-05-2025 1346.4047 1357.516
    30-04-2025 1345.9408 1357.0363
    28-04-2025 1345.5509 1356.6313
    25-04-2025 1344.926 1355.9834
    24-04-2025 1344.7488 1355.7989
    23-04-2025 1344.5293 1355.5716
    22-04-2025 1344.31 1355.3446
    21-04-2025 1344.0845 1355.1113
    17-04-2025 1343.1946 1354.1903
    16-04-2025 1343.003 1353.9912
    15-04-2025 1342.8084 1353.7891
    11-04-2025 1341.9224 1352.8722
    09-04-2025 1341.4488 1352.3828

    Fund Launch Date: 24/Apr/2019
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.
    Fund Description: An open-ended liquid Scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.