Jm Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 23
Rating
Growth Option 24-07-2026
NAV ₹75.93(R) +0.02% ₹76.82(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.16% 6.79% 6.1% 5.54% 6.01%
Direct 6.27% 6.9% 6.21% 5.63% 6.1%
Benchmark
SIP (XIRR) Regular 6.42% 6.59% 6.56% 6.09% 5.95%
Direct 6.52% 6.7% 6.67% 6.2% 6.05%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.53 6.23 0.68 0.82% 0.24
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.21% 0.0% 0.0% 0.05 0.16%
Fund AUM As on: 30/12/2025 2172 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 24-07-2026

Scheme Name NAV Rupee Change Percent Change
JM Liquid Fund (Direct) - Daily IDCW 10.43
0.0000
0.0000%
JM Liquid Fund (Regular) - Daily IDCW 10.43
0.0000
0.0000%
JM Liquid Fund (Regular) - Weekly IDCW 11.01
0.0000
0.0200%
JM Liquid Fund (Direct) - Weekly IDCW 11.01
0.0000
0.0200%
JM Liquid Fund (Regular) - Bonus Option - Principal Units 24.31
0.0100
0.0200%
JM Liquid Fund (Regular) - Quarterly IDCW 42.98
0.0100
0.0200%
JM Liquid Fund (Direct) - Quarterly IDCW 43.61
0.0100
0.0200%
JM Liquid Fund (Regular) - Super Institutional Plan - Growth Option 43.66
0.0100
0.0200%
JM Liquid Fund - Growth Option 75.93
0.0200
0.0200%
JM Liquid Fund (Direct) - Growth Option 76.82
0.0200
0.0200%

Review Date: 24-07-2026

Beginning of Analysis

In the Liquid Fund category, JM Liquid Fund is the 23rd ranked fund. The category has total 33 funds. The JM Liquid Fund has shown a poor past performence in Liquid Fund. The fund has a Jensen Alpha of 0.82% which is higher than the category average of -0.4%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.53 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

JM Liquid Fund Return Analysis

  • The fund has given a return of 0.53%, 1.6 and 3.26 in last one, three and six months respectively. In the same period the category average return was 0.53%, -0.59% and 1.05% respectively.
  • JM Liquid Fund has given a return of 6.27% in last one year. In the same period the Liquid Fund category average return was 3.84%.
  • The fund has given a return of 6.9% in last three years and ranked 26.0th out of thirty six funds in the category. In the same period the Liquid Fund category average return was 5.32%.
  • The fund has given a return of 6.21% in last five years and ranked 25th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.08%.
  • The fund has given a return of 6.1% in last ten years and ranked 16th out of twenty nine funds in the category. In the same period the category average return was 5.32%.
  • The fund has given a SIP return of 6.52% in last one year whereas category average SIP return is 3.7%. The fund one year return rank in the category is 29th in 37 funds
  • The fund has SIP return of 6.7% in last three years and ranks 26th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.87%) in the category in last three years.
  • The fund has SIP return of 6.67% in last five years whereas category average SIP return is 4.19%.

JM Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.21 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52
    0.52
    		0.43 | 0.55 30 | 41 Average
    3M Return % 1.57
    -0.68
    		-89.84 | 1.62 24 | 41 Average
    6M Return % 3.21
    0.93
    		-89.67 | 3.33 27 | 41 Average
    1Y Return % 6.16
    3.64
    		-89.37 | 6.35 25 | 38 Average
    3Y Return % 6.79
    5.19
    		-50.38 | 6.96 24 | 36 Average
    5Y Return % 6.10
    4.94
    		-33.01 | 6.23 22 | 35 Average
    7Y Return % 5.54
    4.63
    		-23.99 | 5.68 22 | 34 Average
    10Y Return % 6.01
    5.18
    		-15.75 | 6.10 16 | 28 Average
    15Y Return % 7.01
    6.26
    		-8.21 | 7.24 9 | 22 Good
    1Y SIP Return % 6.42
    3.48
    		-98.98 | 6.64 26 | 36 Average
    3Y SIP Return % 6.59
    3.77
    		-89.38 | 6.77 24 | 34 Average
    5Y SIP Return % 6.56
    4.05
    		-75.75 | 6.72 23 | 33 Average
    7Y SIP Return % 6.09
    3.89
    		-63.71 | 6.22 22 | 32 Average
    10Y SIP Return % 5.95
    3.84
    		-49.15 | 6.07 20 | 26 Average
    15Y SIP Return % 6.29
    4.55
    		-31.86 | 6.48 13 | 22 Average
    Standard Deviation 0.21
    1.75
    		0.18 | 52.24 10 | 34 Good
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 13 | 34 Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.53
    4.27
    		-1.03 | 5.25 22 | 34 Average
    Sterling Ratio 0.68
    0.65
    		-0.50 | 0.70 23 | 34 Average
    Sortino Ratio 6.23
    6.67
    		-0.16 | 10.85 23 | 34 Average
    Jensen Alpha % 0.82
    -0.40
    		-38.83 | 0.92 19 | 34 Average
    Treynor Ratio 0.24
    0.26
    		0.10 | 1.83 9 | 34 Very Good
    Modigliani Square Measure % 3.21
    3.03
    		-0.73 | 3.72 22 | 34 Average
    Alpha % -0.70
    -2.80
    		-69.11 | -0.63 12 | 34 Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53 0.53 0.45 | 0.56 33 | 42 Average
    3M Return % 1.60 -0.59 -89.84 | 1.67 25 | 42 Average
    6M Return % 3.26 1.05 -89.67 | 3.38 31 | 42 Average
    1Y Return % 6.27 3.84 -89.36 | 6.46 28 | 39 Average
    3Y Return % 6.90 5.32 -50.34 | 7.04 26 | 36 Average
    5Y Return % 6.21 5.08 -32.95 | 6.31 25 | 35 Average
    7Y Return % 5.63 4.76 -23.92 | 5.99 23 | 34 Average
    10Y Return % 6.10 5.32 -15.69 | 6.36 16 | 29 Good
    1Y SIP Return % 6.52 3.70 -98.98 | 6.74 29 | 37 Average
    3Y SIP Return % 6.70 3.91 -89.35 | 6.87 26 | 34 Average
    5Y SIP Return % 6.67 4.19 -75.68 | 6.81 25 | 33 Average
    7Y SIP Return % 6.20 4.02 -63.60 | 6.32 24 | 32 Average
    10Y SIP Return % 6.05 4.04 -49.00 | 6.25 21 | 27 Average
    Standard Deviation 0.21 1.75 0.18 | 52.24 10 | 34 Good
    Semi Deviation 0.16 1.65 0.14 | 50.79 13 | 34 Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.53 4.27 -1.03 | 5.25 22 | 34 Average
    Sterling Ratio 0.68 0.65 -0.50 | 0.70 23 | 34 Average
    Sortino Ratio 6.23 6.67 -0.16 | 10.85 23 | 34 Average
    Jensen Alpha % 0.82 -0.40 -38.83 | 0.92 19 | 34 Average
    Treynor Ratio 0.24 0.26 0.10 | 1.83 9 | 34 Very Good
    Modigliani Square Measure % 3.21 3.03 -0.73 | 3.72 22 | 34 Average
    Alpha % -0.70 -2.80 -69.11 | -0.63 12 | 34 Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Liquid Fund NAV Regular Growth Jm Liquid Fund NAV Direct Growth
    24-07-2026 75.9263 76.8205
    23-07-2026 75.9098 76.8036
    22-07-2026 75.8952 76.7887
    21-07-2026 75.8887 76.7818
    20-07-2026 75.8761 76.7689
    17-07-2026 75.8432 76.735
    16-07-2026 75.8217 76.713
    15-07-2026 75.8061 76.697
    14-07-2026 75.7978 76.6884
    13-07-2026 75.7959 76.6862
    10-07-2026 75.7603 76.6497
    09-07-2026 75.7385 76.6273
    08-07-2026 75.72 76.6085
    07-07-2026 75.7151 76.6032
    06-07-2026 75.7148 76.6028
    03-07-2026 75.6945 76.5816
    02-07-2026 75.6824 76.5692
    01-07-2026 75.6681 76.5544
    30-06-2026 75.6395 76.5253
    29-06-2026 75.5925 76.4776
    25-06-2026 75.5498 76.4335
    24-06-2026 75.5325 76.4158

    Fund Launch Date: 23/Dec/1997
    Fund Category: Liquid Fund
    Investment Objective: To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in Debt and money market securities with maturity of upto 91 days only.
    Fund Description: Open Ended Debt Liquid Fund
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.