Jm Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 24
Rating
Growth Option 27-04-2026
NAV ₹74.78(R) +0.03% ₹75.64(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.09% 6.83% 5.95% 5.56% 6.04%
Direct 6.2% 6.94% 6.05% 5.66% 6.14%
Benchmark
SIP (XIRR) Regular 6.22% 6.64% 6.51% 5.64% 5.77%
Direct 6.33% 6.75% 6.62% 5.74% 5.86%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.6 6.0 0.68 0.99% -6.38
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 2172 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Dsp Liquidity Fund 3
Union Liquid Fund 4
UTI Liquid Fund 5
Mahindra Manulife Liquid Fund 6
Canara Robeco Liquid Fund 7

NAV Date: 27-04-2026

Scheme Name NAV Rupee Change Percent Change
JM Liquid Fund (Direct) - Daily IDCW 10.43
0.0000
0.0000%
JM Liquid Fund (Regular) - Daily IDCW 10.43
0.0000
0.0000%
JM Liquid Fund (Regular) - Weekly IDCW 11.01
0.0000
0.0300%
JM Liquid Fund (Direct) - Weekly IDCW 11.01
0.0000
0.0300%
JM Liquid Fund (Regular) - Bonus Option - Principal Units 23.94
0.0100
0.0300%
JM Liquid Fund (Regular) - Quarterly IDCW 42.32
0.0100
0.0300%
JM Liquid Fund (Direct) - Quarterly IDCW 42.94
0.0100
0.0300%
JM Liquid Fund (Regular) - Super Institutional Plan - Growth Option 42.99
0.0100
0.0300%
JM Liquid Fund - Growth Option 74.78
0.0200
0.0300%
JM Liquid Fund (Direct) - Growth Option 75.64
0.0200
0.0300%

Review Date: 27-04-2026

Beginning of Analysis

In the Liquid Fund category, Jm Liquid Fund is the 23rd ranked fund. The category has total 33 funds. The Jm Liquid Fund has shown a poor past performence in Liquid Fund. The fund has a Jensen Alpha of 0.99% which is lower than the category average of 0.99%, showing poor performance. The fund has a Sharpe Ratio of 4.6 which is lower than the category average of 4.75.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Jm Liquid Fund Return Analysis

  • The fund has given a return of 0.7%, 1.67 and 3.12 in last one, three and six months respectively. In the same period the category average return was 0.72%, 1.69% and 3.15% respectively.
  • Jm Liquid Fund has given a return of 6.2% in last one year. In the same period the Liquid Fund category average return was 6.24%.
  • The fund has given a return of 6.94% in last three years and ranked 26.0th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.95%.
  • The fund has given a return of 6.05% in last five years and ranked 25th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.04%.
  • The fund has given a return of 6.14% in last ten years and ranked 16th out of twenty eight funds in the category. In the same period the category average return was 6.1%.
  • The fund has given a SIP return of 6.33% in last one year whereas category average SIP return is 6.39%. The fund one year return rank in the category is 29th in 35 funds
  • The fund has SIP return of 6.75% in last three years and ranks 27th in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.91%) in the category in last three years.
  • The fund has SIP return of 6.62% in last five years whereas category average SIP return is 6.63%.

Jm Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.70
    0.71
    		0.54 | 0.75 31 | 37 Poor
    3M Return % 1.65
    1.66
    		1.43 | 1.72 29 | 37 Average
    6M Return % 3.07
    3.08
    		2.79 | 3.17 28 | 37 Average
    1Y Return % 6.09
    6.10
    		5.53 | 6.26 25 | 37 Average
    3Y Return % 6.83
    6.81
    		6.24 | 6.99 24 | 35 Average
    5Y Return % 5.95
    5.91
    		5.32 | 6.06 22 | 35 Average
    7Y Return % 5.56
    5.52
    		4.99 | 5.74 22 | 34 Average
    10Y Return % 6.04
    5.99
    		5.44 | 6.17 14 | 27 Good
    15Y Return % 7.05
    7.00
    		6.45 | 7.32 10 | 21 Good
    1Y SIP Return % 6.22
    6.25
    		5.67 | 6.44 26 | 34 Average
    3Y SIP Return % 6.64
    6.64
    		6.08 | 6.81 24 | 32 Average
    5Y SIP Return % 6.51
    6.49
    		5.92 | 6.66 23 | 32 Average
    7Y SIP Return % 5.64
    5.87
    		5.25 | 6.15 25 | 31 Poor
    10Y SIP Return % 5.77
    5.88
    		5.35 | 6.04 22 | 24 Poor
    15Y SIP Return % 6.33
    6.35
    		5.79 | 6.48 15 | 20 Average
    Standard Deviation 0.20
    0.19
    		0.17 | 0.20 29 | 34 Poor
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 32 | 34 Poor
    Sharpe Ratio 4.60
    4.75
    		1.93 | 5.73 24 | 34 Average
    Sterling Ratio 0.68
    0.68
    		0.62 | 0.69 24 | 34 Average
    Sortino Ratio 6.00
    6.82
    		1.14 | 10.54 24 | 34 Average
    Jensen Alpha % 0.99
    0.99
    		0.42 | 1.17 24 | 34 Average
    Treynor Ratio -6.38
    -6.74
    		-9.23 | -6.00 11 | 34 Good
    Modigliani Square Measure % 9.60
    9.73
    		7.64 | 10.47 24 | 34 Average
    Alpha % -0.74
    -0.82
    		-1.42 | -0.66 8 | 34 Very Good
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.70 0.72 0.57 | 0.76 33 | 38 Poor
    3M Return % 1.67 1.69 1.45 | 1.74 31 | 38 Poor
    6M Return % 3.12 3.15 2.85 | 3.23 31 | 38 Poor
    1Y Return % 6.20 6.24 5.79 | 6.36 29 | 37 Average
    3Y Return % 6.94 6.95 6.55 | 7.06 26 | 35 Average
    5Y Return % 6.05 6.04 5.73 | 6.15 25 | 35 Average
    7Y Return % 5.66 5.65 5.25 | 6.05 23 | 34 Average
    10Y Return % 6.14 6.10 5.67 | 6.42 16 | 28 Average
    1Y SIP Return % 6.33 6.39 5.81 | 6.54 29 | 35 Poor
    3Y SIP Return % 6.75 6.79 6.32 | 6.91 27 | 33 Average
    5Y SIP Return % 6.62 6.63 6.30 | 6.75 26 | 33 Average
    7Y SIP Return % 5.74 6.02 5.42 | 6.25 28 | 32 Poor
    10Y SIP Return % 5.86 6.01 5.65 | 6.15 24 | 26 Poor
    Standard Deviation 0.20 0.19 0.17 | 0.20 29 | 34 Poor
    Semi Deviation 0.15 0.15 0.13 | 0.16 32 | 34 Poor
    Sharpe Ratio 4.60 4.75 1.93 | 5.73 24 | 34 Average
    Sterling Ratio 0.68 0.68 0.62 | 0.69 24 | 34 Average
    Sortino Ratio 6.00 6.82 1.14 | 10.54 24 | 34 Average
    Jensen Alpha % 0.99 0.99 0.42 | 1.17 24 | 34 Average
    Treynor Ratio -6.38 -6.74 -9.23 | -6.00 11 | 34 Good
    Modigliani Square Measure % 9.60 9.73 7.64 | 10.47 24 | 34 Average
    Alpha % -0.74 -0.82 -1.42 | -0.66 8 | 34 Very Good
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Liquid Fund NAV Regular Growth Jm Liquid Fund NAV Direct Growth
    27-04-2026 74.7758 75.6382
    24-04-2026 74.7522 75.6137
    23-04-2026 74.7426 75.6038
    22-04-2026 74.7349 75.5958
    21-04-2026 74.7283 75.5889
    20-04-2026 74.72 75.5804
    17-04-2026 74.6861 75.5454
    16-04-2026 74.6776 75.5366
    15-04-2026 74.6627 75.5213
    13-04-2026 74.6315 75.4893
    10-04-2026 74.587 75.4438
    09-04-2026 74.5666 75.4229
    08-04-2026 74.5369 75.3926
    07-04-2026 74.5125 75.3678
    06-04-2026 74.4965 75.3513
    02-04-2026 74.4386 75.292
    01-04-2026 74.3448 75.1969
    30-03-2026 74.3146 75.1659
    27-03-2026 74.2589 75.109

    Fund Launch Date: 23/Dec/1997
    Fund Category: Liquid Fund
    Investment Objective: To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in Debt and money market securities with maturity of upto 91 days only.
    Fund Description: Open Ended Debt Liquid Fund
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.