Jm Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 23
Rating
Growth Option 04-09-2026
NAV ₹76.51(R) +0.02% ₹77.42(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.32% 6.8% 6.19% 5.55% 6.01%
Direct 6.43% 6.9% 6.29% 5.65% 6.11%
Benchmark
SIP (XIRR) Regular 6.55% 6.6% 5.84% 5.77% 5.81%
Direct 6.65% 6.7% 5.94% 5.88% 5.91%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.53 6.23 0.68 0.82% 0.24
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.21% 0.0% 0.0% 0.05 0.16%
Fund AUM As on: 30/12/2025 2172 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 04-09-2026

Scheme Name NAV Rupee Change Percent Change
JM Liquid Fund (Direct) - Daily IDCW 10.43
0.0000
0.0000%
JM Liquid Fund (Regular) - Daily IDCW 10.43
0.0000
0.0000%
JM Liquid Fund (Regular) - Weekly IDCW 11.01
0.0000
0.0200%
JM Liquid Fund (Direct) - Weekly IDCW 11.02
0.0000
0.0200%
JM Liquid Fund (Regular) - Bonus Option - Principal Units 24.5
0.0100
0.0200%
JM Liquid Fund (Regular) - Quarterly IDCW 43.31
0.0100
0.0200%
JM Liquid Fund (Direct) - Quarterly IDCW 43.96
0.0100
0.0200%
JM Liquid Fund (Regular) - Super Institutional Plan - Growth Option 43.99
0.0100
0.0200%
JM Liquid Fund - Growth Option 76.51
0.0200
0.0200%
JM Liquid Fund (Direct) - Growth Option 77.42
0.0200
0.0200%

Review Date: 04-09-2026

Beginning of Analysis

JM Liquid Fund is the 23rd ranked fund in the Liquid Fund category. The category has total 33 funds. The JM Liquid Fund has shown a poor past performence in Liquid Fund. The fund has a Jensen Alpha of 0.82% which is higher than the category average of -0.4%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.53 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

JM Liquid Fund Return Analysis

  • The fund has given a return of 0.58%, 1.75 and 3.42 in last one, three and six months respectively. In the same period the category average return was 0.58%, -0.56% and 1.1% respectively.
  • JM Liquid Fund has given a return of 6.43% in last one year. In the same period the Liquid Fund category average return was 3.87%.
  • The fund has given a return of 6.9% in last three years and ranked 26.0th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.25%.
  • The fund has given a return of 6.29% in last five years and ranked 24th out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.11%.
  • The fund has given a return of 6.11% in last ten years and ranked 16th out of twenty eight funds in the category. In the same period the category average return was 5.3%.
  • The fund has given a SIP return of 6.65% in last one year whereas category average SIP return is 3.73%. The fund one year return rank in the category is 29th in 35 funds
  • The fund has SIP return of 6.7% in last three years and ranks 26th in 32 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.86%) in the category in last three years.
  • The fund has SIP return of 5.94% in last five years whereas category average SIP return is 4.01%.

JM Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.21 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.58
    0.56
    		0.44 | 0.59 11 | 40 Good
    3M Return % 1.72
    -0.60
    		-89.83 | 1.77 21 | 40 Average
    6M Return % 3.37
    1.02
    		-89.65 | 3.49 26 | 40 Average
    1Y Return % 6.32
    3.72
    		-89.35 | 6.51 26 | 37 Average
    3Y Return % 6.80
    5.15
    		-50.38 | 6.96 24 | 35 Average
    5Y Return % 6.19
    5.00
    		-32.96 | 6.32 22 | 34 Average
    7Y Return % 5.55
    4.63
    		-23.98 | 5.68 23 | 33 Average
    10Y Return % 6.01
    5.19
    		-15.75 | 6.10 16 | 28 Average
    15Y Return % 6.99
    6.25
    		-8.23 | 7.21 9 | 22 Good
    1Y SIP Return % 6.55
    3.57
    		-96.24 | 6.74 25 | 35 Average
    3Y SIP Return % 6.60
    3.82
    		-85.07 | 6.76 24 | 33 Average
    5Y SIP Return % 5.84
    3.92
    		-71.98 | 6.75 26 | 32 Poor
    7Y SIP Return % 5.77
    3.86
    		-60.81 | 6.27 25 | 31 Poor
    10Y SIP Return % 5.81
    3.88
    		-47.33 | 6.09 22 | 26 Poor
    15Y SIP Return % 6.31
    4.61
    		-31.08 | 6.44 16 | 22 Average
    Standard Deviation 0.21
    1.75
    		0.18 | 52.24 10 | 34 Good
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 13 | 34 Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.53
    4.27
    		-1.03 | 5.25 22 | 34 Average
    Sterling Ratio 0.68
    0.65
    		-0.50 | 0.70 23 | 34 Average
    Sortino Ratio 6.23
    6.67
    		-0.16 | 10.85 23 | 34 Average
    Jensen Alpha % 0.82
    -0.40
    		-38.83 | 0.92 19 | 34 Average
    Treynor Ratio 0.24
    0.26
    		0.10 | 1.83 9 | 34 Very Good
    Modigliani Square Measure % 3.21
    3.03
    		-0.73 | 3.72 22 | 34 Average
    Alpha % -0.70
    -2.80
    		-69.11 | -0.63 12 | 34 Good
    Return data last Updated On : Sept. 4, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.58 0.58 0.45 | 0.60 15 | 40 Good
    3M Return % 1.75 -0.56 -89.82 | 1.80 24 | 40 Average
    6M Return % 3.42 1.10 -89.65 | 3.54 31 | 40 Poor
    1Y Return % 6.43 3.87 -89.34 | 6.61 29 | 37 Average
    3Y Return % 6.90 5.25 -50.34 | 7.04 26 | 34 Average
    5Y Return % 6.29 5.11 -32.89 | 6.40 24 | 33 Average
    7Y Return % 5.65 4.74 -23.91 | 5.98 23 | 32 Average
    10Y Return % 6.11 5.30 -15.68 | 6.36 16 | 28 Average
    1Y SIP Return % 6.65 3.73 -96.24 | 6.84 29 | 35 Poor
    3Y SIP Return % 6.70 3.89 -85.04 | 6.86 26 | 32 Poor
    5Y SIP Return % 5.94 4.01 -71.92 | 6.84 27 | 31 Poor
    7Y SIP Return % 5.88 3.95 -60.70 | 6.36 27 | 30 Poor
    10Y SIP Return % 5.91 4.02 -47.19 | 6.19 24 | 26 Poor
    Standard Deviation 0.21 1.75 0.18 | 52.24 10 | 34 Good
    Semi Deviation 0.16 1.65 0.14 | 50.79 13 | 34 Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.53 4.27 -1.03 | 5.25 22 | 34 Average
    Sterling Ratio 0.68 0.65 -0.50 | 0.70 23 | 34 Average
    Sortino Ratio 6.23 6.67 -0.16 | 10.85 23 | 34 Average
    Jensen Alpha % 0.82 -0.40 -38.83 | 0.92 19 | 34 Average
    Treynor Ratio 0.24 0.26 0.10 | 1.83 9 | 34 Very Good
    Modigliani Square Measure % 3.21 3.03 -0.73 | 3.72 22 | 34 Average
    Alpha % -0.70 -2.80 -69.11 | -0.63 12 | 34 Good
    Return data last Updated On : Sept. 4, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Liquid Fund NAV Regular Growth Jm Liquid Fund NAV Direct Growth
    04-09-2026 76.5128 77.4228
    03-09-2026 76.4955 77.4051
    02-09-2026 76.4667 77.3758
    01-09-2026 76.4422 77.3507
    31-08-2026 76.4219 77.33
    28-08-2026 76.383 77.29
    27-08-2026 76.37 77.2766
    26-08-2026 76.3529 77.2592
    25-08-2026 76.3403 77.2461
    24-08-2026 76.325 77.2304
    21-08-2026 76.2855 77.1899
    20-08-2026 76.2753 77.1793
    19-08-2026 76.2708 77.1745
    18-08-2026 76.2601 77.1635
    17-08-2026 76.2508 77.1539
    14-08-2026 76.2156 77.1176
    13-08-2026 76.2002 77.1018
    12-08-2026 76.184 77.0853
    11-08-2026 76.1795 77.0804
    10-08-2026 76.1655 77.0661
    07-08-2026 76.1227 77.0222
    06-08-2026 76.1085 77.0076
    05-08-2026 76.093 76.9917
    04-08-2026 76.0747 76.9729

    Fund Launch Date: 23/Dec/1997
    Fund Category: Liquid Fund
    Investment Objective: To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in Debt and money market securities with maturity of upto 91 days only.
    Fund Description: Open Ended Debt Liquid Fund
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.