Kotak Credit Risk Fund

Review Date: 09-05-2025

Beginning of Analysis

In the Credit Risk Fund category, Kotak Credit Risk Fund is the 13th ranked fund. The category has total 13 funds. The Kotak Credit Risk Fund has shown a very poor past performence in Credit Risk Fund. The fund has a Jensen Alpha of -2.68% which is lower than the category average of 2.56%, showing poor performance. The fund has a Sharpe Ratio of -0.72 which is lower than the category average of 0.03.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Credit Risk Mutual Funds are designed for investors seeking higher returns by taking on higher credit risk. While they offer the potential for attractive yields, they come with significant risks, including the possibility of default and higher volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, it is crucial to choose funds managed by experienced fund managers with a proven track record in managing credit risk.

Kotak Credit Risk Fund Return Analysis

• The fund has given a return of 1.18%, 2.91 and 4.6 in last one, three and six months respectively. In the same period the category average return was 1.56%, 4.93% and 6.79% respectively.
• Kotak Credit Risk Fund has given a return of 8.85% in last one year. In the same period the Credit Risk Fund category average return was 11.93%.
• The fund has given a return of 7.78% in last three years and ranked 11.0th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 9.05%.
• The fund has given a return of 7.28% in last five years and ranked 12th out of 13 funds in the category. In the same period the Credit Risk Fund category average return was 10.32%.
• The fund has given a return of 7.94% in last ten years and ranked 8th out of 12 funds in the category. In the same period the category average return was 7.34%.
• The fund has given a SIP return of 9.31% in last one year whereas category average SIP return is 13.84%. The fund one year return rank in the category is 13th in 14 funds
• The fund has SIP return of 6.7% in last three years and ranks 10th in 13 funds. Dsp Credit Risk Fund has given the highest SIP return (17.5%) in the category in last three years.
• The fund has SIP return of 6.6% in last five years whereas category average SIP return is 9.8%.

Kotak Credit Risk Fund Risk Analysis

• The fund has a standard deviation of 2.11 and semi deviation of 1.8. The category average standard deviation is 1.86 and semi deviation is 1.04.
• The fund has a Value at Risk (VaR) of -1.48 and a maximum drawdown of -2.9. The category average VaR is -0.22 and the maximum drawdown is -0.75. The fund has a beta of 0.9 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in Credit Risk Fund Category

Good Performance in Credit Risk Fund Category

Poor Performance in Credit Risk Fund Category

Very Poor Performance in Credit Risk Fund Category