Kotak Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 12
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹27.54(R) +0.08% ₹30.72(D) +0.08%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.2% 4.88% 5.68% 5.92% 7.02%
LumpSum (D) 9.21% 5.89% 6.71% 6.93% 8.1%
SIP (R) 8.81% 6.29% 4.25% 5.16% 5.97%
SIP (D) 9.83% 7.3% 5.25% 6.19% 7.03%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
- - - -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
-% -% -% - -%
Top Credit Risk Fund
Fund Name Rank Rating
DSP Credit Risk Fund 1
Invesco India Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
Kotak Credit Risk Fund - Regular Plan - Standard Income Distribution cum capital withdrawal option 11.98
0.0100
0.0800%
Kotak Credit Risk Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option 23.07
0.0200
0.0800%
Kotak Credit Risk Fund - Growth 27.54
0.0200
0.0800%
Kotak Credit Risk Fund - Growth - Direct 30.72
0.0200
0.0800%

Review Date: 26-07-2024

Kotak Credit Risk Fund has exhibited poor performance in the Credit Risk Fund category. The fund has rank of 12 out of 13 funds in the category. The fund has delivered return of 8.2% in 1 year, 4.88% in 3 years, 5.68% in 5 years and 7.02% in 10 years. The category average for the same periods is 8.13%, 9.52%, 6.35% and 6.73% respectively, which shows good return performance of fund in the category. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in Kotak Credit Risk Fund direct growth option would have grown to ₹10921.0 in 1 year, ₹11873.0 in 3 years and ₹13839.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in Kotak Credit Risk Fund direct growth option would have grown to ₹12627.0 in 1 year, ₹40203.0 in 3 years and ₹68514.0 in 5 years as of today (26-07-2024).


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.85
0.72
0.27 | 0.99 2 | 13 Very Good
3M Return % 2.27
2.09
0.87 | 2.96 4 | 13 Very Good
6M Return % 4.23
3.93
3.35 | 4.75 2 | 13 Very Good
1Y Return % 8.20
8.13
6.18 | 15.54 3 | 13 Very Good
3Y Return % 4.88
9.52
4.88 | 39.24 13 | 13 Poor
5Y Return % 5.68
6.35
-0.77 | 10.28 10 | 13 Average
7Y Return % 5.92
5.05
-1.37 | 7.33 7 | 13 Good
10Y Return % 7.02
6.73
3.17 | 7.95 4 | 8 Good
1Y SIP Return % 8.81
8.23
6.20 | 11.64 3 | 13 Very Good
3Y SIP Return % 6.29
8.88
5.87 | 26.27 12 | 13 Average
5Y SIP Return % 4.25
6.95
4.04 | 23.25 12 | 13 Average
7Y SIP Return % 5.16
6.17
2.55 | 11.98 10 | 13 Average
10Y SIP Return % 5.97
5.95
2.31 | 7.27 6 | 8 Average
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.92 0.79 0.30 | 1.04 2 | 13
3M Return % 2.50 2.28 0.96 | 3.18 4 | 13
6M Return % 4.71 4.31 3.52 | 5.21 2 | 13
1Y Return % 9.21 8.95 6.51 | 16.40 3 | 13
3Y Return % 5.89 10.35 5.89 | 39.63 13 | 13
5Y Return % 6.71 7.17 0.01 | 10.59 10 | 13
7Y Return % 6.93 5.89 -1.11 | 8.10 7 | 13
10Y Return % 8.10 7.61 4.15 | 8.78 5 | 8
1Y SIP Return % 9.83 9.06 6.55 | 12.49 3 | 13
3Y SIP Return % 7.30 9.72 6.89 | 26.66 12 | 13
5Y SIP Return % 5.25 7.76 5.03 | 23.60 12 | 13
7Y SIP Return % 6.19 6.99 3.33 | 12.25 9 | 13
10Y SIP Return % 7.03 6.79 3.17 | 8.05 6 | 8
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.08 ₹ 10,008.00 0.08 ₹ 10,008.00
1W 0.26 ₹ 10,026.00 0.27 ₹ 10,027.00
1M 0.85 ₹ 10,085.00 0.92 ₹ 10,092.00
3M 2.27 ₹ 10,227.00 2.50 ₹ 10,250.00
6M 4.23 ₹ 10,423.00 4.71 ₹ 10,471.00
1Y 8.20 ₹ 10,820.00 9.21 ₹ 10,921.00
3Y 4.88 ₹ 11,535.00 5.89 ₹ 11,873.00
5Y 5.68 ₹ 13,180.00 6.71 ₹ 13,839.00
7Y 5.92 ₹ 14,960.00 6.93 ₹ 15,987.00
10Y 7.02 ₹ 19,702.00 8.10 ₹ 21,796.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 8.81 ₹ 12,562.91 9.83 ₹ 12,627.35
3Y ₹ 36000 6.29 ₹ 39,604.50 7.30 ₹ 40,203.47
5Y ₹ 60000 4.25 ₹ 66,808.74 5.25 ₹ 68,513.58
7Y ₹ 84000 5.16 ₹ 100,921.55 6.19 ₹ 104,677.36
10Y ₹ 120000 5.97 ₹ 162,983.40 7.03 ₹ 172,294.56
15Y ₹ 180000 ₹ ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 27.5446 30.7169
25-07-2024 27.5237 30.6928
24-07-2024 27.4919 30.6566
23-07-2024 27.4897 30.6533
22-07-2024 27.4725 30.6333
19-07-2024 27.477 30.636
18-07-2024 27.4701 30.6275
16-07-2024 27.4467 30.5999
15-07-2024 27.4371 30.5883
12-07-2024 27.4285 30.5764
11-07-2024 27.4119 30.5571
10-07-2024 27.4045 30.5481
09-07-2024 27.3907 30.532
08-07-2024 27.3762 30.515
05-07-2024 27.366 30.5013
04-07-2024 27.3684 30.5032
03-07-2024 27.35 30.482
02-07-2024 27.334 30.4634
01-07-2024 27.3376 30.4666
28-06-2024 27.3222 30.447
27-06-2024 27.3136 30.4367
26-06-2024 27.3131 30.4354

Fund Launch Date: 12/Apr/2010
Fund Category: Credit Risk Fund
Investment Objective: The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance that the investment objective of the Schemes will be realised.
Fund Description: An open-ended debt scheme predominantly investing in aa and below rated corporate bonds (excluding AA+ rated corporate bonds)
Fund Benchmark: Nifty Credit Risk Bond Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.