Previously Known As : Kotak Tax Saver Fund
Kotak Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 31
Rating
Growth Option 27-01-2026
NAV ₹113.17(R) +0.57% ₹133.36(D) +0.59%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.79% 15.47% 15.73% 15.88% 15.1%
Direct 8.0% 16.86% 17.2% 17.34% 16.58%
Nifty 500 TRI 10.21% 16.44% 15.78% 15.65% 15.12%
SIP (XIRR) Regular 1.51% 8.72% 12.08% 14.52% 14.25%
Direct 2.69% 10.04% 13.49% 15.99% 15.69%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.71 0.32 0.52 -0.41% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.65% -20.47% -19.19% 0.92 9.81%
Fund AUM As on: 30/12/2025 6452 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
DSP ELSS Tax Saver Fund 3
Mirae Asset ELSS Tax Saver Fund 4
Baroda BNP Paribas ELSS Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
ICICI Prudential ELSS Tax Saver Fund 7
Edelweiss ELSS Tax saver Fund 8

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option 42.35
0.2400
0.5700%
Kotak ELSS Tax Saver Fund-Payout of Income Distribution cum capital withdrawal option - Direct 55.86
0.3300
0.5900%
Kotak ELSS Tax Saver Fund-Growth 113.17
0.6500
0.5700%
Kotak ELSS Tax Saver Fund-Growth - Direct 133.36
0.7800
0.5900%

Review Date: 27-01-2026

Beginning of Analysis

Kotak ELSS Tax Saver Fund is the 26th ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The 2 star rating shows a poor past performance of the Kotak ELSS Tax Saver Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -0.41% which is lower than the category average of 0.61%, reflecting poor performance. The fund has a Sharpe Ratio of 0.71 which is lower than the category average of 0.8.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Kotak ELSS Tax Saver Fund Return Analysis

The Kotak ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -2.85%, -4.03 and -0.6 in last one, three and six months respectively. In the same period the category average return was -3.79%, -4.95% and -1.2% respectively.
  • Kotak ELSS Tax Saver Fund has given a return of 8.0% in last one year. In the same period the Nifty 500 TRI return was 10.21%. The fund has given 2.21% less return than the benchmark return.
  • The fund has given a return of 16.86% in last three years and rank 18th out of 37 funds in the category. In the same period the Nifty 500 TRI return was 16.44%. The fund has given 0.42% more return than the benchmark return.
  • Kotak ELSS Tax Saver Fund has given a return of 17.2% in last five years and category average returns is 16.5% in same period. The fund ranked 13th out of 32 funds in the category. In the same period the Nifty 500 TRI return was 15.78%. The fund has given 1.42% more return than the benchmark return.
  • The fund has given a return of 16.58% in last ten years and ranked 8th out of 27 funds in the category. In the same period the Nifty 500 TRI return was 15.12%. The fund has given 1.46% more return than the benchmark return.
  • The fund has given a SIP return of 2.69% in last one year whereas category average SIP return is 1.5%. The fund one year return rank in the category is 18th in 40 funds
  • The fund has SIP return of 10.04% in last three years and ranks 23rd in 37 funds. Hdfc Taxsaver has given the highest SIP return (15.45%) in the category in last three years.
  • The fund has SIP return of 13.49% in last five years whereas category average SIP return is 13.35%.

Kotak ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 12.65 and semi deviation of 9.81. The category average standard deviation is 13.02 and semi deviation is 9.55.
  • The fund has a Value at Risk (VaR) of -20.47 and a maximum drawdown of -19.19. The category average VaR is -16.78 and the maximum drawdown is -17.65. The fund has a beta of 0.9 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.94 -3.60
    -3.88
    		-7.16 | -1.99 9 | 39 Very Good
    3M Return % -4.30 -4.19
    -5.25
    		-11.47 | -1.62 16 | 39 Good
    6M Return % -1.16 0.24
    -1.80
    		-9.66 | 3.65 19 | 39 Good
    1Y Return % 6.79 10.21
    7.05
    		-2.60 | 13.36 23 | 39 Average
    3Y Return % 15.47 16.44
    16.01
    		6.04 | 23.28 20 | 37 Good
    5Y Return % 15.73 15.78
    15.19
    		10.02 | 20.64 13 | 32 Good
    7Y Return % 15.88 15.65
    15.14
    		10.55 | 22.05 11 | 29 Good
    10Y Return % 15.10 15.12
    14.33
    		11.41 | 19.66 10 | 26 Good
    15Y Return % 12.97 12.65
    13.15
    		11.23 | 15.12 11 | 19 Average
    1Y SIP Return % 1.51
    0.26
    		-9.95 | 8.17 19 | 39 Good
    3Y SIP Return % 8.72
    9.23
    		-2.80 | 14.72 21 | 37 Average
    5Y SIP Return % 12.08
    12.06
    		7.39 | 18.21 15 | 32 Good
    7Y SIP Return % 14.52
    14.39
    		10.47 | 19.37 12 | 29 Good
    10Y SIP Return % 14.25
    13.89
    		10.48 | 18.92 11 | 26 Good
    15Y SIP Return % 14.43
    14.27
    		12.23 | 18.50 9 | 20 Good
    Standard Deviation 12.65
    13.02
    		9.06 | 19.00 18 | 38 Good
    Semi Deviation 9.81
    9.55
    		6.49 | 14.84 28 | 38 Average
    Max Drawdown % -19.19
    -17.65
    		-28.24 | -9.56 30 | 38 Average
    VaR 1 Y % -20.47
    -16.78
    		-24.68 | -8.66 33 | 38 Poor
    Average Drawdown % -5.56
    -6.26
    		-10.28 | -3.31 15 | 38 Good
    Sharpe Ratio 0.71
    0.80
    		0.14 | 1.34 27 | 38 Average
    Sterling Ratio 0.52
    0.61
    		0.22 | 0.93 30 | 38 Average
    Sortino Ratio 0.32
    0.40
    		0.09 | 0.75 30 | 38 Average
    Jensen Alpha % -0.41
    0.61
    		-9.13 | 7.26 26 | 38 Average
    Treynor Ratio 0.10
    0.11
    		0.02 | 0.18 27 | 38 Average
    Modigliani Square Measure % 15.35
    16.56
    		6.29 | 24.80 28 | 38 Average
    Alpha % -2.28
    -0.07
    		-7.94 | 8.92 30 | 38 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.85 -3.60 -3.79 -7.03 | -1.94 8 | 40 Very Good
    3M Return % -4.03 -4.19 -4.95 -11.20 | -1.38 18 | 40 Good
    6M Return % -0.60 0.24 -1.20 -9.01 | 4.51 20 | 40 Good
    1Y Return % 8.00 10.21 8.32 -1.26 | 14.17 23 | 40 Average
    3Y Return % 16.86 16.44 17.29 7.56 | 24.11 18 | 37 Good
    5Y Return % 17.20 15.78 16.50 10.88 | 21.82 13 | 32 Good
    7Y Return % 17.34 15.65 16.39 11.49 | 23.85 10 | 29 Good
    10Y Return % 16.58 15.12 15.46 12.51 | 20.99 8 | 27 Good
    1Y SIP Return % 2.69 1.50 -8.59 | 9.99 18 | 40 Good
    3Y SIP Return % 10.04 10.49 -1.34 | 15.45 23 | 37 Average
    5Y SIP Return % 13.49 13.35 9.25 | 19.01 15 | 32 Good
    7Y SIP Return % 15.99 15.66 11.35 | 20.87 12 | 29 Good
    10Y SIP Return % 15.69 15.03 11.41 | 20.51 11 | 27 Good
    Standard Deviation 12.65 13.02 9.06 | 19.00 18 | 38 Good
    Semi Deviation 9.81 9.55 6.49 | 14.84 28 | 38 Average
    Max Drawdown % -19.19 -17.65 -28.24 | -9.56 30 | 38 Average
    VaR 1 Y % -20.47 -16.78 -24.68 | -8.66 33 | 38 Poor
    Average Drawdown % -5.56 -6.26 -10.28 | -3.31 15 | 38 Good
    Sharpe Ratio 0.71 0.80 0.14 | 1.34 27 | 38 Average
    Sterling Ratio 0.52 0.61 0.22 | 0.93 30 | 38 Average
    Sortino Ratio 0.32 0.40 0.09 | 0.75 30 | 38 Average
    Jensen Alpha % -0.41 0.61 -9.13 | 7.26 26 | 38 Average
    Treynor Ratio 0.10 0.11 0.02 | 0.18 27 | 38 Average
    Modigliani Square Measure % 15.35 16.56 6.29 | 24.80 28 | 38 Average
    Alpha % -2.28 -0.07 -7.94 | 8.92 30 | 38 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Elss Tax Saver Fund NAV Regular Growth Kotak Elss Tax Saver Fund NAV Direct Growth
    27-01-2026 113.172 133.359
    23-01-2026 112.525 132.58
    22-01-2026 114.181 134.526
    21-01-2026 113.209 133.377
    20-01-2026 113.899 134.186
    19-01-2026 116.021 136.682
    16-01-2026 116.416 137.135
    14-01-2026 116.016 136.655
    13-01-2026 116.248 136.923
    12-01-2026 116.198 136.86
    09-01-2026 116.094 136.725
    08-01-2026 116.991 137.777
    07-01-2026 118.666 139.746
    06-01-2026 118.642 139.712
    05-01-2026 118.657 139.726
    02-01-2026 118.849 139.939
    01-01-2026 117.784 138.681
    31-12-2025 117.404 138.23
    30-12-2025 116.268 136.887
    29-12-2025 116.598 137.271

    Fund Launch Date: 29/Sep/2005
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The investment objective of the scheme isto generate long-term capital appreciationfrom a diversified portfolio of equity andequity related securities and enableinvestors to avail the income tax rebate, aspermitted from time to time however, thereis no assurance that the objective of thescheme will be realized
    Fund Description: An open-ended equity linked saving scheme with a statutory lock in of 3 years and tax benefits
    Fund Benchmark: Nifty 500 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.