Kotak Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 20
Rating
Growth Option 11-06-2026
NAV ₹5584.84(R) +0.02% ₹5644.0(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.12% 6.84% 6.04% 5.56% 6.0%
Direct 6.25% 6.96% 6.16% 5.67% 6.1%
Benchmark
SIP (XIRR) Regular 6.3% 6.66% 6.57% 6.08% 5.95%
Direct 6.44% 6.78% 6.69% 6.2% 6.06%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.74 6.88 0.68 1.04% -6.44
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 35284 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Dsp Liquidity Fund 3
Union Liquid Fund 4
UTI Liquid Fund 5
Mahindra Manulife Liquid Fund 6
Canara Robeco Liquid Fund 7

NAV Date: 11-06-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Liquid Fund - Daily Reinvestment of Income Distribution cum capital withdrawal option - Direct 1222.81
0.0000
0.0000%
Kotak Liquid Fund Regular Plan Daily Reinvestment of Income Distribution cum capital withdrawal option 1264.46
0.2300
0.0200%
Kotak Liquid Fund Regular Plan Growth 5584.84
1.0200
0.0200%
Kotak Liquid Fund - Growth - Direct 5644.0
1.0500
0.0200%

Review Date: 11-06-2026

Beginning of Analysis

In the Liquid Fund category, Kotak Liquid Fund is the 19th ranked fund. The category has total 33 funds. The Kotak Liquid Fund has shown an average past performence in Liquid Fund. The fund has a Jensen Alpha of 1.04% which is higher than the category average of 0.99%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.74 which is lower than the category average of 4.75.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Kotak Liquid Fund Return Analysis

  • The fund has given a return of 0.56%, 1.76 and 3.24 in last one, three and six months respectively. In the same period the category average return was 0.55%, 1.72% and 3.21% respectively.
  • Kotak Liquid Fund has given a return of 6.25% in last one year. In the same period the Liquid Fund category average return was 6.19%.
  • The fund has given a return of 6.96% in last three years and ranked 18.0th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.91%.
  • The fund has given a return of 6.16% in last five years and ranked 19th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.12%.
  • The fund has given a return of 6.1% in last ten years and ranked 18th out of twenty eight funds in the category. In the same period the category average return was 6.08%.
  • The fund has given a SIP return of 6.44% in last one year whereas category average SIP return is 6.38%. The fund one year return rank in the category is 15th in 35 funds
  • The fund has SIP return of 6.78% in last three years and ranks 16th in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.85%) in the category in last three years.
  • The fund has SIP return of 6.69% in last five years whereas category average SIP return is 6.65%.

Kotak Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.55
    0.54
    		0.49 | 0.56 12 | 37 Good
    3M Return % 1.73
    1.69
    		1.45 | 1.76 14 | 37 Good
    6M Return % 3.18
    3.14
    		2.84 | 3.25 20 | 37 Good
    1Y Return % 6.12
    6.05
    		5.50 | 6.22 18 | 37 Good
    3Y Return % 6.84
    6.77
    		6.21 | 6.95 20 | 35 Average
    5Y Return % 6.04
    5.98
    		5.40 | 6.14 20 | 35 Average
    7Y Return % 5.56
    5.50
    		4.97 | 5.71 21 | 34 Average
    10Y Return % 6.00
    5.97
    		5.41 | 6.13 17 | 27 Average
    15Y Return % 7.00
    6.98
    		6.43 | 7.28 12 | 21 Good
    1Y SIP Return % 6.30
    6.24
    		5.71 | 6.44 20 | 35 Average
    3Y SIP Return % 6.66
    6.59
    		6.04 | 6.75 19 | 33 Average
    5Y SIP Return % 6.57
    6.51
    		5.94 | 6.67 20 | 33 Average
    7Y SIP Return % 6.08
    6.02
    		5.46 | 6.17 20 | 32 Average
    10Y SIP Return % 5.95
    5.94
    		5.35 | 6.05 17 | 25 Average
    15Y SIP Return % 6.19
    6.23
    		5.60 | 6.49 17 | 21 Average
    Standard Deviation 0.20
    0.19
    		0.17 | 0.20 34 | 34 Poor
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 30 | 34 Poor
    Sharpe Ratio 4.74
    4.75
    		1.93 | 5.73 23 | 34 Average
    Sterling Ratio 0.68
    0.68
    		0.62 | 0.69 20 | 34 Average
    Sortino Ratio 6.88
    6.82
    		1.14 | 10.54 20 | 34 Average
    Jensen Alpha % 1.04
    0.99
    		0.42 | 1.17 20 | 34 Average
    Treynor Ratio -6.44
    -6.74
    		-9.23 | -6.00 15 | 34 Good
    Modigliani Square Measure % 9.70
    9.73
    		7.64 | 10.47 23 | 34 Average
    Alpha % -0.80
    -0.82
    		-1.42 | -0.66 22 | 34 Average
    Return data last Updated On : June 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.56 0.55 0.50 | 0.58 10 | 38 Very Good
    3M Return % 1.76 1.72 1.51 | 1.79 10 | 38 Very Good
    6M Return % 3.24 3.21 2.87 | 3.30 18 | 38 Good
    1Y Return % 6.25 6.19 5.74 | 6.32 15 | 37 Good
    3Y Return % 6.96 6.91 6.50 | 7.03 18 | 35 Good
    5Y Return % 6.16 6.12 5.81 | 6.23 19 | 35 Average
    7Y Return % 5.67 5.63 5.25 | 6.01 19 | 34 Average
    10Y Return % 6.10 6.08 5.66 | 6.38 18 | 28 Average
    1Y SIP Return % 6.44 6.38 5.78 | 6.54 15 | 35 Good
    3Y SIP Return % 6.78 6.73 6.26 | 6.85 16 | 33 Good
    5Y SIP Return % 6.69 6.65 6.29 | 6.76 18 | 33 Good
    7Y SIP Return % 6.20 6.16 5.82 | 6.27 19 | 32 Average
    10Y SIP Return % 6.06 6.06 5.69 | 6.26 16 | 26 Average
    Standard Deviation 0.20 0.19 0.17 | 0.20 34 | 34 Poor
    Semi Deviation 0.15 0.15 0.13 | 0.16 30 | 34 Poor
    Sharpe Ratio 4.74 4.75 1.93 | 5.73 23 | 34 Average
    Sterling Ratio 0.68 0.68 0.62 | 0.69 20 | 34 Average
    Sortino Ratio 6.88 6.82 1.14 | 10.54 20 | 34 Average
    Jensen Alpha % 1.04 0.99 0.42 | 1.17 20 | 34 Average
    Treynor Ratio -6.44 -6.74 -9.23 | -6.00 15 | 34 Good
    Modigliani Square Measure % 9.70 9.73 7.64 | 10.47 23 | 34 Average
    Alpha % -0.80 -0.82 -1.42 | -0.66 22 | 34 Average
    Return data last Updated On : June 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Liquid Fund NAV Regular Growth Kotak Liquid Fund NAV Direct Growth
    11-06-2026 5584.8402 5644.0045
    10-06-2026 5583.8209 5642.9526
    09-06-2026 5582.6277 5641.7251
    08-06-2026 5580.5993 5639.6536
    05-06-2026 5577.3326 5636.2874
    04-06-2026 5575.7204 5634.6365
    03-06-2026 5574.3893 5633.2697
    02-06-2026 5573.585 5632.4353
    01-06-2026 5572.7603 5631.5801
    29-05-2026 5569.665 5628.3871
    27-05-2026 5566.8347 5625.4838
    26-05-2026 5565.7086 5624.3244
    25-05-2026 5564.958 5623.5442
    22-05-2026 5562.3365 5620.8304
    21-05-2026 5561.5073 5619.971
    20-05-2026 5560.9796 5619.4162
    19-05-2026 5560.216 5618.6229
    18-05-2026 5559.4155 5617.7926
    15-05-2026 5556.8577 5615.1434
    14-05-2026 5556.021 5614.2764
    13-05-2026 5555.5611 5613.7901
    12-05-2026 5554.9042 5613.1047
    11-05-2026 5554.1284 5612.2991

    Fund Launch Date: 04/Oct/2000
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures & Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI / RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised
    Fund Description: An open-ended liquid scheme
    Fund Benchmark: Nifty Liquid Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.