Kotak Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 20
Rating
Growth Option 27-04-2026
NAV ₹5543.01(R) +0.03% ₹5600.76(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.17% 6.88% 5.96% 5.58% 6.03%
Direct 6.29% 7.0% 6.08% 5.69% 6.12%
Benchmark
SIP (XIRR) Regular 6.32% 6.72% 6.55% 5.67% 5.77%
Direct 6.45% 6.84% 6.68% 5.79% 5.88%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.74 6.88 0.68 1.04% -6.44
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 35284 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Dsp Liquidity Fund 3
Union Liquid Fund 4
UTI Liquid Fund 5
Mahindra Manulife Liquid Fund 6
Canara Robeco Liquid Fund 7

NAV Date: 27-04-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Liquid Fund - Daily Reinvestment of Income Distribution cum capital withdrawal option - Direct 1222.81
0.0000
0.0000%
Kotak Liquid Fund Regular Plan Daily Reinvestment of Income Distribution cum capital withdrawal option 1254.99
0.4100
0.0300%
Kotak Liquid Fund Regular Plan Growth 5543.01
1.8300
0.0300%
Kotak Liquid Fund - Growth - Direct 5600.76
1.9100
0.0300%

Review Date: 27-04-2026

Beginning of Analysis

In the Liquid Fund category, Kotak Liquid Fund is the 19th ranked fund. The category has total 33 funds. The 3 star rating shows an average past performance of the Kotak Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 1.04% which is higher than the category average of 0.99%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.74 which is lower than the category average of 4.75.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Kotak Liquid Fund Return Analysis

  • The fund has given a return of 0.75%, 1.71 and 3.17 in last one, three and six months respectively. In the same period the category average return was 0.72%, 1.69% and 3.15% respectively.
  • Kotak Liquid Fund has given a return of 6.29% in last one year. In the same period the Liquid Fund category average return was 6.24%.
  • The fund has given a return of 7.0% in last three years and ranked 18.0th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.95%.
  • The fund has given a return of 6.08% in last five years and ranked 20th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.04%.
  • The fund has given a return of 6.12% in last ten years and ranked 18th out of twenty eight funds in the category. In the same period the category average return was 6.1%.
  • The fund has given a SIP return of 6.45% in last one year whereas category average SIP return is 6.39%. The fund one year return rank in the category is 16th in 35 funds
  • The fund has SIP return of 6.84% in last three years and ranks 18th in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.91%) in the category in last three years.
  • The fund has SIP return of 6.68% in last five years whereas category average SIP return is 6.63%.

Kotak Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.74
    0.71
    		0.54 | 0.75 15 | 37 Good
    3M Return % 1.68
    1.66
    		1.43 | 1.72 20 | 37 Good
    6M Return % 3.11
    3.08
    		2.79 | 3.17 22 | 37 Average
    1Y Return % 6.17
    6.10
    		5.53 | 6.26 18 | 37 Good
    3Y Return % 6.88
    6.81
    		6.24 | 6.99 20 | 35 Average
    5Y Return % 5.96
    5.91
    		5.32 | 6.06 20 | 35 Average
    7Y Return % 5.58
    5.52
    		4.99 | 5.74 21 | 34 Average
    10Y Return % 6.03
    5.99
    		5.44 | 6.17 17 | 27 Average
    15Y Return % 7.03
    7.00
    		6.45 | 7.32 12 | 21 Good
    1Y SIP Return % 6.32
    6.25
    		5.67 | 6.44 19 | 34 Average
    3Y SIP Return % 6.72
    6.64
    		6.08 | 6.81 19 | 32 Average
    5Y SIP Return % 6.55
    6.49
    		5.92 | 6.66 19 | 32 Average
    7Y SIP Return % 5.67
    5.87
    		5.25 | 6.15 24 | 31 Average
    10Y SIP Return % 5.77
    5.88
    		5.35 | 6.04 21 | 24 Poor
    15Y SIP Return % 6.32
    6.35
    		5.79 | 6.48 16 | 20 Poor
    Standard Deviation 0.20
    0.19
    		0.17 | 0.20 34 | 34 Poor
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 30 | 34 Poor
    Sharpe Ratio 4.74
    4.75
    		1.93 | 5.73 23 | 34 Average
    Sterling Ratio 0.68
    0.68
    		0.62 | 0.69 20 | 34 Average
    Sortino Ratio 6.88
    6.82
    		1.14 | 10.54 20 | 34 Average
    Jensen Alpha % 1.04
    0.99
    		0.42 | 1.17 20 | 34 Average
    Treynor Ratio -6.44
    -6.74
    		-9.23 | -6.00 15 | 34 Good
    Modigliani Square Measure % 9.70
    9.73
    		7.64 | 10.47 23 | 34 Average
    Alpha % -0.80
    -0.82
    		-1.42 | -0.66 22 | 34 Average
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.75 0.72 0.57 | 0.76 13 | 38 Good
    3M Return % 1.71 1.69 1.45 | 1.74 15 | 38 Good
    6M Return % 3.17 3.15 2.85 | 3.23 22 | 38 Average
    1Y Return % 6.29 6.24 5.79 | 6.36 16 | 37 Good
    3Y Return % 7.00 6.95 6.55 | 7.06 18 | 35 Good
    5Y Return % 6.08 6.04 5.73 | 6.15 20 | 35 Average
    7Y Return % 5.69 5.65 5.25 | 6.05 20 | 34 Average
    10Y Return % 6.12 6.10 5.67 | 6.42 18 | 28 Average
    1Y SIP Return % 6.45 6.39 5.81 | 6.54 16 | 35 Good
    3Y SIP Return % 6.84 6.79 6.32 | 6.91 18 | 33 Good
    5Y SIP Return % 6.68 6.63 6.30 | 6.75 19 | 33 Average
    7Y SIP Return % 5.79 6.02 5.42 | 6.25 26 | 32 Poor
    10Y SIP Return % 5.88 6.01 5.65 | 6.15 22 | 26 Poor
    Standard Deviation 0.20 0.19 0.17 | 0.20 34 | 34 Poor
    Semi Deviation 0.15 0.15 0.13 | 0.16 30 | 34 Poor
    Sharpe Ratio 4.74 4.75 1.93 | 5.73 23 | 34 Average
    Sterling Ratio 0.68 0.68 0.62 | 0.69 20 | 34 Average
    Sortino Ratio 6.88 6.82 1.14 | 10.54 20 | 34 Average
    Jensen Alpha % 1.04 0.99 0.42 | 1.17 20 | 34 Average
    Treynor Ratio -6.44 -6.74 -9.23 | -6.00 15 | 34 Good
    Modigliani Square Measure % 9.70 9.73 7.64 | 10.47 23 | 34 Average
    Alpha % -0.80 -0.82 -1.42 | -0.66 22 | 34 Average
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Liquid Fund NAV Regular Growth Kotak Liquid Fund NAV Direct Growth
    27-04-2026 5543.0061 5600.759
    24-04-2026 5541.1778 5598.8472
    23-04-2026 5540.5109 5598.1516
    22-04-2026 5539.9148 5597.528
    21-04-2026 5539.4322 5597.0189
    20-04-2026 5538.8323 5596.3914
    17-04-2026 5536.2564 5593.7335
    16-04-2026 5535.5891 5593.041
    15-04-2026 5534.4984 5591.9205
    13-04-2026 5532.3353 5589.6981
    10-04-2026 5528.9514 5586.224
    09-04-2026 5527.585 5584.8252
    08-04-2026 5525.5138 5582.7141
    07-04-2026 5523.4823 5580.6432
    06-04-2026 5522.2925 5579.4226
    02-04-2026 5517.8247 5574.8352
    01-04-2026 5509.674 5566.5818
    30-03-2026 5507.4931 5564.3417
    27-03-2026 5502.4018 5559.143

    Fund Launch Date: 04/Oct/2000
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures & Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI / RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised
    Fund Description: An open-ended liquid scheme
    Fund Benchmark: Nifty Liquid Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.