Kotak Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 17
Rating
Growth Option 12-02-2026
NAV ₹1418.42(R) +0.01% ₹1427.57(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.57% 6.27% 5.37% 5.05% -%
Direct 5.66% 6.37% 5.47% 5.14% -%
Benchmark
SIP (XIRR) Regular 5.4% 6.03% 5.9% 5.46% -%
Direct 5.48% 6.12% 6.0% 5.56% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.34 0.47 0.61 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.33% 0.0% 0.0% - 0.3%
Fund AUM As on: 30/12/2025 8044 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Overnight Fund-Direct Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1003.61
0.0000
0.0000%
Kotak Overnight Fund-Regular Plan- Daily Reinvestment of Income Distribution cum capital withdrawal option 1004.76
0.0000
0.0000%
Kotak Overnight Fund -Regular plan-Growth Option 1418.42
0.1900
0.0100%
Kotak Overnight Fund -Direct Plan-Growth Option 1427.57
0.2000
0.0100%

Review Date: 12-02-2026

Beginning of Analysis

In the Overnight Fund category, Kotak Overnight Fund is the 12th ranked fund. The category has total 29 funds. The 4 star rating shows a very good past performance of the Kotak Overnight Fund in Overnight Fund. The fund has a Sharpe Ratio of 1.34 which is lower than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Kotak Overnight Fund Return Analysis

  • The fund has given a return of 0.43%, 1.32 and 2.69 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.3% and 2.67% respectively.
  • Kotak Overnight Fund has given a return of 5.66% in last one year. In the same period the Overnight Fund category average return was 5.61%.
  • The fund has given a return of 6.37% in last three years and ranked 7.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.34%.
  • The fund has given a return of 5.47% in last five years and ranked 12th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.45%.
  • The fund has given a SIP return of 5.48% in last one year whereas category average SIP return is 5.43%. The fund one year return rank in the category is 12th in 34 funds
  • The fund has SIP return of 6.12% in last three years and ranks 8th in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.2%) in the category in last three years.
  • The fund has SIP return of 6.0% in last five years whereas category average SIP return is 5.97%.

Kotak Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.33 and semi deviation of 0.3. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42
    0.41
    		0.38 | 0.43 11 | 35 Good
    3M Return % 1.29
    1.28
    		1.19 | 1.34 15 | 35 Good
    6M Return % 2.65
    2.63
    		2.46 | 2.71 15 | 35 Good
    1Y Return % 5.57
    5.53
    		5.17 | 5.71 12 | 34 Good
    3Y Return % 6.27
    6.25
    		5.95 | 6.43 13 | 32 Good
    5Y Return % 5.37
    5.37
    		5.19 | 5.52 15 | 27 Average
    7Y Return % 5.05
    5.05
    		5.00 | 5.10 4 | 9 Good
    1Y SIP Return % 5.40
    5.35
    		4.99 | 5.53 12 | 34 Good
    3Y SIP Return % 6.03
    6.00
    		5.67 | 6.18 13 | 32 Good
    5Y SIP Return % 5.90
    5.89
    		5.68 | 6.05 13 | 27 Good
    7Y SIP Return % 5.46
    5.46
    		5.42 | 5.50 5 | 9 Good
    Standard Deviation 0.33
    0.30
    		0.15 | 0.33 24 | 31 Average
    Semi Deviation 0.30
    0.27
    		0.12 | 0.31 19 | 31 Average
    Sharpe Ratio 1.34
    1.71
    		0.48 | 3.84 17 | 31 Average
    Sterling Ratio 0.61
    0.62
    		0.58 | 0.65 17 | 31 Average
    Sortino Ratio 0.47
    0.98
    		0.16 | 3.60 17 | 31 Average
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43 0.42 0.39 | 0.44 9 | 36 Very Good
    3M Return % 1.32 1.30 1.24 | 1.35 15 | 36 Good
    6M Return % 2.69 2.67 2.56 | 2.73 14 | 36 Good
    1Y Return % 5.66 5.61 5.37 | 5.74 10 | 34 Good
    3Y Return % 6.37 6.34 6.14 | 6.54 7 | 32 Very Good
    5Y Return % 5.47 5.45 5.30 | 5.56 12 | 27 Good
    7Y Return % 5.14 5.14 5.10 | 5.19 6 | 9 Good
    1Y SIP Return % 5.48 5.43 5.20 | 5.55 12 | 34 Good
    3Y SIP Return % 6.12 6.09 5.89 | 6.20 8 | 32 Very Good
    5Y SIP Return % 6.00 5.97 5.79 | 6.08 7 | 27 Very Good
    7Y SIP Return % 5.56 5.55 5.51 | 5.58 4 | 9 Good
    Standard Deviation 0.33 0.30 0.15 | 0.33 24 | 31 Average
    Semi Deviation 0.30 0.27 0.12 | 0.31 19 | 31 Average
    Sharpe Ratio 1.34 1.71 0.48 | 3.84 17 | 31 Average
    Sterling Ratio 0.61 0.62 0.58 | 0.65 17 | 31 Average
    Sortino Ratio 0.47 0.98 0.16 | 3.60 17 | 31 Average
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Overnight Fund NAV Regular Growth Kotak Overnight Fund NAV Direct Growth
    12-02-2026 1418.4151 1427.572
    11-02-2026 1418.2239 1427.3761
    10-02-2026 1418.0436 1427.1911
    09-02-2026 1417.8712 1427.014
    06-02-2026 1417.36 1426.4889
    05-02-2026 1417.1921 1426.3165
    04-02-2026 1417.0225 1426.1423
    03-02-2026 1416.8527 1425.9679
    02-02-2026 1416.6762 1425.7867
    30-01-2026 1416.0837 1425.1799
    29-01-2026 1415.8869 1424.9783
    28-01-2026 1415.689 1424.7756
    27-01-2026 1415.4942 1424.5761
    23-01-2026 1414.7003 1423.763
    22-01-2026 1414.5029 1423.5608
    21-01-2026 1414.3 1423.3531
    20-01-2026 1414.096 1423.1446
    19-01-2026 1413.8982 1422.9424
    16-01-2026 1413.2977 1422.3287
    14-01-2026 1412.8942 1421.9164
    13-01-2026 1412.6934 1421.7112
    12-01-2026 1412.4907 1421.504

    Fund Launch Date: 10/Jan/2019
    Fund Category: Overnight Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment in debt & money market instruments having maturity of one business day (including CBLO (Tri-Party Repo), Reverse Repo and equivalent). However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: NIFTY 1D Rate index Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.