Previously Known As : Lic Mf Tax Plan
Lic Mf Elss Tax Saver Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 36
Rating
Growth Option 27-04-2026
NAV ₹144.12(R) +1.02% ₹166.03(D) +1.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -2.39% 13.25% 11.91% 11.78% 12.08%
Direct -1.24% 14.57% 13.22% 13.09% 13.37%
Nifty 500 TRI 4.25% 15.93% 14.19% 14.2% 14.32%
SIP (XIRR) Regular -6.7% 4.36% 8.77% 10.94% 11.17%
Direct -5.59% 5.67% 10.09% 12.28% 12.5%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.31 0.15 0.38 -2.0% -0.49
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.55% -19.79% -17.94% 0.92 11.08%
Fund AUM As on: 30/12/2025 1103 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
SBI ELSS Tax Saver Fund 2
Baroda BNP Paribas ELSS Tax Saver Fund 3
Nippon India ELSS Tax Saver Fund 4
HDFC ELSS Tax Saver 5
HSBC Elss Tax Saver Fund 6
Edelweiss ELSS Tax saver Fund 7
DSP ELSS Tax Saver Fund 8

NAV Date: 27-04-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF ELSS Tax Saver-Regular Plan-IDCW 30.17
0.3000
1.0200%
LIC MF ELSS Tax Saver-Direct Plan-IDCW 36.66
0.3700
1.0300%
LIC MF ELSS Tax Saver-Regular Plan-Growth 144.12
1.4500
1.0200%
LIC MF ELSS Tax Saver-Direct Plan-Growth 166.03
1.6900
1.0300%

Review Date: 27-04-2026

Beginning of Analysis

In the ELSS (Tax Saving) Fund category, LIC MF ELSS Tax Saver is the 24th ranked fund. The category has total 35 funds. The LIC MF ELSS Tax Saver has shown a poor past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -2.0% which is lower than the category average of -0.6%, reflecting poor performance. The fund has a Sharpe Ratio of 0.31 which is lower than the category average of 0.41.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

LIC MF ELSS Tax Saver Return Analysis

The LIC MF ELSS Tax Saver has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 8.02%, -1.72 and -7.02 in last one, three and six months respectively. In the same period the category average return was 8.32%, 0.72% and -4.36% respectively.
  • LIC MF ELSS Tax Saver has given a return of -1.24% in last one year. In the same period the Nifty 500 TRI return was 4.25%. The fund has given 5.49% less return than the benchmark return.
  • The fund has given a return of 14.57% in last three years and rank 26th out of thirty eight funds in the category. In the same period the Nifty 500 TRI return was 15.93%. The fund has given 1.36% less return than the benchmark return.
  • LIC MF ELSS Tax Saver has given a return of 13.22% in last five years and category average returns is 14.95% in same period. The fund ranked 23rd out of thirty one funds in the category. In the same period the Nifty 500 TRI return was 14.19%. The fund has given 0.97% less return than the benchmark return.
  • The fund has given a return of 13.37% in last ten years and ranked 20th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 14.32%. The fund has given 0.95% less return than the benchmark return.
  • The fund has given a SIP return of -5.59% in last one year whereas category average SIP return is -0.55%. The fund one year return rank in the category is 34th in 40 funds
  • The fund has SIP return of 5.67% in last three years and ranks 28th in 37 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (17.02%) in the category in last three years.
  • The fund has SIP return of 10.09% in last five years whereas category average SIP return is 12.06%.

LIC MF ELSS Tax Saver Risk Analysis

  • The fund has a standard deviation of 14.55 and semi deviation of 11.08. The category average standard deviation is 14.7 and semi deviation is 11.3.
  • The fund has a Value at Risk (VaR) of -19.79 and a maximum drawdown of -17.94. The category average VaR is -22.52 and the maximum drawdown is -18.15. The fund has a beta of 0.82 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 7.91 8.59
    8.20
    		4.14 | 14.67 19 | 40 Good
    3M Return % -2.01 0.13
    0.43
    		-4.71 | 14.05 31 | 40 Poor
    6M Return % -7.56 -4.06
    -4.93
    		-9.58 | 1.86 34 | 40 Poor
    1Y Return % -2.39 4.25
    2.72
    		-3.75 | 14.53 38 | 40 Poor
    3Y Return % 13.25 15.93
    15.25
    		6.65 | 25.11 28 | 38 Average
    5Y Return % 11.91 14.19
    13.70
    		8.91 | 19.38 24 | 31 Average
    7Y Return % 11.78 14.20
    13.83
    		9.60 | 22.25 23 | 29 Average
    10Y Return % 12.08 14.32
    13.89
    		10.83 | 19.95 20 | 25 Average
    15Y Return % 10.94 12.36
    12.94
    		10.94 | 14.98 19 | 19 Poor
    1Y SIP Return % -6.70
    -1.55
    		-10.06 | 13.58 36 | 40 Poor
    3Y SIP Return % 4.36
    6.72
    		-2.15 | 15.60 31 | 38 Poor
    5Y SIP Return % 8.77
    10.93
    		5.79 | 18.75 24 | 31 Average
    7Y SIP Return % 10.94
    13.47
    		8.15 | 20.07 24 | 29 Average
    10Y SIP Return % 11.17
    13.52
    		9.93 | 19.69 22 | 25 Poor
    15Y SIP Return % 11.98
    13.98
    		11.70 | 19.25 18 | 20 Poor
    Standard Deviation 14.55
    14.70
    		11.10 | 19.53 22 | 39 Average
    Semi Deviation 11.08
    11.30
    		8.53 | 15.18 22 | 39 Average
    Max Drawdown % -17.94
    -18.15
    		-28.24 | -14.41 24 | 39 Average
    VaR 1 Y % -19.79
    -22.52
    		-38.55 | -15.29 7 | 39 Very Good
    Average Drawdown % -7.31
    -8.08
    		-11.51 | -4.32 17 | 39 Good
    Sharpe Ratio 0.31
    0.41
    		-0.11 | 0.81 28 | 39 Average
    Sterling Ratio 0.38
    0.44
    		0.09 | 0.73 29 | 39 Average
    Sortino Ratio 0.15
    0.20
    		-0.01 | 0.37 29 | 39 Average
    Jensen Alpha % -2.00
    -0.60
    		-10.13 | 5.94 29 | 38 Average
    Treynor Ratio -0.49
    -0.46
    		-0.61 | -0.38 28 | 38 Average
    Modigliani Square Measure % 10.66
    12.28
    		4.00 | 18.31 28 | 38 Average
    Alpha % -3.19
    -0.75
    		-9.24 | 7.04 31 | 38 Poor
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 8.02 8.59 8.32 4.24 | 14.83 20 | 41 Good
    3M Return % -1.72 0.13 0.72 -4.57 | 14.38 31 | 41 Average
    6M Return % -7.02 -4.06 -4.36 -9.08 | 2.48 34 | 41 Poor
    1Y Return % -1.24 4.25 3.92 -2.69 | 15.88 39 | 41 Poor
    3Y Return % 14.57 15.93 16.47 8.17 | 26.61 26 | 38 Average
    5Y Return % 13.22 14.19 14.95 9.75 | 20.84 23 | 31 Average
    7Y Return % 13.09 14.20 15.06 10.51 | 24.07 22 | 29 Average
    10Y Return % 13.37 14.32 14.94 11.82 | 21.29 20 | 26 Average
    1Y SIP Return % -5.59 -0.55 -9.06 | 14.88 34 | 40 Poor
    3Y SIP Return % 5.67 7.78 -0.72 | 17.02 28 | 37 Average
    5Y SIP Return % 10.09 12.06 7.63 | 20.19 24 | 30 Average
    7Y SIP Return % 12.28 14.72 10.07 | 21.83 23 | 29 Average
    10Y SIP Return % 12.50 14.58 10.86 | 21.28 21 | 26 Average
    Standard Deviation 14.55 14.70 11.10 | 19.53 22 | 39 Average
    Semi Deviation 11.08 11.30 8.53 | 15.18 22 | 39 Average
    Max Drawdown % -17.94 -18.15 -28.24 | -14.41 24 | 39 Average
    VaR 1 Y % -19.79 -22.52 -38.55 | -15.29 7 | 39 Very Good
    Average Drawdown % -7.31 -8.08 -11.51 | -4.32 17 | 39 Good
    Sharpe Ratio 0.31 0.41 -0.11 | 0.81 28 | 39 Average
    Sterling Ratio 0.38 0.44 0.09 | 0.73 29 | 39 Average
    Sortino Ratio 0.15 0.20 -0.01 | 0.37 29 | 39 Average
    Jensen Alpha % -2.00 -0.60 -10.13 | 5.94 29 | 38 Average
    Treynor Ratio -0.49 -0.46 -0.61 | -0.38 28 | 38 Average
    Modigliani Square Measure % 10.66 12.28 4.00 | 18.31 28 | 38 Average
    Alpha % -3.19 -0.75 -9.24 | 7.04 31 | 38 Poor
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Elss Tax Saver NAV Regular Growth Lic Mf Elss Tax Saver NAV Direct Growth
    27-04-2026 144.1205 166.0327
    24-04-2026 142.6705 164.3464
    23-04-2026 143.8719 165.7249
    22-04-2026 145.4571 167.5456
    21-04-2026 146.3097 168.5221
    20-04-2026 144.864 166.8517
    17-04-2026 144.6492 166.5882
    16-04-2026 143.5278 165.2914
    15-04-2026 143.2472 164.963
    13-04-2026 140.6424 161.9529
    10-04-2026 141.7483 163.2107
    09-04-2026 139.6708 160.8135
    08-04-2026 140.6613 161.9487
    07-04-2026 135.4192 155.9083
    06-04-2026 134.8849 155.2881
    02-04-2026 132.9833 153.0792
    01-04-2026 133.094 153.2017
    30-03-2026 130.3145 149.9926
    27-03-2026 133.5585 153.7116

    Fund Launch Date: 11/Jan/1997
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: To provide capital growth along with tax rebate and tax relief to our investors through prudent investments inthe stock markets. However, there is no assurance that the investment objective of the Schemes will berealized.
    Fund Description: An open ended equity linkedsaving scheme with a statutory lock in of 3 yearsand tax benefit.
    Fund Benchmark: Nifty 500 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.