Lic Mf Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 17
Rating
Growth Option 24-07-2026
NAV ₹5035.78(R) +0.02% ₹5112.93(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.28% 6.87% 6.13% 5.6% 6.01%
Direct 6.39% 6.97% 6.24% 5.72% 6.15%
Benchmark
SIP (XIRR) Regular 6.57% 6.69% 6.63% 6.14% 5.99%
Direct 6.67% 6.79% 6.74% 6.26% 6.11%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.58 7.62 0.69 0.83% 0.21
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.23% 0.0% 0.0% 0.06 0.17%
Fund AUM As on: 30/12/2025 12372 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 24-07-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF Liquid Fund-Regular Plan-Daily IDCW 1000.18
0.0000
0.0000%
LIC MF Liquid Fund-Direct Plan-Daily IDCW 1035.3
0.0000
0.0000%
LIC MF Liquid Fund-Regular Plan-Growth 5035.78
1.1600
0.0200%
LIC MF Liquid Fund-Direct Plan-Growth 5112.93
1.1900
0.0200%

Review Date: 24-07-2026

Beginning of Analysis

LIC Mf Liquid Fund is the 20th ranked fund in the Liquid Fund category. The category has total 33 funds. The 3 star rating shows an average past performance of the LIC Mf Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.83% which is higher than the category average of -0.4%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.58 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

LIC Mf Liquid Fund Return Analysis

  • The fund has given a return of 0.55%, 1.62 and 3.34 in last one, three and six months respectively. In the same period the category average return was 0.53%, -0.59% and 1.05% respectively.
  • LIC Mf Liquid Fund has given a return of 6.39% in last one year. In the same period the Liquid Fund category average return was 3.84%.
  • The fund has given a return of 6.97% in last three years and ranked 17.0th out of thirty six funds in the category. In the same period the Liquid Fund category average return was 5.32%.
  • The fund has given a return of 6.24% in last five years and ranked 17th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.08%.
  • The fund has given a return of 6.15% in last ten years and ranked 10th out of twenty nine funds in the category. In the same period the category average return was 5.32%.
  • The fund has given a SIP return of 6.67% in last one year whereas category average SIP return is 3.7%. The fund one year return rank in the category is 10th in 37 funds
  • The fund has SIP return of 6.79% in last three years and ranks 17th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.87%) in the category in last three years.
  • The fund has SIP return of 6.74% in last five years whereas category average SIP return is 4.19%.

LIC Mf Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.23 and semi deviation of 0.17. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.55
    0.52
    		0.43 | 0.55 1 | 41 Very Good
    3M Return % 1.60
    -0.68
    		-89.84 | 1.62 8 | 41 Very Good
    6M Return % 3.30
    0.93
    		-89.67 | 3.33 6 | 41 Very Good
    1Y Return % 6.28
    3.64
    		-89.37 | 6.35 10 | 38 Very Good
    3Y Return % 6.87
    5.19
    		-50.38 | 6.96 14 | 36 Good
    5Y Return % 6.13
    4.94
    		-33.01 | 6.23 17 | 35 Good
    7Y Return % 5.60
    4.63
    		-23.99 | 5.68 14 | 34 Good
    10Y Return % 6.01
    5.18
    		-15.75 | 6.10 15 | 28 Average
    15Y Return % 6.95
    6.26
    		-8.21 | 7.24 16 | 22 Average
    1Y SIP Return % 6.57
    3.48
    		-98.98 | 6.64 8 | 36 Very Good
    3Y SIP Return % 6.69
    3.77
    		-89.38 | 6.77 16 | 34 Good
    5Y SIP Return % 6.63
    4.05
    		-75.75 | 6.72 16 | 33 Good
    7Y SIP Return % 6.14
    3.89
    		-63.71 | 6.22 16 | 32 Good
    10Y SIP Return % 5.99
    3.84
    		-49.15 | 6.07 14 | 26 Good
    15Y SIP Return % 6.29
    4.55
    		-31.86 | 6.48 14 | 22 Average
    Standard Deviation 0.23
    1.75
    		0.18 | 52.24 33 | 34 Poor
    Semi Deviation 0.17
    1.65
    		0.14 | 50.79 30 | 34 Poor
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.58
    4.27
    		-1.03 | 5.25 19 | 34 Average
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 17 | 34 Good
    Sortino Ratio 7.62
    6.67
    		-0.16 | 10.85 15 | 34 Good
    Jensen Alpha % 0.83
    -0.40
    		-38.83 | 0.92 15 | 34 Good
    Treynor Ratio 0.21
    0.26
    		0.10 | 1.83 18 | 34 Good
    Modigliani Square Measure % 3.25
    3.03
    		-0.73 | 3.72 19 | 34 Average
    Alpha % -0.73
    -2.80
    		-69.11 | -0.63 18 | 34 Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.55 0.53 0.45 | 0.56 4 | 42 Very Good
    3M Return % 1.62 -0.59 -89.84 | 1.67 19 | 42 Good
    6M Return % 3.34 1.05 -89.67 | 3.38 12 | 42 Good
    1Y Return % 6.39 3.84 -89.36 | 6.46 12 | 39 Good
    3Y Return % 6.97 5.32 -50.34 | 7.04 17 | 36 Good
    5Y Return % 6.24 5.08 -32.95 | 6.31 17 | 35 Good
    7Y Return % 5.72 4.76 -23.92 | 5.99 11 | 34 Good
    10Y Return % 6.15 5.32 -15.69 | 6.36 10 | 29 Good
    1Y SIP Return % 6.67 3.70 -98.98 | 6.74 10 | 37 Very Good
    3Y SIP Return % 6.79 3.91 -89.35 | 6.87 17 | 34 Good
    5Y SIP Return % 6.74 4.19 -75.68 | 6.81 16 | 33 Good
    7Y SIP Return % 6.26 4.02 -63.60 | 6.32 16 | 32 Good
    10Y SIP Return % 6.11 4.04 -49.00 | 6.25 11 | 27 Good
    Standard Deviation 0.23 1.75 0.18 | 52.24 33 | 34 Poor
    Semi Deviation 0.17 1.65 0.14 | 50.79 30 | 34 Poor
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.58 4.27 -1.03 | 5.25 19 | 34 Average
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 17 | 34 Good
    Sortino Ratio 7.62 6.67 -0.16 | 10.85 15 | 34 Good
    Jensen Alpha % 0.83 -0.40 -38.83 | 0.92 15 | 34 Good
    Treynor Ratio 0.21 0.26 0.10 | 1.83 18 | 34 Good
    Modigliani Square Measure % 3.25 3.03 -0.73 | 3.72 19 | 34 Average
    Alpha % -0.73 -2.80 -69.11 | -0.63 18 | 34 Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Liquid Fund NAV Regular Growth Lic Mf Liquid Fund NAV Direct Growth
    24-07-2026 5035.7773 5112.9322
    23-07-2026 5034.6181 5111.7453
    22-07-2026 5033.6343 5110.7366
    21-07-2026 5033.1186 5110.2032
    20-07-2026 5032.3539 5109.4169
    17-07-2026 5030.061 5107.0593
    16-07-2026 5028.7286 5105.6965
    15-07-2026 5027.7163 5104.6589
    14-07-2026 5027.1354 5104.0592
    13-07-2026 5026.8348 5103.7441
    10-07-2026 5024.4361 5101.2791
    09-07-2026 5023.0047 5099.8159
    08-07-2026 5021.8517 5098.6355
    07-07-2026 5021.3794 5098.1461
    06-07-2026 5021.2535 5098.0084
    03-07-2026 5019.8545 5096.5584
    02-07-2026 5019.0255 5095.7068
    01-07-2026 5017.9662 5094.6215
    30-06-2026 5015.7809 5092.3929
    29-06-2026 5012.7444 5089.3002
    25-06-2026 5009.5925 5086.0608
    24-06-2026 5008.4424 5084.8833

    Fund Launch Date: 11/Mar/2002
    Fund Category: Liquid Fund
    Investment Objective: An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity throughjudicious mix of investment in money market instruments and quality debt instruments. However, there is noassurance that the investment objective of the Schemes will be realized.
    Fund Description: An open-ended liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.