Lic Mf Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 17
Rating
Growth Option 09-09-2026
NAV ₹5077.48(R) +0.02% ₹5155.74(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.42% 6.85% 6.21% 5.61% 6.01%
Direct 6.52% 6.95% 6.33% 5.73% 6.14%
Benchmark
SIP (XIRR) Regular 6.62% 6.66% 6.65% 6.18% 6.0%
Direct 6.7% 6.76% 6.76% 6.29% 6.12%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.58 7.62 0.69 0.83% 0.21
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.23% 0.0% 0.0% 0.06 0.17%
Fund AUM As on: 30/12/2025 12372 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 09-09-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF Liquid Fund-Regular Plan-Daily IDCW 1000.18
0.0000
0.0000%
LIC MF Liquid Fund-Direct Plan-Daily IDCW 1035.3
0.0000
0.0000%
LIC MF Liquid Fund-Regular Plan-Growth 5077.48
0.9800
0.0200%
LIC MF Liquid Fund-Direct Plan-Growth 5155.74
1.0000
0.0200%

Review Date: 09-09-2026

Beginning of Analysis

In the Liquid Fund category, LIC Mf Liquid Fund is the 20th ranked fund. The category has total 33 funds. The 3 star rating shows an average past performance of the LIC Mf Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.83% which is higher than the category average of -0.4%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.58 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

LIC Mf Liquid Fund Return Analysis

  • The fund has given a return of 0.53%, 1.7 and 3.48 in last one, three and six months respectively. In the same period the category average return was 0.53%, -0.61% and 1.1% respectively.
  • LIC Mf Liquid Fund has given a return of 6.52% in last one year. In the same period the Liquid Fund category average return was 3.87%.
  • The fund has given a return of 6.95% in last three years and ranked 20.0th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.23%.
  • The fund has given a return of 6.33% in last five years and ranked 19th out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.12%.
  • The fund has given a return of 6.14% in last ten years and ranked 10th out of twenty eight funds in the category. In the same period the category average return was 5.3%.
  • The fund has given a SIP return of 6.7% in last one year whereas category average SIP return is 3.62%. The fund one year return rank in the category is 20th in 34 funds
  • The fund has SIP return of 6.76% in last three years and ranks 19th in 31 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.85%) in the category in last three years.
  • The fund has SIP return of 6.76% in last five years whereas category average SIP return is 4.11%.

LIC Mf Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.23 and semi deviation of 0.17. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52
    0.52
    		0.42 | 0.55 28 | 40 Average
    3M Return % 1.68
    -0.65
    		-89.83 | 1.71 11 | 40 Good
    6M Return % 3.44
    1.02
    		-89.65 | 3.49 11 | 40 Good
    1Y Return % 6.42
    3.71
    		-89.35 | 6.50 14 | 37 Good
    3Y Return % 6.85
    5.13
    		-50.39 | 6.94 16 | 35 Good
    5Y Return % 6.21
    5.01
    		-32.95 | 6.33 17 | 34 Good
    7Y Return % 5.61
    4.63
    		-23.98 | 5.68 14 | 33 Good
    10Y Return % 6.01
    5.18
    		-15.76 | 6.09 15 | 28 Average
    15Y Return % 6.93
    6.24
    		-8.23 | 7.21 15 | 22 Average
    1Y SIP Return % 6.62
    3.55
    		-96.23 | 6.72 9 | 35 Very Good
    3Y SIP Return % 6.66
    3.81
    		-85.06 | 6.75 17 | 33 Good
    5Y SIP Return % 6.65
    4.13
    		-71.98 | 6.75 16 | 32 Good
    7Y SIP Return % 6.18
    3.96
    		-60.80 | 6.27 16 | 31 Good
    10Y SIP Return % 6.00
    3.92
    		-47.33 | 6.08 14 | 26 Good
    15Y SIP Return % 6.35
    4.62
    		-31.08 | 6.46 12 | 22 Good
    Standard Deviation 0.23
    1.75
    		0.18 | 52.24 33 | 34 Poor
    Semi Deviation 0.17
    1.65
    		0.14 | 50.79 30 | 34 Poor
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.58
    4.27
    		-1.03 | 5.25 19 | 34 Average
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 17 | 34 Good
    Sortino Ratio 7.62
    6.67
    		-0.16 | 10.85 15 | 34 Good
    Jensen Alpha % 0.83
    -0.40
    		-38.83 | 0.92 15 | 34 Good
    Treynor Ratio 0.21
    0.26
    		0.10 | 1.83 18 | 34 Good
    Modigliani Square Measure % 3.25
    3.03
    		-0.73 | 3.72 19 | 34 Average
    Alpha % -0.73
    -2.80
    		-69.11 | -0.63 18 | 34 Good
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53 0.53 0.42 | 0.56 33 | 40 Poor
    3M Return % 1.70 -0.61 -89.83 | 1.74 21 | 40 Average
    6M Return % 3.48 1.10 -89.65 | 3.54 20 | 40 Good
    1Y Return % 6.52 3.87 -89.34 | 6.61 17 | 37 Good
    3Y Return % 6.95 5.23 -50.35 | 7.02 20 | 34 Average
    5Y Return % 6.33 5.12 -32.89 | 6.41 19 | 33 Average
    7Y Return % 5.73 4.74 -23.91 | 5.97 11 | 32 Good
    10Y Return % 6.14 5.30 -15.69 | 6.35 10 | 28 Good
    1Y SIP Return % 6.70 3.62 -96.22 | 6.81 20 | 34 Average
    3Y SIP Return % 6.76 3.78 -85.03 | 6.85 19 | 31 Average
    5Y SIP Return % 6.76 4.11 -71.91 | 6.84 18 | 30 Average
    7Y SIP Return % 6.29 3.95 -60.70 | 6.36 14 | 29 Good
    10Y SIP Return % 6.12 3.97 -47.18 | 6.26 11 | 25 Good
    Standard Deviation 0.23 1.75 0.18 | 52.24 33 | 34 Poor
    Semi Deviation 0.17 1.65 0.14 | 50.79 30 | 34 Poor
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.58 4.27 -1.03 | 5.25 19 | 34 Average
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 17 | 34 Good
    Sortino Ratio 7.62 6.67 -0.16 | 10.85 15 | 34 Good
    Jensen Alpha % 0.83 -0.40 -38.83 | 0.92 15 | 34 Good
    Treynor Ratio 0.21 0.26 0.10 | 1.83 18 | 34 Good
    Modigliani Square Measure % 3.25 3.03 -0.73 | 3.72 19 | 34 Average
    Alpha % -0.73 -2.80 -69.11 | -0.63 18 | 34 Good
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Liquid Fund NAV Regular Growth Lic Mf Liquid Fund NAV Direct Growth
    09-09-2026 5077.4818 5155.7438
    08-09-2026 5076.5058 5154.7427
    07-09-2026 5075.8551 5154.0719
    04-09-2026 5073.9181 5152.0753
    03-09-2026 5072.8876 5151.019
    02-09-2026 5071.1524 5149.247
    01-09-2026 5069.6082 5147.669
    31-08-2026 5068.4226 5146.4553
    28-08-2026 5065.8385 5143.8015
    27-08-2026 5064.9005 5142.8391
    26-08-2026 5063.887 5141.8001
    25-08-2026 5063.0637 5140.9542
    24-08-2026 5062.1081 5139.9739
    21-08-2026 5059.5824 5137.3796
    20-08-2026 5058.9028 5136.6796
    19-08-2026 5058.3143 5136.072
    18-08-2026 5057.484 5135.219
    17-08-2026 5056.8198 5134.5347
    14-08-2026 5054.3732 5132.0208
    13-08-2026 5053.5274 5131.1521
    12-08-2026 5052.5726 5130.1728
    11-08-2026 5051.9118 5129.4919
    10-08-2026 5051.0751 5128.6324

    Fund Launch Date: 11/Mar/2002
    Fund Category: Liquid Fund
    Investment Objective: An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity throughjudicious mix of investment in money market instruments and quality debt instruments. However, there is noassurance that the investment objective of the Schemes will be realized.
    Fund Description: An open-ended liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.