Lic Mf Liquid Fund Overview
Category Liquid Fund
BMSMONEY Rank 16
Rating
Growth Option 22-04-2025
NAV ₹4665.61(R) +0.02% ₹4730.55(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.26% 6.76% 5.39% 5.78% 6.24%
Direct 7.35% 6.87% 5.52% 5.91% 6.38%
Benchmark
SIP (XIRR) Regular 7.34% 7.17% 6.3% 5.92% 5.97%
Direct 7.44% 7.27% 6.41% 6.04% 6.09%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.04 -0.01 0.67 5.37% 0.0
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.32% 0.0% 0.0% 0.11 0.26%

NAV Date: 22-04-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Liquid Fund-Regular Plan-Daily IDCW 1000.18
0.0000
0.0000%
LIC MF Liquid Fund-Direct Plan-Daily IDCW 1034.6
0.0000
0.0000%
LIC MF Liquid Fund-Regular Plan-Growth 4665.61
0.7900
0.0200%
LIC MF Liquid Fund-Direct Plan-Growth 4730.55
0.8100
0.0200%

Review Date: 22-04-2025

Beginning of Analysis

Lic Mf Liquid Fund is the 16th ranked fund in the Liquid Fund category. The category has total 33 funds. The 3 star rating shows an average past performance of the Lic Mf Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 5.37% which is higher than the category average of 5.24%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of -0.04 which is lower than the category average of -0.24.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Lic Mf Liquid Fund Return Analysis

  • The fund has given a return of 0.67%, 1.86 and 3.64 in last one, three and six months respectively. In the same period the category average return was 0.67%, 1.85% and 3.64% respectively.
  • Lic Mf Liquid Fund has given a return of 7.35% in last one year. In the same period the Liquid Fund category average return was 7.32%.
  • The fund has given a return of 6.87% in last three years and ranked 20.0th out of 34 funds in the category. In the same period the Liquid Fund category average return was 4.37%.
  • The fund has given a return of 5.52% in last five years and ranked 16th out of 33 funds in the category. In the same period the Liquid Fund category average return was 3.54%.
  • The fund has given a return of 6.38% in last ten years and ranked 8th out of 26 funds in the category. In the same period the category average return was 7.19%.
  • The fund has given a SIP return of 7.44% in last one year whereas category average SIP return is 7.43%. The fund one year return rank in the category is 25th in 35 funds
  • The fund has SIP return of 7.27% in last three years and ranks 22nd in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (7.36%) in the category in last three years.
  • The fund has SIP return of 6.41% in last five years whereas category average SIP return is 6.38%.

Lic Mf Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.32 and semi deviation of 0.26. The category average standard deviation is 0.31 and semi deviation is 0.26.
  • The fund has a beta of 0.11 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Liquid Fund NAV Regular Growth Lic Mf Liquid Fund NAV Direct Growth
    22-04-2025 4665.6077 4730.5458
    21-04-2025 4664.8225 4729.7314
    17-04-2025 4661.7407 4726.5338
    16-04-2025 4661.0095 4725.7743
    15-04-2025 4660.2546 4724.9906
    11-04-2025 4657.046 4721.6647
    09-04-2025 4655.4586 4720.0189
    08-04-2025 4654.2314 4718.7565
    07-04-2025 4653.2474 4717.7407
    04-04-2025 4651.1423 4715.5518
    03-04-2025 4650.1994 4714.5777
    02-04-2025 4648.3143 4712.6484
    01-04-2025 4645.7935 4710.0745
    28-03-2025 4642.3577 4706.5187
    27-03-2025 4637.5352 4701.6114
    26-03-2025 4637.4677 4701.5249
    25-03-2025 4636.1784 4700.1996
    24-03-2025 4634.9061 4698.8917

    Fund Launch Date: 11/Mar/2002
    Fund Category: Liquid Fund
    Investment Objective: An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Schemes will be realized.
    Fund Description: An open-ended liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.