Navi Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 34
Rating
Growth Option 02-04-2026
NAV ₹25.95(R) +0.03% ₹31.17(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -3.23% 9.32% 8.45% 8.63% 10.27%
Direct -1.4% 11.42% 10.53% 10.66% 12.26%
Nifty 500 TRI -0.6% 13.85% 12.03% 12.75% 13.69%
SIP (XIRR) Regular -16.3% -1.01% 4.44% 8.01% 8.45%
Direct -14.66% 0.99% 6.55% 10.18% 10.54%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.49 0.25 0.44 -5.34% -0.44
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.82% -14.91% -18.1% 0.98 9.19%
Fund AUM As on: 30/12/2025 54 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
SBI ELSS Tax Saver Fund 1
DSP ELSS Tax Saver Fund 2
HDFC ELSS Tax Saver 3
Baroda BNP Paribas ELSS Tax Saver Fund 4
Mirae Asset ELSS Tax Saver Fund 5
HSBC Elss Tax Saver Fund 6
Nippon India ELSS Tax Saver Fund 7
Tata ELSS Fund 8

NAV Date: 02-04-2026

Scheme Name NAV Rupee Change Percent Change
Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout 25.95
0.0100
0.0300%
Navi ELSS Tax Saver Fund- Regular Plan- Growth Option 25.95
0.0100
0.0300%
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout 30.78
0.0100
0.0300%
Navi ELSS Tax Saver Fund- Direct Plan- Growth Option 31.17
0.0100
0.0300%

Review Date: 02-04-2026

Beginning of Analysis

In the ELSS (Tax Saving) Fund category, Navi ELSS Tax Saver Fund is the 34th ranked fund. The category has total 35 funds. The 1 star rating shows a very poor past performance of the Navi ELSS Tax Saver Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -5.34% which is lower than the category average of -1.0%, showing poor performance. The fund has a Sharpe Ratio of 0.49 which is lower than the category average of 0.8.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Navi ELSS Tax Saver Fund Return Analysis

The Navi ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -7.55%, -12.98 and -7.15 in last one, three and six months respectively. In the same period the category average return was -7.79%, -12.41% and -9.16% respectively.
  • Navi ELSS Tax Saver Fund has given a return of -1.4% in last one year. In the same period the Nifty 500 TRI return was -0.6%. The fund has given 0.8% less return than the benchmark return.
  • The fund has given a return of 11.42% in last three years and rank 32nd out of thirty eight funds in the category. In the same period the Nifty 500 TRI return was 13.85%. The fund has given 2.43% less return than the benchmark return.
  • Navi ELSS Tax Saver Fund has given a return of 10.53% in last five years and category average returns is 12.86% in same period. The fund ranked 26th out of thirty one funds in the category. In the same period the Nifty 500 TRI return was 12.03%. The fund has given 1.5% less return than the benchmark return.
  • The fund has given a return of 12.26% in last ten years and ranked 22nd out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 13.69%. The fund has given 1.43% less return than the benchmark return.
  • The fund has given a SIP return of -14.66% in last one year whereas category average SIP return is -15.17%. The fund one year return rank in the category is 16th in 41 funds
  • The fund has SIP return of 0.99% in last three years and ranks 31st in 38 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (8.59%) in the category in last three years.
  • The fund has SIP return of 6.55% in last five years whereas category average SIP return is 8.8%.

Navi ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 12.82 and semi deviation of 9.19. The category average standard deviation is 12.95 and semi deviation is 9.5.
  • The fund has a Value at Risk (VaR) of -14.91 and a maximum drawdown of -18.1. The category average VaR is -16.62 and the maximum drawdown is -17.56. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -7.70 -8.28
    -7.86
    		-10.19 | -2.14 15 | 40 Good
    3M Return % -13.38 -12.99
    -12.65
    		-15.13 | -7.84 26 | 40 Average
    6M Return % -8.01 -8.82
    -9.69
    		-14.77 | -6.08 8 | 40 Very Good
    1Y Return % -3.23 -0.60
    -2.27
    		-8.52 | 2.83 26 | 40 Average
    3Y Return % 9.32 13.85
    12.91
    		3.98 | 20.47 34 | 38 Poor
    5Y Return % 8.45 12.03
    11.59
    		6.95 | 16.75 28 | 31 Poor
    7Y Return % 8.63 12.75
    12.29
    		8.27 | 20.15 28 | 29 Poor
    10Y Return % 10.27 13.69
    13.17
    		10.24 | 18.85 24 | 25 Poor
    1Y SIP Return % -16.30
    -16.19
    		-23.06 | -10.73 21 | 40 Average
    3Y SIP Return % -1.01
    1.57
    		-8.49 | 7.23 33 | 38 Poor
    5Y SIP Return % 4.44
    7.52
    		2.96 | 13.39 28 | 31 Poor
    7Y SIP Return % 8.01
    11.65
    		6.72 | 17.66 26 | 29 Poor
    10Y SIP Return % 8.45
    12.07
    		8.45 | 17.85 25 | 25 Poor
    Standard Deviation 12.82
    12.95
    		9.59 | 19.13 23 | 38 Average
    Semi Deviation 9.19
    9.50
    		6.93 | 14.90 21 | 38 Average
    Max Drawdown % -18.10
    -17.56
    		-28.24 | -9.56 27 | 38 Average
    VaR 1 Y % -14.91
    -16.62
    		-24.68 | -10.33 12 | 38 Good
    Average Drawdown % -6.05
    -5.73
    		-10.61 | -3.44 26 | 38 Average
    Sharpe Ratio 0.49
    0.80
    		0.06 | 1.35 35 | 38 Poor
    Sterling Ratio 0.44
    0.61
    		0.18 | 0.94 36 | 38 Poor
    Sortino Ratio 0.25
    0.40
    		0.06 | 0.76 35 | 38 Poor
    Jensen Alpha % -5.34
    -1.00
    		-12.52 | 5.83 35 | 37 Poor
    Treynor Ratio -0.44
    -0.43
    		-0.60 | -0.31 21 | 37 Average
    Modigliani Square Measure % 12.27
    16.41
    		6.57 | 23.81 34 | 37 Poor
    Alpha % -4.32
    -1.29
    		-10.64 | 7.62 34 | 37 Poor
    Return data last Updated On : April 2, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -7.55 -8.28 -7.79 -10.11 | -2.05 14 | 41 Good
    3M Return % -12.98 -12.99 -12.41 -14.90 | -7.57 25 | 41 Average
    6M Return % -7.15 -8.82 -9.16 -14.29 | -5.51 7 | 41 Very Good
    1Y Return % -1.40 -0.60 -1.11 -7.44 | 4.04 21 | 41 Good
    3Y Return % 11.42 13.85 14.13 5.46 | 21.91 32 | 38 Poor
    5Y Return % 10.53 12.03 12.86 7.78 | 17.77 26 | 31 Poor
    7Y Return % 10.66 12.75 13.55 9.17 | 21.93 26 | 29 Poor
    10Y Return % 12.26 13.69 14.27 11.23 | 20.17 22 | 26 Poor
    1Y SIP Return % -14.66 -15.17 -22.16 | -9.80 16 | 41 Good
    3Y SIP Return % 0.99 2.75 -7.11 | 8.59 31 | 38 Poor
    5Y SIP Return % 6.55 8.80 4.79 | 14.82 24 | 31 Average
    7Y SIP Return % 10.18 12.96 8.67 | 19.45 25 | 29 Poor
    10Y SIP Return % 10.54 13.20 9.53 | 19.45 23 | 26 Poor
    Standard Deviation 12.82 12.95 9.59 | 19.13 23 | 38 Average
    Semi Deviation 9.19 9.50 6.93 | 14.90 21 | 38 Average
    Max Drawdown % -18.10 -17.56 -28.24 | -9.56 27 | 38 Average
    VaR 1 Y % -14.91 -16.62 -24.68 | -10.33 12 | 38 Good
    Average Drawdown % -6.05 -5.73 -10.61 | -3.44 26 | 38 Average
    Sharpe Ratio 0.49 0.80 0.06 | 1.35 35 | 38 Poor
    Sterling Ratio 0.44 0.61 0.18 | 0.94 36 | 38 Poor
    Sortino Ratio 0.25 0.40 0.06 | 0.76 35 | 38 Poor
    Jensen Alpha % -5.34 -1.00 -12.52 | 5.83 35 | 37 Poor
    Treynor Ratio -0.44 -0.43 -0.60 | -0.31 21 | 37 Average
    Modigliani Square Measure % 12.27 16.41 6.57 | 23.81 34 | 37 Poor
    Alpha % -4.32 -1.29 -10.64 | 7.62 34 | 37 Poor
    Return data last Updated On : April 2, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Navi Elss Tax Saver Fund NAV Regular Growth Navi Elss Tax Saver Fund NAV Direct Growth
    02-04-2026 25.9486 31.1697
    01-04-2026 25.9419 31.1601
    30-03-2026 25.4329 30.5455
    27-03-2026 26.1414 31.3914
    25-03-2026 26.7247 32.0885
    24-03-2026 26.2606 31.5297
    23-03-2026 25.7371 30.8995
    20-03-2026 26.4998 31.8102
    19-03-2026 26.2753 31.5392
    18-03-2026 27.0512 32.4689
    17-03-2026 26.685 32.0276
    16-03-2026 26.5509 31.865
    13-03-2026 26.5472 31.8556
    12-03-2026 27.126 32.5484
    11-03-2026 27.2941 32.7485
    10-03-2026 27.6471 33.1703
    09-03-2026 27.2036 32.6365
    06-03-2026 27.6716 33.1928
    05-03-2026 27.8753 33.4354
    04-03-2026 27.6376 33.1487
    02-03-2026 28.1125 33.7147

    Fund Launch Date: 09/Nov/2015
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity relatedinstruments with the objective to provide investors with opportunities for capital appreciation andincome generation along with the benefit of income tax deduction (under Section 80 C of theIncome Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled todeductions of the amount invested in Units of the Scheme, subject to a maximum of Rs 1,50,000/-under and in terms of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in thisscheme would be subject to statutory lock-in period of 3 years from the date of allotment to beeligible for income tax benefit under section 80 C. There can be no assurance that the investmentobjective under the Scheme will be realized.
    Fund Description: An open ended equity linked saving scheme with astatutory lock in of 3 years and tax benefit
    Fund Benchmark: S&P BSE100 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.