Navi Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 32
Rating
Growth Option 12-02-2026
NAV ₹29.21(R) -0.56% ₹35.0(D) -0.56%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.42% 13.0% 10.61% 11.74% 12.12%
Direct 11.49% 15.15% 12.74% 13.83% 14.14%
Nifty 500 TRI 14.19% 17.78% 14.76% 16.15% 16.32%
SIP (XIRR) Regular 7.27% 8.08% 9.82% 11.7% 11.0%
Direct 9.31% 10.19% 11.95% 13.88% 13.06%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.53 0.27 0.46 -3.14% 0.07
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.74% -14.91% -18.1% 0.95 9.15%
Fund AUM As on: 30/12/2025 54 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Hdfc Taxsaver 1
Sbi Long Term Equity Fund 2
DSP ELSS Tax Saver Fund 3
Mirae Asset ELSS Tax Saver Fund 4
Baroda BNP Paribas ELSS Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
ICICI Prudential ELSS Tax Saver Fund 7
Edelweiss ELSS Tax saver Fund 8

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
Navi ELSS Tax Saver Fund - Regular Plan IDCW Payout 29.21
-0.1700
-0.5600%
Navi ELSS Tax Saver Fund- Regular Plan- Growth Option 29.21
-0.1700
-0.5600%
Navi ELSS Tax Saver Fund - Direct Plan IDCW Payout 34.56
-0.1900
-0.5600%
Navi ELSS Tax Saver Fund- Direct Plan- Growth Option 35.0
-0.2000
-0.5600%

Review Date: 12-02-2026

Beginning of Analysis

Navi ELSS Tax Saver Fund is the 34th ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The 1 star rating shows a very poor past performance of the Navi ELSS Tax Saver Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -3.14% which is lower than the category average of 0.61%, showing poor performance. The fund has a Sharpe Ratio of 0.53 which is lower than the category average of 0.8.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Navi ELSS Tax Saver Fund Return Analysis

The Navi ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 0.1%, -0.92 and 6.0 in last one, three and six months respectively. In the same period the category average return was 0.91%, -0.86% and 3.93% respectively.
  • Navi ELSS Tax Saver Fund has given a return of 11.49% in last one year. In the same period the Nifty 500 TRI return was 14.19%. The fund has given 2.7% less return than the benchmark return.
  • The fund has given a return of 15.15% in last three years and rank 33rd out of 38 funds in the category. In the same period the Nifty 500 TRI return was 17.78%. The fund has given 2.63% less return than the benchmark return.
  • Navi ELSS Tax Saver Fund has given a return of 12.74% in last five years and category average returns is 15.49% in same period. The fund ranked 29th out of 32 funds in the category. In the same period the Nifty 500 TRI return was 14.76%. The fund has given 2.02% less return than the benchmark return.
  • The fund has given a return of 14.14% in last ten years and ranked 25th out of 27 funds in the category. In the same period the Nifty 500 TRI return was 16.32%. The fund has given 2.18% less return than the benchmark return.
  • The fund has given a SIP return of 9.31% in last one year whereas category average SIP return is 8.6%. The fund one year return rank in the category is 23rd in 41 funds
  • The fund has SIP return of 10.19% in last three years and ranks 34th in 38 funds. DSP ELSS Tax Saver Fund has given the highest SIP return (17.02%) in the category in last three years.
  • The fund has SIP return of 11.95% in last five years whereas category average SIP return is 14.42%.

Navi ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 12.74 and semi deviation of 9.15. The category average standard deviation is 13.02 and semi deviation is 9.55.
  • The fund has a Value at Risk (VaR) of -14.91 and a maximum drawdown of -18.1. The category average VaR is -16.78 and the maximum drawdown is -17.65. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.04 0.69
    0.81
    		-1.10 | 2.89 33 | 40 Poor
    3M Return % -1.38 -0.67
    -1.14
    		-4.64 | 1.55 29 | 40 Average
    6M Return % 5.01 5.12
    3.30
    		-3.99 | 7.43 11 | 40 Good
    1Y Return % 9.42 14.19
    11.25
    		2.37 | 17.37 30 | 40 Average
    3Y Return % 13.00 17.78
    16.90
    		7.54 | 24.18 35 | 38 Poor
    5Y Return % 10.61 14.76
    14.20
    		9.32 | 20.16 29 | 32 Poor
    7Y Return % 11.74 16.15
    15.54
    		11.21 | 23.37 28 | 30 Poor
    10Y Return % 12.12 16.32
    15.61
    		12.12 | 21.10 26 | 26 Poor
    1Y SIP Return % 7.27
    7.27
    		-2.18 | 13.71 22 | 39 Average
    3Y SIP Return % 8.08
    11.28
    		-0.27 | 16.08 33 | 37 Poor
    5Y SIP Return % 9.82
    13.08
    		8.21 | 19.00 30 | 31 Poor
    7Y SIP Return % 11.70
    15.54
    		10.42 | 21.27 29 | 30 Poor
    10Y SIP Return % 11.00
    14.67
    		11.00 | 20.20 26 | 26 Poor
    Standard Deviation 12.74
    13.02
    		9.06 | 19.00 21 | 38 Average
    Semi Deviation 9.15
    9.55
    		6.49 | 14.84 19 | 38 Good
    Max Drawdown % -18.10
    -17.65
    		-28.24 | -9.56 27 | 38 Average
    VaR 1 Y % -14.91
    -16.78
    		-24.68 | -8.66 12 | 38 Good
    Average Drawdown % -6.70
    -6.26
    		-10.28 | -3.31 25 | 38 Average
    Sharpe Ratio 0.53
    0.80
    		0.14 | 1.34 34 | 38 Poor
    Sterling Ratio 0.46
    0.61
    		0.22 | 0.93 35 | 38 Poor
    Sortino Ratio 0.27
    0.40
    		0.09 | 0.75 34 | 38 Poor
    Jensen Alpha % -3.14
    0.61
    		-9.13 | 7.26 35 | 38 Poor
    Treynor Ratio 0.07
    0.11
    		0.02 | 0.18 35 | 38 Poor
    Modigliani Square Measure % 12.98
    16.56
    		6.29 | 24.80 34 | 38 Poor
    Alpha % -2.50
    -0.07
    		-7.94 | 8.92 31 | 38 Poor
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.10 0.69 0.91 -1.01 | 3.00 34 | 41 Poor
    3M Return % -0.92 -0.67 -0.86 -4.47 | 1.79 26 | 41 Average
    6M Return % 6.00 5.12 3.93 -3.40 | 8.30 9 | 41 Very Good
    1Y Return % 11.49 14.19 12.57 3.01 | 18.40 28 | 41 Average
    3Y Return % 15.15 17.78 18.16 9.08 | 25.02 33 | 38 Poor
    5Y Return % 12.74 14.76 15.49 10.17 | 21.86 29 | 32 Poor
    7Y Return % 13.83 16.15 16.82 12.15 | 25.19 28 | 30 Poor
    10Y Return % 14.14 16.32 16.74 13.58 | 22.43 25 | 27 Poor
    1Y SIP Return % 9.31 8.60 -1.53 | 15.61 23 | 41 Average
    3Y SIP Return % 10.19 12.50 1.14 | 17.02 34 | 38 Poor
    5Y SIP Return % 11.95 14.42 10.07 | 19.80 28 | 32 Poor
    7Y SIP Return % 13.88 16.84 12.38 | 23.09 27 | 30 Poor
    10Y SIP Return % 13.06 15.79 12.13 | 21.79 24 | 27 Poor
    Standard Deviation 12.74 13.02 9.06 | 19.00 21 | 38 Average
    Semi Deviation 9.15 9.55 6.49 | 14.84 19 | 38 Good
    Max Drawdown % -18.10 -17.65 -28.24 | -9.56 27 | 38 Average
    VaR 1 Y % -14.91 -16.78 -24.68 | -8.66 12 | 38 Good
    Average Drawdown % -6.70 -6.26 -10.28 | -3.31 25 | 38 Average
    Sharpe Ratio 0.53 0.80 0.14 | 1.34 34 | 38 Poor
    Sterling Ratio 0.46 0.61 0.22 | 0.93 35 | 38 Poor
    Sortino Ratio 0.27 0.40 0.09 | 0.75 34 | 38 Poor
    Jensen Alpha % -3.14 0.61 -9.13 | 7.26 35 | 38 Poor
    Treynor Ratio 0.07 0.11 0.02 | 0.18 35 | 38 Poor
    Modigliani Square Measure % 12.98 16.56 6.29 | 24.80 34 | 38 Poor
    Alpha % -2.50 -0.07 -7.94 | 8.92 31 | 38 Poor
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Navi Elss Tax Saver Fund NAV Regular Growth Navi Elss Tax Saver Fund NAV Direct Growth
    12-02-2026 29.2099 34.9981
    11-02-2026 29.3756 35.1948
    10-02-2026 29.371 35.1876
    09-02-2026 29.3432 35.1524
    06-02-2026 28.9587 34.6863
    05-02-2026 28.9273 34.647
    04-02-2026 29.1507 34.9128
    03-02-2026 29.1844 34.9513
    02-02-2026 28.3523 33.953
    30-01-2026 28.8634 34.5643
    29-01-2026 28.7624 34.4416
    28-01-2026 28.8337 34.5252
    27-01-2026 28.6237 34.272
    23-01-2026 28.469 34.0798
    22-01-2026 28.8135 34.4904
    21-01-2026 28.4139 34.0103
    20-01-2026 28.5446 34.1649
    19-01-2026 29.1946 34.9411
    16-01-2026 29.2538 35.0065
    14-01-2026 29.1225 34.8457
    13-01-2026 29.1411 34.8662
    12-01-2026 29.2222 34.9615

    Fund Launch Date: 09/Nov/2015
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity relatedinstruments with the objective to provide investors with opportunities for capital appreciation andincome generation along with the benefit of income tax deduction (under Section 80 C of theIncome Tax Act, 1961) on their investments. Specified Investors in the Scheme are entitled todeductions of the amount invested in Units of the Scheme, subject to a maximum of Rs 1,50,000/-under and in terms of Section 80 C (2) (xiii) of the Income Tax Act, 1961. Investment in thisscheme would be subject to statutory lock-in period of 3 years from the date of allotment to beeligible for income tax benefit under section 80 C. There can be no assurance that the investmentobjective under the Scheme will be realized.
    Fund Description: An open ended equity linked saving scheme with astatutory lock in of 3 years and tax benefit
    Fund Benchmark: S&P BSE100 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.