Previously Known As : Sbi Corporate Bond Fund
Sbi Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 07-02-2025
NAV ₹44.02(R) -0.06% ₹47.41(D) -0.06%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.16% -% 6.88% 6.9% 7.43%
LumpSum (D) 8.88% -% 7.56% 7.61% 8.15%
SIP (R) 8.12% 5.72% 5.62% 5.95% 6.6%
SIP (D) 8.84% 6.39% 6.29% 6.63% 7.31%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.13 0.07 0.68 -145.65% 0.33
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.3% 0.0% -0.36% 0.0 0.72%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 07-02-2025

Scheme Name NAV Rupee Change Percent Change
SBI Credit Risk Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 14.57
-0.0100
-0.0600%
SBI Credit Risk Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 15.04
-0.0100
-0.0600%
SBI Credit Risk Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 19.9
-0.0100
-0.0600%
SBI Credit Risk Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 22.06
-0.0100
-0.0600%
SBI CREDIT RISK FUND - REGULAR PLAN - GROWTH 44.02
-0.0300
-0.0600%
SBI CREDIT RISK FUND - DIRECT PLAN -GROWTH 47.41
-0.0300
-0.0600%

Review Date: 07-02-2025

Sbi Credit Risk Fund has shown good performance in the Credit Risk Fund category. The fund has rank of 4 out of 13 funds in the category. The fund has delivered return of 8.16% in 1 year. The category average for the same period is 7.91%, which shows good return performance of fund in the category. The fund has exhibited standard deviation of 1.3, VaR of 0.0, Average Drawdown of -0.36, Semi Deviation of 0.72 and Max Drawdown of -0.36. The category average for the same parameters is 7.58, -0.24, -0.54, 1.9 and -0.74 respectively. The fund has low risk in the category.
  • standard deviation of 1.3 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  • Sharpe ratio of the fund is 0.13 which shows good performance of fund in the credit risk fund category.
  • The fund has R-square of 0.28, Beta of 0.0 and Jensen's Alpha of -145.65% which exhibit good performance in the credit risk fund category .

  • Not able to see in mobile!!! save the chart by clicking on camera icon.

    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.68
    0.62
    0.47 | 0.74 4 | 14 Very Good
    3M Return % 1.99
    1.68
    1.17 | 2.01 2 | 14 Very Good
    6M Return % 3.80
    3.82
    2.53 | 6.86 8 | 14 Good
    1Y Return % 8.16
    7.91
    6.14 | 11.97 4 | 14 Very Good
    5Y Return % 6.88
    6.72
    3.36 | 10.32 7 | 13 Good
    7Y Return % 6.90
    5.30
    -1.45 | 7.60 5 | 13 Good
    10Y Return % 7.43
    6.56
    3.01 | 7.81 4 | 10 Good
    15Y Return % 8.05
    7.67
    7.29 | 8.05 1 | 2 Very Good
    1Y SIP Return % 8.12
    7.84
    5.10 | 12.89 4 | 14 Very Good
    3Y SIP Return % 5.72
    5.84
    4.49 | 8.32 7 | 13 Good
    5Y SIP Return % 5.62
    7.15
    4.26 | 21.52 8 | 13 Good
    7Y SIP Return % 5.95
    6.12
    3.37 | 11.94 7 | 13 Good
    10Y SIP Return % 6.60
    5.90
    2.68 | 7.17 4 | 10 Good
    15Y SIP Return % 7.44
    7.18
    6.92 | 7.44 1 | 2 Very Good
    Standard Deviation 1.30
    7.58
    0.94 | 70.75 7 | 12 Average
    Semi Deviation 0.72
    1.90
    0.72 | 11.66 1 | 12 Very Good
    Max Drawdown % -0.36
    -0.75
    -2.85 | -0.26 4 | 12 Good
    VaR 1 Y % 0.00
    -0.24
    -1.48 | 0.00 7 | 12 Average
    Average Drawdown % -0.36
    -0.54
    -1.08 | -0.26 4 | 12 Good
    Sharpe Ratio 0.13
    -0.07
    -1.14 | 0.80 6 | 12 Good
    Sterling Ratio 0.68
    0.91
    0.39 | 3.62 5 | 12 Good
    Sortino Ratio 0.07
    1.30
    -0.34 | 14.24 6 | 12 Good
    Jensen Alpha % -145.65
    -166.90
    -323.67 | -94.40 6 | 12 Good
    Treynor Ratio 0.33
    2.75
    -2.69 | 24.15 6 | 12 Good
    Modigliani Square Measure % 689.10
    582.48
    72.63 | 883.90 7 | 12 Average
    Alpha % -30459.41
    -30334.98
    -30466.66 | -28986.56 6 | 12 Good
    Return data last Updated On : Feb. 7, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.74 0.69 0.50 | 0.82 4 | 14
    3M Return % 2.15 1.88 1.26 | 2.21 2 | 14
    6M Return % 4.14 4.23 2.71 | 7.33 8 | 14
    1Y Return % 8.88 8.74 6.51 | 12.96 4 | 14
    5Y Return % 7.56 7.55 4.15 | 10.64 7 | 13
    7Y Return % 7.61 6.13 -1.18 | 8.35 5 | 13
    10Y Return % 8.15 7.47 3.96 | 8.81 4 | 10
    1Y SIP Return % 8.84 8.68 5.47 | 13.88 4 | 14
    3Y SIP Return % 6.39 6.64 5.50 | 9.15 7 | 13
    5Y SIP Return % 6.29 7.97 5.25 | 21.90 9 | 13
    7Y SIP Return % 6.63 6.94 4.12 | 12.24 7 | 13
    10Y SIP Return % 7.31 6.77 3.50 | 8.08 5 | 10
    Standard Deviation 1.30 7.58 0.94 | 70.75 7 | 12
    Semi Deviation 0.72 1.90 0.72 | 11.66 1 | 12
    Max Drawdown % -0.36 -0.75 -2.85 | -0.26 4 | 12
    VaR 1 Y % 0.00 -0.24 -1.48 | 0.00 7 | 12
    Average Drawdown % -0.36 -0.54 -1.08 | -0.26 4 | 12
    Sharpe Ratio 0.13 -0.07 -1.14 | 0.80 6 | 12
    Sterling Ratio 0.68 0.91 0.39 | 3.62 5 | 12
    Sortino Ratio 0.07 1.30 -0.34 | 14.24 6 | 12
    Jensen Alpha % -145.65 -166.90 -323.67 | -94.40 6 | 12
    Treynor Ratio 0.33 2.75 -2.69 | 24.15 6 | 12
    Modigliani Square Measure % 689.10 582.48 72.63 | 883.90 7 | 12
    Alpha % -30459.41 -30334.98 -30466.66 | -28986.56 6 | 12
    Return data last Updated On : Feb. 7, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
    KPIs: Key Performance Indicators

    Investment Period Regular Direct
    Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
    1D -0.06 ₹ 9,994.00 -0.06 ₹ 9,994.00
    1W 0.20 ₹ 10,020.00 0.22 ₹ 10,022.00
    1M 0.68 ₹ 10,068.00 0.74 ₹ 10,074.00
    3M 1.99 ₹ 10,199.00 2.15 ₹ 10,215.00
    6M 3.80 ₹ 10,380.00 4.14 ₹ 10,414.00
    1Y 8.16 ₹ 10,816.00 8.88 ₹ 10,888.00
    3Y
    5Y 6.88 ₹ 13,946.00 7.56 ₹ 14,396.00
    7Y 6.90 ₹ 15,953.00 7.61 ₹ 16,706.00
    10Y 7.43 ₹ 20,480.00 8.15 ₹ 21,886.00
    15Y 8.05 ₹ 31,933.00

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

    Investment Period Invested Amount Regular Direct
    XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
    1Y ₹ 12000 8.12 ₹ 12,524.40 8.84 ₹ 12,570.01
    3Y ₹ 36000 5.72 ₹ 39,279.71 6.39 ₹ 39,677.65
    5Y ₹ 60000 5.62 ₹ 69,179.76 6.29 ₹ 70,356.72
    7Y ₹ 84000 5.95 ₹ 103,816.27 6.63 ₹ 106,357.78
    10Y ₹ 120000 6.60 ₹ 168,542.28 7.31 ₹ 174,960.84
    15Y ₹ 180000 7.44 ₹ 324,495.00


    Date Sbi Credit Risk Fund NAV Regular Growth Sbi Credit Risk Fund NAV Direct Growth
    07-02-2025 44.0175 47.411
    06-02-2025 44.0435 47.4382
    05-02-2025 44.0286 47.4213
    04-02-2025 44.0053 47.3954
    03-02-2025 43.9654 47.3515
    31-01-2025 43.9275 47.3082
    30-01-2025 43.9253 47.3049
    29-01-2025 43.9138 47.2916
    28-01-2025 43.9126 47.2895
    27-01-2025 43.9124 47.2884
    24-01-2025 43.8613 47.2308
    23-01-2025 43.8428 47.2101
    22-01-2025 43.8399 47.2061
    21-01-2025 43.8225 47.1865
    20-01-2025 43.796 47.1571
    17-01-2025 43.7692 47.1258
    16-01-2025 43.7537 47.1082
    15-01-2025 43.715 47.0657
    14-01-2025 43.7015 47.0503
    13-01-2025 43.6915 47.0387
    10-01-2025 43.7196 47.0663
    09-01-2025 43.7112 47.0565
    08-01-2025 43.7134 47.058
    07-01-2025 43.7189 47.063

    Fund Launch Date: 05/Jul/2004
    Fund Category: Credit Risk Fund
    Investment Objective: To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
    Fund Description: An open-ended Debt Scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds).
    Fund Benchmark: CRISIL Credit Risk Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.