Previously Known As : Sbi Long Term Equity Fund
Sbi Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 3
Rating
Growth Option 09-09-2026
NAV ₹423.86(R) -0.5% ₹461.37(D) -0.5%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -2.41% 12.73% 14.19% 18.09% 13.16%
Direct -1.79% 13.47% 14.93% 18.85% 13.9%
Nifty 500 TRI 0.95% 10.2% 10.23% 15.53% 12.94%
SIP (XIRR) Regular -4.4% 3.82% 12.45% 16.18% 15.01%
Direct -3.8% 4.51% 13.23% 16.98% 15.76%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.71 0.34 0.68 6.11% 0.12
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.37% -19.57% -15.39% 0.96 11.48%
Fund AUM As on: 30/12/2025 31884 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
Motilal Oswal ELSS Tax Saver Fund 1
quant Elss Tax Saver Fund 2
SBI ELSS Tax Saver Fund 3
Baroda BNP Paribas ELSS Tax Saver Fund 4
HSBC Elss Tax Saver Fund 5
Whiteoak Capital Elss Tax Saver Fund 6
JM ELSS Tax Saver Fund 7
Nippon India ELSS Tax Saver Fund 8

NAV Date: 09-09-2026

Scheme Name NAV Rupee Change Percent Change
SBI ELSS Tax Saver Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 85.93
-0.4300
-0.5000%
SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 114.28
-0.5700
-0.5000%
SBI ELSS Tax Saver FUND - REGULAR PLAN- GROWTH 423.86
-2.1200
-0.5000%
SBI ELSS Tax Saver FUND - DIRECT PLAN -GROWTH 461.37
-2.3000
-0.5000%

Review Date: 09-09-2026

Beginning of Analysis

SBI ELSS Tax Saver Fund is the third ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The SBI ELSS Tax Saver Fund has shown an excellent past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 6.11% which is higher than the category average of -0.29%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.71 which is higher than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

SBI ELSS Tax Saver Fund Return Analysis

The SBI ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -3.61%, 1.06 and 1.2 in last one, three and six months respectively. In the same period the category average return was -2.54%, 4.42% and 6.47% respectively.
  • SBI ELSS Tax Saver Fund has given a return of -1.79% in last one year. In the same period the Nifty 500 TRI return was 0.95%. The fund has given 2.74% less return than the benchmark return.
  • The fund has given a return of 13.47% in last three years and rank 8th out of thirty nine funds in the category. In the same period the Nifty 500 TRI return was 10.2%. The fund has given 3.27% more return than the benchmark return.
  • SBI ELSS Tax Saver Fund has given a return of 14.93% in last five years and category average returns is 11.15% in same period. The fund ranked 3rd out of thirty one funds in the category. In the same period the Nifty 500 TRI return was 10.23%. The fund has given 4.7% more return than the benchmark return.
  • The fund has given a return of 13.9% in last ten years and ranked 11th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 12.94%. The fund has given 0.96% more return than the benchmark return.
  • The fund has given a SIP return of -3.8% in last one year whereas category average SIP return is 2.81%. The fund one year return rank in the category is 33rd in 41 funds
  • The fund has SIP return of 4.51% in last three years and ranks 24th in 39 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (16.89%) in the category in last three years.
  • The fund has SIP return of 13.23% in last five years whereas category average SIP return is 10.82%.

SBI ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 15.37 and semi deviation of 11.48. The category average standard deviation is 15.39 and semi deviation is 11.37.
  • The fund has a Value at Risk (VaR) of -19.57 and a maximum drawdown of -15.39. The category average VaR is -22.63 and the maximum drawdown is -18.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -3.65 -3.26
    -2.61
    		-4.80 | 3.69 28 | 40 Average
    3M Return % 0.90 3.11
    4.18
    		-0.05 | 10.57 38 | 40 Poor
    6M Return % 0.89 4.77
    5.91
    		-2.46 | 23.37 31 | 40 Poor
    1Y Return % -2.41 0.95
    0.18
    		-10.52 | 14.34 27 | 40 Average
    3Y Return % 12.73 10.20
    9.75
    		3.33 | 20.73 8 | 39 Very Good
    5Y Return % 14.19 10.23
    9.95
    		5.27 | 16.27 3 | 31 Very Good
    7Y Return % 18.09 15.53
    15.13
    		10.41 | 24.78 4 | 30 Very Good
    10Y Return % 13.16 12.94
    12.60
    		9.31 | 18.52 9 | 25 Good
    15Y Return % 14.56 13.41
    13.86
    		11.70 | 16.71 7 | 19 Good
    1Y SIP Return % -4.40
    1.99
    		-10.64 | 24.40 30 | 39 Average
    3Y SIP Return % 3.82
    4.65
    		-1.04 | 15.52 23 | 38 Average
    5Y SIP Return % 12.45
    9.61
    		4.29 | 19.44 5 | 31 Very Good
    7Y SIP Return % 16.18
    12.87
    		7.34 | 20.23 4 | 30 Very Good
    10Y SIP Return % 15.01
    13.16
    		9.47 | 19.90 5 | 25 Very Good
    15Y SIP Return % 14.56
    13.66
    		10.84 | 19.54 6 | 20 Good
    Standard Deviation 15.37
    15.39
    		11.39 | 21.29 25 | 39 Average
    Semi Deviation 11.48
    11.37
    		8.48 | 15.53 24 | 39 Average
    Max Drawdown % -15.39
    -18.27
    		-28.24 | -14.41 7 | 39 Very Good
    VaR 1 Y % -19.57
    -22.63
    		-38.55 | -15.29 6 | 39 Very Good
    Average Drawdown % 9.41
    8.11
    		4.32 | 11.51 9 | 39 Very Good
    Sharpe Ratio 0.71
    0.38
    		-0.05 | 0.72 2 | 39 Very Good
    Sterling Ratio 0.68
    0.43
    		0.12 | 0.68 1 | 39 Very Good
    Sortino Ratio 0.34
    0.19
    		0.02 | 0.36 2 | 39 Very Good
    Jensen Alpha % 6.11
    -0.29
    		-8.12 | 6.11 1 | 38 Very Good
    Treynor Ratio 0.12
    0.07
    		-0.01 | 0.12 2 | 38 Very Good
    Modigliani Square Measure % 10.90
    6.01
    		-0.84 | 11.01 2 | 38 Very Good
    Alpha % 6.66
    -0.82
    		-8.52 | 6.66 1 | 38 Very Good
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -3.61 -3.26 -2.54 -4.71 | 3.79 29 | 41 Average
    3M Return % 1.06 3.11 4.42 0.25 | 10.94 39 | 41 Poor
    6M Return % 1.20 4.77 6.47 -1.90 | 24.09 32 | 41 Average
    1Y Return % -1.79 0.95 1.32 -9.52 | 15.62 29 | 41 Average
    3Y Return % 13.47 10.20 10.93 4.77 | 22.16 8 | 39 Very Good
    5Y Return % 14.93 10.23 11.15 6.07 | 17.67 3 | 31 Very Good
    7Y Return % 18.85 15.53 16.38 12.00 | 26.62 5 | 30 Very Good
    10Y Return % 13.90 12.94 13.61 9.88 | 19.89 11 | 26 Good
    1Y SIP Return % -3.80 2.81 -9.63 | 25.83 33 | 41 Average
    3Y SIP Return % 4.51 5.68 0.61 | 16.89 24 | 39 Average
    5Y SIP Return % 13.23 10.82 6.10 | 20.88 5 | 31 Very Good
    7Y SIP Return % 16.98 14.14 9.27 | 21.77 4 | 30 Very Good
    10Y SIP Return % 15.76 14.20 10.07 | 21.51 6 | 26 Very Good
    Standard Deviation 15.37 15.39 11.39 | 21.29 25 | 39 Average
    Semi Deviation 11.48 11.37 8.48 | 15.53 24 | 39 Average
    Max Drawdown % -15.39 -18.27 -28.24 | -14.41 7 | 39 Very Good
    VaR 1 Y % -19.57 -22.63 -38.55 | -15.29 6 | 39 Very Good
    Average Drawdown % 9.41 8.11 4.32 | 11.51 9 | 39 Very Good
    Sharpe Ratio 0.71 0.38 -0.05 | 0.72 2 | 39 Very Good
    Sterling Ratio 0.68 0.43 0.12 | 0.68 1 | 39 Very Good
    Sortino Ratio 0.34 0.19 0.02 | 0.36 2 | 39 Very Good
    Jensen Alpha % 6.11 -0.29 -8.12 | 6.11 1 | 38 Very Good
    Treynor Ratio 0.12 0.07 -0.01 | 0.12 2 | 38 Very Good
    Modigliani Square Measure % 10.90 6.01 -0.84 | 11.01 2 | 38 Very Good
    Alpha % 6.66 -0.82 -8.52 | 6.66 1 | 38 Very Good
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Elss Tax Saver Fund NAV Regular Growth Sbi Elss Tax Saver Fund NAV Direct Growth
    09-09-2026 423.8616 461.3746
    08-09-2026 425.9849 463.6782
    07-09-2026 427.0815 464.8643
    04-09-2026 428.8813 466.8005
    03-09-2026 428.2831 466.1419
    02-09-2026 427.8334 465.6448
    01-09-2026 429.5281 467.4818
    31-08-2026 431.8276 469.9767
    28-08-2026 434.0701 472.3942
    27-08-2026 434.3548 472.6965
    26-08-2026 435.5477 473.987
    25-08-2026 435.5092 473.9373
    24-08-2026 433.6577 471.9148
    21-08-2026 434.1864 472.467
    20-08-2026 433.6234 471.8467
    18-08-2026 433.2135 471.3853
    17-08-2026 435.2311 473.573
    14-08-2026 436.3176 474.7321
    13-08-2026 437.038 475.5081
    12-08-2026 437.7263 476.2493
    11-08-2026 438.3652 476.9366
    10-08-2026 439.9357 478.6376

    Fund Launch Date: 24/Feb/1993
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits
    Fund Description: An open-ended Equity Linked Saving Scheme with a statutory lock-in period of 3 years and tax benefit
    Fund Benchmark: S&P BSE 500
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.