Previously Known As : Sbi Premier Liquid Fund
Sbi Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 20
Rating
Growth Option 24-07-2026
NAV ₹4353.32(R) +0.02% ₹4402.45(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.25% 6.83% 6.11% 5.57% 5.99%
Direct 6.35% 6.94% 6.22% 5.67% 6.08%
Benchmark
SIP (XIRR) Regular 6.55% 6.65% 6.6% 6.12% 5.97%
Direct 6.64% 6.76% 6.71% 6.23% 6.07%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.54 7.59 0.68 0.78% 0.19
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.06 0.16%
Fund AUM As on: 30/12/2025 68148 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 24-07-2026

Scheme Name NAV Rupee Change Percent Change
SBI Liquid Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1140.74
0.0000
0.0000%
SBI Liquid Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1144.05
0.0000
0.0000%
SBI Liquid Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1378.61
-1.2100
-0.0900%
SBI Liquid Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1385.5
-1.2400
-0.0900%
SBI Liquid Fund - Institutional Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1411.79
0.3400
0.0200%
SBI Liquid Fund - Regular Plan - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 1428.68
0.3400
0.0200%
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 1437.62
0.3500
0.0200%
SBI Liquid Fund - REGULAR PLAN -Growth 4353.32
1.0400
0.0200%
SBI Liquid Fund - Institutional - Growth 4394.49
1.0500
0.0200%
SBI Liquid Fund - DIRECT PLAN -Growth 4402.45
1.0600
0.0200%

Review Date: 24-07-2026

Beginning of Analysis

SBI Liquid Fund is the 24th ranked fund in the Liquid Fund category. The category has total 33 funds. The 2 star rating shows a poor past performance of the SBI Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.78% which is higher than the category average of -0.4%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.54 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

SBI Liquid Fund Return Analysis

  • The fund has given a return of 0.55%, 1.62 and 3.33 in last one, three and six months respectively. In the same period the category average return was 0.53%, -0.59% and 1.05% respectively.
  • SBI Liquid Fund has given a return of 6.35% in last one year. In the same period the Liquid Fund category average return was 3.84%.
  • The fund has given a return of 6.94% in last three years and ranked 24.0th out of thirty six funds in the category. In the same period the Liquid Fund category average return was 5.32%.
  • The fund has given a return of 6.22% in last five years and ranked 22nd out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.08%.
  • The fund has given a return of 6.08% in last ten years and ranked 19th out of twenty nine funds in the category. In the same period the category average return was 5.32%.
  • The fund has given a SIP return of 6.64% in last one year whereas category average SIP return is 3.7%. The fund one year return rank in the category is 19th in 37 funds
  • The fund has SIP return of 6.76% in last three years and ranks 24th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.87%) in the category in last three years.
  • The fund has SIP return of 6.71% in last five years whereas category average SIP return is 4.19%.

SBI Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.54
    0.52
    		0.43 | 0.55 6 | 41 Very Good
    3M Return % 1.60
    -0.68
    		-89.84 | 1.62 9 | 41 Very Good
    6M Return % 3.28
    0.93
    		-89.67 | 3.33 12 | 41 Good
    1Y Return % 6.25
    3.64
    		-89.37 | 6.35 17 | 38 Good
    3Y Return % 6.83
    5.19
    		-50.38 | 6.96 20 | 36 Average
    5Y Return % 6.11
    4.94
    		-33.01 | 6.23 20 | 35 Average
    7Y Return % 5.57
    4.63
    		-23.99 | 5.68 17 | 34 Good
    10Y Return % 5.99
    5.18
    		-15.75 | 6.10 18 | 28 Average
    15Y Return % 6.97
    6.26
    		-8.21 | 7.24 12 | 22 Good
    1Y SIP Return % 6.55
    3.48
    		-98.98 | 6.64 11 | 36 Good
    3Y SIP Return % 6.65
    3.77
    		-89.38 | 6.77 19 | 34 Average
    5Y SIP Return % 6.60
    4.05
    		-75.75 | 6.72 21 | 33 Average
    7Y SIP Return % 6.12
    3.89
    		-63.71 | 6.22 20 | 32 Average
    10Y SIP Return % 5.97
    3.84
    		-49.15 | 6.07 17 | 26 Average
    15Y SIP Return % 6.35
    4.55
    		-31.86 | 6.48 6 | 22 Very Good
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 19 | 34 Average
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 12 | 34 Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.54
    4.27
    		-1.03 | 5.25 21 | 34 Average
    Sterling Ratio 0.68
    0.65
    		-0.50 | 0.70 22 | 34 Average
    Sortino Ratio 7.59
    6.67
    		-0.16 | 10.85 16 | 34 Good
    Jensen Alpha % 0.78
    -0.40
    		-38.83 | 0.92 21 | 34 Average
    Treynor Ratio 0.19
    0.26
    		0.10 | 1.83 27 | 34 Average
    Modigliani Square Measure % 3.22
    3.03
    		-0.73 | 3.72 21 | 34 Average
    Alpha % -0.77
    -2.80
    		-69.11 | -0.63 23 | 34 Average
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.55 0.53 0.45 | 0.56 10 | 42 Very Good
    3M Return % 1.62 -0.59 -89.84 | 1.67 14 | 42 Good
    6M Return % 3.33 1.05 -89.67 | 3.38 15 | 42 Good
    1Y Return % 6.35 3.84 -89.36 | 6.46 23 | 39 Average
    3Y Return % 6.94 5.32 -50.34 | 7.04 24 | 36 Average
    5Y Return % 6.22 5.08 -32.95 | 6.31 22 | 35 Average
    7Y Return % 5.67 4.76 -23.92 | 5.99 19 | 34 Average
    10Y Return % 6.08 5.32 -15.69 | 6.36 19 | 29 Average
    1Y SIP Return % 6.64 3.70 -98.98 | 6.74 19 | 37 Good
    3Y SIP Return % 6.76 3.91 -89.35 | 6.87 24 | 34 Average
    5Y SIP Return % 6.71 4.19 -75.68 | 6.81 23 | 33 Average
    7Y SIP Return % 6.23 4.02 -63.60 | 6.32 23 | 32 Average
    10Y SIP Return % 6.07 4.04 -49.00 | 6.25 18 | 27 Average
    Standard Deviation 0.22 1.75 0.18 | 52.24 19 | 34 Average
    Semi Deviation 0.16 1.65 0.14 | 50.79 12 | 34 Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.54 4.27 -1.03 | 5.25 21 | 34 Average
    Sterling Ratio 0.68 0.65 -0.50 | 0.70 22 | 34 Average
    Sortino Ratio 7.59 6.67 -0.16 | 10.85 16 | 34 Good
    Jensen Alpha % 0.78 -0.40 -38.83 | 0.92 21 | 34 Average
    Treynor Ratio 0.19 0.26 0.10 | 1.83 27 | 34 Average
    Modigliani Square Measure % 3.22 3.03 -0.73 | 3.72 21 | 34 Average
    Alpha % -0.77 -2.80 -69.11 | -0.63 23 | 34 Average
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Liquid Fund NAV Regular Growth Sbi Liquid Fund NAV Direct Growth
    24-07-2026 4353.3249 4402.4504
    23-07-2026 4352.2862 4401.3887
    22-07-2026 4351.3942 4400.4753
    21-07-2026 4351.0318 4400.0976
    20-07-2026 4350.3492 4399.3959
    17-07-2026 4348.4605 4397.4521
    16-07-2026 4347.2367 4396.2031
    15-07-2026 4346.3393 4395.2843
    14-07-2026 4345.863 4394.7914
    13-07-2026 4345.7644 4394.6803
    10-07-2026 4343.6783 4392.5368
    09-07-2026 4342.3531 4391.1854
    08-07-2026 4341.318 4390.1273
    07-07-2026 4341.0567 4389.8519
    06-07-2026 4341.0833 4389.8675
    03-07-2026 4339.982 4388.72
    02-07-2026 4339.2727 4387.9914
    01-07-2026 4338.4001 4387.0976
    30-06-2026 4336.4789 4385.1436
    29-06-2026 4333.4716 4382.0913
    25-06-2026 4330.9306 4379.4768
    24-06-2026 4329.9461 4378.47

    Fund Launch Date: 22/Mar/2007
    Fund Category: Liquid Fund
    Investment Objective: To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.
    Fund Description: An open-ended Liquid Scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.