Previously Known As : Sbi Premier Liquid Fund
Sbi Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 20
Rating
Growth Option 23-10-2026
NAV ₹4416.1(R) +0.01% ₹4467.24(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.31% 6.75% 6.25% 5.57% 5.96%
Direct 6.42% 6.86% 6.36% 5.67% 6.06%
Benchmark
SIP (XIRR) Regular 6.35% 6.51% 6.58% 6.15% 5.96%
Direct 6.47% 6.62% 6.69% 6.26% 6.07%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.54 7.59 0.68 0.78% 0.19
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.06 0.16%
Fund AUM As on: 30/12/2025 68148 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 23-10-2026

Scheme Name NAV Rupee Change Percent Change
SBI Liquid Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1140.74
0.0300
0.0000%
SBI Liquid Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1144.05
0.0300
0.0000%
SBI Liquid Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1378.61
-0.8900
-0.0600%
SBI Liquid Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1385.5
-0.9200
-0.0700%
SBI Liquid Fund - Institutional Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1432.15
0.1400
0.0100%
SBI Liquid Fund - Regular Plan - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 1449.28
0.1400
0.0100%
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 1458.78
0.1500
0.0100%
SBI Liquid Fund - REGULAR PLAN -Growth 4416.1
0.4300
0.0100%
SBI Liquid Fund - Institutional - Growth 4457.85
0.4300
0.0100%
SBI Liquid Fund - DIRECT PLAN -Growth 4467.24
0.4500
0.0100%

Review Date: 23-10-2026

Beginning of Analysis

In the Liquid Fund category, SBI Liquid Fund is the 24th ranked fund. The category has total 33 funds. The SBI Liquid Fund has shown a poor past performence in Liquid Fund. The fund has a Jensen Alpha of 0.78% which is higher than the category average of -0.4%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.54 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

SBI Liquid Fund Return Analysis

  • The fund has given a return of 0.41%, 1.5 and 3.13 in last one, three and six months respectively. In the same period the category average return was 0.4%, 1.48% and 0.76% respectively.
  • SBI Liquid Fund has given a return of 6.42% in last one year. In the same period the Liquid Fund category average return was 3.84%.
  • The fund has given a return of 6.86% in last three years and ranked 24.0th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.17%.
  • The fund has given a return of 6.36% in last five years and ranked 22nd out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.16%.
  • The fund has given a return of 6.06% in last ten years and ranked 19th out of twenty eight funds in the category. In the same period the category average return was 5.27%.
  • The fund has given a SIP return of 6.47% in last one year whereas category average SIP return is 3.84%. The fund one year return rank in the category is 14th in 36 funds
  • The fund has SIP return of 6.62% in last three years and ranks 22nd in 32 funds. Axis Liquid Fund has given the highest SIP return (6.72%) in the category in last three years.
  • The fund has SIP return of 6.69% in last five years whereas category average SIP return is 4.36%.

SBI Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40
    0.39
    		0.35 | 0.43 9 | 40 Very Good
    3M Return % 1.47
    1.44
    		1.31 | 1.51 12 | 40 Good
    6M Return % 3.08
    0.69
    		-89.69 | 3.13 9 | 40 Very Good
    1Y Return % 6.31
    3.68
    		-89.36 | 6.41 14 | 38 Good
    3Y Return % 6.75
    5.07
    		-50.42 | 6.88 20 | 35 Average
    5Y Return % 6.25
    5.06
    		-32.92 | 6.38 20 | 34 Average
    7Y Return % 5.57
    4.62
    		-23.99 | 5.66 17 | 33 Good
    10Y Return % 5.96
    5.15
    		-15.78 | 6.07 18 | 28 Average
    15Y Return % 6.92
    6.21
    		-8.26 | 7.16 12 | 22 Good
    1Y SIP Return % 6.35
    3.68
    		-85.64 | 6.45 11 | 36 Good
    3Y SIP Return % 6.51
    3.93
    		-76.86 | 6.63 19 | 33 Average
    5Y SIP Return % 6.58
    4.29
    		-65.49 | 6.71 21 | 32 Average
    7Y SIP Return % 6.15
    4.11
    		-55.91 | 6.26 20 | 31 Average
    10Y SIP Return % 5.96
    4.02
    		-44.24 | 6.06 16 | 26 Average
    15Y SIP Return % 6.31
    4.53
    		-29.72 | 6.41 2 | 22 Very Good
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 19 | 34 Average
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 12 | 34 Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.54
    4.27
    		-1.03 | 5.25 21 | 34 Average
    Sterling Ratio 0.68
    0.65
    		-0.50 | 0.70 22 | 34 Average
    Sortino Ratio 7.59
    6.67
    		-0.16 | 10.85 16 | 34 Good
    Jensen Alpha % 0.78
    -0.40
    		-38.83 | 0.92 21 | 34 Average
    Treynor Ratio 0.19
    0.26
    		0.10 | 1.83 27 | 34 Average
    Modigliani Square Measure % 3.22
    3.03
    		-0.73 | 3.72 21 | 34 Average
    Alpha % -0.77
    -2.80
    		-69.11 | -0.63 23 | 34 Average
    Return data last Updated On : Oct. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41 0.40 0.38 | 0.43 10 | 40 Very Good
    3M Return % 1.50 1.48 1.33 | 1.53 14 | 40 Good
    6M Return % 3.13 0.76 -89.69 | 3.20 14 | 40 Good
    1Y Return % 6.42 3.84 -89.35 | 6.51 17 | 38 Good
    3Y Return % 6.86 5.17 -50.37 | 6.96 24 | 34 Average
    5Y Return % 6.36 5.16 -32.86 | 6.45 22 | 33 Average
    7Y Return % 5.67 4.73 -23.92 | 5.94 19 | 32 Average
    10Y Return % 6.06 5.27 -15.71 | 6.32 19 | 28 Average
    1Y SIP Return % 6.47 3.84 -85.63 | 6.55 14 | 36 Good
    3Y SIP Return % 6.62 4.00 -76.83 | 6.72 22 | 32 Average
    5Y SIP Return % 6.69 4.36 -65.43 | 6.78 23 | 31 Average
    7Y SIP Return % 6.26 4.18 -55.82 | 6.34 22 | 30 Average
    10Y SIP Return % 6.07 4.15 -44.11 | 6.22 18 | 26 Average
    Standard Deviation 0.22 1.75 0.18 | 52.24 19 | 34 Average
    Semi Deviation 0.16 1.65 0.14 | 50.79 12 | 34 Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.54 4.27 -1.03 | 5.25 21 | 34 Average
    Sterling Ratio 0.68 0.65 -0.50 | 0.70 22 | 34 Average
    Sortino Ratio 7.59 6.67 -0.16 | 10.85 16 | 34 Good
    Jensen Alpha % 0.78 -0.40 -38.83 | 0.92 21 | 34 Average
    Treynor Ratio 0.19 0.26 0.10 | 1.83 27 | 34 Average
    Modigliani Square Measure % 3.22 3.03 -0.73 | 3.72 21 | 34 Average
    Alpha % -0.77 -2.80 -69.11 | -0.63 23 | 34 Average
    Return data last Updated On : Oct. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Liquid Fund NAV Regular Growth Sbi Liquid Fund NAV Direct Growth
    23-10-2026 4416.0991 4467.245
    22-10-2026 4415.6688 4466.7953
    21-10-2026 4415.799 4466.9125
    19-10-2026 4415.0334 4466.1092
    16-10-2026 4412.8118 4463.8187
    15-10-2026 4412.4257 4463.4137
    14-10-2026 4412.7241 4463.7011
    13-10-2026 4412.4354 4463.3947
    12-10-2026 4411.7375 4462.6744
    09-10-2026 4409.9424 4460.8153
    08-10-2026 4408.8868 4459.7331
    07-10-2026 4407.9884 4458.81
    06-10-2026 4407.2597 4458.0585
    05-10-2026 4406.5549 4457.3311
    01-10-2026 4403.6388 4454.3239
    30-09-2026 4402.2266 4452.8811
    29-09-2026 4401.4027 4452.0333
    28-09-2026 4400.7049 4451.3131
    25-09-2026 4398.6294 4449.162
    24-09-2026 4398.7697 4449.2867
    23-09-2026 4398.5697 4449.0671

    Fund Launch Date: 22/Mar/2007
    Fund Category: Liquid Fund
    Investment Objective: To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.
    Fund Description: An open-ended Liquid Scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.