Sbi Long Term Equity Fund

Review Date: 04-12-2025

Beginning of Analysis

Sbi Long Term Equity Fund is the third ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The 5 star rating shows an excellent past performance of the Sbi Long Term Equity Fund in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of 7.15% which is higher than the category average of 1.0%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.28 which is higher than the category average of 0.78.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

Sbi Long Term Equity Fund Return Analysis

The Sbi Long Term Equity Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

• The fund has given a return of 0.58%, 4.0 and 4.36 in last one, three and six months respectively. In the same period the category average return was 0.07%, 3.06% and 4.05% respectively.
• Sbi Long Term Equity Fund has given a return of 3.03% in last one year. In the same period the Nifty 500 TRI return was 3.82%. The fund has given 0.79% less return than the benchmark return.
• The fund has given a return of 23.01% in last three years and rank 1st out of 37 funds in the category. In the same period the Nifty 500 TRI return was 15.22%. The fund has given 7.79% more return than the benchmark return.
• Sbi Long Term Equity Fund has given a return of 23.43% in last five years and category average returns is 18.82% in same period. The fund ranked 3rd out of 33 funds in the category. In the same period the Nifty 500 TRI return was 17.88%. The fund has given 5.55% more return than the benchmark return.
• The fund has given a return of 15.93% in last ten years and ranked 9th out of 25 funds in the category. In the same period the Nifty 500 TRI return was 14.96%. The fund has given 0.97% more return than the benchmark return.
• The fund has given a SIP return of 11.49% in last one year whereas category average SIP return is 10.86%. The fund one year return rank in the category is 22nd in 41 funds
• The fund has SIP return of 19.57% in last three years and ranks 3rd in 37 funds. Whiteoak Capital Elss Tax Saver Fund has given the highest SIP return (20.66%) in the category in last three years.
• The fund has SIP return of 20.39% in last five years whereas category average SIP return is 15.2%.

Sbi Long Term Equity Fund Risk Analysis

• The fund has a standard deviation of 13.04 and semi deviation of 9.42. The category average standard deviation is 13.0 and semi deviation is 9.54.
• The fund has a Value at Risk (VaR) of -13.5 and a maximum drawdown of -15.39. The category average VaR is -16.63 and the maximum drawdown is -17.35.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in ELSS (Tax Saving) Fund Category

Good Performance in ELSS (Tax Saving) Fund Category

Poor Performance in ELSS (Tax Saving) Fund Category

Very Poor Performance in ELSS (Tax Saving) Fund Category

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Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

Data Source: www.amfiindia.com

SEBI Categorization