Tata Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 11
Rating
Growth Option 03-07-2026
NAV ₹4374.08(R) +0.02% ₹4431.89(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.28% 6.9% 6.11% 5.61% 6.06%
Direct 6.4% 7.03% 6.23% 5.74% 6.16%
Benchmark
SIP (XIRR) Regular 6.6% 6.74% 6.65% 6.15% 6.01%
Direct 6.72% 6.87% 6.77% 6.27% 6.13%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.22 7.92 0.69 1.08% -6.74
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.19% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 22961 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Union Liquid Fund 4
UTI Liquid Fund 5
Mahindra Manulife Liquid Fund 6
Canara Robeco Liquid Fund 7

NAV Date: 03-07-2026

Scheme Name NAV Rupee Change Percent Change
Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option 1001.52
0.0000
0.0000%
Tata Liquid Fund- Direct Plan - Daily Reinvestment of IDCW Option 1001.52
0.0000
0.0000%
Tata Liquid Fund -Regular Plan - Growth Option 4374.08
0.7200
0.0200%
Tata Liquid Fund- Direct Plan-Growth Option 4431.89
0.7500
0.0200%

Review Date: 03-07-2026

Beginning of Analysis

In the Liquid Fund category, Tata Liquid Fund is the 12th ranked fund. The category has total 33 funds. The Tata Liquid Fund has shown a very good past performence in Liquid Fund. The fund has a Jensen Alpha of 1.08% which is higher than the category average of 0.99%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.22 which is higher than the category average of 4.75.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Tata Liquid Fund Return Analysis

  • The fund has given a return of 0.68%, 1.66 and 3.32 in last one, three and six months respectively. In the same period the category average return was -1.72%, -0.79% and 0.82% respectively.
  • Tata Liquid Fund has given a return of 6.4% in last one year. In the same period the Liquid Fund category average return was 3.72%.
  • The fund has given a return of 7.03% in last three years and ranked 10.0th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.3%.
  • The fund has given a return of 6.23% in last five years and ranked 13th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.05%.
  • The fund has given a return of 6.16% in last ten years and ranked 9th out of twenty nine funds in the category. In the same period the category average return was 5.33%.
  • The fund has given a SIP return of 6.72% in last one year whereas category average SIP return is 6.6%. The fund one year return rank in the category is 7th in 33 funds
  • The fund has SIP return of 6.87% in last three years and ranks 8th in 32 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.91%) in the category in last three years.
  • The fund has SIP return of 6.77% in last five years whereas category average SIP return is 4.0%.

Tata Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.19 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.67
    -1.80
    		-89.93 | 0.69 13 | 37 Good
    3M Return % 1.63
    -0.88
    		-89.84 | 1.66 8 | 37 Very Good
    6M Return % 3.26
    0.69
    		-89.67 | 3.32 17 | 37 Good
    1Y Return % 6.28
    3.58
    		-89.37 | 6.35 11 | 37 Good
    3Y Return % 6.90
    5.17
    		-50.37 | 6.98 13 | 35 Good
    5Y Return % 6.11
    4.92
    		-33.02 | 6.21 14 | 35 Good
    7Y Return % 5.61
    4.64
    		-23.98 | 5.70 12 | 34 Good
    10Y Return % 6.06
    5.20
    		-15.74 | 6.12 9 | 28 Good
    15Y Return % 7.05
    6.28
    		-8.20 | 7.26 4 | 22 Very Good
    1Y SIP Return % 6.60
    6.46
    		5.85 | 6.68 11 | 32 Good
    3Y SIP Return % 6.74
    3.41
    		-93.34 | 6.81 11 | 31 Good
    5Y SIP Return % 6.65
    3.77
    		-79.59 | 6.73 11 | 31 Good
    7Y SIP Return % 6.15
    3.63
    		-66.67 | 6.22 12 | 30 Good
    10Y SIP Return % 6.01
    3.48
    		-50.98 | 6.07 8 | 23 Good
    15Y SIP Return % 6.21
    4.24
    		-32.63 | 6.36 10 | 20 Good
    Standard Deviation 0.19
    0.19
    		0.17 | 0.20 12 | 34 Good
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 9 | 34 Very Good
    Sharpe Ratio 5.22
    4.75
    		1.93 | 5.73 9 | 34 Very Good
    Sterling Ratio 0.69
    0.68
    		0.62 | 0.69 10 | 34 Good
    Sortino Ratio 7.92
    6.82
    		1.14 | 10.54 13 | 34 Good
    Jensen Alpha % 1.08
    0.99
    		0.42 | 1.17 10 | 34 Good
    Treynor Ratio -6.74
    -6.74
    		-9.23 | -6.00 22 | 34 Average
    Modigliani Square Measure % 10.08
    9.73
    		7.64 | 10.47 9 | 34 Very Good
    Alpha % -0.75
    -0.82
    		-1.42 | -0.66 12 | 34 Good
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.68 -1.72 -89.93 | 0.70 15 | 38 Good
    3M Return % 1.66 -0.79 -89.83 | 1.69 8 | 38 Very Good
    6M Return % 3.32 0.82 -89.67 | 3.37 16 | 38 Good
    1Y Return % 6.40 3.72 -89.36 | 6.46 8 | 37 Very Good
    3Y Return % 7.03 5.30 -50.33 | 7.06 10 | 35 Good
    5Y Return % 6.23 5.05 -32.96 | 6.29 13 | 35 Good
    7Y Return % 5.74 4.77 -23.91 | 6.01 10 | 34 Good
    10Y Return % 6.16 5.33 -15.68 | 6.38 9 | 29 Good
    1Y SIP Return % 6.72 6.60 5.91 | 6.79 7 | 33 Very Good
    3Y SIP Return % 6.87 3.64 -93.32 | 6.91 8 | 32 Very Good
    5Y SIP Return % 6.77 4.00 -79.51 | 6.82 10 | 32 Good
    7Y SIP Return % 6.27 3.85 -66.55 | 6.32 11 | 31 Good
    10Y SIP Return % 6.13 3.80 -50.82 | 6.26 6 | 25 Very Good
    Standard Deviation 0.19 0.19 0.17 | 0.20 12 | 34 Good
    Semi Deviation 0.15 0.15 0.13 | 0.16 9 | 34 Very Good
    Sharpe Ratio 5.22 4.75 1.93 | 5.73 9 | 34 Very Good
    Sterling Ratio 0.69 0.68 0.62 | 0.69 10 | 34 Good
    Sortino Ratio 7.92 6.82 1.14 | 10.54 13 | 34 Good
    Jensen Alpha % 1.08 0.99 0.42 | 1.17 10 | 34 Good
    Treynor Ratio -6.74 -6.74 -9.23 | -6.00 22 | 34 Average
    Modigliani Square Measure % 10.08 9.73 7.64 | 10.47 9 | 34 Very Good
    Alpha % -0.75 -0.82 -1.42 | -0.66 12 | 34 Good
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Liquid Fund NAV Regular Growth Tata Liquid Fund NAV Direct Growth
    03-07-2026 4374.0814 4431.8878
    02-07-2026 4373.3587 4431.1419
    01-07-2026 4372.4529 4430.2105
    30-06-2026 4370.5748 4428.2939
    29-06-2026 4367.334 4424.9966
    25-06-2026 4364.7275 4422.3011
    24-06-2026 4363.7279 4421.2747
    23-06-2026 4362.956 4420.479
    22-06-2026 4362.3624 4419.8639
    19-06-2026 4360.2936 4417.727
    18-06-2026 4359.608 4417.0187
    17-06-2026 4358.6781 4416.063
    16-06-2026 4358.103 4415.4667
    15-06-2026 4356.8096 4414.1427
    12-06-2026 4354.0095 4411.2649
    11-06-2026 4353.1101 4410.34
    10-06-2026 4352.3364 4409.5427
    09-06-2026 4351.4862 4408.6677
    08-06-2026 4349.9908 4407.1391
    05-06-2026 4347.5043 4404.5791
    04-06-2026 4346.0456 4403.0877
    03-06-2026 4344.9468 4401.9608

    Fund Launch Date: 20/Aug/2004
    Fund Category: Liquid Fund
    Investment Objective: Objective The investment objective is to generate reasonable returns with high liquidity to the unitholders.
    Fund Description: A) Invests only in money market securitiesviz. CP, CDs & T-bills of maximum 91 days residual maturity b) Focus to provide returns at highest liquidity & safety c) Ideal option for people who would like to invest idle savings with relative liquidity and stability as compared to Bank Savings account
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.