Tata Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 12
Rating
Growth Option 12-01-2026
NAV ₹4239.61(R) +0.05% ₹4293.34(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.44% 6.92% 5.77% 5.64% 6.13%
Direct 6.57% 7.04% 5.89% 5.76% 6.23%
Benchmark
SIP (XIRR) Regular 6.1% 6.76% 6.46% 5.98% 5.95%
Direct 6.23% 6.89% 6.58% 6.1% 6.07%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.74 1.1 0.67 6.05% 0.2
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.37% 0.0% 0.0% 0.06 0.33%
Fund AUM As on: 30/06/2025 22767 Cr
Top Liquid Fund
Fund Name Rank Rating
HSBC Liquid Fund 1
Bank of India Liquid Fund 2
Axis Liquid Fund 3
Canara Robeco Liquid Fund 4
Union Liquid Fund 5
Aditya Birla Sun Life Liquid Fund 6
Dsp Liquidity Fund 7

NAV Date: 12-01-2026

Scheme Name NAV Rupee Change Percent Change
Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option 1001.52
0.0000
0.0000%
Tata Liquid Fund- Direct Plan - Daily Reinvestment of IDCW Option 1001.52
0.0000
0.0000%
Tata Liquid Fund -Regular Plan - Growth Option 4239.61
1.9900
0.0500%
Tata Liquid Fund- Direct Plan-Growth Option 4293.34
2.0500
0.0500%

Review Date: 12-01-2026

Beginning of Analysis

In the Liquid Fund category, Tata Liquid Fund is the 12th ranked fund. The category has total 33 funds. The 4 star rating shows a very good past performance of the Tata Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 6.05% which is higher than the category average of 5.97%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.74 which is lower than the category average of 3.35.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Tata Liquid Fund Return Analysis

  • The fund has given a return of 0.5%, 1.45 and 2.9 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.43% and 2.87% respectively.
  • Tata Liquid Fund has given a return of 6.57% in last one year. In the same period the Liquid Fund category average return was 6.47%.
  • The fund has given a return of 7.04% in last three years and ranked 12.0th out of 34 funds in the category. In the same period the Liquid Fund category average return was 6.97%.
  • The fund has given a return of 5.89% in last five years and ranked 16th out of 33 funds in the category. In the same period the Liquid Fund category average return was 5.84%.
  • The fund has given a return of 6.23% in last ten years and ranked 7th out of 26 funds in the category. In the same period the category average return was 6.16%.
  • The fund has given a SIP return of 6.23% in last one year whereas category average SIP return is 6.15%. The fund one year return rank in the category is 4th in 35 funds
  • The fund has SIP return of 6.89% in last three years and ranks 6th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.91%) in the category in last three years.
  • The fund has SIP return of 6.58% in last five years whereas category average SIP return is 6.52%.

Tata Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.37 and semi deviation of 0.33. The category average standard deviation is 0.32 and semi deviation is 0.28.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49
    0.48
    		0.44 | 0.50 3 | 35 Very Good
    3M Return % 1.42
    1.40
    		1.27 | 1.44 8 | 35 Very Good
    6M Return % 2.84
    2.80
    		2.54 | 2.87 8 | 35 Very Good
    1Y Return % 6.44
    6.33
    		5.81 | 6.49 7 | 35 Very Good
    3Y Return % 6.92
    6.83
    		6.26 | 7.00 14 | 34 Good
    5Y Return % 5.77
    5.71
    		5.12 | 5.86 15 | 33 Good
    7Y Return % 5.64
    5.56
    		5.02 | 5.80 13 | 31 Good
    10Y Return % 6.13
    6.05
    		5.49 | 6.24 8 | 25 Good
    15Y Return % 7.12
    7.04
    		6.49 | 7.40 4 | 21 Very Good
    1Y SIP Return % 6.10
    6.01
    		5.47 | 6.16 11 | 35 Good
    3Y SIP Return % 6.76
    6.67
    		6.11 | 6.84 12 | 34 Good
    5Y SIP Return % 6.46
    6.38
    		5.81 | 6.55 13 | 33 Good
    7Y SIP Return % 5.98
    5.91
    		5.34 | 6.05 13 | 31 Good
    10Y SIP Return % 5.95
    5.89
    		5.32 | 6.00 9 | 25 Good
    15Y SIP Return % 6.45
    6.39
    		5.81 | 6.60 5 | 21 Very Good
    Standard Deviation 0.37
    0.32
    		0.16 | 0.37 19 | 33 Average
    Semi Deviation 0.33
    0.28
    		0.12 | 0.33 20 | 33 Average
    Sharpe Ratio 2.74
    3.35
    		1.16 | 6.23 20 | 33 Average
    Sterling Ratio 0.67
    0.67
    		0.61 | 0.69 18 | 33 Good
    Sortino Ratio 1.10
    3.66
    		0.42 | 18.52 21 | 33 Average
    Jensen Alpha % 6.05
    5.97
    		5.40 | 6.13 12 | 33 Good
    Treynor Ratio 0.20
    0.19
    		0.10 | 0.25 9 | 33 Very Good
    Modigliani Square Measure % 25.28
    25.16
    		23.47 | 31.67 9 | 33 Very Good
    Alpha % -0.73
    -0.80
    		-1.40 | -0.65 15 | 33 Good
    Return data last Updated On : Jan. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.50 0.49 0.46 | 0.50 5 | 35 Very Good
    3M Return % 1.45 1.43 1.36 | 1.46 4 | 35 Very Good
    6M Return % 2.90 2.87 2.72 | 2.91 9 | 35 Very Good
    1Y Return % 6.57 6.47 6.07 | 6.59 5 | 35 Very Good
    3Y Return % 7.04 6.97 6.64 | 7.09 12 | 34 Good
    5Y Return % 5.89 5.84 5.54 | 6.03 16 | 33 Good
    7Y Return % 5.76 5.69 5.24 | 6.10 9 | 31 Good
    10Y Return % 6.23 6.16 5.72 | 6.49 7 | 26 Very Good
    1Y SIP Return % 6.23 6.15 5.81 | 6.25 4 | 35 Very Good
    3Y SIP Return % 6.89 6.81 6.45 | 6.91 6 | 34 Very Good
    5Y SIP Return % 6.58 6.52 6.20 | 6.63 13 | 33 Good
    7Y SIP Return % 6.10 6.05 5.70 | 6.24 11 | 31 Good
    10Y SIP Return % 6.07 6.01 5.66 | 6.28 7 | 26 Very Good
    Standard Deviation 0.37 0.32 0.16 | 0.37 19 | 33 Average
    Semi Deviation 0.33 0.28 0.12 | 0.33 20 | 33 Average
    Sharpe Ratio 2.74 3.35 1.16 | 6.23 20 | 33 Average
    Sterling Ratio 0.67 0.67 0.61 | 0.69 18 | 33 Good
    Sortino Ratio 1.10 3.66 0.42 | 18.52 21 | 33 Average
    Jensen Alpha % 6.05 5.97 5.40 | 6.13 12 | 33 Good
    Treynor Ratio 0.20 0.19 0.10 | 0.25 9 | 33 Very Good
    Modigliani Square Measure % 25.28 25.16 23.47 | 31.67 9 | 33 Very Good
    Alpha % -0.73 -0.80 -1.40 | -0.65 15 | 33 Good
    Return data last Updated On : Jan. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Liquid Fund NAV Regular Growth Tata Liquid Fund NAV Direct Growth
    12-01-2026 4239.6149 4293.3394
    09-01-2026 4237.628 4291.2865
    08-01-2026 4237.1992 4290.8386
    07-01-2026 4236.8771 4290.4987
    06-01-2026 4236.5727 4290.1769
    05-01-2026 4235.9344 4289.5168
    02-01-2026 4233.9391 4287.4554
    01-01-2026 4233.389 4286.8846
    31-12-2025 4232.5887 4286.0605
    30-12-2025 4230.1994 4283.6274
    29-12-2025 4230.1016 4283.5148
    26-12-2025 4228.235 4281.5836
    24-12-2025 4226.9517 4280.257
    23-12-2025 4226.1048 4279.3858
    22-12-2025 4225.4586 4278.7179
    19-12-2025 4223.4065 4276.5991
    18-12-2025 4222.6338 4275.803
    17-12-2025 4221.9558 4275.1029
    16-12-2025 4221.1611 4274.2846
    15-12-2025 4220.6714 4273.7751
    12-12-2025 4218.8647 4271.9049

    Fund Launch Date: 20/Aug/2004
    Fund Category: Liquid Fund
    Investment Objective: Objective The investment objective is to generate reasonable returns with high liquidity to the unitholders.
    Fund Description: A) Invests only in money market securitiesviz. CP, CDs & T-bills of maximum 91 days residual maturity b) Focus to provide returns at highest liquidity & safety c) Ideal option for people who would like to invest idle savings with relative liquidity and stability as compared to Bank Savings account
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.