Uti Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 11
BMSMONEY Rating
Gro. Opt. As On: 26-07-2024
NAV ₹15.82(R) +0.04% ₹17.77(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 6.74% 10.91% -0.77% 0.52% 3.17%
LumpSum (D) 7.53% 11.73% 0.01% 1.39% 4.15%
SIP (R) 7.06% 7.02% 5.08% 2.55% 2.31%
SIP (D) 7.85% 7.84% 5.87% 3.33% 3.17%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
- - - -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
-% -% -% - -%
Top Credit Risk Fund
Fund Name Rank Rating
DSP Credit Risk Fund 1
Invesco India Credit Risk Fund 2
Nippon India Credit Risk Fund 3

NAV Date: 26-07-2024

Scheme Name NAV Rupee Change Percent Change
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Monthly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Flexi Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Growth Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Quarterly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Monthly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Quarterly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Annual Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Half Yearly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Flexi Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Regular Plan - Growth Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Half Yearly Dividend Option 0.0
0.0000
%
UTI - Credit Risk Fund (Segregated - 06032020) - Direct Plan - Annual Dividend Option 0.0
0.0000
%
UTI Credit Risk Fund - Regular Plan - Monthly IDCW 9.5
0.0000
0.0400%
UTI Credit Risk Fund - Regular Plan - Flexi IDCW 10.27
0.0000
0.0400%
UTI Credit Risk Fund - Regular Plan - Annual IDCW 10.55
0.0000
0.0400%
UTI Credit Risk Fund - Direct Plan - Monthly IDCW 10.6
0.0000
0.0500%
UTI Credit Risk Fund - Regular Plan - Half-Yearly IDCW 10.61
0.0000
0.0400%
UTI Credit Risk Fund - Regular Plan - Quarterly IDCW 11.23
0.0000
0.0400%
UTI Credit Risk Fund - Direct Plan - Annual IDCW 11.27
0.0100
0.0500%
UTI Credit Risk Fund - Direct Plan - Flexi IDCW 11.28
0.0100
0.0500%
UTI Credit Risk Fund - Direct Plan - Half-Yearly IDCW 11.32
0.0100
0.0500%
UTI Credit Risk Fund - Direct Plan - Quarterly IDCW 12.54
0.0100
0.0400%
UTI Credit Risk Fund - Regular Plan - Growth Option 15.82
0.0100
0.0400%
UTI Credit Risk Fund - Direct Plan - Growth Option 17.77
0.0100
0.0400%

Review Date: 26-07-2024

UTI Credit Risk Fund has exhibited poor performance in the Credit Risk Fund category. The fund has rank of 11 out of 13 funds in the category. The fund has delivered return of 6.74% in 1 year, 10.91% in 3 years, -0.77% in 5 years and 3.17% in 10 years. The category average for the same periods is 8.13%, 9.52%, 6.35% and 6.73% respectively, which shows average return performance of fund in the category. The fund has high risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI Credit Risk Fund direct growth option would have grown to ₹10753.0 in 1 year, ₹13950.0 in 3 years and ₹10006.0 in 5 years as of today (26-07-2024).
  2. An SIP of ₹1,000 per month in UTI Credit Risk Fund direct growth option would have grown to ₹12503.0 in 1 year, ₹40524.0 in 3 years and ₹69588.0 in 5 years as of today (26-07-2024).


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.61
0.72
0.27 | 0.99 12 | 13 Average
3M Return % 1.84
2.09
0.87 | 2.96 12 | 13 Average
6M Return % 3.51
3.93
3.35 | 4.75 12 | 13 Average
1Y Return % 6.74
8.13
6.18 | 15.54 12 | 13 Average
3Y Return % 10.91
9.52
4.88 | 39.24 2 | 13 Very Good
5Y Return % -0.77
6.35
-0.77 | 10.28 13 | 13 Poor
7Y Return % 0.52
5.05
-1.37 | 7.33 12 | 13 Average
10Y Return % 3.17
6.73
3.17 | 7.95 8 | 8 Poor
1Y SIP Return % 7.06
8.23
6.20 | 11.64 12 | 13 Average
3Y SIP Return % 7.02
8.88
5.87 | 26.27 9 | 13 Average
5Y SIP Return % 5.08
6.95
4.04 | 23.25 10 | 13 Average
7Y SIP Return % 2.55
6.17
2.55 | 11.98 13 | 13 Poor
10Y SIP Return % 2.31
5.95
2.31 | 7.27 8 | 8 Poor
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.67 0.79 0.30 | 1.04 12 | 13
3M Return % 2.02 2.28 0.96 | 3.18 12 | 13
6M Return % 3.89 4.31 3.52 | 5.21 12 | 13
1Y Return % 7.53 8.95 6.51 | 16.40 12 | 13
3Y Return % 11.73 10.35 5.89 | 39.63 2 | 13
5Y Return % 0.01 7.17 0.01 | 10.59 13 | 13
7Y Return % 1.39 5.89 -1.11 | 8.10 12 | 13
10Y Return % 4.15 7.61 4.15 | 8.78 8 | 8
1Y SIP Return % 7.85 9.06 6.55 | 12.49 12 | 13
3Y SIP Return % 7.84 9.72 6.89 | 26.66 9 | 13
5Y SIP Return % 5.87 7.76 5.03 | 23.60 11 | 13
7Y SIP Return % 3.33 6.99 3.33 | 12.25 13 | 13
10Y SIP Return % 3.17 6.79 3.17 | 8.05 8 | 8
Return data last Updated On : July 26, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.04 ₹ 10,004.00 0.04 ₹ 10,004.00
1W 0.13 ₹ 10,013.00 0.14 ₹ 10,014.00
1M 0.61 ₹ 10,061.00 0.67 ₹ 10,067.00
3M 1.84 ₹ 10,184.00 2.02 ₹ 10,202.00
6M 3.51 ₹ 10,351.00 3.89 ₹ 10,389.00
1Y 6.74 ₹ 10,674.00 7.53 ₹ 10,753.00
3Y 10.91 ₹ 13,643.00 11.73 ₹ 13,950.00
5Y -0.77 ₹ 9,622.00 0.01 ₹ 10,006.00
7Y 0.52 ₹ 10,372.00 1.39 ₹ 11,016.00
10Y 3.17 ₹ 13,664.00 4.15 ₹ 15,017.00
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 7.06 ₹ 12,452.60 7.85 ₹ 12,502.73
3Y ₹ 36000 7.02 ₹ 40,036.86 7.84 ₹ 40,524.48
5Y ₹ 60000 5.08 ₹ 68,228.64 5.87 ₹ 69,587.70
7Y ₹ 84000 2.55 ₹ 91,970.26 3.33 ₹ 94,548.05
10Y ₹ 120000 2.31 ₹ 134,947.80 3.17 ₹ 141,057.12
15Y ₹ 180000 ₹ ₹


Date NAV Regular Growth NAV Direct Growth
26-07-2024 15.8168 17.7664
25-07-2024 15.81 17.7585
24-07-2024 15.8036 17.7509
23-07-2024 15.7986 17.745
22-07-2024 15.7962 17.7419
19-07-2024 15.7896 17.7334
18-07-2024 15.7858 17.7288
16-07-2024 15.7814 17.7231
15-07-2024 15.7763 17.7171
12-07-2024 15.7663 17.7048
11-07-2024 15.7623 17.6999
10-07-2024 15.7601 17.697
09-07-2024 15.7543 17.6902
08-07-2024 15.751 17.6862
05-07-2024 15.7394 17.6721
04-07-2024 15.7353 17.6671
03-07-2024 15.7326 17.6637
02-07-2024 15.7285 17.6588
01-07-2024 15.7235 17.6528
28-06-2024 15.7249 17.6533
27-06-2024 15.7218 17.6495
26-06-2024 15.721 17.6482

Fund Launch Date: 25/Oct/2012
Fund Category: Credit Risk Fund
Investment Objective: The investment objective of the scheme is to generate reasonable income and capital appreciation by investing minimum of 65% of total assets in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds)
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.