Previously Known As : Uti Long Term Equity Fund (Tax Saving)
Uti Elss Tax Saver Fund Datagrid
Category ELSS (Tax Saving) Fund
BMSMONEY Rank 30
Rating
Growth Option 13-03-2026
NAV ₹187.71(R) -1.94% ₹211.43(D) -1.94%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.26% 11.9% 9.37% 11.81% 12.06%
Direct 4.27% 13.02% 10.47% 12.91% 13.13%
Nifty 500 TRI 7.03% 15.05% 12.45% 13.56% 14.3%
SIP (XIRR) Regular -13.14% 2.06% 6.14% 10.31% 10.71%
Direct -12.26% 3.13% 7.25% 11.47% 11.82%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.63 0.31 0.5 -3.56% -0.43
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
12.68% -16.35% -18.07% 0.98 9.13%
Fund AUM As on: 30/12/2025 3769 Cr
Top ELSS (Tax Saving) Fund
Fund Name Rank Rating
SBI ELSS Tax Saver Fund 1
DSP ELSS Tax Saver Fund 2
HDFC ELSS Tax Saver 3
Baroda BNP Paribas ELSS Tax Saver Fund 4
Mirae Asset ELSS Tax Saver Fund 5
HSBC Elss Tax Saver Fund 6
Nippon India ELSS Tax Saver Fund 7
Tata ELSS Fund 8

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
UTI ELSS Tax Saver Fund - Regular Plan - IDCW 35.86
-0.7100
-1.9400%
UTI ELSS Tax Saver Fund - Direct Plan - IDCW 49.83
-0.9800
-1.9400%
UTI ELSS Tax Saver Fund - Regular Plan - Growth Option 187.71
-3.7100
-1.9400%
UTI ELSS Tax Saver Fund - Direct Plan - Growth Option 211.43
-4.1800
-1.9400%

Review Date: 13-03-2026

Beginning of Analysis

UTI ELSS Tax Saver Fund is the 32nd ranked fund in the ELSS (Tax Saving) Fund category. The category has total 35 funds. The UTI ELSS Tax Saver Fund has shown a very poor past performence in ELSS (Tax Saving) Fund. The fund has a Jensen Alpha of -3.56% which is lower than the category average of -1.0%, showing poor performance. The fund has a Sharpe Ratio of 0.63 which is lower than the category average of 0.8.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
ELSS (Tax Saving) Mutual Funds are ideal for taxpayers seeking to save taxes under Section 80C while aiming for long-term wealth creation through equity investments. These funds offer a tax deduction of up to ₹1.5 lakh per financial year and have the shortest lock-in period of 3 years among all Section 80C options. However, being equity-oriented, they are subject to market risks and do not offer guaranteed returns. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in ELSS funds. Additionally, the tax implications of long-term capital gains should be considered.

UTI ELSS Tax Saver Fund Return Analysis

The UTI ELSS Tax Saver Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its ELSS (Tax Saving) Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the ELSS (Tax Saving) Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -8.65%, -10.53 and -8.81 in last one, three and six months respectively. In the same period the category average return was -8.23%, -9.81% and -8.42% respectively.
  • UTI ELSS Tax Saver Fund has given a return of 4.27% in last one year. In the same period the Nifty 500 TRI return was 7.03%. The fund has given 2.76% less return than the benchmark return.
  • The fund has given a return of 13.02% in last three years and rank 31st out of thirty eight funds in the category. In the same period the Nifty 500 TRI return was 15.05%. The fund has given 2.03% less return than the benchmark return.
  • UTI ELSS Tax Saver Fund has given a return of 10.47% in last five years and category average returns is 13.18% in same period. The fund ranked 29th out of thirty two funds in the category. In the same period the Nifty 500 TRI return was 12.45%. The fund has given 1.98% less return than the benchmark return.
  • The fund has given a return of 13.13% in last ten years and ranked 21st out of twenty seven funds in the category. In the same period the Nifty 500 TRI return was 14.3%. The fund has given 1.17% less return than the benchmark return.
  • The fund has given a SIP return of -12.26% in last one year whereas category average SIP return is -11.02%. The fund one year return rank in the category is 28th in 42 funds
  • The fund has SIP return of 3.13% in last three years and ranks 30th in 38 funds. Motilal Oswal ELSS Tax Saver Fund has given the highest SIP return (9.05%) in the category in last three years.
  • The fund has SIP return of 7.25% in last five years whereas category average SIP return is 9.96%.

UTI ELSS Tax Saver Fund Risk Analysis

  • The fund has a standard deviation of 12.68 and semi deviation of 9.13. The category average standard deviation is 12.95 and semi deviation is 9.5.
  • The fund has a Value at Risk (VaR) of -16.35 and a maximum drawdown of -18.07. The category average VaR is -16.62 and the maximum drawdown is -17.56. The fund has a beta of 0.93 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in ELSS (Tax Saving) Fund Category
  • Good Performance in ELSS (Tax Saving) Fund Category
  • Poor Performance in ELSS (Tax Saving) Fund Category
  • Very Poor Performance in ELSS (Tax Saving) Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -8.72 -8.21
    -8.32
    		-10.27 | -5.71 25 | 41 Average
    3M Return % -10.74 -9.72
    -10.07
    		-13.81 | -4.81 28 | 41 Average
    6M Return % -9.24 -7.62
    -8.96
    		-15.09 | -4.98 25 | 41 Average
    1Y Return % 3.26 7.03
    4.60
    		-1.87 | 9.79 30 | 41 Average
    3Y Return % 11.90 15.05
    14.08
    		4.62 | 20.76 31 | 38 Poor
    5Y Return % 9.37 12.45
    11.92
    		7.13 | 17.21 27 | 32 Poor
    7Y Return % 11.81 13.56
    13.00
    		8.75 | 20.86 20 | 30 Average
    10Y Return % 12.06 14.30
    13.79
    		10.68 | 19.80 21 | 26 Average
    15Y Return % 11.16 12.36
    12.97
    		10.94 | 14.95 16 | 19 Poor
    1Y SIP Return % -13.14
    -12.11
    		-20.64 | -5.69 27 | 41 Average
    3Y SIP Return % 2.06
    3.66
    		-6.30 | 7.95 31 | 38 Poor
    5Y SIP Return % 6.14
    8.69
    		3.93 | 14.35 26 | 32 Poor
    7Y SIP Return % 10.31
    12.38
    		7.33 | 18.44 22 | 30 Average
    10Y SIP Return % 10.71
    12.56
    		8.91 | 18.37 21 | 26 Average
    15Y SIP Return % 11.39
    13.29
    		11.16 | 18.06 17 | 20 Poor
    Standard Deviation 12.68
    12.95
    		9.59 | 19.13 21 | 38 Average
    Semi Deviation 9.13
    9.50
    		6.93 | 14.90 19 | 38 Good
    Max Drawdown % -18.07
    -17.56
    		-28.24 | -9.56 26 | 38 Average
    VaR 1 Y % -16.35
    -16.62
    		-24.68 | -10.33 21 | 38 Average
    Average Drawdown % -5.96
    -5.73
    		-10.61 | -3.44 25 | 38 Average
    Sharpe Ratio 0.63
    0.80
    		0.06 | 1.35 33 | 38 Poor
    Sterling Ratio 0.50
    0.61
    		0.18 | 0.94 33 | 38 Poor
    Sortino Ratio 0.31
    0.40
    		0.06 | 0.76 33 | 38 Poor
    Jensen Alpha % -3.56
    -1.00
    		-12.52 | 5.83 32 | 37 Poor
    Treynor Ratio -0.43
    -0.43
    		-0.60 | -0.31 20 | 37 Good
    Modigliani Square Measure % 14.11
    16.41
    		6.57 | 23.81 32 | 37 Poor
    Alpha % -3.72
    -1.29
    		-10.64 | 7.62 30 | 37 Average
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -8.65 -8.21 -8.23 -10.19 | -5.66 26 | 42 Average
    3M Return % -10.53 -9.72 -9.81 -13.57 | -4.54 30 | 42 Average
    6M Return % -8.81 -7.62 -8.42 -14.61 | -4.21 26 | 42 Average
    1Y Return % 4.27 7.03 5.85 -0.71 | 11.15 31 | 42 Average
    3Y Return % 13.02 15.05 15.32 6.13 | 22.20 31 | 38 Poor
    5Y Return % 10.47 12.45 13.18 7.96 | 18.83 29 | 32 Poor
    7Y Return % 12.91 13.56 14.25 9.65 | 22.65 20 | 30 Average
    10Y Return % 13.13 14.30 14.90 11.78 | 21.12 21 | 27 Average
    1Y SIP Return % -12.26 -11.02 -19.68 | -4.51 28 | 42 Average
    3Y SIP Return % 3.13 4.85 -4.87 | 9.05 30 | 38 Average
    5Y SIP Return % 7.25 9.96 5.76 | 15.15 29 | 32 Poor
    7Y SIP Return % 11.47 13.68 9.29 | 20.24 22 | 30 Average
    10Y SIP Return % 11.82 13.69 9.84 | 19.97 23 | 27 Poor
    Standard Deviation 12.68 12.95 9.59 | 19.13 21 | 38 Average
    Semi Deviation 9.13 9.50 6.93 | 14.90 19 | 38 Good
    Max Drawdown % -18.07 -17.56 -28.24 | -9.56 26 | 38 Average
    VaR 1 Y % -16.35 -16.62 -24.68 | -10.33 21 | 38 Average
    Average Drawdown % -5.96 -5.73 -10.61 | -3.44 25 | 38 Average
    Sharpe Ratio 0.63 0.80 0.06 | 1.35 33 | 38 Poor
    Sterling Ratio 0.50 0.61 0.18 | 0.94 33 | 38 Poor
    Sortino Ratio 0.31 0.40 0.06 | 0.76 33 | 38 Poor
    Jensen Alpha % -3.56 -1.00 -12.52 | 5.83 32 | 37 Poor
    Treynor Ratio -0.43 -0.43 -0.60 | -0.31 20 | 37 Good
    Modigliani Square Measure % 14.11 16.41 6.57 | 23.81 32 | 37 Poor
    Alpha % -3.72 -1.29 -10.64 | 7.62 30 | 37 Average
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Elss Tax Saver Fund NAV Regular Growth Uti Elss Tax Saver Fund NAV Direct Growth
    13-03-2026 187.7135 211.4325
    12-03-2026 191.4259 215.6085
    11-03-2026 193.0239 217.4026
    10-03-2026 195.9305 220.6706
    09-03-2026 194.0339 218.5289
    06-03-2026 197.6181 222.5482
    05-03-2026 199.7617 224.9563
    04-03-2026 197.985 222.9497
    02-03-2026 201.1748 226.53
    27-02-2026 203.6257 229.2718
    26-02-2026 206.0054 231.9452
    25-02-2026 205.6742 231.5663
    24-02-2026 204.6626 230.4214
    23-02-2026 206.8589 232.8879
    20-02-2026 205.7069 231.5729
    19-02-2026 205.221 231.0199
    18-02-2026 208.0349 234.1815
    17-02-2026 207.3153 233.3654
    16-02-2026 206.876 232.8648
    13-02-2026 205.6444 231.4603

    Fund Launch Date: 15/Nov/1999
    Fund Category: ELSS (Tax Saving) Fund
    Investment Objective: The funds collected under the scheme shall be invested in equities, fully convertible debentures/bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.
    Fund Description: An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit
    Fund Benchmark: S&P BSE 200
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.